327 N H St · Lake Worth Beach, FL 33460

$5,000

2 bd · 1.0 ba · 522 sqft · SingleFamily public records · 7 Days on market

Built 1925 3,485 sqft lot

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +4.3/10.0
• Rent growth +3.4/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Location! Location !! Location!!! The property is located in the city of Lake Worth, close to shopping complex, super markets, Rail Roads, Highways, Schools and many more. Perfect for the investors or owner living.

Key facts

• 3,485 sq ft lot
• Built 1925
• Listed 7 days

Property features AI

Finance

• Financial info: Zoning: MU-DIXIE

Exterior

• Parking: Driveway; On-street parking
• Utilities: Other water source; Other sewer
• Home design: Single family residence; One level; Residential property
• Construction: Construction details: see remarks
• Exterior features: Front porch; Other roof

Interior

• Bedrooms: 1 total room (studio/open layout)
• Flooring: Other
• Bathrooms: 1 full bathroom
• Heating & cooling: No heating; No cooling
• Interior features: Other flooring

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $1k ($16k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $5k).

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.5%/yr); 249 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.5% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 35.36% ✓
• Cap rate: 333.19%
• Cash-on-cash: 1167.50%
• DSCR: 52.95
• GRM: 0.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.53% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 63.08×
• Total profit: $86,916
• Equity at exit: $746

10-year hold

• IRR: —
• Equity multiple: 137.74×
• Total profit: $191,432
• Equity at exit: $432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33460

• Rents YoY: 3.5%
• Active inventory: 249
• Price-to-rent: 0.2×

Monthly cashflow live

• Estimated rent: $1,768 high
• Mortgage (P&I): −$26
• Tax est. 1.5%: −$6 /mo · $75/yr
• Insurance: −$2
• HOA: −$0
• Vacancy / Maint / Mgmt: −$371
• Net cashflow: $1,362

Break-even live

Break-even rent $44

Max offer price $5,000

Occupancy floor 18%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,250
• Closing costs: $150
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
317 N H St Unit B Lake Worth Beach, FL	1.0	1.0	420	$1,200	$2.86	24d	1	0.03mi
312 N H St Unit A Lake Worth Beach, FL	2.0	2.0	594	$2,200	$3.70	24d	1	0.03mi
417 N K St Unit 1A Lake Worth Beach, FL	1.0	1.0	620	$1,550	$2.50	5d	1	0.17mi
413 N E St Lake Worth Beach, FL	2.0	1.0	646	$2,000	$3.10	24d	1	0.22mi
325 N L St Lake Worth Beach, FL	2.0	1.0	500	$1,600	$3.20	24d	1	0.22mi
223 N E St Unit 4 Lake Worth Beach, FL	1.0	1.0	650	$1,695	$2.61	24d	1	0.22mi
417 N E St Unit 39 Lake Worth Beach, FL	1.0	1.0	700	$1,550	$2.21	24d	1	0.23mi
417 N E St Unit 36 Lake Worth Beach, FL	1.0	1.0	650	$1,550	$2.38	12d	1	0.23mi
430 N L St Lake Worth Beach, FL	1.0	1.0	523	$2,190	$4.19	19d	1	0.26mi
430 N L St Lake Worth Beach, FL	1.0	1.0	523	$2,475	$4.73	24d	1	0.26mi
526 6th Ave N Unit 519 Lake Worth Beach, FL	1.0	1.0	700	$1,395	$1.99	22d	1	0.32mi
509 6th Ave N Unit 3B Lake Worth, FL	1.0	1.0	540	$1,595	$2.95	24d	1	0.32mi
1307 Lucerne Ave Unit 1 Lake Worth Beach, FL	1.0	1.0	528	$1,400	$2.65	24d	1	0.33mi
1307 Lucerne Ave Unit 1 Lake Worth Beach, FL	1.0	1.0	528	$1,325	$2.51	5d	1	0.33mi
30 S J St #14 Lake Worth Beach, FL	1.0	1.0	620	$1,500	$2.42	24d	1	0.37mi
35 S J St Lake Worth Beach, FL	1.0	1.0	500	$2,095	$4.19	24d	1	0.37mi
625 N M St #1 Lake Worth Beach, FL	1.0	1.0	640	$1,600	$2.50	24d	1	0.37mi
801 N H St #1 Lake Worth Beach, FL	1.0	1.0	600	$1,550	$2.58	24d	1	0.37mi
702 N L St Lake Worth, FL	1.0	1.0	643	$1,474	$2.29	5d	2	0.39mi
817 N J St Lake Worth, FL	2.0	1.0	652	$2,000	$3.07	24d	1	0.41mi
721 N M St Lake Worth Beach, FL	1.0	1.0	450	$1,800	$4.00	24d	1	0.42mi
14 S M St Apt 3 Lake Worth Beach, FL	1.0	1.0	600	$1,800	$3.00	3d	1	0.44mi
626 N Federal Hwy Unit 3 Lake Worth Beach, FL	1.0	1.0	640	$1,600	$2.50	24d	1	0.45mi
201 S J St #6 Lake Worth Beach, FL	2.0	1.0	680	$1,950	$2.87	15d	1	0.47mi
201 S J St Lake Worth, FL	1.0–2.0	1.0	570	$1,950	$3.42	19d	2	0.47mi
717 2nd Ave S Unit 5 Lake Worth Beach, FL	1.0	1.0	550	$1,995	$3.63	24d	1	0.47mi
715 2nd Ave S Unit 3 Lake Worth Beach, FL	1.0	1.0	550	$1,995	$3.63	15d	1	0.48mi
715 2nd Ave S Unit 1 Lake Worth Beach, FL	1.0	1.0	550	$1,995	$3.63	24d	1	0.48mi
124 N Palmway Apt 5 Lake Worth Beach, FL	1.0	1.0	624	$1,525	$2.44	24d	1	0.52mi
504 9th Ave N Unit 508 Lake Worth Beach, FL	1.0	1.0	625	$1,650	$2.64	21d	1	0.53mi
120 N Palmway Unit 5 Lake Worth Beach, FL	1.0	1.0	622	$1,525	$2.45	5d	1	0.53mi
405 2nd Ave S Unit 405 B Lake Worth Beach, FL	1.0	1.0	680	$1,350	$1.99	24d	1	0.57mi
914 N Federal Hwy Unit 3 Lake Worth Beach, FL	1.0	1.0	609	$1,800	$2.96	24d	1	0.60mi
318 S K St Unit 4 Lake Worth Beach, FL	1.0	1.0	750	$1,450	$1.93	17d	1	0.60mi
912 11th Ave N Lake Worth Beach, FL	1.0	1.0	600	$1,100	$1.83	21d	1	0.61mi
920 11th Ave N Unit 912 Lake Worth Beach, FL	1.0	1.0	600	$1,100	$1.83	21d	1	0.61mi
210 S Ocean Breeze Lake Worth Beach, FL	1.0	1.0	700	$2,100	$3.00	24d	1	0.65mi
225 Ocean Breeze Unit 2 Lake Worth Beach, FL	1.0	1.0	625	$1,525	$2.44	24d	1	0.65mi
225 S B St Unit 3 Lake Worth Beach, FL	1.0	1.0	503	$1,449	$2.88	8d	1	0.65mi
1118 N H St Unit 15 Lake Worth Beach, FL	1.0	1.0	483	$1,550	$3.21	14d	1	0.65mi

Listing history 6 events

1. 2026-06-09
   days on market $5,000 Active 7 DOM
2. 2026-06-08
   days on market $5,000 Active 6 DOM
3. 2026-06-07
   days on market $5,000 Active 5 DOM
4. 2026-06-04
   days on market $5,000 Active 2 DOM
5. 2026-06-02
   remarks 298-char remark
6. 2026-06-02
   listed $5,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,215
• − Mortgage interest: −$280
• − Property taxes: −$75
• − Insurance: −$25
• − Repairs & maintenance: −$1,697
• − Management: −$1,697
• − Depreciation: −$145
• Taxable income: $17,295
• Est. tax owed @ 24.0%: −$4,151
• After-tax cash flow: $12,194/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Lake Worth Beach

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Lake Worth Beach, FL
• County: Palm Beach County · 1,438,312 people
• City population: 129,577
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 37,795
• Household income: $62,090
• Rent vs Own: 55.6% rent · 44.4% own
• Severe rent burden: 2429.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: Hispanic / Latino 49% White 30% Two or more races 21% Black 17%
• Hispanic origin (detail): Mexican 5% Puerto Rican 5% Cuban 5% Dominican 2%
• Common ancestry: Hispanic 8% Lithuanian 2% Slovak 1%
• Foreign-born: 40% · Canada, Jamaica
• Languages at home: 44% English-only · Spanish 42% French/Haitian/Cajun 9% Other Indo-European 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -345.65%
• Current HPI: 484.2793
• Rent YoY: ▲ 3.53%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-92.7% since first listed

20 events — show timeline

• 2026-06-02 Listed $5,000 HAOR as distributed by MLS GRID
• 2021-11-19 Sold (Public Records) $190,000 Public Records
• 2021-11-15 Sold (MLS) $190,000 Beaches MLS
• 2021-09-04 Contingent — Beaches MLS
• 2021-08-28 Price Changed $190,000 Beaches MLS
• 2021-08-25 Price Changed $194,500 Beaches MLS
• 2021-08-18 Listed $195,000 Beaches MLS
• 2017-11-08 Sold (Public Records) $115,000 Public Records
• 2017-11-08 Sold (MLS) $115,000 Beaches MLS
• 2017-11-08 Sold (MLS) $115,000 MARMLS
• 2017-08-31 Relisted — MARMLS
• 2017-08-16 Listing Removed — MARMLS
• 2017-08-15 Listed $119,000 MARMLS
• 2017-04-01 Price Changed $119,000 Beaches MLS
• 2017-03-03 Price Changed $109,000 Beaches MLS
• 2016-12-04 Price Changed $119,500 Beaches MLS
• 2016-06-06 Listed $125,000 Beaches MLS
• 2008-07-18 Sold (MLS) $50,400 Beaches MLS
• 2008-06-27 Listing Removed — Beaches MLS
• 2008-04-23 Listed $68,500 Beaches MLS

Property tax history

+14.0%/yr

Latest (2025): $6,179 · +5.2% YoY. Source: county tax records.