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1399 Sacramento Ave #133
B- Composite 68.53
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.2/10.0
  • ARV discount +7.5/15.0
  • Schools +3.8/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$189,500

1399 Sacramento Ave #133 · West Sacramento, CA 95605
3 bd · 2.0 ba · 1,242 sqft · Manufactured · 31 Days on market
Built 1989

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to West Wind Estates, an All-Age community offering a resort lifestyle with incredible amenities and comfort. Unit 133 is truly one of a kind it is a completely remodeled double-wide mobile home showcasing modern luxury upgrades from top to bottom. Not to forget it's premium lot it sits on that can comfortably park 3 cars. This move-in ready home features a brand new roof, new HVAC system, all new siding, and brand new double-pane windows throughout for enhanced energy efficiency and peace of mind. Step inside to discover a stunning modern kitchen highlighted by quartz countertops, sleek finishes, and a grand oversized island perfect for entertaining. The spacious primary suite feat

Key facts

  • New siding
  • Brand new roof
  • Premium lot

Tags

PREMIUM LOTBRAND NEW ROOFNEW HVAC SYSTEMNEW SIDINGBRAND NEW DOUBLE-PANE WINDOWSMODERN KITCHEN

Property features AI

Finance

  • Other: Located in Yolo County, Broderick (1399 Sacramento Ave #133, West Sacramento, CA 95605); Cross street: Todhunter Ave
  • Financial info: Land lease amount listed (if applicable) $790
  • HOA & community: No homeowners association; Not a senior community; No land lease

Exterior

  • Parking: Assigned covered parking; Guest parking available
  • Utilities: Public water; Public sewer; Cable available; 220V in laundry
  • Home design: Manufactured in park (double wide); Made by ODYSEY; Year built 1989
  • Construction: Wood skirting
  • Exterior features: Backyard; Front yard; Regular lot shape; Composition roof

Interior

  • Kitchen: Slab counters; Kitchen island; Free standing gas range; Free standing gas oven; Free standing refrigerator; Dishwasher; Microwave
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms; Tub with shower over; Shower stall(s)
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Open beam ceiling; Covered patio; Caulked/sealed dual-pane windows; Pets allowed
  • Laundry & utility: Laundry hookups inside; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $190k.

Deal economics

  • At list price, monthly cash flow is $818 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $190k).
  • Recommended offer: $184k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#164 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, commute A, employment A-; Watch: cost of living F.
  • Washington Unified (suburban): math 30% / reading 57% proficiency, ranked #197 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-2.4%/yr); 52 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 721 units permitted in Yolo County in 2024 (260 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Yolo County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $53k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,815 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
11.47%
Cash-on-cash
18.49%
DSCR
1.82
GRM
5.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
6.8%
Equity multiple
1.25×
Total profit
$13,511
Equity at exit
$28,255
10-year hold
IRR
13.3%
Equity multiple
1.91×
Total profit
$48,482
Equity at exit
$16,384

Cash invested: $53,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95605

Rents YoY
-2.4%
Active inventory
52
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$2,693 high interval (Pro) →
Mortgage (P&I)
$994
Tax est. 1.5%
$237 /mo · $2,842/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$565
Net cashflow
$818

Break-even live

Break-even rent $1,658
Max offer price $189,500
Occupancy floor 65%

Sensitivity live

Price -10% $948 -5% $883 +0% $818 +5% $752 +10% $687
Rent -10% $605 -5% $711 +0% $818 +5% $924 +10% $1,030
Rate -1.0pp $913 -0.5pp $866 base $818 +0.5pp $768 +1.0pp $718

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,375
Closing costs
$5,685
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
709 Solano St West Sacramento, CA 4.0 3.0 1500 $3,000 $2.00 2d 1 0.53mi
500 Douglas St West Sacramento, CA 3.0 1.0–2.0 874 $2,939 $3.36 4d 22 0.86mi
777 5th St West Sacramento, CA 2.0 1.0–2.0 878 $10,000 $11.38 2d 15 1.21mi
2763 River Plaza Dr Sacramento, CA 1.0–3.0 1.0–2.0 848 $2,400 $2.83 2d 8 1.35mi
120 Soaring Hawk Ln Sacramento, CA 2.0 2.0 1026 $2,195 $2.14 17d 1 1.39mi
4 White Lily Ct Sacramento, CA 3.0 2.0 1270 $2,395 $1.89 44d 1 1.42mi
2227 River Plaza Dr Sacramento, CA 1.0–2.0 1.0–2.0 890 $2,220 $2.49 2d 19 1.46mi

Listing history 16 events

  1. 2026-06-19
    days on market $189,500 Active 31 DOM
  2. 2026-06-18
    days on market $189,500 Active 30 DOM
  3. 2026-06-17
    days on market $189,500 Active 29 DOM
  4. 2026-06-16
    days on market $189,500 Active 28 DOM
  5. 2026-06-15
    days on market $189,500 Active 27 DOM
  6. 2026-06-14
    days on market $189,500 Active 25 DOM
  7. 2026-06-12
    days on market $189,500 Active 24 DOM
  8. 2026-06-09
    days on market $189,500 Active 21 DOM
  9. 2026-06-08
    days on market $189,500 Active 20 DOM
  10. 2026-06-07
    days on market $189,500 Active 19 DOM
  11. 2026-06-07
    days on market $189,500 Active 18 DOM
  12. 2026-06-04
    days on market $189,500 Active 15 DOM
  13. 2026-06-02
    days on market $189,500 Active 14 DOM
  14. 2026-06-01
    days on market $189,500 Active 13 DOM
  15. 2026-05-31
    remarks 699-char remark
  16. 2026-05-31
    listed $189,500 Active 12 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 27 unhealthy d/yr today · 33 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,311
− Mortgage interest
−$10,615
− Property taxes
−$2,842
− Insurance
−$948
− Repairs & maintenance
−$2,585
− Management
−$2,585
− Depreciation
−$5,513
Taxable income
$7,223
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,734
After-tax cash flow
$8,077/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Washington Unified
NCES district ID
0641580
Math proficiency
30% ▼ -2.00%
Reading proficiency
57% ▲ 12.00%
Median HH income
$55,207
Composite
37.79/100
National rank
#4339
State rank
#197 of 517 in CA

Livability — West Sacramento

Score
73/100
State rank
#164
US rank
#5389

Category grades

Amenities C Commute A Cost of living F Crime C+ Employment A- Housing A+ Health & safety B User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Sacramento, CA
County
Yolo County · 212,115 people
City population
55,039
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
14,896
Household income
$71,924
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
554.0

Population outlook (Yolo County) Hauer SSP2

Today (2025)
242,183 people
By 2030
257,662 · +6.4%
By 2040
288,050 · +18.9%
By 2050
318,202 · +31.4%
By 2075
392,736 · +62.2%
By 2100
438,150 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Hispanic / Latino 47% White 31% Two or more races 21% Asian 9% Black 5%
Hispanic origin (detail)
Mexican 45%
Common ancestry
Scotch-Irish 7% Subsaharan African 4% Serbian 1%
Foreign-born
35% · Canada, Vietnam, China
Languages at home
42% English-only · Spanish 35% Russian/Polish/Slavic 14% Other Asian/Pacific 4%

Political lean MEDSL · Yolo

2024 margin
Solid D (+36.2) · D 66.3% · R 30.1% · Other 3.6%
2008→2024 swing
0.0pp no change · 2008: 36.2pp · 2024: 36.2pp
All cycles
2024: D+36.2 2020: D+41.4 2016: D+42.0 2012: D+33.2 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -214.35%
Current HPI
397.7177
Rent YoY
▼ -2.42%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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