914 Porter St · Taylor, TX 76574

$150,000

3 bd · 1.5 ba · 1,378 sqft · SingleFamily public records · 223 Days on market

Built 1960 0.25 ac lot $109/sqft · 47% below area Est $282k · 47% under ↓ 25% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.1/30.0
• ARV discount +15.0/15.0
• 1% rule +6.6/10.0
• DSCR +5.7/10.0
• Livability +3.6/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Prime investor opportunity in the heart of Taylor, TX! Located at 914 Porter St, this 10,890 sq ft lot offers excellent potential for a new build or investment project just minutes from downtown. The existing 1960 structure has been gutted and is not livable, making it ideal for a reimagined project. With city utilities, no HOA, and proximity to shops, schools, and the growing Samsung development corridor, this property is perfectly positioned for those looking to build new and capitalize on Taylor’s rapid growth. This property is offered as well with 901 West 5th St Taylor TX 76574 just 1 mile away. Call listing agent for combined price for both properties.

Key facts

• City utilities
• 890 sq ft lot
• No hoa

Tags

• 10
• 890 SQ FT LOT
• EXISTING STRUCTURE GUTTED
• CITY UTILITIES
• NO HOA
• PROXIMITY TO SHOPS

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $131 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 4.3% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#312 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools D-, amenities F.
• Taylor ISD (town): math 20% / reading 27% proficiency, ranked #726 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents flat; 318 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 223 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.1% of price.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 223 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 7.34%
• Cash-on-cash: 3.75%
• DSCR: 1.17
• GRM: 7.2

CMA / ARV

• ARV (median comp): $281,572
• List price: $150,000
• Delta: -46.73%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
207 Old Thorndale Rd	0.16mi	3/2.0	1,362 (-1%)	9mo	$339,900	$250	81
1006 Porter St	0.04mi	2/1.0 (-1)	1,478 (+7%)	7mo	$175,000	$118	74
204 Oscar St	0.23mi	2/1.5 (-1)	1,324 (-4%)	6mo	$125,000	$94	73
913 Fowzer St	0.30mi	3/2.0	1,416 (+3%)	12mo	$269,900	$191	70
809 Lexington St	0.54mi	3/1.5	1,420 (+3%)	23mo	$315,000	$222	51
2000 Holly Springs Dr	0.71mi	3/2.0	1,327 (-4%)	10mo	$235,000	$177	50
510 Davis St	0.43mi	3/1.5	1,500 (+9%)	21mo	$299,000	$199	48
2003 Holly Springs Dr	0.75mi	3/2.0	1,316 (-4%)	12mo	$210,000	$160	45
805 Davis St	0.46mi	2/2.0 (-1)	1,470 (+7%)	22mo	$375,000	$255	43
910 W 4th St	0.74mi	3/2.0	1,201 (-13%)	1mo	$299,900	$250	41
1312 Kimbro St	0.73mi	3/2.0	1,232 (-11%)	15mo	$310,000	$252	34
1904 Holly Springs Dr	0.69mi	3/2.0	1,193 (-13%)	14mo	$225,000	$189	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.43% rent growth · sell at horizon

5-year hold

• IRR: -13.8%
• Equity multiple: 0.52×
• Total profit: $-20,171
• Equity at exit: $22,365

10-year hold

• IRR: -10.5%
• Equity multiple: 0.45×
• Total profit: $-23,233
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76574

• Home prices YoY: -32.3%
• Rents YoY: 0.4%
• Active inventory: 318
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,734 high
• Mortgage (P&I): −$787
• Tax from tax record: −$390 /mo · $4,674/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$364
• Net cashflow: $131

Break-even live

Break-even rent $1,568

Max offer price $150,000

Occupancy floor 87%

Sensitivity live

Price	-10% $216	-5% $174	+0% $131	+5% $89	+10% $46
Rent	-10% $-6	-5% $63	+0% $131	+5% $200	+10% $268
Rate	-1.0pp $207	-0.5pp $169	base $131	+0.5pp $92	+1.0pp $53

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
109 N Main St Unit A Taylor, TX	2.0	1.0	1495	$1,750	$1.17	3d	1	0.54mi
210 W Lake Dr Taylor, TX	2.0	1.5	1057	$1,450	$1.37	45d	1	0.55mi
604 W 4th St Taylor, TX	2.0	1.0	946	$1,295	$1.37	45d	1	0.55mi
606 W 4th St Taylor, TX	2.0	1.0	946	$1,295	$1.37	45d	1	0.55mi
806 W 8th St Taylor, TX	3.0	1.0	892	$1,600	$1.79	45d	1	0.57mi
415 N Doak St Taylor, TX	2.0	1.0	880	$1,375	$1.56	0d	1	0.58mi
600 Kimbro St Taylor, TX	3.0	2.5	1480	$2,150	$1.45	0d	1	0.59mi
719 W 3rd St Taylor, TX	2.0	1.0	966	$1,595	$1.65	0d	1	0.68mi
401 Shaw St Taylor, TX	2.0	1.0	1168	$1,650	$1.41	19d	1	0.70mi
502 Sturgis St Unit B Taylor, TX	2.0	1.0	1608	$1,195	$0.74	0d	1	0.87mi
1117 W 4th St Taylor, TX	3.0	2.0	1334	$1,400	$1.05	19d	1	0.91mi
610 Vernon St Unit Labs Taylor, TX	2.0	1.0	960	$1,550	$1.61	19d	1	0.97mi
2805 Davis St Unit A Taylor, TX	2.0	1.0	996	$1,500	$1.51	3d	1	1.25mi
1006 Cottonbowl Dr Taylor, TX	4.0	2.0	1615	$2,300	$1.42	45d	1	1.39mi
350 Debus Dr Unit 204A Taylor, TX	2.0	2.0	952	$1,575	$1.65	23d	1	1.45mi
350 Debus Dr Unit 121A Taylor, TX	3.0	2.0	1008	$1,795	$1.78	45d	1	1.45mi
230 Debus Dr Taylor, TX	2.0	2.0	882	$1,350	$1.53	9d	1	1.47mi
230 Debus Dr Unit 100B Taylor, TX	3.0	2.0	1008	$1,723	$1.71	23d	1	1.47mi

Listing history 31 events

1. 2026-06-21
   days on market $150,000 Active 223 DOM
2. 2026-06-18
   days on market $150,000 Active 220 DOM
3. 2026-06-17
   days on market $150,000 Active 219 DOM
4. 2026-06-16
   days on market $150,000 Active 218 DOM
5. 2026-06-15
   days on market $150,000 Active 217 DOM
6. 2026-06-13
   days on market $150,000 Active 215 DOM
7. 2026-06-09
   days on market $150,000 Active 211 DOM
8. 2026-06-08
   days on market $150,000 Active 210 DOM
9. 2026-06-07
   days on market $150,000 Active 209 DOM
10. 2026-06-05
    days on market $150,000 Active 206 DOM
11. 2026-06-03
    days on market $150,000 Active 205 DOM
12. 2026-06-02
    days on market $150,000 Active 204 DOM
13. 2026-06-01
    days on market $150,000 Active 203 DOM
14. 2026-05-31
    days on market $150,000 Active 202 DOM
15. 2026-02-03
    price $150,000 672-char remark

    Show marketing remark (672 chars)

    Prime investor opportunity in the heart of Taylor, TX! Located at 914 Porter St, this 10,890 sq ft lot offers excellent potential for a new build or investment project just minutes from downtown. The existing 1960 structure has been gutted and is not livable, making it ideal for a reimagined project. With city utilities, no HOA, and proximity to shops, schools, and the growing Samsung development corridor, this property is perfectly positioned for those looking to build new and capitalize on Taylor’s rapid growth. This property is offered as well with 901 West 5th St Taylor TX 76574 just 1 mile away. Call listing agent for combined price for both properties.

16. 2025-11-10
    listed $155,000 Active 672-char remark

    Show marketing remark (672 chars)

    Prime investor opportunity in the heart of Taylor, TX! Located at 914 Porter St, this 10,890 sq ft lot offers excellent potential for a new build or investment project just minutes from downtown. The existing 1960 structure has been gutted and is not livable, making it ideal for a reimagined project. With city utilities, no HOA, and proximity to shops, schools, and the growing Samsung development corridor, this property is perfectly positioned for those looking to build new and capitalize on Taylor’s rapid growth. This property is offered as well with 901 West 5th St Taylor TX 76574 just 1 mile away. Call listing agent for combined price for both properties.

17. 2021-06-17
    soldstatus
18. 2021-06-15
    soldstatus Closed 103-char remark

    Show marketing remark (103 chars)

    INVESTOR SPECIAL!!! Located on a large lot in the up and coming Taylor - HURRY BEFORE THIS ONE IS GONE!

19. 2021-06-04
    status Pending 103-char remark

    Show marketing remark (103 chars)

    INVESTOR SPECIAL!!! Located on a large lot in the up and coming Taylor - HURRY BEFORE THIS ONE IS GONE!

20. 2021-05-29
    status Active 103-char remark

    Show marketing remark (103 chars)

    INVESTOR SPECIAL!!! Located on a large lot in the up and coming Taylor - HURRY BEFORE THIS ONE IS GONE!

21. 2021-04-13
    status Pending 103-char remark

    Show marketing remark (103 chars)

    INVESTOR SPECIAL!!! Located on a large lot in the up and coming Taylor - HURRY BEFORE THIS ONE IS GONE!

22. 2021-04-07
    historical Active Under Contract 103-char remark

    Show marketing remark (103 chars)

    INVESTOR SPECIAL!!! Located on a large lot in the up and coming Taylor - HURRY BEFORE THIS ONE IS GONE!

23. 2021-03-30
    listed $199,000 Active 103-char remark

    Show marketing remark (103 chars)

    INVESTOR SPECIAL!!! Located on a large lot in the up and coming Taylor - HURRY BEFORE THIS ONE IS GONE!

24. 2021-03-29
    soldstatus
25. 2021-01-19
    soldstatus
26. 2020-12-16
    soldstatus
27. 2020-11-25
    soldstatus
28. 2017-07-26
    soldstatus
29. 2010-04-09
    soldstatus
30. 2009-04-15
    soldstatus
31. 1999-09-30
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,674 · $390/mo
• Projected year-2 tax: $4,674 · $390/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,808
• − Mortgage interest: −$8,402
• − Property taxes: −$4,674
• − Insurance: −$750
• − Repairs & maintenance: −$1,665
• − Management: −$1,665
• − Depreciation: −$4,364
• Taxable loss: −$712
• Est. tax savings @ 24.0%: +$171
• After-tax cash flow: $1,745/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor ISD
• NCES district ID: 4842280
• Math proficiency: 20% ▼ -15.00%
• Reading proficiency: 27% ▼ -11.00%
• Median HH income: $45,330
• Composite: 20.35/100
• National rank: #8606
• State rank: #726 of 826 in TX

Livability — Taylor

• Score: 71/100
• State rank: #312
• US rank: #7013

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety B- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, TX
• County: Williamson County · 680,029 people
• City population: 20,242
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 20,242
• Household income: $78,568
• Rent vs Own: 23.4% rent · 76.6% own
• Severe rent burden: 371.0

Population outlook (Williamson County) Hauer SSP2

• Today (2025): 699,027 people
• By 2030: 795,537 · +13.8%
• By 2040: 990,683 · +41.7%
• By 2050: 1,184,292 · +69.4%
• By 2075: 1,623,825 · +132.3%
• By 2100: 1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 50% Hispanic / Latino 42% Two or more races 22% Black 5%
• Hispanic origin (detail): Mexican 37%
• Common ancestry: Romanian 2% Italian 1% Lithuanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 74% English-only · Spanish 23% Russian/Polish/Slavic 1%

Political lean MEDSL · Williamson

• 2024 margin: Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
• 2008→2024 swing: +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
• All cycles: 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -108.71%
• Current HPI: 227.58
• Rent YoY: ▲ 0.43%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-24.6% since first listed

17 events — show timeline

• 2026-02-03 Price Changed $150,000 Unlock MLS
• 2025-11-10 Listed $155,000 Unlock MLS
• 2021-06-17 Sold (Public Records) — Public Records
• 2021-06-15 Sold (MLS) — Unlock MLS
• 2021-06-04 Pending — Unlock MLS
• 2021-05-29 Relisted — Unlock MLS
• 2021-04-13 Pending — Unlock MLS
• 2021-04-07 Contingent — Unlock MLS
• 2021-03-30 Listed $199,000 Unlock MLS
• 2021-03-29 Sold (Public Records) — Public Records
• 2021-01-19 Sold (Public Records) — Public Records
• 2020-12-16 Sold (Public Records) — Public Records
• 2020-11-25 Sold (Public Records) — Public Records
• 2017-07-26 Sold (Public Records) — Public Records
• 2010-04-09 Sold (Public Records) — Public Records
• 2009-04-15 Sold (Public Records) — Public Records
• 1999-09-30 Sold (Public Records) — Public Records

Property tax history

+6.3%/yr

Latest (2026): $4,674 · +5.5% YoY. Source: county tax records.