13106 Zolo Spring Cir · Riverview, FL 33579

$360,000

5 bd · 3.0 ba · 2,479 sqft · SingleFamily public records · 200 Days on market

Built 2020 Good condition 9,427 sqft lot $145/sqft · 23% below area Est $468k · 23% under $8/mo HOA ↓ 29% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.3/30.0
• Schools +4.8/10.0
• Appreciation +4.3/10.0
• Livability +4.0/5.0
• Condition / age +4.0/5.0
• 1% rule +3.7/10.0
• Rent growth +2.8/5.0
• DSCR +1.5/10.0

Listing remarks MLS

Welcome home to Triple Creek- one of Riverview’s most sought-after master-planned communities. This nearly 2,500 sq ft, 5-bedroom, 3-bath, two-story home sits on an oversized pie-shaped lot and offers a flexible layout ideal for today’s lifestyle. Step inside to an open and spacious floor plan featuring formal living and dining areas at the entry, perfect for entertaining or working from home. The heart of the home is the modern kitchen with shaker-style cabinetry, quartz countertops, stainless steel appliances, and a breakfast area that flows seamlessly into the large family room with a striking fireplace feature wall- all overlooking the fully fenced backyard. Sliding doors lead to an extended, tiled lanai, ideal for outdoor dining, grilling, and relaxing year-round. A first-floor bedroom with a full bathroom provides the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you’ll find a spacious 14x14 loft, four additional bedrooms, and the primary suite complete with a walk-in closet and dual-sink vanity. The laundry room and third full bath are conveniently located upstairs. Located in Triple Creek, residents enjoy resort-style amenities including parks, playgrounds, clubhouse, fitness center, pools, and miles of walking and biking trails. With easy access to I-75, shopping, dining, and top Tampa Bay employment centers, this home is perfectly positioned for both comfort and convenience. Homes like this, on oversized lots with flexible layouts, don’t last long. It’s good to be home.

Key facts

• Quartz countertops
• Extended tiled lanai
• Flexible layout

Tags

• FLEXIBLE LAYOUT
• MODERN KITCHEN
• QUARTZ COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• FULLY FENCED BACKYARD
• EXTENDED TILED LANAI

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $360k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-481 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $275k (23.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $314k (12.7% below list).
• Recommended offer: $275k (23.6% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 79/100 on livability (#134 in FL, #2,000 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment B+; Watch: amenities F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Summerfield Elementary School (math 39% / reading 47%, grade F, #1,366 of 2,144 statewide, top 64%, 807 students, 60% FRL); Barrington Middle School (math 70% / reading 63%, grade A-, #84 of 571 statewide, top 16%, 1,434 students, 34% FRL); East Bay High School (math 24% / reading 35%, grade F, #447 of 667 statewide, top 68%, 1,995 students, 51% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: Rents rising (+1.2%/yr); 535 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals lingering (median 42d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 63% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 32% of the median local income ($116k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 200 days — a 12% lower offer ($317k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $55k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.1% of price.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $274,964 (23.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 200 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 4.69%
• Cash-on-cash: -5.73%
• DSCR: 0.75
• GRM: 9.5

CMA / ARV

• ARV (median comp): $467,811
• List price: $360,000
• Delta: -20.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12506 Triple Creek Blvd	0.39mi	4/3.0 (-1)	2,377 (-4%)	8mo	$390,000	$164	63
13216 Orca Sound Dr	0.48mi	4/3.0 (-1)	2,555 (+3%)	10mo	$390,000	$153	59
12905 Wildflower Meadow Dr	0.58mi	4/2.5 (-1)	2,612 (+5%)	4mo	$425,000	$163	54
13121 Foxtail Fern Dr	0.38mi	4/2.0 (-1)	2,128 (-14%)	1mo	$525,000	$247	49
13417 Lakeview Oaks Ln	0.67mi	4/3.5 (-1)	2,820 (+14%)	3mo	$455,000	$161	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.42% appreciation · 1.18% rent growth · sell at horizon

5-year hold

• IRR: -17.2%
• Equity multiple: 0.31×
• Total profit: $-69,866
• Equity at exit: $79,680

10-year hold

• IRR: -12.8%
• Equity multiple: 0.02×
• Total profit: $-98,846
• Equity at exit: $77,664

Cash invested: $100,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 38 active · 18 under contract
• Months of supply: 45.6 mo (2%/mo absorbed)
• Median asking: $412,500 ($173/sqft)
• Median days on market: 82 d
• This list price: 13% of active listings are priced below it
• ARV vs active asking: +9.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33579

• Home prices YoY: -0.6%
• Rents YoY: 1.2%
• Active inventory: 535
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $3,144 high
• Mortgage (P&I): −$1,888
• Tax from tax record: −$920 /mo · $11,035/yr
• Insurance: −$150
• HOA: −$8
• Vacancy / Maint / Mgmt: −$660
• Net cashflow: $-481

Break-even live

Break-even rent $3,754

Max offer price $274,964

Occupancy floor —

Sensitivity live

Price	-10% $-278	-5% $-379	+0% $-481	+5% $-583	+10% $-685
Rent	-10% $-730	-5% $-606	+0% $-481	+5% $-357	+10% $-233
Rate	-1.0pp $-300	-0.5pp $-390	base $-481	+0.5pp $-575	+1.0pp $-670

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $90,000
• Closing costs: $10,800
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 35 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13114 Zolo Springs Cir Riverview, FL	4.0	2.0	1850	$2,500	$1.35	25d	1	0.02mi
13013 Upward Pl Riverview, FL	4.0	2.5	2301	$2,750	$1.20	7d	1	0.10mi
13037 Pennybrook Dr Riverview, FL	4.0	2.5	2301	$2,900	$1.26	73d	1	0.11mi
12892 Tannencrest Dr Riverview, FL	5.0	3.0	2530	$2,631	$1.04	7d	1	0.26mi
12609 Triple Creek Blvd Riverview, FL	4.0	2.0	1689	$2,550	$1.51	9d	1	0.29mi
12531 Triple Creek Blvd Riverview, FL	4.0	2.5	1860	$2,900	$1.56	21d	1	0.32mi
13344 Orca Sound Dr Riverview, FL	5.0	3.0	3369	$3,500	$1.04	35d	1	0.33mi
12811 Twin Bridges Dr Unit Labs Riverview, FL	5.0	3.0	2937	$3,250	$1.11	67d	1	0.41mi
12975 Wildflower Meadow Dr Riverview, FL	5.0	2.5	2896	$2,600	$0.90	73d	1	0.43mi
12975 Wildflower Meadow Dr Riverview, FL	5.0	2.5	2896	$2,600	$0.90	48d	1	0.43mi
12860 Satin Lily Dr Riverview, FL	5.0	4.5	3265	$3,995	$1.22	16d	1	0.44mi
12860 Satin Lily Dr Riverview, FL	4.0	4.5	3182	$3,995	$1.26	7d	1	0.44mi
12964 Wildflower Meadow Dr Riverview, FL	4.0	2.0	1935	$2,300	$1.19	69d	1	0.45mi
12964 Wildflower Meadow Dr Riverview, FL	4.0	2.0	1935	$2,300	$1.19	54d	1	0.45mi
12737 Tannencrest Dr Riverview, FL	5.0	3.0	2470	$3,000	$1.21	7d	1	0.45mi
12967 Wildflower Meadow Dr Riverview, FL	4.0	2.0	1935	$2,400	$1.24	73d	1	0.45mi
12668 Tannencrest Dr Riverview, FL	5.0	3.0	2937	$3,600	$1.23	42d	1	0.47mi
12767 Weston Oaks Ln Riverview, FL	4.0	2.0	1935	$3,450	$1.78	48d	1	0.52mi
12377 Streambed Dr Riverview, FL	4.0	2.5	2414	$2,800	$1.16	73d	1	0.53mi
12787 Maple Bonsai Dr Riverview, FL	4.0	2.5	2635	$2,700	$1.02	29d	1	0.57mi
12631 Fisherville Way Riverview, FL	4.0	3.0	2453	$2,980	$1.21	27d	1	0.70mi
13204 Great Plains Dr Riverview, FL	4.0	2.0	1935	$2,990	$1.55	54d	1	0.72mi
12330 Streambed Dr Riverview, FL	4.0	3.0	2357	$3,300	$1.40	54d	1	0.73mi
13259 Palmerston Rd Riverview, FL	4.0	2.5	2633	$2,900	$1.10	73d	1	0.75mi
12409 Brick Cobblestone Dr Riverview, FL	4.0	2.0	2121	$2,650	$1.25	7d	1	0.79mi
12588 Timber Moss Ln Riverview, FL	6.0	3.0	3362	$3,100	$0.92	34d	1	0.84mi
13337 Woodworth Way Riverview, FL	4.0	2.5	1920	$2,500	$1.30	15d	1	0.97mi
13144 Peachleaf Ave Riverview, FL	4.0	2.0	1850	$2,795	$1.51	38d	1	0.99mi
12544 Shining Willow St Riverview, FL	4.0	3.0	2035	$3,000	$1.47	52d	1	1.00mi
12544 Shining Willow St Riverview, FL	4.0	2.5	2045	$3,000	$1.47	48d	1	1.00mi
12113 Echo Basin Cv Riverview, FL	4.0	3.0	2006	$3,200	$1.60	32d	1	1.00mi
12109 Night Jasmine Cv Riverview, FL	4.0	3.0	2364	$3,150	$1.33	59d	1	1.01mi
13329 Sage Hollow Ave Riverview, FL	5.0	2.0	2112	$2,850	$1.35	9d	1	1.03mi
13185 Green Violet Dr Riverview, FL	4.0	3.0	1908	$2,459	$1.29	54d	1	1.31mi
12036 Cardinal Flower Dr Riverview, FL	4.0	2.5	2542	$2,590	$1.02	61d	1	1.36mi

HOA detail $8/mo · $96/yr

• Likely covers: landscapingpoolgym

Listing history 50 events

1. 2026-08-08
   pricedays on market $360,000 Active 200 DOM
2. 2026-08-06
   days on market $370,000 Active 198 DOM
3. 2026-08-05
   days on market $370,000 Active 197 DOM
4. 2026-08-04
   days on market $370,000 Active 196 DOM
5. 2026-08-03
   days on market $370,000 Active 195 DOM
6. 2026-07-31
   days on market $370,000 Active 192 DOM
7. 2026-07-30
   days on market $370,000 Active 190 DOM
8. 2026-07-28
   days on market $370,000 Active 189 DOM
9. 2026-07-26
   days on market $370,000 Active 187 DOM
10. 2026-07-24
    days on market $370,000 Active 185 DOM
11. 2026-07-23
    days on market $370,000 Active 184 DOM
12. 2026-07-22
    days on market $370,000 Active 183 DOM
13. 2026-07-21
    days on market $370,000 Active 182 DOM
14. 2026-07-20
    days on market $370,000 Active 181 DOM
15. 2026-07-18
    days on market $370,000 Active 178 DOM
16. 2026-07-16
    days on market $370,000 Active 177 DOM
17. 2026-07-15
    days on market $370,000 Active 176 DOM
18. 2026-07-13
    days on market $370,000 Active 174 DOM
19. 2026-07-13
    days on market $370,000 Active 173 DOM
20. 2026-07-11
    days on market $370,000 Active 172 DOM
21. 2026-07-10
    days on market $370,000 Active 171 DOM
22. 2026-07-09
    days on market $370,000 Active 170 DOM
23. 2026-07-07
    days on market $370,000 Active 168 DOM
24. 2026-07-06
    days on market $370,000 Active 167 DOM
25. 2026-07-06
    days on market $370,000 Active 166 DOM
26. 2026-07-05
    days on market $370,000 Active 165 DOM
27. 2026-07-03
    days on market $370,000 Active 164 DOM
28. 2026-07-02
    price $370,000 Active 163 DOM
29. 2026-07-02
    days on market $375,000 Active 163 DOM
30. 2026-07-01
    days on market $375,000 Active 162 DOM
31. 2026-06-30
    days on market $375,000 Active 161 DOM
32. 2026-06-29
    days on market $375,000 Active 160 DOM
33. 2026-06-28
    days on market $375,000 Active 159 DOM
34. 2026-06-27
    days on market $375,000 Active 158 DOM
35. 2026-06-26
    days on market $375,000 Active 157 DOM
36. 2026-06-24
    days on market $375,000 Active 155 DOM
37. 2026-06-22
    days on market $375,000 Active 153 DOM
38. 2026-06-21
    days on market $375,000 Active 152 DOM
39. 2026-06-18
    days on market $375,000 Active 149 DOM
40. 2026-06-17
    status $375,000 Active 148 DOM
41. 2026-04-30
    price $375,000 1576-char remark

    Show marketing remark (1576 chars)

    Welcome home to Triple Creek- one of Riverview’s most sought-after master-planned communities. This nearly 2,500 sq ft, 5-bedroom, 3-bath, two-story home sits on an oversized pie-shaped lot and offers a flexible layout ideal for today’s lifestyle. Step inside to an open and spacious floor plan featuring formal living and dining areas at the entry, perfect for entertaining or working from home. The heart of the home is the modern kitchen with shaker-style cabinetry, quartz countertops, stainless steel appliances, and a breakfast area that flows seamlessly into the large family room with a striking fireplace feature wall- all overlooking the fully fenced backyard. Sliding doors lead to an extended, tiled lanai, ideal for outdoor dining, grilling, and relaxing year-round. A first-floor bedroom with a full bathroom provides the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you’ll find a spacious 14x14 loft, four additional bedrooms, and the primary suite complete with a walk-in closet and dual-sink vanity. The laundry room and third full bath are conveniently located upstairs. Located in Triple Creek, residents enjoy resort-style amenities including parks, playgrounds, clubhouse, fitness center, pools, and miles of walking and biking trails. With easy access to I-75, shopping, dining, and top Tampa Bay employment centers, this home is perfectly positioned for both comfort and convenience. Homes like this, on oversized lots with flexible layouts, don’t last long. It’s good to be home.

42. 2026-03-18
    price $390,000 1576-char remark

    Show marketing remark (1576 chars)

    Welcome home to Triple Creek- one of Riverview’s most sought-after master-planned communities. This nearly 2,500 sq ft, 5-bedroom, 3-bath, two-story home sits on an oversized pie-shaped lot and offers a flexible layout ideal for today’s lifestyle. Step inside to an open and spacious floor plan featuring formal living and dining areas at the entry, perfect for entertaining or working from home. The heart of the home is the modern kitchen with shaker-style cabinetry, quartz countertops, stainless steel appliances, and a breakfast area that flows seamlessly into the large family room with a striking fireplace feature wall- all overlooking the fully fenced backyard. Sliding doors lead to an extended, tiled lanai, ideal for outdoor dining, grilling, and relaxing year-round. A first-floor bedroom with a full bathroom provides the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you’ll find a spacious 14x14 loft, four additional bedrooms, and the primary suite complete with a walk-in closet and dual-sink vanity. The laundry room and third full bath are conveniently located upstairs. Located in Triple Creek, residents enjoy resort-style amenities including parks, playgrounds, clubhouse, fitness center, pools, and miles of walking and biking trails. With easy access to I-75, shopping, dining, and top Tampa Bay employment centers, this home is perfectly positioned for both comfort and convenience. Homes like this, on oversized lots with flexible layouts, don’t last long. It’s good to be home.

43. 2026-02-12
    price $405,000 1576-char remark

    Show marketing remark (1576 chars)

    Welcome home to Triple Creek- one of Riverview’s most sought-after master-planned communities. This nearly 2,500 sq ft, 5-bedroom, 3-bath, two-story home sits on an oversized pie-shaped lot and offers a flexible layout ideal for today’s lifestyle. Step inside to an open and spacious floor plan featuring formal living and dining areas at the entry, perfect for entertaining or working from home. The heart of the home is the modern kitchen with shaker-style cabinetry, quartz countertops, stainless steel appliances, and a breakfast area that flows seamlessly into the large family room with a striking fireplace feature wall- all overlooking the fully fenced backyard. Sliding doors lead to an extended, tiled lanai, ideal for outdoor dining, grilling, and relaxing year-round. A first-floor bedroom with a full bathroom provides the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you’ll find a spacious 14x14 loft, four additional bedrooms, and the primary suite complete with a walk-in closet and dual-sink vanity. The laundry room and third full bath are conveniently located upstairs. Located in Triple Creek, residents enjoy resort-style amenities including parks, playgrounds, clubhouse, fitness center, pools, and miles of walking and biking trails. With easy access to I-75, shopping, dining, and top Tampa Bay employment centers, this home is perfectly positioned for both comfort and convenience. Homes like this, on oversized lots with flexible layouts, don’t last long. It’s good to be home.

44. 2025-12-29
    listed $415,000 Active 1576-char remark

    Show marketing remark (1576 chars)

    Welcome home to Triple Creek- one of Riverview’s most sought-after master-planned communities. This nearly 2,500 sq ft, 5-bedroom, 3-bath, two-story home sits on an oversized pie-shaped lot and offers a flexible layout ideal for today’s lifestyle. Step inside to an open and spacious floor plan featuring formal living and dining areas at the entry, perfect for entertaining or working from home. The heart of the home is the modern kitchen with shaker-style cabinetry, quartz countertops, stainless steel appliances, and a breakfast area that flows seamlessly into the large family room with a striking fireplace feature wall- all overlooking the fully fenced backyard. Sliding doors lead to an extended, tiled lanai, ideal for outdoor dining, grilling, and relaxing year-round. A first-floor bedroom with a full bathroom provides the perfect setup for guests, multigenerational living, or a private home office. Upstairs, you’ll find a spacious 14x14 loft, four additional bedrooms, and the primary suite complete with a walk-in closet and dual-sink vanity. The laundry room and third full bath are conveniently located upstairs. Located in Triple Creek, residents enjoy resort-style amenities including parks, playgrounds, clubhouse, fitness center, pools, and miles of walking and biking trails. With easy access to I-75, shopping, dining, and top Tampa Bay employment centers, this home is perfectly positioned for both comfort and convenience. Homes like this, on oversized lots with flexible layouts, don’t last long. It’s good to be home.

45. 2025-06-25
    status Pending
46. 2025-06-21
    historical
47. 2025-06-13
    price $405,900
48. 2025-05-06
    price $414,900
49. 2025-03-20
    price $439,900
50. 2025-02-05
    listed $455,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $11,035 · $920/mo
• Projected year-2 tax: $11,035 · $920/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $37,733
• − Mortgage interest: −$20,166
• − Property taxes: −$11,035
• − Insurance: −$1,800
• − Repairs & maintenance: −$3,019
• − Management: −$3,019
• − HOA: −$96
• − Depreciation: −$10,473
• Taxable loss: −$11,874
• Est. tax savings @ 24.0%: +$2,850
• After-tax cash flow: $-2,927/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $12,395–$37,185 screening

This nearly 2,500 sq ft, 5-bedroom, 3-bath home in Riverview's Triple Creek community is in good condition with a good rehab level. It has a modern kitchen and bathrooms, and the exterior is well-maintained. The home is ready for a fresh coat of paint and some minor updates to the flooring and kitchen to increase its resale and rental value.

Value-add opportunities

• Resale paint exterior — enhances curb appeal ↑
• Resale trim around windows — improves home's appearance ↑
• Both install new flooring in bedrooms — updates living spaces and adds value ↑
• Resale install new kitchen backsplash — enhances kitchen aesthetics ↑
• Resale install new bathroom vanity — improves bathroom functionality ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 48/100

Zoned Schools

Middle Barrington Middle School A- FL #84/571 Nat'l #1,110/14,009 High East Bay High School F FL #447/667 Nat'l #11,215/17,239

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

B Composite livability gradescore 79/100

Livability — Riverview

• Score: 79/100
• State rank: #134
• US rank: #2000

Category grades

Amenities F Commute B Cost of living B+ Crime B Employment B+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Riverview, FL
• County: Hillsborough County · 1,607,022 people
• City population: 137,988
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 49,470
• Household income: $116,134
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 6% of renters

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Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: White 42% Hispanic / Latino 25% Black 24% Two or more races 19% Asian 5%
• Hispanic origin (detail): Mexican 3% Puerto Rican 12% Cuban 3% Dominican 1%
• Common ancestry: Hispanic 1% British 1% Romanian 1%
• Foreign-born: 17% · Canada, Jamaica, China
• Languages at home: 73% English-only · Spanish 19% Other Indo-European 2% French/Haitian/Cajun 1%

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Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.42%
• Current HPI: 240.5825
• Rent YoY: ▲ 1.18%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-28.6% since first listed

19 events — show timeline

• 2026-04-30 Price Changed $375,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-18 Price Changed $390,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Price Changed $405,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-29 Listed $415,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-06-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-06-13 Price Changed $405,900 Stellar MLS as Distributed by MLS Grid
• 2025-05-06 Price Changed $414,900 Stellar MLS as Distributed by MLS Grid
• 2025-03-20 Price Changed $439,900 Stellar MLS as Distributed by MLS Grid
• 2025-02-05 Listed $455,000 Stellar MLS as Distributed by MLS Grid
• 2024-09-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-03-08 Price Changed $485,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-02 Price Changed $499,900 Stellar MLS as Distributed by MLS Grid
• 2023-11-02 Listed $514,900 Stellar MLS as Distributed by MLS Grid
• 2022-07-01 Sold (Public Records) $508,000 Public Records
• 2022-06-30 Sold (MLS) $508,000 Stellar MLS as Distributed by MLS Grid
• 2022-06-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-06-02 Price Changed $515,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-17 Listed $525,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+9.5%/yr

Latest (2025): $11,035 · +4.6% YoY. Source: county tax records.