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14326 Fissore Blvd
D Composite 40.11
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Appreciation +3.8/10.0
  • Livability +3.2/5.0
  • 1% rule +3.1/10.0
  • DSCR +3.1/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.9/5.0

$325,000

14326 Fissore Blvd · Balm, FL 33598
4 bd · 2.0 ba · 2,161 sqft · SingleFamily public records · 116 Days on market
Built 2017 6,000 sqft lot $16/mo HOA · 1% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!

Key facts

  • Pond view
  • Community pool
  • Easy i-75 access

Tags

POND VIEWMIRABELLA COMMUNITYCOMMUNITY POOLPLAYGROUNDQUICK ACCESS TO US-301EASY I-75 ACCESS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $-146 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $299k (8.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (18.8% below list).
  • Recommended offer: $264k (18.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#742 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Belmont Elementary School (math 42% / reading 45%, grade F, #1,345 of 2,144 statewide, top 64%, 987 students, 44% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL) — zoned schools at 53% FRL track the district average.
  • Zoned-school proficiency averages 36% at this address vs 48% district-wide (-12 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.5%/yr); 689 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 116 days — a 9% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $40k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $263,868 (18.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.75%
Cash-on-cash
-1.93%
DSCR
0.91
GRM
10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.35% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.33×
Total profit
$-60,724
Equity at exit
$58,004
10-year hold
IRR
-16.3%
Equity multiple
0.05×
Total profit
$-86,792
Equity at exit
$44,774

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33598

Home prices YoY
-0.9%
Rents YoY
-2.5%
Active inventory
689
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,639 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$375 /mo · $4,504/yr
Insurance
$135
HOA
$16
Vacancy / Maint / Mgmt
$554
Net cashflow
$-146

Break-even live

Break-even rent $2,824
Max offer price $299,122
Occupancy floor

Sensitivity live

Price -10% $37 -5% $-55 +0% $-146 +5% $-238 +10% $-330
Rent -10% $-355 -5% $-251 +0% $-146 +5% $-42 +10% $62
Rate -1.0pp $17 -0.5pp $-64 base $-146 +0.5pp $-231 +1.0pp $-316

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10638 Aldo Moro Dr Wimauma, FL 4.0 2.5 2803 $2,800 $1.00 26d 1 0.16mi
14435 Barley Field Dr Wimauma, FL 4.0 2.0 2046 $2,231 $1.09 15d 1 0.29mi
14437 Barley Field Dr Wimauma, FL 4.0 2.5 2280 $2,296 $1.01 26d 1 0.30mi
14339 Easy Goer St Ruskin, FL 3.0 2.5 1701 $2,350 $1.38 23d 1 0.44mi
14471 Stagedoor Johnny Pl Ruskin, FL 1.0–3.0 1.0–2.0 1138 $2,344 $2.06 0d 20 0.45mi
14452 Easy Goer St Ruskin, FL 3.0 2.5 1701 $2,250 $1.32 14d 1 0.46mi
14409 Easy Goer St Ruskin, FL 3.0 2.5 1666 $1,800 $1.08 26d 1 0.47mi
14442 Editors Note St Ruskin, FL 3.0 2.5 1701 $2,100 $1.23 6d 1 0.47mi
10614 Shady Branch Dr Riverview, FL 4.0 2.5 2482 $2,286 $0.92 15d 1 0.54mi
14010 Hollow Leaf Pl Riverview, FL 3.0 2.0 1670 $2,195 $1.31 12d 1 0.56mi
10206 Stedfast Ct Ruskin, FL 3.0 2.0 2051 $2,650 $1.29 26d 1 0.60mi
10220 Newminster Loop Ruskin, FL 4.0 2.5 2483 $2,315 $0.93 16d 1 0.60mi
10405 Apollo Manor Cir Riverview, FL 1.0–3.0 1.0–2.0 1116 $3,163 $2.83 1d 30 0.61mi
14153 Arbor Pines Dr Riverview, FL 5.0 2.5 2889 $3,586 $1.24 26d 1 0.62mi
11201 Hudson Hills Ln Riverview, FL 5.0 2.5 2254 $2,450 $1.09 16d 1 0.67mi
13924 Arbor Pines Dr Riverview, FL 4.0 2.5 1920 $2,545 $1.33 26d 1 0.69mi
10279 Newminster Loop Ruskin, FL 4.0 2.5 2576 $2,395 $0.93 26d 1 0.69mi
14525 Scottburgh Glen Dr Wimauma, FL 3.0 2.0 1704 $3,300 $1.94 23d 1 0.75mi
11167 Leland Groves Dr Riverview, FL 5.0 3.0 2526 $3,500 $1.39 26d 1 0.75mi
10125 Count Fleet Dr Ruskin, FL 4.0 3.0 2529 $2,850 $1.13 14d 1 0.78mi
14268 Riva Ridge Pl Sun City Center, FL 3.0 2.5 1993 $2,197 $1.10 26d 1 0.79mi
10121 Tabasco Cat Ct Sun City Center, FL 3.0 2.5 1993 $2,095 $1.05 26d 1 0.79mi
14217 Poke Ridge Dr Riverview, FL 3.0 2.5 1913 $2,511 $1.31 6d 1 0.79mi
11176 Leland Groves Dr Riverview, FL 4.0 2.5 2318 $2,700 $1.16 6d 1 0.80mi
14207 Poke Ridge Dr Riverview, FL 3.0 2.5 1897 $2,600 $1.37 1d 1 0.81mi
14207 Poke Ridge Dr Riverview, FL 3.0 3.0 1897 $2,350 $1.24 25d 1 0.81mi
14263 Riva Ridge Pl Sun City Center, FL 3.0 2.5 1993 $2,197 $1.10 26d 1 0.82mi
14265 War Admiral Pl Sun City Center, FL 3.0 2.5 1993 $2,095 $1.05 26d 1 0.84mi
14243 Riva Ridge Pl Sun City Center, FL 3.0 2.5 1747 $2,047 $1.17 23d 1 0.84mi
14231 Riva Ridge Pl Sun City Center, FL 3.0 2.5 1993 $2,197 $1.10 26d 1 0.85mi
14249 War Admiral Pl Sun City Center, FL 3.0 2.5 1747 $2,047 $1.17 6d 1 0.86mi
10438 Carloway Hills Dr Wimauma, FL 4.0 3.0 1860 $2,500 $1.34 26d 1 0.87mi
14235 War Admiral Pl Sun City Center, FL 3.0 2.5 1993 $2,197 $1.10 26d 1 0.88mi
10114 Point Given Ct Sun City Center, FL 4.0 2.5 2162 $2,327 $1.08 26d 1 0.93mi
10108 Point Given Ct Sun City Center, FL 3.0 2.5 1747 $2,047 $1.17 26d 1 0.94mi
10237 Carloway Hills Dr Wimauma, FL 4.0 2.5 1914 $2,526 $1.32 1d 1 1.00mi
9924 Victory Gallop Loop Ruskin, FL 4.0 2.5 2535 $2,656 $1.05 23d 1 1.09mi
10805 Australian Pine Dr Riverview, FL 3.0 2.0 1897 $2,350 $1.24 26d 1 1.12mi
14906 Imperial Purple Ln Wimauma, FL 3.0 2.0 1561 $2,250 $1.44 6d 1 1.13mi
14906 Imperial Purple Ln Wimauma, FL 3.0 2.0 1771 $2,250 $1.27 19d 1 1.13mi

HOA detail

Monthly dues
$16 · $192/yr
Likely covers
waterpool

Listing history 10 events

  1. 2026-06-04
    days on market $325,000 Active 116 DOM
  2. 2026-06-03
    days on market $325,000 Active 115 DOM
  3. 2026-06-02
    days on market $325,000 Active 114 DOM
  4. 2026-06-01
    days on market $325,000 Active 113 DOM
  5. 2026-05-31
    pricedays on market $325,000 Active 112 DOM
  6. 2026-05-12
    status Active 1707-char remark
    Show marketing remark (1707 chars)

    * * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!

  7. 2026-04-09
    status Pending 1707-char remark
    Show marketing remark (1707 chars)

    * * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!

  8. 2026-02-14
    price $335,000 1707-char remark
    Show marketing remark (1707 chars)

    * * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!

  9. 2026-01-23
    price $350,000 1707-char remark
    Show marketing remark (1707 chars)

    * * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!

  10. 2026-01-06
    listed $365,000 Active 1707-char remark
    Show marketing remark (1707 chars)

    * * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,504 · $375/mo
Projected year-2 tax
$4,504 · $375/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$31,664
− Mortgage interest
−$18,205
− Property taxes
−$4,504
− Insurance
−$1,625
− Repairs & maintenance
−$2,533
− Management
−$2,533
− HOA
−$192
− Depreciation
−$9,455
Taxable loss
−$7,382
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,772
After-tax cash flow
$14/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Balm

Score
63/100
State rank
#742
US rank
#16016

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Balm, FL
County
Hillsborough County · 1,540,968 people
City population
196
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
32,820
Household income
$97,520
Rent vs Own
12.8% rent · 87.2% own
Severe rent burden
149.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 26% Puerto Rican 3% Cuban 1%
Common ancestry
Romanian 2% Scotch-Irish 2% Lithuanian 1%
Foreign-born
23% · Canada, Jamaica, Guatemala
Languages at home
62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.35%
Current HPI
271.8552
Rent YoY
▼ -2.50%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-8.2% since first listed
5 events — show timeline
  • 2026-05-12 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-02-14 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-23 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-06 Listed $365,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+6.2%/yr

Latest (2025): $4,504 · +19.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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