Due-diligence checklist

394 State Route 17b Lot#19 · Monticello, NY 12701

Land · 2 bd / 2.0 ba · 960 sqft · built 2021 · listed $105,000 · MLS CFR-SQ6109206M8C4W

• Title & lien report

  Confirm clear title; flag mechanics' liens, easements, or active suits.
• Seller disclosure

  Pull the seller's written disclosure for material defects + work done without permits.
• Survey & boundary

  Recent survey verifying lot lines, easements, encroachments.
• Inspection contingency

  General home inspection within 7–10 days; right to renegotiate / cancel.
• Insurance binder

  Get a written insurance quote BEFORE waiving the financing/inspection contingency.
• Boundary survey

  Confirm the lot lines + easements. Old plats often misrepresent.
• Zoning + intended use

  Verify the use you're planning is permitted — call the planning desk.
• Utilities to lot line

  Water, sewer, electric, gas — how far to bring? Five-figure surprise risk.
• Soil + percolation

  Septic perc test; soil bearing for any planned structure.
• Wetlands + critical-area mapping

  Federal + state wetlands; floodway overlay.
• Title & easements

  Access easements, mineral rights, conservation easements.