1310 Neva St · Jacksonville, FL 32205

$79,900

3 bd · 1.0 ba · 990 sqft · SingleFamily public records · 7 Days on market

Built 1945 5,227 sqft lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Here's a property located in the Lakeshore area of the Westside that's in need of a new owner. This particular property sits in the Cedarhurst neighborhood where much development has been happening over the years and in an area full of high comps for the savvy investor or first time homeowner. It sits on a nice sized lot where a new owner could rehab it and turn it into a 4/2. For the prospective buyer, feel free to explore using a 203K loan to rehab this property as well. This property is being sold AS-IS and is in need of a complete rehab from the foundation up. This property has so much potential, so don't miss the chance to turn this home into a prime investment opportunity!

Key facts

• Generously sized lot
• Major roadways
• 5,227 sq ft lot

Tags

• CEDARHURST NEIGHBORHOOD
• WELCOMING FRONT PORCH
• GENEROUSLY SIZED LOT
• MAJOR ROADWAYS

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Other parking (unspecified)
• Utilities: Utilities: other/unspecified; Has heating and cooling
• Home design: Single Family Residence
• Exterior features: Residential single-family property; Lot approximately 0.12 acres; No private pool

Interior

• Kitchen: No kitchen appliances listed
• Bedrooms: 3 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Cooling system present (other/unspecified)
• Interior features: No built-in appliances listed
• Laundry & utility: No laundry appliances listed

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $610 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $80k).
• Cap rate 15.4% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.7%/yr); 320 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.7% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $79,900

Questions for the listing agent

1. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.88% ✓
• Cap rate: 15.45%
• Cash-on-cash: 32.70%
• DSCR: 2.45
• GRM: 4.4

CMA / ARV

• ARV (on-the-fly): $192,060
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1424 Eola Ct	0.28mi	3/1.0	981 (-1%)	14mo	$180,000	$183	74
5371 Royce Ave	0.25mi	3/1.0	1,040 (+5%)	10mo	$220,000	$212	72
5245 Royce Ave	0.44mi	3/1.0	975 (-2%)	6mo	$200,000	$205	72
1169 Orton St	0.38mi	2/1.0 (-1)	968 (-2%)	6mo	$184,000	$190	69
5558 Plymouth St	0.29mi	2/2.0 (-1)	999 (+1%)	9mo	$98,000	$98	69
5256 Royce Ave	0.43mi	3/1.0	1,040 (+5%)	7mo	$169,250	$163	66
1305 Ellis Trace Dr W	0.26mi	2/2.0 (-1)	1,020 (+3%)	14mo	$198,000	$194	62
5407 Carder St	0.23mi	3/1.0	864 (-13%)	8mo	$200,000	$231	62
5319 Kingsbury St	0.61mi	3/1.0	910 (-8%)	0mo	$201,000	$221	58
1134 Pangola Dr	0.46mi	2/1.0 (-1)	1,068 (+8%)	13mo	$121,000	$113	49
1173 Denaud St	0.55mi	3/2.0	1,056 (+7%)	12mo	$227,000	$215	49
4842 Louisa Ter	0.75mi	3/1.0	884 (-11%)	4mo	$122,500	$139	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.73% rent growth · sell at horizon

5-year hold

• IRR: 26.4%
• Equity multiple: 2.07×
• Total profit: $24,020
• Equity at exit: $11,913

10-year hold

• IRR: 33.2%
• Equity multiple: 3.84×
• Total profit: $63,483
• Equity at exit: $6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32205

• Rents YoY: 1.7%
• Active inventory: 320
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,502 high
• Mortgage (P&I): −$419
• Tax from tax record: −$125 /mo · $1,497/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$315
• Net cashflow: $610

Break-even live

Break-even rent $730

Max offer price $79,900

Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5710 Lenox Ave Jacksonville, FL	1.0–4.0	1.0–2.0	988	$1,299	$1.31	23d	1	0.24mi
5363 Poppy Dr Jacksonville, FL	3.0	1.0	1040	$1,445	$1.39	20d	1	0.25mi
5377 Royce Ave Jacksonville, FL	3.0	1.0	1040	$1,800	$1.73	17d	1	0.25mi
5351 Royce Ave Jacksonville, FL	3.0	1.0	1040	$1,600	$1.54	23d	1	0.30mi
6117 Hollow Ct Key Hollow Jacksonville, FL	3.0	2.0	1044	$1,449	$1.39	7d	1	0.31mi
1406 Ellis Trace Dr W Jacksonville, FL	2.0	1.5	1028	$1,200	$1.17	16d	1	0.31mi
1159 Pangola Dr Jacksonville, FL	2.0	1.0	676	$896	$1.33	23d	1	0.40mi
1160 Comanche St Jacksonville, FL	2.0	1.0	625	$1,095	$1.75	21d	1	0.42mi
1131 Lake Shore Blvd Unit 1131 Jacksonville, FL	2.0	1.0	696	$995	$1.43	19d	1	0.48mi
1130 Comanche St Unit 402 Jacksonville, FL	2.0	1.0	763	$1,090	$1.43	23d	1	0.52mi
5616 Atlee Ave Jacksonville, FL	3.0	1.0	800	$1,150	$1.44	23d	1	0.93mi
5614 Atlee Ave Jacksonville, FL	3.0	1.0	750	$1,350	$1.80	23d	1	0.94mi
1465 Manotak Point Dr #105 Jacksonville, FL	2.0	2.0	940	$1,295	$1.38	17d	1	0.95mi
4844 Merrimac Ave Jacksonville, FL	2.0	1.0	820	$1,325	$1.62	23d	1	0.97mi
1570 Lane Ave S Jacksonville, FL	1.0–2.0	1.0–1.5	862	$1,425	$1.65	2d	10	0.97mi
5139 Camille Ave Jacksonville, FL	3.0	2.0	1100	$1,625	$1.48	1d	1	0.99mi
740 Ernona St Jacksonville, FL	2.0	1.0	800	$1,200	$1.50	7d	1	1.00mi
1443 Winnebago Ave #1 Jacksonville, FL	2.0	1.0	800	$1,025	$1.28	23d	1	1.01mi
979 Mikael Ave Jacksonville, FL	2.0	1.0	1002	$1,510	$1.51	23d	1	1.01mi
1591 Lane Ave S Jacksonville, FL	1.0–3.0	1.0–2.0	954	$1,485	$1.56	23d	1	1.05mi
4813 Post St Jacksonville, FL	2.0	1.0	930	$1,150	$1.24	14d	1	1.05mi
4752 Post St Jacksonville, FL	2.0	1.0	936	$1,400	$1.50	23d	1	1.08mi
5615 San Juan Ave #208 Jacksonville, FL	2.0	2.0	1115	$1,200	$1.08	23d	1	1.10mi
5821 San Juan Ave Jacksonville, FL	1.0–3.0	1.0–2.0	1056	$1,330	$1.26	3d	7	1.12mi
853 Mikael Ave Jacksonville, FL	3.0	2.0	1025	$1,600	$1.56	23d	1	1.14mi
4623 Hercules Ave Jacksonville, FL	2.0	1.0	1014	$1,221	$1.20	4d	1	1.14mi
4620 Attleboro St Jacksonville, FL	3.0	2.0	1032	$2,195	$2.13	12d	1	1.17mi
4776 Cardinal Blvd Jacksonville, FL	3.0	1.0	959	$1,550	$1.62	23d	1	1.18mi
4608 Wheeler Ave Jacksonville, FL	3.0	1.0	1025	$2,000	$1.95	23d	1	1.19mi
2039 Niblick Dr Jacksonville, FL	1.0–2.0	1.0–2.0	847	$1,275	$1.51	3d	10	1.22mi
5215 San Juan Ave Jacksonville, FL	2.0	1.0	750	$1,075	$1.43	7d	1	1.22mi
6511 San Juan Ave Jacksonville, FL	2.0	2.0	740	$1,200	$1.62	4d	1	1.23mi
4530 Astral St Jacksonville, FL	2.0	1.0	800	$1,925	$2.41	23d	1	1.29mi
6595 San Juan Ave Jacksonville, FL	1.0–2.0	1.0	846	$1,250	$1.48	19d	4	1.29mi
5433 Leaming Ave Jacksonville, FL	2.0	1.0	548	$1,099	$2.01	20d	1	1.36mi
5405 Leaming Ave Jacksonville, FL	3.0	1.0	924	$1,199	$1.30	17d	1	1.37mi
4718 Ramona Blvd Jacksonville, FL	3.0	1.0	1085	$1,595	$1.47	23d	1	1.38mi
4315 Antisdale St Jacksonville, FL	4.0	1.0	1100	$1,600	$1.45	23d	1	1.41mi

Listing history 5 events

1. 2026-06-13
   statusdays on market $79,900 Pending 7 DOM
2. 2026-06-09
   days on market $79,900 Active 4 DOM
3. 2026-06-08
   days on market $79,900 Active 3 DOM
4. 2026-06-07
   remarks 699-char remark
5. 2026-06-07
   listed $79,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,497 · $125/mo
• Projected year-2 tax: $1,497 · $125/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,024
• − Mortgage interest: −$4,476
• − Property taxes: −$1,497
• − Insurance: −$400
• − Repairs & maintenance: −$1,442
• − Management: −$1,442
• − Depreciation: −$2,324
• Taxable income: $6,444
• Est. tax owed @ 24.0%: −$1,547
• After-tax cash flow: $5,768/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 29,148
• Household income: $64,789
• Rent vs Own: 45.2% rent · 54.8% own
• Severe rent burden: 1398.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 59% Black 21% Hispanic / Latino 11% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4% Cuban 1%
• Common ancestry: Slovak 3% Lithuanian 2% Romanian 2%
• Foreign-born: 8% · Canada, Vietnam, Dominican Republic
• Languages at home: 88% English-only · Spanish 8% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -386.70%
• Current HPI: 310.4566
• Rent YoY: ▲ 1.73%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+539.2% since first listed

18 events — show timeline

• 2026-06-05 Listed $79,900 realMLS
• 2025-02-11 Listing Removed — realMLS
• 2024-10-27 Listed $150,000 realMLS
• 2024-03-22 Sold (MLS) $75,000 realMLS
• 2024-01-30 Pending — realMLS
• 2024-01-24 Listed $65,000 realMLS
• 2023-12-22 Sold (MLS) $50,500 realMLS
• 2023-09-14 Pending — realMLS
• 2023-09-12 Relisted — realMLS
• 2023-09-06 Pending — realMLS
• 2023-09-03 Relisted — realMLS
• 2023-08-29 Pending — realMLS
• 2023-08-23 Pending — realMLS
• 2023-08-17 Relisted — realMLS
• 2023-07-05 Listing Removed — realMLS
• 2023-07-03 Listed $99,900 realMLS
• 1996-12-17 Sold (Public Records) $15,000 Public Records
• 1993-07-30 Sold (Public Records) $12,500 Public Records

Property tax history

+17.0%/yr

Latest (2025): $1,497 · +36.3% YoY. Source: county tax records.