Due-diligence checklist

12817 Shining Blue Nile Ln · Ruskin, FL 34219

SingleFamily · 6 bd / 3.0 ba · 3,326 sqft · built 2026 · listed $463,500 · MLS CFR-TMWKX90ZB5GMWX

• Title & lien report

  Confirm clear title; flag mechanics' liens, easements, or active suits.
• Seller disclosure

  Pull the seller's written disclosure for material defects + work done without permits.
• Survey & boundary

  Recent survey verifying lot lines, easements, encroachments.
• Inspection contingency

  General home inspection within 7–10 days; right to renegotiate / cancel.
• Insurance binder

  Get a written insurance quote BEFORE waiving the financing/inspection contingency.
• Builder warranty

  Active structural / mechanical warranty windows; transferable?
• Roof age + condition

  Even on new builds — confirm warranty + condition.
• HVAC age + condition

  Same — get manufacturer warranty paperwork.
• Permits on record

  Any work done after CO — was it permitted?