11350 Sarah Jane Ln #77 · Prescott Valley, AZ
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.4/30.0
- Condition / age +4.0/5.0
- 1% rule +3.1/10.0
- Livability +3.1/5.0
- DSCR +2.6/10.0
- Schools +2.6/10.0
- Appreciation +2.5/10.0
- Rent growth +2.5/5.0
- Manufactured-home adj. -3.7
$216,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
55+ Community in the highly sought after Orchard Ranch NORTH Community.Don't miss this Stunning 2 Bed/2 Bath. Featuring a spacious living room with oversized windows in dining and living room, which makes the home open and bright. Kitchen features an island and beautiful stainless steel appliances. Home has lots of cabinets for storage in the kitchen and dining room. Wood laminate flooring throughout the home. The master has a Large master bath with tile walk-in shower. Office or guest bedroom and bath with shower/tub combo.Back yard is fence and includes a shed for extra storage.
Key facts
- Lots of cabinets
- Island
- Oversized windows
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $217k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-430 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $155k (28.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $135k (37.6% below list).
- Recommended offer: $135k (37.6% below list) — sets the bar for 1% rule.
- Cap rate 3.9% vs local median 3.0% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
- Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Liberty Traditional School (math 56% / reading 53%, grade C, #208 of 1,109 statewide, top 19%, 785 students, 39% FRL); Bradshaw Mountain Middle School (math 24% / reading 39%, grade F, #78 of 218 statewide, top 36%, 280 students, 55% FRL); Bradshaw Mountain High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,697 students, 43% FRL) — zoned schools at 45% FRL track the district average.
- Market conditions: 319 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 135 days — a 12% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago; this cycle's ask has dropped $13k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 135 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.62% ✗
- Cap rate
- 3.91%
- Cash-on-cash
- -8.50%
- DSCR
- 0.62
- GRM
- 13.4
CMA / ARV
- ARV (median comp)
- $387,970
- List price
- $216,900
- Delta
- -44.09%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11250 E SR 69 -- #2120 | 0.25mi | 2/2.0 | 1,344 (-8%) | 12mo | $163,000 | $121 | 66 |
| 2142 Jackrabbit Dr #2142 | 0.63mi | 2/2.0 | 1,380 (-5%) | 2mo | $185,000 | $134 | 60 |
| 11250 E State Route 69 -- #1125 | 0.25mi | 3/2.0 (+1) | 1,248 (-14%) | 2mo | $130,000 | $104 | 58 |
| 2211 Dove Dr | 0.41mi | 2/2.0 | 1,333 (-8%) | 12mo | $235,000 | $176 | 57 |
| 1178 Rafter 11 Cir | 0.46mi | 2/2.0 | 1,250 (-14%) | 2mo | $150,000 | $120 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -31.3%
- Equity multiple
- -0.03×
- Total profit
- $-62,518
- Equity at exit
- $32,340
- IRR
- -34.7%
- Equity multiple
- -0.48×
- Total profit
- $-89,627
- Equity at exit
- $18,754
Cash invested: $60,732 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 3 active · 3 under contract
- Months of supply
- 6.0 mo (17%/mo absorbed)
- Median asking
- $239,500 ($160/sqft)
- Median days on market
- 103 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +66.9% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 86327
- Home prices YoY
- -11.8%
- Active inventory
- 319
- Price-to-rent
- 13.4×
Monthly cashflow live
- Estimated rent
- $1,353 high interval (Pro) →
- Mortgage (P&I)
- −$1,137
- Tax est. 1.5%
- −$271 /mo · $3,254/yr
- Insurance
- −$90
- HOA
- −$0
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$284
- Net cashflow
- $-430
Break-even live
Sensitivity live
| Price | -10% $-280 | -5% $-355 | +0% $-430 | +5% $-505 | +10% $-580 |
|---|---|---|---|---|---|
| Rent | -10% $-537 | -5% $-484 | +0% $-430 | +5% $-377 | +10% $-323 |
| Rate | -1.0pp $-321 | -0.5pp $-375 | base $-430 | +0.5pp $-486 | +1.0pp $-543 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,225
- Closing costs
- $6,507
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1298 Tapadero Dr Unit A Dewey, AZ | 2.0 | 2.0 | 1134 | $1,750 | $1.54 | 70d | 1 | 0.78mi |
| 1131 Tapadero Dr Dewey, AZ | 3.0 | 2.0 | 1590 | $1,695 | $1.07 | 93d | 1 | 0.90mi |
| 11501 E Wingfoot Ct Dewey, AZ | 2.0 | 2.5 | 1467 | $2,200 | $1.50 | 93d | 1 | 1.00mi |
| 1251 Barzona Ave #2 Dewey, AZ | 3.0 | 2.0 | 1254 | $1,745 | $1.39 | 93d | 1 | 1.09mi |
| 959 N Old Chisholm Trl Apt 01 Dewey, AZ | 1.0 | 2.0 | 960 | $1,175 | $1.22 | 93d | 1 | 1.19mi |
| 887 N Cochise Dr Dewey, AZ | 2.0 | 2.0 | 1544 | $1,625 | $1.05 | 70d | 1 | 1.20mi |
| 873 N Old Chisholm Trl Unit A Dewey, AZ | 2.0 | 2.0 | 1200 | $1,800 | $1.50 | 93d | 1 | 1.27mi |
Listing history 50 events
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2026-08-08days on market $216,900 Active 135 DOM
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2026-08-07days on market $216,900 Active 134 DOM
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2026-08-06days on market $216,900 Active 133 DOM
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2026-08-05days on market $216,900 Active 132 DOM
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2026-08-04days on market $216,900 Active 131 DOM
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2026-08-03days on market $216,900 Active 130 DOM
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2026-07-31days on market $216,900 Active 127 DOM
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2026-07-30days on market $216,900 Active 126 DOM
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2026-07-29days on market $216,900 Active 125 DOM
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2026-07-27days on market $216,900 Active 123 DOM
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2026-07-25days on market $216,900 Active 121 DOM
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2026-07-24days on market $216,900 Active 120 DOM
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2026-07-23days on market $216,900 Active 119 DOM
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2026-07-22days on market $216,900 Active 118 DOM
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2026-07-21days on market $216,900 Active 117 DOM
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2026-07-18days on market $216,900 Active 114 DOM
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2026-07-16days on market $216,900 Active 112 DOM
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2026-07-16days on market $216,900 Active 111 DOM
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2026-07-14days on market $216,900 Active 110 DOM
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2026-07-13days on market $216,900 Active 109 DOM
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2026-07-12days on market $216,900 Active 108 DOM
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2026-07-11days on market $216,900 Active 107 DOM
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2026-07-10days on market $216,900 Active 106 DOM
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2026-07-09days on market $216,900 Active 105 DOM
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2026-07-08days on market $216,900 Active 104 DOM
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2026-07-07days on market $216,900 Active 103 DOM
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2026-07-06days on market $216,900 Active 102 DOM
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2026-07-05days on market $216,900 Active 101 DOM
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2026-07-04days on market $216,900 Active 100 DOM
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2026-07-03days on market $216,900 Active 99 DOM
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2026-07-02days on market $216,900 Active 98 DOM
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2026-07-01days on market $216,900 Active 97 DOM
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2026-06-30days on market $216,900 Active 96 DOM
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2026-06-29days on market $216,900 Active 95 DOM
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2026-06-28days on market $216,900 Active 94 DOM
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2026-06-28days on market $216,900 Active 93 DOM
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2026-06-27days on market $216,900 Active 92 DOM
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2026-06-25days on market $216,900 Active 90 DOM
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2026-06-23days on market $216,900 Active 88 DOM
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2026-06-21days on market $216,900 Active 87 DOM
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2026-06-18days on market $216,900 Active 84 DOM
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2026-06-17days on market $216,900 Active 83 DOM
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2026-06-16days on market $216,900 Active 82 DOM
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2026-06-15days on market $216,900 Active 81 DOM
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2026-06-14days on market $216,900 Active 79 DOM
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2026-06-13days on market $216,900 Active 78 DOM
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2026-06-10days on market $216,900 Active 76 DOM
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2026-06-09days on market $216,900 Active 75 DOM
-
2026-06-08days on market $216,900 Active 74 DOM
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2026-06-07days on market $216,900 Active 73 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $16,236
- − Mortgage interest
- −$12,150
- − Property taxes
- −$3,254
- − Insurance
- −$1,084
- − Repairs & maintenance
- −$1,299
- − Management
- −$1,299
- − Depreciation
- −$6,310
- Taxable loss
- −$9,159
- Est. tax savings @ 24.0%
- +$2,198
- After-tax cash flow
- $-2,963/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 7 photos
This 2-bedroom, 2-bathroom manufactured home in a 55+ community is in good condition with cosmetic updates needed for a fresh look and increased value.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value ↑
- Both painting — refreshes interior and exterior ↑
- Resale upgrading appliances — attracts more buyers with modern features ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Humboldt Unified District (4469)
- NCES district ID
- 0403870
- Math proficiency
- 31% ▼ -13.00%
- Reading proficiency
- 37% ▼ -14.00%
- Median HH income
- $45,326
- Composite
- 29.06/100
- National rank
- #6605
- State rank
- #94 of 249 in AZ
Livability — Prescott Valley
- Score
- 62/100
- State rank
- #126
- US rank
- #16160
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Prescott Valley, AZ
- County
- Yavapai County · 241,389 people
- City population
- 63,155
- Metro
- Prescott Valley-Prescott, AZ
- Population (ZIP)
- 12,154
- Household income
- $71,512
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Yavapai County) Hauer SSP2
- Today (2025)
- 241,389 people
- By 2030
- 249,523 · +3.4%
- By 2040
- 259,966 · +7.7%
- By 2050
- 264,736 · +9.7%
- By 2075
- 269,334 · +11.6%
- By 2100
- 256,505 · +6.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Hispanic / Latino 9% Two or more races 6%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Lithuanian 4% Romanian 3% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 3% German/W. Germanic 1% French/Haitian/Cajun 1%
Political lean MEDSL · Yavapai
- 2024 margin
- Solid R (+33.9) · D 32.6% · R 66.5%
- 2008→2024 swing
- -9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
- All cycles
- 2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -43.08%
- Current HPI
- 320.6301
- Rent YoY
- —
- Metro
- Prescott Valley-Prescott, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
-14.9% since first listed8 events — show timeline
- 2026-05-08 Price Changed $216,900 PAARMLS as Distributed by MLS Grid
- 2026-03-26 Listed $230,000 PAARMLS as Distributed by MLS Grid
- 2023-11-30 Listing Removed — PAARMLS as Distributed by MLS Grid
- 2023-11-13 Listed $254,900 PAARMLS as Distributed by MLS Grid
- 2023-09-14 Relisted — PAARMLS as Distributed by MLS Grid
- 2023-09-14 Listing Removed — PAARMLS as Distributed by MLS Grid
- 2023-09-13 Listing Removed — PAARMLS as Distributed by MLS Grid
- 2023-06-13 Listed $254,900 PAARMLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…