1913 Maria Ln · Lillian, AL 36549

$155,000

2 bd · 2.0 ba · 924 sqft · Manufactured public records · 165 Days on market

Built 1991 10,628 sqft lot $168/sqft · 12% above area Est $139k · 12% over $75/mo HOA · 5% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.4/30.0
• DSCR +7.5/10.0
• 1% rule +5.5/10.0
• Schools +3.9/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +2.3/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious coastal home featuring 2-bedrooms and 2-baths with an open floor plan, situated on 2 lots, offering exceptional space and privacy. Recent updates include a newly repaired roof, new flooring, privacy fence, fresh interior paint, and brand-new blinds, making this home truly move-in ready. Enjoy abundant natural light in the bright sunroom, for relaxing or entertaining, and a nice, fully fenced yard for pets, while the expansive outdoor space also provides boat and RV parking, along with covered parking for added convenience. Two storage sheds offer plenty of room for tools, gear, or beach toys. Unwind in the evenings in the hot tub and embrace the relaxed coastal lifestyle. Whether you’re searching for a weekend getaway or your new dream home, this is a rare opportunity to own a versatile, well-positioned coastal retreat. Located in the beach neighborhood of Spanish Cove, this coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Whether you're looking for a full-time residence or a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

Key facts

• Open floor plan
• Newly repaired roof
• New flooring

Tags

• OPEN FLOOR PLAN
• NEWLY REPAIRED ROOF
• NEW FLOORING
• PRIVACY FENCE
• FRESH INTERIOR PAINT
• BRAND-NEW BLINDS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $155k.

Deal economics

• At list price, monthly cash flow is $287 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 4.1% in Lillian — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#97 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools C-, amenities F, commute F.
• Baldwin County (rural): math 33% / reading 57% proficiency, ranked #18 of 129 in AL (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 146 active listings in the ZIP; 3,883 units permitted in Baldwin County in 2024 (481 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baldwin County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 165 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 165 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 8.51%
• Cash-on-cash: 7.93%
• DSCR: 1.35
• GRM: 7.9

CMA / ARV

• ARV (median comp): $138,885
• List price: $155,000
• Delta: 11.60%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
741 Buena Vista Dr	0.24mi	1/1.5 (-1)	922 (-0%)	1mo	$134,000	$145	80
106 Portage Cir	0.23mi	2/1.0	940 (+2%)	7mo	$145,000	$154	76
685 Escambia Loop	0.25mi	2/2.0	1,000 (+8%)	2mo	$152,000	$152	73
476 Buena Vista Dr	0.42mi	2/1.0	950 (+3%)	3mo	$130,000	$137	70
241 Defuniak Loop	0.16mi	2/1.0	1,016 (+10%)	3mo	$160,000	$157	70
1413 Ridgewood Dr	0.51mi	3/2.0 (+1)	924 (0%)	8mo	$85,000	$92	64
657 Escambia Loop	0.33mi	2/1.0	864 (-6%)	8mo	$150,000	$174	63
1561 Valencia Dr	0.55mi	2/2.0	980 (+6%)	6mo	$129,000	$132	60
1686 Santa Cruz Dr	0.71mi	2/2.0	952 (+3%)	5mo	$165,000	$173	58
1525 Valencia Dr	0.48mi	2/2.0	1,056 (+14%)	2mo	$60,000	$57	52
420 Buena Vista Dr	0.49mi	2/1.0	804 (-13%)	3mo	$143,770	$179	49
1347 Ridgewood Dr	0.65mi	2/2.0	840 (-9%)	7mo	$180,000	$214	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.2%
• Equity multiple: 0.84×
• Total profit: $-6,865
• Equity at exit: $23,111

10-year hold

• IRR: 5.4%
• Equity multiple: 1.40×
• Total profit: $17,467
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36549

• Home prices YoY: -7.6%
• Active inventory: 146
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,627 medium
• Mortgage (P&I): −$813
• Tax from tax record: −$46 /mo · $548/yr
• Insurance: −$65
• HOA: −$75
• Vacancy / Maint / Mgmt: −$342
• Net cashflow: $287

Break-even live

Break-even rent $1,263

Max offer price $155,000

Occupancy floor 77%

Sensitivity live

Price	-10% $375	-5% $331	+0% $287	+5% $243	+10% $199
Rent	-10% $158	-5% $223	+0% $287	+5% $351	+10% $415
Rate	-1.0pp $365	-0.5pp $326	base $287	+0.5pp $247	+1.0pp $206

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $75 · $900/yr
• Likely covers: pool

Listing history 33 events

1. 2026-06-19
   days on market $155,000 Active 165 DOM
2. 2026-06-18
   days on market $155,000 Active 164 DOM
3. 2026-06-17
   days on market $155,000 Active 163 DOM
4. 2026-06-16
   days on market $155,000 Active 162 DOM
5. 2026-06-15
   days on market $155,000 Active 161 DOM
6. 2026-06-14
   days on market $155,000 Active 159 DOM
7. 2026-06-13
   days on market $155,000 Active 158 DOM
8. 2026-06-10
   days on market $155,000 Active 156 DOM
9. 2026-06-09
   days on market $155,000 Active 155 DOM
10. 2026-06-08
    days on market $155,000 Active 154 DOM
11. 2026-06-07
    days on market $155,000 Active 153 DOM
12. 2026-06-03
    days on market $155,000 Active 149 DOM
13. 2026-06-02
    days on market $155,000 Active 148 DOM
14. 2026-06-01
    days on market $155,000 Active 147 DOM
15. 2026-05-31
    days on market $155,000 Active 146 DOM
16. 2026-05-30
    days on market $155,000 Active 145 DOM
17. 2026-01-05
    listed $155,000 Active 1816-char remark

    Show marketing remark (1816 chars)

    Spacious coastal home featuring 2-bedrooms and 2-baths with an open floor plan, situated on 2 lots, offering exceptional space and privacy. Recent updates include a newly repaired roof, new flooring, privacy fence, fresh interior paint, and brand-new blinds, making this home truly move-in ready. Enjoy abundant natural light in the bright sunroom, for relaxing or entertaining, and a nice, fully fenced yard for pets, while the expansive outdoor space also provides boat and RV parking, along with covered parking for added convenience. Two storage sheds offer plenty of room for tools, gear, or beach toys. Unwind in the evenings in the hot tub and embrace the relaxed coastal lifestyle. Whether you’re searching for a weekend getaway or your new dream home, this is a rare opportunity to own a versatile, well-positioned coastal retreat. Located in the beach neighborhood of Spanish Cove, this coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Whether you're looking for a full-time residence or a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

18. 2024-12-19
    soldstatus $135,000 Closed 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

19. 2024-12-19
    soldstatus $135,000

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

20. 2024-11-20
    status Pending 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

21. 2024-11-06
    price $145,000 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

22. 2024-10-16
    price $147,000 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

23. 2024-09-30
    price $149,900 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

24. 2024-09-25
    price $154,900 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

25. 2024-09-17
    price $157,900 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

26. 2024-08-29
    listed $159,900 Active 1723-char remark

    Show marketing remark (1723 chars)

    As you walk into the brand new front door (one of many updates to this great home) you will love the newly remodeled kitchen with new cabinets, countertops, backsplash and stove. This home features a split floorpan with 2 bedrooms one on each side of the home for privacy for you and your family or guests. This home has had a lot of recent updates and improvements, such as new vanities and toilets in both bathrooms, all new plumbing and electrical as well as new flooring throughout the home. The roof is just over 5 years old. The yard has been manicured and the trees even have jewelry so you will love sitting on the covered back porch and listening to the birds and looking at the beautiful yard while you have your morning coffee. There is a very large attached, closed in sun room with screened windows and doors so you can enjoy a breeze or add a self contained heating and air unit to make another living area or office of this very large room! This home sits on 2 lots so you have a lot of room to roam or add another building or structure (check with the HOA first). Other updates include new element in the water heater, new siding on the entire back of the home (paint is in the shed) and completely updated primary bath with new shower! The shed is full of a lifetime of nuts, bolts, extra parts and small tools that will convey as well. The refrigerator does not convey. If the improvements of the home are not enough to entice you, Spanish Cove is a wonderful community with a ton of amenities (pools, tennis, exercise facility, bay access and so much more)! Don't miss this one! Buyer or buyer's agent to verify all info during due diligence period. Buyer to verify all information during due diligence.

27. 2024-08-12
    soldstatus $95,000 Closed
28. 2024-07-31
    soldstatus $95,000
29. 2024-06-01
    status Pending
30. 2024-05-20
    status Active
31. 2023-04-12
    historical
32. 2023-04-12
    listed $120,400
33. 2023-04-12
    price $120,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $548 · $46/mo
• Projected year-2 tax: $636 · $53/mo
• Expected delta: +$87/yr (+$7/mo · 15.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,519
• − Mortgage interest: −$8,682
• − Property taxes: −$548
• − Insurance: −$775
• − Repairs & maintenance: −$1,562
• − Management: −$1,562
• − HOA: −$900
• − Depreciation: −$4,509
• Taxable income: $981
• Est. tax owed @ 24.0%: −$235
• After-tax cash flow: $3,207/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baldwin County
• NCES district ID: 0100270
• Math proficiency: 33% ▼ -26.00%
• Reading proficiency: 57% ▲ 1.00%
• Median HH income: $50,677
• Composite: 38.61/100
• National rank: #4157
• State rank: #18 of 129 in AL

Livability — Lillian

• Score: 66/100
• State rank: #97
• US rank: #11371

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 6,152
• Population (ZIP): 6,152

Population outlook (Baldwin County) Hauer SSP2

• Today (2025): 248,264 people
• By 2030: 270,315 · +8.9%
• By 2040: 312,967 · +26.1%
• By 2050: 352,262 · +41.9%
• By 2075: 438,841 · +76.8%
• By 2100: 487,736 · +96.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Lithuanian 7% Italian 3% Serbian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baldwin

• 2024 margin: Solid R (+58.2) · D 20.5% · R 78.7%
• 2008→2024 swing: -6.7pp toward R · 2008: -51.5pp · 2024: -58.2pp
• All cycles: 2024: R+58.2 2020: R+53.8 2016: R+57.8 2012: R+55.8 2008: R+51.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.45%
• Current HPI: 285.5902
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+28.7% since first listed

17 events — show timeline

• 2026-01-05 Listed $155,000 BCAR
• 2024-12-19 Sold (Public Records) $135,000 Public Records
• 2024-12-19 Sold (MLS) $135,000 BCAR
• 2024-11-20 Pending — BCAR
• 2024-11-06 Price Changed $145,000 BCAR
• 2024-10-16 Price Changed $147,000 BCAR
• 2024-09-30 Price Changed $149,900 BCAR
• 2024-09-25 Price Changed $154,900 BCAR
• 2024-09-17 Price Changed $157,900 BCAR
• 2024-08-29 Listed $159,900 BCAR
• 2024-08-12 Sold (MLS) $95,000 BCAR
• 2024-07-31 Sold (Public Records) $95,000 Public Records
• 2024-06-01 Pending — BCAR
• 2024-05-20 Relisted — BCAR
• 2023-04-12 Listed $120,400 BCAR
• 2023-04-12 Delisted — BCAR
• 2023-04-12 Price Changed $120,400 BCAR

Property tax history

+18.2%/yr

Latest (2025): $548 · +168.2% YoY. Source: county tax records.