370 Golden Paint Trl · Liberty Hill, TX 78642

$358,270

5 bd · 2.5 ba · 2,595 sqft · SingleFamily · 51 Days on market

Built 2026 Good condition 4,791 sqft lot $138/sqft · 39% below area Est $592k · 39% under $55/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.1/30.0
• Schools +4.4/10.0
• Condition / age +4.0/5.0
• Livability +3.4/5.0
• 1% rule +2.7/10.0
• DSCR +2.1/10.0
• Rent growth +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Introducing 370 Golden Paint Trail located in the beautiful Cascade community and designed with elevated style and everyday comfort in mind. Inside the home's interior is bright and welcoming, you'll see modern finishes such as wood-look vinyl flooring through the main living spaces, bright white cabinets with nickel hardware throughout, and 5 panel interior doors. Just off of the garage, a utility room provides a convenient space for maximum organization, keeping your laundry routine swift and together. The kitchen features 3cm Blanco Atlantico Granite countertops, 42-inch upper cabinets, a center island, corner pantry, and sleek black appliances. Enjoy the den located downstairs which is perfect for study or a home office, or follow up the stairs to the recreation room that's great for exercise or pursuing your hobbies. Retire to the primary suite where you'll find a walk-in closet, dual vanity, and a semi-private water closet. Located about 35 miles from downtown Austin and close to 183, Liberty Hill is surrounded by the breathtaking rolling hills of the Texas Hill Country. This vibrant community features a charming historic downtown district with a strong sense of belonging that you'll love, making it the perfect place to live, grow, and find your new home.

Key facts

• Utility room
• Recreation room
• Walk-in closet

Tags

• UTILITY ROOM
• CENTER ISLAND
• CORNER PANTRY
• DEN LOCATED DOWNSTAIRS
• RECREATION ROOM
• WALK-IN CLOSET

Property features AI

Finance

• HOA & community: Community HOA (Pamco) with a monthly fee of $55 covering common area maintenance; Community mailbox, curbs, street lights, and sidewalks

Exterior

• Parking: Attached garage; Garage faces front; Single garage door; Driveway parking; Two covered parking spaces (total 2)
• Security: Smoke detectors
• Utilities: Electricity available; Water connected (public); Sewer via municipal utility district
• Home design: Two-story home; New construction; Faces southeast; Slab foundation
• Construction: Built by Brohn Homes; Frame construction with HardiPlank siding; Blown-in insulation; Composition shingle roof
• Exterior features: Private yard; Back yard; Front yard; Landscaped; Automatic sprinklers (front, rear, and side); Few small trees; Privacy wood fencing in backyard

Interior

• Kitchen: Dishwasher; Electric cooktop; Disposal; Microwave; Oven; Kitchen island; Granite counters; Pantry; Eat-in kitchen; Breakfast bar
• Bedrooms: Primary bedroom on the main level
• Flooring: Carpet; Vinyl
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Breakfast bar; Entrance foyer; Eat-in kitchen; Granite counters; Interior steps; Kitchen island; Open floorplan; Pantry; Recessed lighting; Walk-in closet(s); Insulated windows; Window screens
• Laundry & utility: Inside laundry; Laundry closet; Washer hookup on main level

What this means for you Summary

Snapshot

• This is a 5-bed/2.5-bath single-family listed at $358k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-349 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $308k (14.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (22.9% below list).
• Recommended offer: $276k (22.9% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 2.8% in Liberty Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#495 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D+, amenities F, commute F.
• Liberty Hill ISD (rural): math 43% / reading 52% proficiency, ranked #160 of 826 in TX (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Bill Burden El (math 36% / reading 45%, grade F, #1,490 of 4,322 statewide, top 35%, 808 students, 19% FRL); Liberty Hill Middle (math 44% / reading 50%, grade D+, #424 of 1,662 statewide, top 27%, 944 students, 26% FRL); Liberty Hill H S (math 39% / reading 69%, grade C-, #422 of 1,632 statewide, top 26%, 2,001 students, 23% FRL) — zoned schools at 23% FRL track the district average.
• Market conditions: Rents soft (-1.9%/yr); 1509 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($348k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $276,227 (22.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.12%
• Cash-on-cash: -4.17%
• DSCR: 0.81
• GRM: 10.8

CMA / ARV

• ARV (median comp): $591,826
• List price: $358,270
• Delta: -39.46%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
208 Foundation Ln	0.57mi	4/3.0 (-1)	2,595 (0%)	2mo	$499,900	$193	65
200 Gary Wayne Dr	0.59mi	4/3.0 (-1)	2,513 (-3%)	1mo	$546,900	$218	59
312 Leeland Dr	0.72mi	4/2.5 (-1)	2,570 (-1%)	2mo	$399,334	$155	58
804 Lariat Loop	0.62mi	4/3.5 (-1)	2,527 (-3%)	0mo	$474,900	$188	57
1116 Lariat Loop	0.68mi	4/3.5 (-1)	2,594 (-0%)	2mo	$499,900	$193	57
137 Clover Bnd	0.65mi	5/3.0	2,450 (-6%)	2mo	$399,252	$163	57
533 Outrider Ct	0.62mi	4/3.5 (-1)	2,662 (+3%)	1mo	$530,900	$199	57
124 Top View Dr	0.55mi	4/3.0 (-1)	2,808 (+8%)	0mo	$469,990	$167	53
201 Gary Wayne Dr	0.61mi	4/3.5 (-1)	2,796 (+8%)	0mo	$549,900	$197	49
153 Clover Bnd	0.64mi	4/3.5 (-1)	2,281 (-12%)	0mo	$409,197	$179	41
109 North River Way	0.59mi	4/3.5 (-1)	2,944 (+13%)	1mo	$594,900	$202	40
141 Clover Bnd	0.65mi	4/3.5 (-1)	2,281 (-12%)	2mo	$407,820	$179	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.8%
• Equity multiple: 0.12×
• Total profit: $-88,286
• Equity at exit: $53,419

10-year hold

• IRR: -39.7%
• Equity multiple: -0.36×
• Total profit: $-136,455
• Equity at exit: $30,977

Cash invested: $100,316 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78642

• Home prices YoY: -32.4%
• Rents YoY: -1.9%
• Active inventory: 1509
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $2,762 medium
• Mortgage (P&I): −$1,879
• Tax est. 1.5%: −$448 /mo · $5,374/yr
• Insurance: −$149
• HOA: −$55
• Vacancy / Maint / Mgmt: −$580
• Net cashflow: $-349

Break-even live

Break-even rent $3,204

Max offer price $307,808

Occupancy floor —

Sensitivity live

Price	-10% $-101	-5% $-225	+0% $-349	+5% $-473	+10% $-596
Rent	-10% $-567	-5% $-458	+0% $-349	+5% $-240	+10% $-131
Rate	-1.0pp $-168	-0.5pp $-258	base $-349	+0.5pp $-442	+1.0pp $-536

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $89,568
• Closing costs: $10,748
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
217 McCrae Dr Liberty Hill, TX	4.0	3.5	2453	$2,900	$1.18	13d	1	0.93mi

HOA detail

• Monthly dues: $55 · $660/yr
• Likely covers: water

Listing history 20 events

1. 2026-06-21
   days on market $358,270 Active 51 DOM
2. 2026-06-18
   days on market $358,270 Active 48 DOM
3. 2026-06-17
   days on market $358,270 Active 47 DOM
4. 2026-06-16
   days on market $358,270 Active 46 DOM
5. 2026-06-15
   days on market $358,270 Active 45 DOM
6. 2026-06-13
   days on market $358,270 Active 43 DOM
7. 2026-06-09
   days on market $358,270 Active 39 DOM
8. 2026-06-08
   days on market $358,270 Active 38 DOM
9. 2026-06-07
   days on market $358,270 Active 37 DOM
10. 2026-06-05
    days on market $358,270 Active 34 DOM
11. 2026-06-03
    days on market $358,270 Active 33 DOM
12. 2026-06-02
    days on market $358,270 Active 32 DOM
13. 2026-06-01
    days on market $358,270 Active 31 DOM
14. 2026-05-31
    days on market $358,270 Active 30 DOM
15. 2026-05-13
    price $358,270 1281-char remark

    Show marketing remark (1281 chars)

    Introducing 370 Golden Paint Trail located in the beautiful Cascade community and designed with elevated style and everyday comfort in mind. Inside the home's interior is bright and welcoming, you'll see modern finishes such as wood-look vinyl flooring through the main living spaces, bright white cabinets with nickel hardware throughout, and 5 panel interior doors. Just off of the garage, a utility room provides a convenient space for maximum organization, keeping your laundry routine swift and together. The kitchen features 3cm Blanco Atlantico Granite countertops, 42-inch upper cabinets, a center island, corner pantry, and sleek black appliances. Enjoy the den located downstairs which is perfect for study or a home office, or follow up the stairs to the recreation room that's great for exercise or pursuing your hobbies. Retire to the primary suite where you'll find a walk-in closet, dual vanity, and a semi-private water closet. Located about 35 miles from downtown Austin and close to 183, Liberty Hill is surrounded by the breathtaking rolling hills of the Texas Hill Country. This vibrant community features a charming historic downtown district with a strong sense of belonging that you'll love, making it the perfect place to live, grow, and find your new home.

16. 2026-05-12
    price $358,270 1311-char remark
17. 2026-05-08
    price $356,270 1281-char remark

    Show marketing remark (1281 chars)

    Introducing 370 Golden Paint Trail located in the beautiful Cascade community and designed with elevated style and everyday comfort in mind. Inside the home's interior is bright and welcoming, you'll see modern finishes such as wood-look vinyl flooring through the main living spaces, bright white cabinets with nickel hardware throughout, and 5 panel interior doors. Just off of the garage, a utility room provides a convenient space for maximum organization, keeping your laundry routine swift and together. The kitchen features 3cm Blanco Atlantico Granite countertops, 42-inch upper cabinets, a center island, corner pantry, and sleek black appliances. Enjoy the den located downstairs which is perfect for study or a home office, or follow up the stairs to the recreation room that's great for exercise or pursuing your hobbies. Retire to the primary suite where you'll find a walk-in closet, dual vanity, and a semi-private water closet. Located about 35 miles from downtown Austin and close to 183, Liberty Hill is surrounded by the breathtaking rolling hills of the Texas Hill Country. This vibrant community features a charming historic downtown district with a strong sense of belonging that you'll love, making it the perfect place to live, grow, and find your new home.

18. 2026-05-07
    price $356,270 1311-char remark
19. 2026-05-01
    listed $354,710 Active 1311-char remark
20. 2026-04-28
    listed $354,710 Active 1281-char remark

    Show marketing remark (1281 chars)

    Introducing 370 Golden Paint Trail located in the beautiful Cascade community and designed with elevated style and everyday comfort in mind. Inside the home's interior is bright and welcoming, you'll see modern finishes such as wood-look vinyl flooring through the main living spaces, bright white cabinets with nickel hardware throughout, and 5 panel interior doors. Just off of the garage, a utility room provides a convenient space for maximum organization, keeping your laundry routine swift and together. The kitchen features 3cm Blanco Atlantico Granite countertops, 42-inch upper cabinets, a center island, corner pantry, and sleek black appliances. Enjoy the den located downstairs which is perfect for study or a home office, or follow up the stairs to the recreation room that's great for exercise or pursuing your hobbies. Retire to the primary suite where you'll find a walk-in closet, dual vanity, and a semi-private water closet. Located about 35 miles from downtown Austin and close to 183, Liberty Hill is surrounded by the breathtaking rolling hills of the Texas Hill Country. This vibrant community features a charming historic downtown district with a strong sense of belonging that you'll love, making it the perfect place to live, grow, and find your new home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $33,147
• − Mortgage interest: −$20,069
• − Property taxes: −$5,374
• − Insurance: −$1,791
• − Repairs & maintenance: −$2,652
• − Management: −$2,652
• − HOA: −$660
• − Depreciation: −$10,422
• Taxable loss: −$10,473
• Est. tax savings @ 24.0%: +$2,513
• After-tax cash flow: $-1,671/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab

This home is in excellent condition with modern finishes and a well-maintained exterior. It offers a good return on investment with minor updates that can significantly enhance its resale and rental value.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — Enhances curb appeal and adds value to the property.
• Resale Kitchen backsplash — A backsplash can add visual interest and functionality to the kitchen.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
• Resale Kitchen backsplash — A backsplash can add visual interest and functionality to the kitchen. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Liberty Hill ISD
• NCES district ID: 4827420
• Math proficiency: 43% ▼ -20.00%
• Reading proficiency: 52% ▼ -11.00%
• Median HH income: $81,084
• Composite: 43.65/100
• National rank: #2965
• State rank: #160 of 826 in TX

Livability — Liberty Hill

• Score: 68/100
• State rank: #495
• US rank: #9892

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D+ Housing A+ Health & safety B- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Williamson County · 680,029 people
• City population: 26,434
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 26,434
• Household income: $132,958
• Rent vs Own: 17.1% rent · 82.9% own
• Severe rent burden: 220.0

Population outlook (Williamson County) Hauer SSP2

• Today (2025): 699,027 people
• By 2030: 795,537 · +13.8%
• By 2040: 990,683 · +41.7%
• By 2050: 1,184,292 · +69.4%
• By 2075: 1,623,825 · +132.3%
• By 2100: 1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 27% Two or more races 14% Asian 2% Black 2%
• Hispanic origin (detail): Mexican 25% Puerto Rican 1%
• Common ancestry: Slovak 3% Romanian 3% Lithuanian 3%
• Foreign-born: 9% · Canada
• Languages at home: 81% English-only · Spanish 15% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Williamson

• 2024 margin: Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
• 2008→2024 swing: +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
• All cycles: 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -109.62%
• Current HPI: 228.5772
• Rent YoY: ▼ -1.89%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+1.0% since first listed

6 events — show timeline

• 2026-05-13 Price Changed $358,270 Zillow
• 2026-05-12 Price Changed $358,270 Unlock MLS
• 2026-05-08 Price Changed $356,270 Zillow
• 2026-05-07 Price Changed $356,270 Unlock MLS
• 2026-05-01 Listed $354,710 Unlock MLS
• 2026-04-28 Listed $354,710 Zillow