379 Porter Ln · Moreauville, LA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.71%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.1/30.0
- Appreciation +10.0/10.0
- DSCR +9.4/10.0
- ARV discount +7.5/15.0
- 1% rule +6.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Beautifully remodeled 4 Bedroom 2 Bathroom home with a bonus room that can be used as a home office, play room for kids, or a sunroom to enjoy your morning coffee. Located in the city limits of Moreauville. 2300+ sq feet home with a nice yard. Must see! Rural Development Eligable.
Key facts
- Remodeled
- City limits
- Bonus room
Tags
Property features AI
Finance
- Other: Property located near Magnolia (bounding street)
Exterior
- Parking: No designated parking
- Utilities: Electric service: Entergy
- Home design: Single family residence
- Construction: Frame construction; Metal roof
- Exterior features: Metal roof; Frame construction
Interior
- Kitchen: Kitchen (appliances not specified)
- Bedrooms: Three bedrooms
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Living room; Kitchen; Bedrooms 1–3 listed as interior areas
- Laundry & utility: Handicap accessible features
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $325 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#204 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, crime A-; Watch: health & safety C-, schools D, amenities F.
- Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 15 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $12k of equity ($795 loan paydown + $12k appreciation (10.0% local appreciation)).
- Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 73 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 10y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 9.68%
- Cash-on-cash
- 12.11%
- DSCR
- 1.54
- GRM
- 7.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 33.2%
- Equity multiple
- 3.59×
- Total profit
- $83,279
- Equity at exit
- $103,601
- IRR
- 28.6%
- Equity multiple
- 8.11×
- Total profit
- $228,851
- Equity at exit
- $223,420
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71355
- Home prices YoY
- 8.2%
- Active inventory
- 15
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,263 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$21 /mo · $256/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$265
- Net cashflow
- $325
Break-even live
Sensitivity live
| Price | -10% $390 | -5% $358 | +0% $325 | +5% $293 | +10% $260 |
|---|---|---|---|---|---|
| Rent | -10% $225 | -5% $275 | +0% $325 | +5% $375 | +10% $425 |
| Rate | -1.0pp $383 | -0.5pp $354 | base $325 | +0.5pp $295 | +1.0pp $265 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 8 events
-
2026-05-08status Pending
-
2026-04-17price $115,000
-
2026-02-24$125,000 Active
-
2024-06-03$130,000 Active
-
2023-01-24$50,000
-
2016-11-07$80,000
-
2016-07-06$99,900
-
2004-03-10soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $256 · $21/mo
- Projected year-2 tax
- $632 · $53/mo
- Expected delta
- +$376/yr (+$31/mo · 146.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X · 71% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,151
- − Mortgage interest
- −$6,442
- − Property taxes
- −$256
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,212
- − Management
- −$1,212
- − Depreciation
- −$3,345
- Taxable income
- $2,108
- Est. tax owed @ 24.0%
- −$506
- After-tax cash flow
- $3,395/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Avoyelles Parish
- NCES district ID
- 2200150
- Math proficiency
- 22% ▼ -32.00%
- Reading proficiency
- 30% ▼ -29.00%
- Median HH income
- $33,891
- Composite
- 21.32/100
- National rank
- #8378
- State rank
- #56 of 98 in LA
Livability — Moreauville
- Score
- 63/100
- State rank
- #204
- US rank
- #16003
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Moreauville, LA
- Population (ZIP)
- 2,192
Population outlook (Avoyelles County) Hauer SSP2
- Today (2025)
- 39,084 people
- By 2030
- 37,784 · -3.3%
- By 2040
- 35,049 · -10.3%
- By 2050
- 32,225 · -17.5%
- By 2075
- 25,695 · -34.3%
- By 2100
- 18,985 · -51.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Black 12% Two or more races 2%
- Common ancestry
- Lithuanian 32% Italian 2% Slovak 1%
- Foreign-born
- 1%
- Languages at home
- 89% English-only · French/Haitian/Cajun 11%
Political lean MEDSL · Avoyelles
- 2024 margin
- Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
- 2008→2024 swing
- -20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
- All cycles
- 2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.03%
- Current HPI
- 172.85
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+15.1% since first listed8 events — show timeline
- 2026-05-08 Pending — AcadianaMLS
- 2026-04-17 Price Changed $115,000 AcadianaMLS
- 2026-02-24 Listed $125,000 AcadianaMLS
- 2024-06-03 Listed $130,000 AcadianaMLS
- 2023-01-24 Listed $50,000 AcadianaMLS
- 2016-11-07 Listed $80,000 AcadianaMLS
- 2016-07-06 Listed $99,900 AcadianaMLS
- 2004-03-10 Sold (Public Records) — Public Records
Property tax history
+1.9%/yrLatest (2025): $256 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…