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DARWIN Plan 🏗️ New Construction
D+ Composite 45.84
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • DSCR +4.3/10.0
  • Schools +4.3/10.0
  • 1% rule +4.0/10.0
  • Rent growth +3.4/5.0
  • Livability +3.4/5.0
  • Appreciation +0.0/10.0

$291,990

DARWIN Plan · Newberry, FL 32669
3 bd · 2.5 ba · 1,886 sqft · SingleFamily · 845 Days on market
Excellent condition ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

Key facts

  • 2 garage spots
  • Listed 845 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $292k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $48 ($577/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $262k (10.4% below list).
  • Recommended offer: $257k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.5% vs local median 4.0% in Newberry — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#524 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D, amenities F, commute F.
  • Alachua (urban): math 49% / reading 54% proficiency, ranked #30 of 73 in FL (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Newberry Elementary School (math 43% / reading 48%, grade D-, #1,247 of 2,144 statewide, top 59%, 661 students, 44% FRL); Oak View Middle School (math 58% / reading 59%, grade B, #148 of 571 statewide, top 26%, 964 students, 49% FRL); Newberry High School (math 35% / reading 54%, grade F, #237 of 667 statewide, top 36%, 728 students, 50% FRL) — zoned schools at 48% FRL track the district average.
  • Market conditions: Rents rising (+3.6%/yr); 420 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,774 units permitted in Alachua County in 2024 (984 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($100k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Alachua County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 845 days — a 12% lower offer ($257k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $256,951 (12.0% below list)

Questions for the listing agent

  1. It's been on market 845 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.49%
Cash-on-cash
0.71%
DSCR
1.03
GRM
9.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.57% rent growth · sell at horizon

5-year hold
IRR
-14.5%
Equity multiple
0.48×
Total profit
$-42,705
Equity at exit
$43,537
10-year hold
IRR
-4.9%
Equity multiple
0.67×
Total profit
$-26,821
Equity at exit
$25,246

Cash invested: $81,757 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32669

Home prices YoY
-22.1%
Rents YoY
3.6%
Active inventory
420
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,615 medium interval (Pro) →
Mortgage (P&I)
$1,531
Tax est. 1.5%
$365 /mo · $4,380/yr
Insurance
$122
HOA
$0
Vacancy / Maint / Mgmt
$549
Net cashflow
$48

Break-even live

Break-even rent $2,554
Max offer price $291,990
Occupancy floor 93%

Sensitivity live

Price -10% $250 -5% $149 +0% $48 +5% $-53 +10% $-154
Rent -10% $-159 -5% $-55 +0% $48 +5% $151 +10% $255
Rate -1.0pp $195 -0.5pp $122 base $48 +0.5pp $-28 +1.0pp $-105

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,998
Closing costs
$8,760
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2181 NW 247th Dr Newberry, FL 4.0 2.0 1768 $2,475 $1.40 23d 1 0.05mi
1100 NW 248th Dr Newberry, FL 4.0 2.5 2148 $2,600 $1.21 23d 1 0.76mi

Listing history 24 events

  1. 2026-06-21
    days on market $291,990 Active 845 DOM
  2. 2026-06-18
    days on market $291,990 Active 842 DOM
  3. 2026-06-17
    days on market $291,990 Active 841 DOM
  4. 2026-06-16
    days on market $291,990 Active 840 DOM
  5. 2026-06-15
    days on market $291,990 Active 839 DOM
  6. 2026-06-14
    days on market $291,990 Active 837 DOM
  7. 2026-06-13
    days on market $291,990 Active 836 DOM
  8. 2026-06-10
    days on market $291,990 Active 834 DOM
  9. 2026-06-09
    days on market $291,990 Active 833 DOM
  10. 2026-06-08
    days on market $291,990 Active 832 DOM
  11. 2026-06-07
    days on market $291,990 Active 831 DOM
  12. 2026-06-05
    days on market $291,990 Active 828 DOM
  13. 2026-06-03
    days on market $291,990 Active 827 DOM
  14. 2026-06-02
    days on market $291,990 Active 826 DOM
  15. 2026-06-01
    days on market $291,990 Active 825 DOM
  16. 2026-05-31
    days on market $291,990 Active 824 DOM
  17. 2026-05-30
    days on market $291,990 Active 823 DOM
  18. 2025-09-30
    price $291,990 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

  19. 2025-06-12
    price $299,990 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

  20. 2025-04-01
    price $304,990 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

  21. 2024-09-11
    price $301,990 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

  22. 2024-04-09
    price $311,990 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

  23. 2024-03-05
    price $309,990 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

  24. 2024-02-27
    listed $308,990 Active 1167-char remark
    Show marketing remark (1167 chars)

    Discover the warmth of home in this cozy two-story, three bedroom home, and 2.5 bathroom home. The highly sought-after Darwin floorplan is located in Avalon Woods in Newberry, Florida. The thoughtful design creates an intimate atmosphere and seamlessly blends the living, dining, and kitchen spaces on the main floor flowing to the outdoor patio perfect for entertaining. The kitchen features a large kitchen island with quartz countertops and stainless-steel appliances, including a microwave, range, and built-in dishwasher. Upstairs, you'll find the primary bedroom, loft, and two bedrooms sharing the second full bathroom. The primary bedroom has an ensuite bathroom with a double vanity sinks, quartz countertops, and a large walk-in closet. The laundry room is conveniently located upstairs next to the bedrooms. This home is the perfect retreat where every space invites you to unwind and truly feel at home. Like all homes in Avalon Woods, the Darwin is complete with a state-of-the-art smart home system that keeps you connected to your home at all times, whether you're 5-minutes or a plane ride away. Contact us today to find your new home in Avalon Woods.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,382
− Mortgage interest
−$16,356
− Property taxes
−$4,380
− Insurance
−$1,460
− Repairs & maintenance
−$2,511
− Management
−$2,511
− Depreciation
−$8,494
Taxable loss
−$4,329
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,039
After-tax cash flow
$1,616/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This well-maintained, move-in-ready home in Newberry, Florida, offers a cozy and modern living space with a great floor plan and ample natural light. It's in excellent condition with no visible repairs needed, making it an ideal investment property.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding smart home features — Improves convenience and can increase both resale and rental value.
  • Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value.
  • Both Adding a smart thermostat — Improves energy efficiency and can increase both resale and rental value.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding smart home features — Improves convenience and can increase both resale and rental value.
  • Both Upgrading the kitchen appliances — Modernizes the kitchen and can increase both resale and rental value.
  • Both Adding a smart thermostat — Improves energy efficiency and can increase both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Alachua
NCES district ID
1200030
Math proficiency
49% ▼ -9.00%
Reading proficiency
54% ▼ -3.00%
Median HH income
$42,683
Composite
43.31/100
National rank
#3038
State rank
#30 of 73 in FL

Livability — Newberry

Score
68/100
State rank
#524
US rank
#9753

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B+ Housing A+ Health & safety D User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Newberry, FL
County
Alachua County · 218,005 people
City population
17,704
Metro
Gainesville, FL
Population (ZIP)
17,704
Household income
$99,548
Rent vs Own
12.5% rent · 87.5% own
Severe rent burden
161.0

Population outlook (Alachua County) Hauer SSP2

Today (2025)
289,834 people
By 2030
305,873 · +5.5%
By 2040
335,246 · +15.7%
By 2050
364,719 · +25.8%
By 2075
436,665 · +50.7%
By 2100
482,920 · +66.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 61% Hispanic / Latino 15% Two or more races 14% Black 13% Asian 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 6%
Common ancestry
Slovak 4% Romanian 3% Lithuanian 2%
Foreign-born
9% · Canada, Jamaica
Languages at home
86% English-only · Spanish 10% Other Indo-European 2% Other Asian/Pacific 2%

Political lean MEDSL · Alachua

2024 margin
Strong D (+21.0) · D 59.7% · R 38.8% · Other 1.5%
2008→2024 swing
-0.6pp no change · 2008: 21.6pp · 2024: 21.0pp
All cycles
2024: D+21.0 2020: D+27.2 2016: D+22.5 2012: D+17.3 2008: D+21.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -74.83%
Current HPI
263.4335
Rent YoY
▲ 3.57%
Metro
Gainesville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-5.5% since first listed
7 events — show timeline
  • 2025-09-30 Price Changed $291,990 Zillow
  • 2025-06-12 Price Changed $299,990 Zillow
  • 2025-04-01 Price Changed $304,990 Zillow
  • 2024-09-11 Price Changed $301,990 Zillow
  • 2024-04-09 Price Changed $311,990 Zillow
  • 2024-03-05 Price Changed $309,990 Zillow
  • 2024-02-27 Listed $308,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…