Duplex
3627 Lafayette Ave · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +4.1/5.0
- Livability +2.5/5.0
- Condition / age +2.2/5.0
- Schools +0.2/10.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Welcome to this turn-key duplex in South City! Each spacious unit offers a great open floor plan and approximately 1,308 sq. ft. of living space. The first-floor flat includes 2 bedrooms and 1 bath, while the second-floor unit features 3 bedrooms and 1 bath. Both units come equipped with refrigerator, stove, microwave and garbage disposal in kitchen. Original stained glass, detailed woodwork, and hardwood floors throughout add timeless character to the property. Additional highlights include washer/dryer hookups in the basement, a 2-car brick garage with covered parking, accessed from the alley, and long-term tenants currently under lease. Conveniently located near SLU, Wash U, BJC, Tower Grove Park, Lafayette Park, Shaw’s Garden, and countless restaurants and activities. With steady rental income and historic charm in a prime city location, this fully occupied building is a smart investment opportunity you won’t want to miss. See uploaded RPV for more financial details. Property to be sold AS-IS.
Key facts
- Open floor plan
- Detailed woodwork
- Washer dryer hookups
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1×4bd/1.5ba + 1×3bd/1.5ba units multifamily listed at $250k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($17k/yr) — positive. Per door: $707/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $250k).
- Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.1% vs local median 4.9% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Nahed Chapman New American Aca (math 2% / reading 2%, grade F, #1,099 of 1,115 statewide, top 100%, 335 students, 99% FRL); Gateway Middle (math 0% / reading 8%, grade F, #389 of 391 statewide, top 100%, 506 students, 99% FRL); Vashon High (math 2% / reading 2%, grade F, #520 of 521 statewide, top 100%, 568 students, 100% FRL) — zoned schools average 99% FRL vs 80% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.2%/yr); 135 active listings in the ZIP; solid renter incomes; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 6.2% rent growth), your $70k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 197 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 197 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.50% ✓
- Cap rate
- 13.08%
- Cash-on-cash
- 24.25%
- DSCR
- 2.08
- GRM
- 5.5
CMA / ARV
- ARV (median comp)
- $374,538
- List price
- $250,000
- Delta
- -33.25%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2632 S Jefferson Ave | 1.32mi | 8/4.0 | 2,632 (+1%) | 10mo | $195,000 | $74 | 48 |
| 3857 Blaine Ave | 0.25mi | 8/4.0 | 2,206 (-16%) | 10mo | $349,000 | $158 | 47 |
| 2018 Ann Ave | 1.46mi | 7/2.0 (-1) | 2,946 (+13%) | 2mo | $335,000 | $114 | 37 |
| 4138 Botanical Ave | 0.88mi | 8/4.0 | 2,450 (-6%) | 11mo | $200,000 | $82 | 37 |
| 2856 Wyoming St | 1.46mi | 7/2.0 (-1) | 3,105 (+19%) | 7mo | $319,900 | $103 | 29 |
| 3202-3204 Halliday Ave | 0.95mi | 7/3.0 (-1) | 3,080 (+18%) | 9mo | $350,000 | $114 | 24 |
| 3433-3435 Juniata St | 1.16mi | 9/6.0 (+1) | 3,196 (+22%) | 2mo | $449,900 | $141 | 18 |
| 1210 S Newstead Ave | 1.15mi | 7/3.0 (-1) | 3,056 (+17%) | 36mo | $485,000 | $159 | 11 |
| 4541 Oakland Ave | 1.43mi | 8/8.0 | 2,250 (-14%) | 13mo | $350,000 | $156 | 11 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.24% rent growth · sell at horizon
- IRR
- 20.9%
- Equity multiple
- 1.89×
- Total profit
- $62,169
- Equity at exit
- $37,276
- IRR
- 31.1%
- Equity multiple
- 4.22×
- Total profit
- $225,407
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active
- Median asking
- $269,000 ($131/sqft)
- Median days on market
- 10 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +9.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 63110
- Rents YoY
- 6.2%
- Active inventory
- 135
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $3,758 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$139 /mo · $1,671/yr
- Insurance
- −$104
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$789
- Net cashflow
- $1,414
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 1× unit | 4 | 1.5 | $1,963 |
| 1× unit | 3 | 1.5 | $1,795 |
| Total (2 units) | $3,758 | ||
Break-even live
Sensitivity live
| Price | -10% $1,556 | -5% $1,485 | +0% $1,414 | +5% $1,344 | +10% $1,273 |
|---|---|---|---|---|---|
| Rent | -10% $1,117 | -5% $1,266 | +0% $1,414 | +5% $1,563 | +10% $1,711 |
| Rate | -1.0pp $1,540 | -0.5pp $1,478 | base $1,414 | +0.5pp $1,350 | +1.0pp $1,284 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3663 McRee Ave Saint Louis, MO | 3.0 | 1.5 | 1714 | $2,750 | $1.60 | 67d | 1 | 0.13mi |
| 3628 Shaw Blvd Unit 1F St. Louis, MO | 3.0 | 2.0 | 1350 | $1,945 | $1.44 | 39d | 1 | 0.15mi |
| 3628 Shaw Blvd Unit A St. Louis, MO | 3.0 | 2.0 | 1350 | $1,895 | $1.40 | 18d | 1 | 0.15mi |
| 3640 Shaw Blvd Unit 2W St. Louis, MO | 3.0 | 1.0 | 1200 | $1,249 | $1.04 | 18d | 1 | 0.15mi |
| 3654 Shaw Blvd Saint Louis, MO | 2.0 | 1.0 | 1200 | $1,600 | $1.33 | 93d | 1 | 0.17mi |
| 3817 Lafayette Ave Saint Louis, MO | 3.0 | 2.5 | 1785 | $2,595 | $1.45 | 13d | 1 | 0.17mi |
| 3831 Lafayette Ave Saint Louis, MO | 4.0 | 3.0 | 2781 | $2,800 | $1.01 | 37d | 1 | 0.20mi |
| 3841 McRee Ave Unit B St. Louis, MO | 2.0 | 1.0 | 900 | $1,095 | $1.22 | 73d | 1 | 0.23mi |
| 3841 McRee Ave Unit B St. Louis, MO | 2.0 | 1.0 | 900 | $995 | $1.11 | 42d | 1 | 0.23mi |
| 3850 De Tonty St Unit 3852 St. Louis, MO | 3.0 | 1.0 | 1200 | $1,650 | $1.38 | 71d | 1 | 0.24mi |
| 3850 De Tonty St Unit 3850A St. Louis, MO | 3.0 | 1.0 | 1200 | $1,695 | $1.41 | 51d | 1 | 0.24mi |
| 3850 De Tonty St Unit 3852A St. Louis, MO | 3.0 | 1.0 | 1200 | $1,695 | $1.41 | 64d | 1 | 0.24mi |
| 3850 De Tonty St Apt A St. Louis, MO | 3.0 | 1.0 | 1200 | $1,725 | $1.44 | 71d | 1 | 0.24mi |
| 3808 Folsom Ave Saint Louis, MO | 3.0 | 1.0 | 1646 | $1,795 | $1.09 | 22d | 1 | 0.25mi |
| 1517 S Theresa Ave St. Louis, MO | 3.0 | 1.0 | 770 | $1,895 | $2.46 | 24d | 8 | 0.26mi |
| 3861 McRee Ave Unit 3865 St. Louis, MO | 3.0 | 2.5 | 1556 | $1,845 | $1.19 | 67d | 1 | 0.27mi |
| 3846 Shaw Blvd Saint Louis, MO | 2.0 | 1.5 | 1231 | $1,600 | $1.30 | 37d | 1 | 0.27mi |
| 3868 Shaw Blvd St. Louis, MO | 2.0 | 2.5 | 5058 | $1,895 | $0.37 | 93d | 1 | 0.30mi |
| 3508 Russell Blvd Unit 3508 2 St. Louis, MO | 2.0 | 1.0 | 850 | $1,075 | $1.26 | 93d | 1 | 0.31mi |
| 3911 Shaw Blvd Saint Louis, MO | 3.0 | 1.5 | 1432 | $1,885 | $1.32 | 30d | 1 | 0.32mi |
| 3503 Park Ave Saint Louis, MO | 2.0 | 1.0 | 1080 | $1,380 | $1.28 | 93d | 1 | 0.32mi |
| 3915 Shaw Blvd St. Louis, MO | 3.0 | 1.5 | 1500 | $1,785 | $1.19 | 37d | 1 | 0.32mi |
| 3901 Folsom Ave Unit 3909 St. Louis, MO | 3.0 | 2.5 | 1635 | $1,845 | $1.13 | 42d | 1 | 0.35mi |
| 3920 Folsom Ave Saint Louis, MO | 2.0 | 2.0 | 1040 | $1,850 | $1.78 | 17d | 1 | 0.37mi |
| 3321 Saint Vincent Ave Saint Louis, MO | 4.0 | 3.0 | 1456 | $2,295 | $1.58 | 24d | 1 | 0.38mi |
| 3321 Saint Vincent Ave Saint Louis, MO | 4.0 | 3.0 | 1456 | $2,295 | $1.58 | 22d | 1 | 0.38mi |
| 3802 Flad Ave St. Louis, MO | 3.0 | 1.0 | 1350 | $1,499 | $1.11 | 57d | 1 | 0.43mi |
| 3802 Flad Ave St. Louis, MO | 3.0 | 1.0 | 1350 | $1,399 | $1.04 | 48d | 1 | 0.43mi |
| 3305 Park Ave Unit A St. Louis, MO | 2.0 | 1.0 | 825 | $1,225 | $1.48 | 32d | 1 | 0.43mi |
| 4000 De Tonty St Unit 2E St. Louis, MO | 3.0 | 1.0 | 1200 | $1,595 | $1.33 | 23d | 1 | 0.44mi |
| 4000 De Tonty St Unit 3W St. Louis, MO | 3.0 | 1.0 | 1200 | $1,630 | $1.36 | 51d | 1 | 0.44mi |
| 3300-3308 Russell Blvd Unit F St. Louis, MO | 2.0 | 1.0 | 1000 | $1,100 | $1.10 | 93d | 1 | 0.44mi |
| 3145 Lafayette Ave Unit 2 St. Louis, MO | 2.0 | 2.0 | 800 | $1,595 | $1.99 | 93d | 1 | 0.44mi |
| 3942 Flad Ave St. Louis, MO | 2.0 | 1.0–1.5 | 1025 | $1,625 | $1.59 | 67d | 2 | 0.54mi |
| 3008-3010 Henrietta St Unit 3010-1F St. Louis, MO | 2.0 | 1.0 | 1175 | $1,300 | $1.11 | 28d | 1 | 0.56mi |
| 3325 Shenandoah Ave Saint Louis, MO | 3.0 | 1.5 | 1482 | $2,625 | $1.77 | 13d | 1 | 0.56mi |
| 3548 Victor St Saint Louis, MO | 2.0 | 1.5 | 1239 | $2,300 | $1.86 | 27d | 1 | 0.57mi |
| 3925 Shenandoah Ave St. Louis, MO | 3.0 | 1.0 | 1250 | $1,500 | $1.20 | 52d | 1 | 0.59mi |
| 4124 De Tonty St St. Louis, MO | 2.0 | 1.0–2.0 | 743 | $1,650 | $2.22 | 23d | 2 | 0.62mi |
| 3867 Botanical Ave Unit 3867 2E-C St. Louis, MO | 2.0 | 1.0 | 900 | $1,500 | $1.67 | 93d | 1 | 0.62mi |
Listing history 50 events
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2026-07-31days on market $250,000 Active 197 DOM
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2026-07-30days on market $250,000 Active 196 DOM
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2026-07-30days on market $250,000 Active 195 DOM
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2026-07-28days on market $250,000 Active 194 DOM
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2026-07-26days on market $250,000 Active 192 DOM
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2026-07-24days on market $250,000 Active 190 DOM
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2026-07-23days on market $250,000 Active 189 DOM
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2026-07-22days on market $250,000 Active 188 DOM
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2026-07-21days on market $250,000 Active 187 DOM
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2026-07-20days on market $250,000 Active 186 DOM
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2026-07-18days on market $250,000 Active 184 DOM
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2026-07-18days on market $250,000 Active 183 DOM
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2026-07-16days on market $250,000 Active 182 DOM
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2026-07-15days on market $250,000 Active 181 DOM
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2026-07-14days on market $250,000 Active 180 DOM
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2026-07-13days on market $250,000 Active 179 DOM
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2026-07-13days on market $250,000 Active 178 DOM
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2026-07-11days on market $250,000 Active 177 DOM
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2026-07-10days on market $250,000 Active 176 DOM
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2026-07-09days on market $250,000 Active 175 DOM
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2026-07-07days on market $250,000 Active 173 DOM
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2026-07-06days on market $250,000 Active 172 DOM
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2026-07-05days on market $250,000 Active 171 DOM
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2026-07-03days on market $250,000 Active 169 DOM
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2026-07-02days on market $250,000 Active 168 DOM
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2026-07-01days on market $250,000 Active 167 DOM
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2026-06-30days on market $250,000 Active 166 DOM
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2026-06-29days on market $250,000 Active 165 DOM
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2026-06-28days on market $250,000 Active 164 DOM
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2026-06-27days on market $250,000 Active 163 DOM
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2026-06-26days on market $250,000 Active 162 DOM
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2026-06-24days on market $250,000 Active 160 DOM
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2026-06-21days on market $250,000 Active 157 DOM
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2026-06-18days on market $250,000 Active 154 DOM
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2026-06-17days on market $250,000 Active 153 DOM
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2026-06-16days on market $250,000 Active 152 DOM
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2026-06-15days on market $250,000 Active 151 DOM
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2026-06-13days on market $250,000 Active 149 DOM
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2026-06-09days on market $250,000 Active 145 DOM
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2026-06-08days on market $250,000 Active 144 DOM
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2026-06-08days on market $250,000 Active 143 DOM
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2026-06-05days on market $250,000 Active 140 DOM
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2026-06-03days on market $250,000 Active 139 DOM
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2026-06-02days on market $250,000 Active 138 DOM
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2026-06-01days on market $250,000 Active 137 DOM
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2026-05-31days on market $250,000 Active 136 DOM
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2026-04-21price $250,000 1024-char remark
Show marketing remark (1024 chars)
Welcome to this turn-key duplex in South City! Each spacious unit offers a great open floor plan and approximately 1,308 sq. ft. of living space. The first-floor flat includes 2 bedrooms and 1 bath, while the second-floor unit features 3 bedrooms and 1 bath. Both units come equipped with refrigerator, stove, microwave and garbage disposal in kitchen. Original stained glass, detailed woodwork, and hardwood floors throughout add timeless character to the property. Additional highlights include washer/dryer hookups in the basement, a 2-car brick garage with covered parking, accessed from the alley, and long-term tenants currently under lease. Conveniently located near SLU, Wash U, BJC, Tower Grove Park, Lafayette Park, Shaw’s Garden, and countless restaurants and activities. With steady rental income and historic charm in a prime city location, this fully occupied building is a smart investment opportunity you won’t want to miss. See uploaded RPV for more financial details. Property to be sold AS-IS.
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2026-01-15$275,000 Active 1024-char remark
Show marketing remark (1024 chars)
Welcome to this turn-key duplex in South City! Each spacious unit offers a great open floor plan and approximately 1,308 sq. ft. of living space. The first-floor flat includes 2 bedrooms and 1 bath, while the second-floor unit features 3 bedrooms and 1 bath. Both units come equipped with refrigerator, stove, microwave and garbage disposal in kitchen. Original stained glass, detailed woodwork, and hardwood floors throughout add timeless character to the property. Additional highlights include washer/dryer hookups in the basement, a 2-car brick garage with covered parking, accessed from the alley, and long-term tenants currently under lease. Conveniently located near SLU, Wash U, BJC, Tower Grove Park, Lafayette Park, Shaw’s Garden, and countless restaurants and activities. With steady rental income and historic charm in a prime city location, this fully occupied building is a smart investment opportunity you won’t want to miss. See uploaded RPV for more financial details. Property to be sold AS-IS.
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2025-04-01$284,900 Active
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2025-03-20historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,671 · $139/mo
- Projected year-2 tax
- $2,425 · $202/mo
- Expected delta
- +$754/yr (+$63/mo · 45.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $45,096
- − Mortgage interest
- −$14,004
- − Property taxes
- −$1,671
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$3,608
- − Management
- −$3,608
- − Depreciation
- −$7,273
- Taxable income
- $13,683
- Est. tax owed @ 24.0%
- −$3,284
- After-tax cash flow
- $13,688/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This multi-family property requires extensive repairs and maintenance to improve its condition and increase its resale or rental value.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof) — Significant damage to the roof is visible, with missing shingles and exposed structure.
- Major Windows (windows) — The windows appear to be in poor condition, with some frames damaged and possibly missing glass.
- Major Electrical (electrical) — The electrical panel is not visible, but the overall condition of the house suggests outdated or potentially unsafe wiring.
- Major Plumbing (plumbing) — The exterior of the house shows signs of water damage, indicating potential plumbing issues that need immediate attention.
- Major Exterior (exterior) — The exterior walls and siding appear to be in poor condition, with visible cracks and peeling paint.
Repairs flagged
- Major roof — The roof appears to be in poor condition and requires immediate attention to prevent further damage.
- Major exterior siding — The exterior siding is peeling and requires immediate attention to prevent further damage and maintain the structural integrity of the building.
- Major interior walls/paint — The interior walls and paint are stained and require immediate attention to maintain the structural integrity and appearance of the building.
- Major HVAC/mechanicals — The HVAC and mechanical systems are in poor condition and require immediate attention to ensure the building is habitable and energy-efficient.
- Major landscaping — The landscaping is overgrown and requires immediate attention to improve the curb appeal and maintain the structural integrity of the building.
Value-add opportunities
- Both repair and replace roof — Repairing and replacing the roof will improve the structural integrity and appearance of the building, making it more attractive to potential buyers or renters. ↑
- Both repair and replace exterior siding — Repairing and replacing the exterior siding will improve the structural integrity and appearance of the building, making it more attractive to potential buyers or renters. ↑
- Both repair and paint interior walls — Repairing and painting the interior walls will improve the structural integrity and appearance of the building, making it more attractive to potential buyers or renters. ↑
- Both repair and replace HVAC/mechanicals — Repairing and replacing the HVAC and mechanical systems will improve the structural integrity and energy efficiency of the building, making it more attractive to potential buyers or renters. ↑
- Both landscaping — Landscaping will improve the curb appeal and maintain the structural integrity of the building, making it more attractive to potential buyers or renters. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 315,737 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 17,645
- Household income
- $81,655
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Black 19% Two or more races 9% Hispanic / Latino 8% Asian 4%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 5% Slovak 3% Italian 3%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 91% English-only · Spanish 3% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -206.93%
- Current HPI
- 342.2466
- Rent YoY
- ▲ 6.24%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+11.1% since first listed8 events — show timeline
- 2026-04-21 Price Changed $250,000 MARIS as Distributed by MLS Grid
- 2026-01-15 Listed $275,000 MARIS as Distributed by MLS Grid
- 2025-04-01 Listed $284,900 MARIS as Distributed by MLS Grid
- 2025-03-20 Coming Soon — MARIS as Distributed by MLS Grid
- 2020-10-08 Sold (Public Records) — Public Records
- 2020-10-02 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2020-08-16 Pending — MARIS as Distributed by MLS Grid
- 2020-08-14 Listed $225,000 MARIS as Distributed by MLS Grid
Property tax history
+12.3%/yrLatest (2024): $1,671 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…