521 E Huisache Ave · Kingsville, TX 78363

$129,900

3 bd · 2.0 ba · 1,548 sqft · SingleFamily public records · 17 Days on market

Built 1945 10,498 sqft lot Est $172k · 24% under ↓ 7% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.0/30.0
• ARV discount +15.0/15.0
• DSCR +9.3/10.0
• 1% rule +7.8/10.0
• Rent growth +4.3/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks

Investor Opportunity in Kingsville! Whether you're looking to expand your rental portfolio or searching for your next fix-and-flip project, 521 E. Huisache offers tremendous potential. This 3-bedroom, 2-bath home features over 1,500 square feet of living space, a functional floor plan, and a spacious lot with room for improvement and added value. Conveniently located near schools, shopping, and local amenities, this property presents an excellent opportunity for investors seeking strong rental potential or future appreciation. With a little vision and updating, this home could become a great income-producing asset. Don't miss this chance to invest in a growing Kingsville market!

Key facts

• Future appreciation
• Spacious lot
• 0.24 acre lot

Tags

• SPACIOUS LOT
• STRONG RENTAL POTENTIAL
• FUTURE APPRECIATION

Property features AI

Finance

• HOA & community: Short-term rentals allowed

Exterior

• Parking: 1-car garage; Concrete driveway
• Utilities: Public water available; Public sewer available
• Home design: Single-story home; Pillar/post/pier foundation; Shingle roof; Wood siding exterior
• Construction: Built with wood siding
• Exterior features: Storage; Greenhouse; Wood fencing

Interior

• Kitchen: Gas oven; Gas range
• Flooring: Hardwood; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Gas heating; Central heating; Electric heating; Central air conditioning; Gas cooling
• Interior features: No notable built-in interior features listed
• Laundry & utility: Washer hookup; Dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $363 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 5.4% in Kingsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#364 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D, amenities F.
• Kingsville ISD (town): math 13% / reading 22% proficiency, ranked #800 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.2%/yr); 216 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 24 units permitted in Kleberg County in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kleberg County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 7.2% rent growth), your $36k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $127,951 (1.5% below list)

Questions for the listing agent

1. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.28% ✓
• Cap rate: 9.64%
• Cash-on-cash: 11.97%
• DSCR: 1.53
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $171,828
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
622 S 12th St	0.24mi	3/2.0	1,368 (-12%)	2mo	$24,950	$18	68
423 S 13th St	0.28mi	4/2.0 (+1)	1,616 (+4%)	11mo	$48,500	$30	65
434 E County Rd 2090	0.45mi	3/2.0	1,581 (+2%)	14mo	$230,000	$145	64
409 W King Ave	0.66mi	3/1.5	1,565 (+1%)	14mo	$149,900	$96	54
1102 S 11th St	0.42mi	3/1.0	1,434 (-7%)	12mo	$135,900	$95	54
415 W King Ave	0.67mi	4/2.0 (+1)	1,496 (-3%)	10mo	$179,000	$120	50
512 E Shelton	0.51mi	3/2.5	1,664 (+8%)	17mo	$265,000	$159	48
1406 S 11th St	0.62mi	4/1.5 (+1)	1,426 (-8%)	4mo	$169,900	$119	47
521 W Fordyce Ave	0.73mi	4/3.0 (+1)	1,513 (-2%)	9mo	$168,000	$111	46
1215 E Fordyce Ave E	0.60mi	3/2.0	1,332 (-14%)	6mo	$159,900	$120	44
1019 E Lee Ave	0.66mi	3/3.0	1,446 (-7%)	16mo	$85,000	$59	41
425 W King Ave W	0.69mi	3/1.0	1,456 (-6%)	16mo	$59,000	$41	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.18% rent growth · sell at horizon

5-year hold

• IRR: 6.3%
• Equity multiple: 1.26×
• Total profit: $9,375
• Equity at exit: $19,369

10-year hold

• IRR: 19.2%
• Equity multiple: 2.94×
• Total profit: $70,642
• Equity at exit: $11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78363

• Rents YoY: 7.2%
• Active inventory: 216
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,658 high
• Mortgage (P&I): −$681
• Tax from tax record: −$212 /mo · $2,540/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$348
• Net cashflow: $363

Break-even live

Break-even rent $1,199

Max offer price $129,900

Occupancy floor 73%

Sensitivity live

Price	-10% $436	-5% $400	+0% $363	+5% $326	+10% $289
Rent	-10% $232	-5% $297	+0% $363	+5% $428	+10% $494
Rate	-1.0pp $428	-0.5pp $396	base $363	+0.5pp $329	+1.0pp $295

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
908 E Doddridge Ave Kingsville, TX	3.0	1.0	1100	$850	$0.77	44d	1	0.33mi
1107 E Kenedy Ave Kingsville, TX	3.0	2.5	1526	$2,300	$1.51	22d	1	0.50mi
307 W Alice Ave Kingsville, TX	3.0	2.0	1600	$1,500	$0.94	44d	1	0.81mi
614 W Alice Ave Kingsville, TX	3.0	2.0	1713	$1,599	$0.93	44d	1	1.04mi
710 E C Ave Kingsville, TX	3.0	2.0	1248	$1,250	$1.00	14d	1	1.11mi
1342 Virginia Ave Kingsville, TX	3.0	2.0	1764	$2,500	$1.42	22d	1	1.12mi
915 S 23rd St Kingsville, TX	3.0	2.0	1713	$1,900	$1.11	14d	1	1.13mi
629 W Nettie Ave Kingsville, TX	3.0	2.0	1762	$1,495	$0.85	44d	1	1.22mi
503 W Mesquite Ave Kingsville, TX	3.0	2.0	1400	$1,500	$1.07	14d	1	1.40mi
1204 W Lee Ave Kingsville, TX	4.0	2.5	1970	$1,825	$0.93	44d	1	1.46mi

Listing history 13 events

1. 2026-06-19
   days on market $129,900 Active 17 DOM
2. 2026-06-18
   days on market $129,900 Active 16 DOM
3. 2026-06-17
   days on market $129,900 Active 15 DOM
4. 2026-06-16
   days on market $129,900 Active 14 DOM
5. 2026-06-15
   days on market $129,900 Active 13 DOM
6. 2026-06-14
   days on market $129,900 Active 11 DOM
7. 2026-06-12
   days on market $129,900 Active 10 DOM
8. 2026-06-09
   days on market $129,900 Active 7 DOM
9. 2026-06-08
   days on market $129,900 Active 6 DOM
10. 2026-06-07
    days on market $129,900 Active 5 DOM
11. 2026-06-05
    days on market $129,900 Active 2 DOM
12. 2026-06-03
    remarks 687-char remark
13. 2026-06-03
    listed $129,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,540 · $212/mo
• Projected year-2 tax: $2,540 · $212/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,895
• − Mortgage interest: −$7,276
• − Property taxes: −$2,540
• − Insurance: −$650
• − Repairs & maintenance: −$1,592
• − Management: −$1,592
• − Depreciation: −$3,779
• Taxable income: $2,467
• Est. tax owed @ 24.0%: −$592
• After-tax cash flow: $3,761/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kingsville ISD
• NCES district ID: 4825680
• Math proficiency: 13% ▼ -22.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $36,308
• Composite: 14.5/100
• National rank: #9425
• State rank: #800 of 826 in TX

Livability — Kingsville

• Score: 70/100
• State rank: #364
• US rank: #7787

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kingsville, TX
• County: Kleberg County · 28,920 people
• City population: 28,920
• Metro: Kingsville, TX
• Population (ZIP): 28,920
• Household income: $60,574
• Rent vs Own: 49.3% rent · 50.7% own
• Severe rent burden: 1663.0

Population outlook (Kleberg County) Hauer SSP2

• Today (2025): 31,615 people
• By 2030: 32,054 · +1.4%
• By 2040: 33,008 · +4.4%
• By 2050: 34,536 · +9.2%
• By 2075: 40,931 · +29.5%
• By 2100: 46,001 · +45.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (72%)
• Race & ethnicity: Hispanic / Latino 72% Two or more races 36% White 20% Black 3% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 67%
• Common ancestry: Italian 2% Slovak 1% Portuguese 1%
• Foreign-born: 7% · Canada, China
• Languages at home: 65% English-only · Spanish 32% Other Indo-European 1%

Political lean MEDSL · Kleberg

• 2024 margin: R (+12.7) · D 43.3% · R 56.1%
• 2008→2024 swing: -20.0pp toward R · 2008: 7.2pp · 2024: -12.7pp
• All cycles: 2024: R+12.7 2020: R+1.7 2016: D+3.7 2012: D+7.8 2008: D+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.12%
• Current HPI: 147.6473
• Rent YoY: ▲ 7.18%
• Metro: Kingsville, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-7.1% since first listed

5 events — show timeline

• 2026-06-02 Listed $129,900 CBMLS
• 2026-03-20 Price Changed $129,900 CBMLS
• 2026-01-20 Price Changed $134,900 CBMLS
• 2025-12-06 Listed $139,900 CBMLS
• 1997-07-01 Sold (Public Records) — Public Records

Property tax history

+3.7%/yr

Latest (2025): $2,540 · +19.7% YoY. Source: county tax records.