14326 Fissore Blvd · Balm, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.8/30.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Appreciation +3.8/10.0
- Livability +3.2/5.0
- 1% rule +3.1/10.0
- DSCR +3.1/10.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
$325,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!
Key facts
- Pond view
- Community pool
- Easy i-75 access
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $-146 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $299k (8.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (18.8% below list).
- Recommended offer: $264k (18.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 63/100 on livability (#742 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Belmont Elementary School (math 42% / reading 45%, grade F, #1,345 of 2,144 statewide, top 64%, 987 students, 44% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL) — zoned schools at 53% FRL track the district average.
- Zoned-school proficiency averages 36% at this address vs 48% district-wide (-12 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-2.5%/yr); 689 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 32% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-2.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 116 days — a 9% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $40k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 116 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.75%
- Cash-on-cash
- -1.93%
- DSCR
- 0.91
- GRM
- 10.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-2.35% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.3%
- Equity multiple
- 0.33×
- Total profit
- $-60,724
- Equity at exit
- $58,004
- IRR
- -16.3%
- Equity multiple
- 0.05×
- Total profit
- $-86,792
- Equity at exit
- $44,774
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33598
- Home prices YoY
- -0.9%
- Rents YoY
- -2.5%
- Active inventory
- 689
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,639 high interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$375 /mo · $4,504/yr
- Insurance
- −$135
- HOA
- −$16
- Vacancy / Maint / Mgmt
- −$554
- Net cashflow
- $-146
Break-even live
Sensitivity live
| Price | -10% $37 | -5% $-55 | +0% $-146 | +5% $-238 | +10% $-330 |
|---|---|---|---|---|---|
| Rent | -10% $-355 | -5% $-251 | +0% $-146 | +5% $-42 | +10% $62 |
| Rate | -1.0pp $17 | -0.5pp $-64 | base $-146 | +0.5pp $-231 | +1.0pp $-316 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10638 Aldo Moro Dr Wimauma, FL | 4.0 | 2.5 | 2803 | $2,800 | $1.00 | 26d | 1 | 0.16mi |
| 14435 Barley Field Dr Wimauma, FL | 4.0 | 2.0 | 2046 | $2,231 | $1.09 | 15d | 1 | 0.29mi |
| 14437 Barley Field Dr Wimauma, FL | 4.0 | 2.5 | 2280 | $2,296 | $1.01 | 26d | 1 | 0.30mi |
| 14339 Easy Goer St Ruskin, FL | 3.0 | 2.5 | 1701 | $2,350 | $1.38 | 23d | 1 | 0.44mi |
| 14471 Stagedoor Johnny Pl Ruskin, FL | 1.0–3.0 | 1.0–2.0 | 1138 | $2,344 | $2.06 | 0d | 20 | 0.45mi |
| 14452 Easy Goer St Ruskin, FL | 3.0 | 2.5 | 1701 | $2,250 | $1.32 | 14d | 1 | 0.46mi |
| 14409 Easy Goer St Ruskin, FL | 3.0 | 2.5 | 1666 | $1,800 | $1.08 | 26d | 1 | 0.47mi |
| 14442 Editors Note St Ruskin, FL | 3.0 | 2.5 | 1701 | $2,100 | $1.23 | 6d | 1 | 0.47mi |
| 10614 Shady Branch Dr Riverview, FL | 4.0 | 2.5 | 2482 | $2,286 | $0.92 | 15d | 1 | 0.54mi |
| 14010 Hollow Leaf Pl Riverview, FL | 3.0 | 2.0 | 1670 | $2,195 | $1.31 | 12d | 1 | 0.56mi |
| 10206 Stedfast Ct Ruskin, FL | 3.0 | 2.0 | 2051 | $2,650 | $1.29 | 26d | 1 | 0.60mi |
| 10220 Newminster Loop Ruskin, FL | 4.0 | 2.5 | 2483 | $2,315 | $0.93 | 16d | 1 | 0.60mi |
| 10405 Apollo Manor Cir Riverview, FL | 1.0–3.0 | 1.0–2.0 | 1116 | $3,163 | $2.83 | 1d | 30 | 0.61mi |
| 14153 Arbor Pines Dr Riverview, FL | 5.0 | 2.5 | 2889 | $3,586 | $1.24 | 26d | 1 | 0.62mi |
| 11201 Hudson Hills Ln Riverview, FL | 5.0 | 2.5 | 2254 | $2,450 | $1.09 | 16d | 1 | 0.67mi |
| 13924 Arbor Pines Dr Riverview, FL | 4.0 | 2.5 | 1920 | $2,545 | $1.33 | 26d | 1 | 0.69mi |
| 10279 Newminster Loop Ruskin, FL | 4.0 | 2.5 | 2576 | $2,395 | $0.93 | 26d | 1 | 0.69mi |
| 14525 Scottburgh Glen Dr Wimauma, FL | 3.0 | 2.0 | 1704 | $3,300 | $1.94 | 23d | 1 | 0.75mi |
| 11167 Leland Groves Dr Riverview, FL | 5.0 | 3.0 | 2526 | $3,500 | $1.39 | 26d | 1 | 0.75mi |
| 10125 Count Fleet Dr Ruskin, FL | 4.0 | 3.0 | 2529 | $2,850 | $1.13 | 14d | 1 | 0.78mi |
| 14268 Riva Ridge Pl Sun City Center, FL | 3.0 | 2.5 | 1993 | $2,197 | $1.10 | 26d | 1 | 0.79mi |
| 10121 Tabasco Cat Ct Sun City Center, FL | 3.0 | 2.5 | 1993 | $2,095 | $1.05 | 26d | 1 | 0.79mi |
| 14217 Poke Ridge Dr Riverview, FL | 3.0 | 2.5 | 1913 | $2,511 | $1.31 | 6d | 1 | 0.79mi |
| 11176 Leland Groves Dr Riverview, FL | 4.0 | 2.5 | 2318 | $2,700 | $1.16 | 6d | 1 | 0.80mi |
| 14207 Poke Ridge Dr Riverview, FL | 3.0 | 2.5 | 1897 | $2,600 | $1.37 | 1d | 1 | 0.81mi |
| 14207 Poke Ridge Dr Riverview, FL | 3.0 | 3.0 | 1897 | $2,350 | $1.24 | 25d | 1 | 0.81mi |
| 14263 Riva Ridge Pl Sun City Center, FL | 3.0 | 2.5 | 1993 | $2,197 | $1.10 | 26d | 1 | 0.82mi |
| 14265 War Admiral Pl Sun City Center, FL | 3.0 | 2.5 | 1993 | $2,095 | $1.05 | 26d | 1 | 0.84mi |
| 14243 Riva Ridge Pl Sun City Center, FL | 3.0 | 2.5 | 1747 | $2,047 | $1.17 | 23d | 1 | 0.84mi |
| 14231 Riva Ridge Pl Sun City Center, FL | 3.0 | 2.5 | 1993 | $2,197 | $1.10 | 26d | 1 | 0.85mi |
| 14249 War Admiral Pl Sun City Center, FL | 3.0 | 2.5 | 1747 | $2,047 | $1.17 | 6d | 1 | 0.86mi |
| 10438 Carloway Hills Dr Wimauma, FL | 4.0 | 3.0 | 1860 | $2,500 | $1.34 | 26d | 1 | 0.87mi |
| 14235 War Admiral Pl Sun City Center, FL | 3.0 | 2.5 | 1993 | $2,197 | $1.10 | 26d | 1 | 0.88mi |
| 10114 Point Given Ct Sun City Center, FL | 4.0 | 2.5 | 2162 | $2,327 | $1.08 | 26d | 1 | 0.93mi |
| 10108 Point Given Ct Sun City Center, FL | 3.0 | 2.5 | 1747 | $2,047 | $1.17 | 26d | 1 | 0.94mi |
| 10237 Carloway Hills Dr Wimauma, FL | 4.0 | 2.5 | 1914 | $2,526 | $1.32 | 1d | 1 | 1.00mi |
| 9924 Victory Gallop Loop Ruskin, FL | 4.0 | 2.5 | 2535 | $2,656 | $1.05 | 23d | 1 | 1.09mi |
| 10805 Australian Pine Dr Riverview, FL | 3.0 | 2.0 | 1897 | $2,350 | $1.24 | 26d | 1 | 1.12mi |
| 14906 Imperial Purple Ln Wimauma, FL | 3.0 | 2.0 | 1561 | $2,250 | $1.44 | 6d | 1 | 1.13mi |
| 14906 Imperial Purple Ln Wimauma, FL | 3.0 | 2.0 | 1771 | $2,250 | $1.27 | 19d | 1 | 1.13mi |
HOA detail
- Monthly dues
- $16 · $192/yr
- Likely covers
- waterpool
Listing history 10 events
-
2026-06-04days on market $325,000 Active 116 DOM
-
2026-06-03days on market $325,000 Active 115 DOM
-
2026-06-02days on market $325,000 Active 114 DOM
-
2026-06-01days on market $325,000 Active 113 DOM
-
2026-05-31pricedays on market $325,000 Active 112 DOM
-
2026-05-12status Active 1707-char remark
Show marketing remark (1707 chars)
* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!
-
2026-04-09status Pending 1707-char remark
Show marketing remark (1707 chars)
* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!
-
2026-02-14price $335,000 1707-char remark
Show marketing remark (1707 chars)
* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!
-
2026-01-23price $350,000 1707-char remark
Show marketing remark (1707 chars)
* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!
-
2026-01-06$365,000 Active 1707-char remark
Show marketing remark (1707 chars)
* * * SELLER OFFERING $7,000 TO BUYER FOR THEIR CLOSING COST. ALSO, FHA BUYERS NO APPRAISAL NEEDED * * * Affordable easy to buy spacious 4-Bedroom home with pond view and no back yard neighbors in the friendly Mirabella Community. Welcome to 14326 Fissore Boulevard—a clean, well-maintained 4-bedroom, 2-bathroom home offering over 2,100 square feet of living space, complete with a 2-car garage, in the heart of Mirabella. This straightforward Florida residence gives you plenty of room to grow and live comfortably, with an open layout that connects the kitchen, dining, and living areas—perfect for everyday meals, homework at the counter, casual gatherings, or just stretching out. The four good-sized bedrooms offer flexible options for family, guests, home offices, or hobbies, while the two full bathrooms keep things running smoothly. Plenty of storage and parking with the attached 2-car garage and large driveway. Step outside to the backyard and enjoy serene pond views relaxing while taking in the water and wildlife. The home has been regularly cared for, is move-in ready, and well-priced. A solid structure, no major issues, and the honest wear of real family life. Mirabella is a quiet, established neighborhood with a community pool, playground, and welcoming atmosphere—great for cooling off on hot days. Prime location: just minutes from US-301 for quick runs to Publix and new shops, good schools nearby, and easy I-75 access to Tampa, beaches, or wherever the day takes you. If you're looking for a dependable 4-bedroom home with over 2,100 sq ft, garage convenience, calming pond views, and real value in a growing area—this one delivers. Come see it soon!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,504 · $375/mo
- Projected year-2 tax
- $4,504 · $375/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,664
- − Mortgage interest
- −$18,205
- − Property taxes
- −$4,504
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$2,533
- − Management
- −$2,533
- − HOA
- −$192
- − Depreciation
- −$9,455
- Taxable loss
- −$7,382
- Est. tax savings @ 24.0%
- +$1,772
- After-tax cash flow
- $14/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Balm
- Score
- 63/100
- State rank
- #742
- US rank
- #16016
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Balm, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 196
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 32,820
- Household income
- $97,520
- Rent vs Own
- Severe rent burden
- 149.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 26% Puerto Rican 3% Cuban 1%
- Common ancestry
- Romanian 2% Scotch-Irish 2% Lithuanian 1%
- Foreign-born
- 23% · Canada, Jamaica, Guatemala
- Languages at home
- 62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -2.35%
- Current HPI
- 271.8552
- Rent YoY
- ▼ -2.50%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-8.2% since first listed5 events — show timeline
- 2026-05-12 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-02-14 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-23 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-06 Listed $365,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+6.2%/yrLatest (2025): $4,504 · +19.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…