1 bd · 1.0 ba ·
426 sqft ·
Built 1981
· Timeshare
· Active
· 120 DOM
Cashflow @ list (25.0% down · 7.5%)
Estimated rent
$2,889/mo
Mortgage (P&I)
−$8
Tax + insurance
−$2
HOA
−$86
Vac / Maint / Mgmt
−$607
Net cashflow
$2,186/mo
Annual
$26,229/yr
Cap rate
1754.88%
Cash-on-cash
6244.94%
DSCR
278.86
1% rule
192.58%
Cash to close
$420
Investor read
This is a 1-bed/1.0-bath timeshare listed at $2k.
At list price, monthly cash flow is $2k ($26k/yr) — positive.
The deal already cash-flows at list — no discount required.
Meets the 1% rule at list price ($3k rent vs $2k).
It's been on market 120 days — a 9% lower offer ($1k) is reasonable based on typical stale-listing flexibility.
Recommended offer: $1k (9.0% below list) — sets the bar for market timing.
In year one you build about $110 of equity ($10 loan paydown + $100 appreciation (6.6% local appreciation)).
Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
At projected returns (6.6% appreciation + 3.0% rent growth), your $420 cash investment doubles in ~1 year — after that, you're playing with house money.
Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Cap rate 1754.9% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
This rent runs 34% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Questions for listing agent
It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
CashFlowRE · CFR-KZ7X5R5J2PC09M
· Data 1 day agocashflowre.app · 2026-05-29