1 bd · 1.0 ba ·
896 sqft ·
Built 2011
· Other
· Active
· 136 DOM
Cashflow @ list (25.0% down · 7.5%)
Estimated rent
$823/mo
Mortgage (P&I)
−$0
Tax + insurance
−$0
HOA
−$0
Vac / Maint / Mgmt
−$173
Net cashflow
$650/mo
Annual
$7,801/yr
Cap rate
780116.68%
Cash-on-cash
2786108.53%
DSCR
123967.15
1% rule
82291.00%
Cash to close
$0
Investor read
This is a 1-bed/1.0-bath other listed at $1.
At list price, monthly cash flow is $650 ($8k/yr) — positive.
The deal already cash-flows at list — no discount required.
Meets the 1% rule at list price ($823 rent vs $1).
It's been on market 136 days — a 12% lower offer ($0) is reasonable based on typical stale-listing flexibility.
Local home prices are declining (-3.0%/yr); year-one equity from $0 of loan paydown is wiped out by about $0 of value loss. Plan a longer hold.
Location reads 70/100 on livability (#56 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: schools D-, amenities F, commute F.
Dardanelle School District (town): math 44% / reading 42% proficiency, ranked #52 of 238 in AR (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
Market conditions: 90 active listings in the ZIP; 10 units permitted in Yell County in 2024 (0 in 5+ unit buildings).
Yell County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
At projected returns (-3.0% appreciation + 3.0% rent growth), your $0 cash investment doubles in ~1 year — after that, you're playing with house money.
Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Cap rate 780116.7% vs local median 3.1% in Dardanelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Questions for listing agent
It's been on market 136 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
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· Data 1 day agocashflowre.app · 2026-05-29