1704 Brookhollow Cir · Jackson, MS 39212

$99,000

3 bd · 1.0 ba · 1,118 sqft · SingleFamily public records · 26 Days on market

Built 1984 9,583 sqft lot $89/sqft · 35% above area Est $75k · 32% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.9/30.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

Charming 3-bed, 1-bath brick ranch on a level lot in the quiet Brookhollow subdivision. This 1,136 sq. ft. home features a functional open-concept living/dining area with durable hardwood flooring. Built in 1984, the home features a primary suite with a walk in closet, and a dedicated 6x6 laundry room off the dining area for convenience. There is a bonus 5x6 storage room accessible from the back yard. The exterior boasts low-maintenance brick veneer with a large, level private backyard with patio, offering a peaceful rural feel within city limits.

Key facts

• Hardwood flooring
• Bonus storage room
• Walk in closet

Tags

• HARDWOOD FLOORING
• WALK IN CLOSET
• DEDICATED LAUNDRY ROOM
• BONUS STORAGE ROOM
• LOW-MAINTENANCE BRICK VENEER
• LARGE LEVEL PRIVATE BACKYARD

Property features AI

Exterior

• Parking: Driveway with paved parking for 2 vehicles; Exterior storage
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Cable available; Phone connected
• Home design: Single-family house; One level; Move-in ready
• Construction: Brick veneer and wood siding exterior; Asphalt shingle roof; Slab foundation; Built in public records (year available in records)
• Exterior features: Front porch; Patio; Private yard; Rain gutters; Chain link fencing in back yard

Interior

• Kitchen: Dishwasher; Oven; Refrigerator
• Bedrooms: Primary bedroom on main level (approx. 11 x 12); Bedroom on main level (approx. 11 x 11); Bedroom on main level (approx. 11 x 10)
• Flooring: Hardwood
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (natural gas); Central air conditioning (electric)
• Interior features: Ceiling fans; Laminate counters; Pantry; Dead bolt locks; Sliding doors
• Laundry & utility: Main-level laundry room with washer and electric dryer hookups

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $99k.

Deal economics

• At list price, monthly cash flow is $367 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $99k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
• Hinds County School District (rural): math 25% / reading 29% proficiency, ranked #70 of 130 in MS (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $97,515 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 10.75%
• Cash-on-cash: 15.91%
• DSCR: 1.71
• GRM: 6.3

CMA / ARV

• ARV (median comp): $74,747
• List price: $99,000
• Delta: 32.45%
• Verdict: OVERPRICED
• Comps: 12 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1732 Brookhollow Cir	0.08mi	3/1.0	1,089 (-3%)	2mo	$85,000	$78	90
1720 Brookhollow Cir	0.05mi	3/1.0	1,056 (-6%)	19mo	$59,900	$57	73
1508 Cedar Pine Dr	0.12mi	3/2.0	1,156 (+3%)	22mo	$56,000	$48	66
148 Thousand Oaks Cir	0.42mi	3/2.0	1,232 (+10%)	12mo	$175,500	$142	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold

• IRR: 8.2%
• Equity multiple: 1.33×
• Total profit: $9,021
• Equity at exit: $14,761

10-year hold

• IRR: 18.5%
• Equity multiple: 2.62×
• Total profit: $44,978
• Equity at exit: $8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39212

• Home prices YoY: -11.7%
• Rents YoY: 4.2%
• Active inventory: 302
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,316 medium
• Mortgage (P&I): −$519
• Tax from tax record: −$112 /mo · $1,344/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$276
• Net cashflow: $367

Break-even live

Break-even rent $851

Max offer price $99,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2107 Thousand Oaks Dr Unit A Jackson, MS	3.0	2.0	1182	$950	$0.80	21d	1	0.39mi

Listing history 9 events

1. 2026-06-07
   status $99,000 Pending 26 DOM
2. 2026-06-03
   days on market $99,000 Active 26 DOM
3. 2026-06-02
   days on market $99,000 Active 25 DOM
4. 2026-06-01
   days on market $99,000 Active 24 DOM
5. 2026-05-31
   days on market $99,000 Active 23 DOM
6. 2026-05-30
   days on market $99,000 Active 22 DOM
7. 2026-05-08
   listed $99,000 Active 553-char remark
8. 2021-07-22
   soldstatus
9. 1984-07-30
   soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,344 · $112/mo
• Projected year-2 tax: $1,344 · $112/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,795
• − Mortgage interest: −$5,546
• − Property taxes: −$1,344
• − Insurance: −$495
• − Repairs & maintenance: −$1,264
• − Management: −$1,264
• − Depreciation: −$2,880
• Taxable income: $3,003
• Est. tax owed @ 24.0%: −$721
• After-tax cash flow: $3,688/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hinds County School District
• NCES district ID: 2801860
• Math proficiency: 25% ▼ -16.00%
• Reading proficiency: 29% ▼ -5.00%
• Median HH income: $53,335
• Composite: 24.02/100
• National rank: #7771
• State rank: #70 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 25,659
• Household income: $50,722
• Rent vs Own: 37.8% rent · 62.2% own
• Severe rent burden: 1314.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
• Common ancestry: Serbian 1% Lithuanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.01%
• Current HPI: 174.4025
• Rent YoY: ▲ 4.23%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

4 events — show timeline

• 2026-06-04 Pending — MLSU
• 2026-05-08 Listed $99,000 MLSU
• 2021-07-22 Sold (Public Records) — Public Records
• 1984-07-30 Sold (Public Records) — Public Records

Property tax history

+7.3%/yr

Latest (2025): $1,344 · +2.7% YoY. Source: county tax records.