Whitaker II H Plan · Maurice, LA 70555

$233,990

4 bd · 2.0 ba · 1,532 sqft · SingleFamily · 519 Days on market

Excellent condition

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• ARV discount +7.5/15.0
• Schools +5.8/10.0
• Condition / age +4.8/5.0
• DSCR +4.2/10.0
• 1% rule +3.9/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

- Open Floor Plan - Four Bedrooms, Two Bathrooms - Two-Car Garage - Brick and Siding Exterior - Recessed Can Lighting in Kitchen and Great Room - Walk-In Master Closet - Separate Master Shower - Covered Rear Patio

Key facts

• Open floor plan
• Covered rear patio
• 2 garage spots

Tags

• OPEN FLOOR PLAN
• BRICK AND SIDING EXTERIOR
• RECESSED CAN LIGHTING
• WALK-IN MASTER CLOSET
• SEPARATE MASTER SHOWER
• COVERED REAR PATIO

🏗️ New construction. The $233,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $234,510.

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $234k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $20 ($238/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (11.3% below list).
• Recommended offer: $206k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
• Market conditions: 348 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 519 days — a 12% lower offer ($206k) is reasonable based on typical stale-listing flexibility.

Recommended offer $205,911 (12.0% below list)

Questions for the listing agent

1. It's been on market 519 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.39%
• Cash-on-cash: 0.36%
• DSCR: 1.02
• GRM: 9.4

CMA / ARV

• ARV (median comp): $234,510
• List price: $233,990
• Delta: -1.07%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7389 Longleaf Vista Cir	0.16mi	3/2.0 (-1)	1,498 (-2%)	0mo	$232,685	$155	84
7385 Alley Oak Ln	0.09mi	3/2.0 (-1)	1,578 (+3%)	4mo	$234,425	$149	83
3316 Myrtle St	0.21mi	3/2.0 (-1)	1,498 (-2%)	0mo	$231,690	$155	81
3317 Myrtle St	0.21mi	3/2.0 (-1)	1,578 (+3%)	0mo	$234,475	$149	80
3315 Myrtle St	0.22mi	3/2.0 (-1)	1,482 (-3%)	0mo	$230,601	$156	79
7408 Alley Oak Ln	0.05mi	3/2.0 (-1)	1,394 (-9%)	1mo	$217,009	$156	77
7375 Alley Oak Ln	0.09mi	3/2.0 (-1)	1,649 (+8%)	4mo	$237,470	$144	75
7383 Alley Oak Ln	0.17mi	3/2.0 (-1)	1,422 (-7%)	0mo	$219,576	$154	75
7388 Alley Oak Ln	0.09mi	3/2.0 (-1)	1,363 (-11%)	1mo	$213,669	$157	71
7393 Alley Oak Ln	0.13mi	3/2.0 (-1)	1,394 (-9%)	4mo	$216,521	$155	71
7405 Alley Oak Ln	0.17mi	3/2.0 (-1)	1,363 (-11%)	2mo	$213,286	$156	67
7382 Alley Oak Ln	0.13mi	3/2.0 (-1)	1,321 (-14%)	2mo	$211,209	$160	65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.7%
• Equity multiple: 0.44×
• Total profit: $-36,706
• Equity at exit: $34,966

10-year hold

• IRR: -7.2%
• Equity multiple: 0.54×
• Total profit: $-30,210
• Equity at exit: $20,276

Cash invested: $65,663 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 46 active · 21 under contract
• Months of supply: 13.1 mo (8%/mo absorbed)
• Median asking: $235,890 ($155/sqft)
• Median days on market: 167 d
• This list price: 43% of active listings are priced below it
• ARV vs active asking: -1.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70555

• Home prices YoY: -29.4%
• Active inventory: 348
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,077 high
• Mortgage (P&I): −$1,230
• Tax est. 1.5%: −$293 /mo · $3,518/yr
• Insurance: −$98
• HOA: −$0
• Vacancy / Maint / Mgmt: −$436
• Net cashflow: $20

Break-even live

Break-even rent $2,051

Max offer price $234,510

Occupancy floor 94%

Sensitivity live

Price	-10% $182	-5% $101	+0% $20	+5% $-61	+10% $-142
Rent	-10% $-144	-5% $-62	+0% $20	+5% $102	+10% $184
Rate	-1.0pp $138	-0.5pp $79	base $20	+0.5pp $-41	+1.0pp $-103

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,627
• Closing costs: $7,035
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7382 Alley Oak Ln Maurice, LA	3.0	2.0	1321	$1,800	$1.36	6d	1	0.11mi
7383 Alley Oak Ln Maurice, LA	3.0	2.0	1422	$1,800	$1.27	6d	1	0.14mi
3408 Magnolia Lakes Blvd Maurice, LA	4.0	2.0	2098	$2,075	$0.99	139d	1	0.38mi
3504 Canebreak Mill Dr Maurice, LA	3.0–4.0	2.0	1502	$2,100	$1.40	4d	5	0.57mi
8552 Cat Rd Unit A Maurice, LA	3.0	2.0	1324	$1,650	$1.25	6d	1	0.92mi
8550 Cat Rd Unit B Maurice, LA	3.0	2.0	1324	$1,650	$1.25	139d	1	0.92mi
128 Rose Of Sharon Ln Lafayette, LA	4.0	3.0	2092	$2,100	$1.00	140d	1	1.34mi
224 Wild Cherry Ln Lafayette, LA	3.0	2.0	2212	$2,200	$0.99	109d	1	1.34mi
222 Weaver Way Maurice, LA	3.0	2.0	1538	$1,850	$1.20	109d	1	1.37mi
108 Michael John Dr Maurice, LA	4.0	2.0	1961	$1,900	$0.97	139d	1	1.45mi

Listing history 50 events

1. 2026-09-24
   days on market $233,990 Active 519 DOM
2. 2026-09-24
   days on market $233,990 Active 518 DOM
3. 2026-09-22
   days on market $233,990 Active 517 DOM
4. 2026-09-21
   days on market $233,990 Active 516 DOM
5. 2026-09-20
   days on market $233,990 Active 515 DOM
6. 2026-09-18
   days on market $233,990 Active 513 DOM
7. 2026-09-17
   days on market $233,990 Active 512 DOM
8. 2026-09-16
   days on market $233,990 Active 511 DOM
9. 2026-09-15
   days on market $233,990 Active 510 DOM
10. 2026-09-14
    days on market $233,990 Active 509 DOM
11. 2026-09-13
    days on market $233,990 Active 508 DOM
12. 2026-09-12
    days on market $233,990 Active 507 DOM
13. 2026-09-11
    days on market $233,990 Active 506 DOM
14. 2026-09-05
    pricedays on market $233,990 Active 500 DOM
15. 2026-09-04
    days on market $231,990 Active 499 DOM
16. 2026-09-03
    days on market $231,990 Active 498 DOM
17. 2026-08-31
    days on market $231,990 Active 495 DOM
18. 2026-08-30
    days on market $231,990 Active 494 DOM
19. 2026-08-29
    days on market $231,990 Active 493 DOM
20. 2026-08-28
    days on market $231,990 Active 492 DOM
21. 2026-08-27
    days on market $231,990 Active 491 DOM
22. 2026-08-26
    days on market $231,990 Active 490 DOM
23. 2026-08-25
    days on market $231,990 Active 489 DOM
24. 2026-08-24
    days on market $231,990 Active 488 DOM
25. 2026-08-23
    days on market $231,990 Active 487 DOM
26. 2026-08-22
    days on market $231,990 Active 486 DOM
27. 2026-08-21
    days on market $231,990 Active 485 DOM
28. 2026-08-20
    days on market $231,990 Active 484 DOM
29. 2026-08-19
    days on market $231,990 Active 483 DOM
30. 2026-08-18
    days on market $231,990 Active 482 DOM
31. 2026-08-17
    days on market $231,990 Active 481 DOM
32. 2026-08-16
    days on market $231,990 Active 480 DOM
33. 2026-08-15
    days on market $231,990 Active 479 DOM
34. 2026-08-14
    days on market $231,990 Active 478 DOM
35. 2026-08-13
    days on market $231,990 Active 477 DOM
36. 2026-08-12
    days on market $231,990 Active 476 DOM
37. 2026-08-11
    days on market $231,990 Active 475 DOM
38. 2026-08-10
    days on market $231,990 Active 474 DOM
39. 2026-08-09
    days on market $231,990 Active 473 DOM
40. 2026-08-08
    days on market $231,990 Active 472 DOM
41. 2026-08-07
    days on market $231,990 Active 471 DOM
42. 2026-08-06
    days on market $231,990 Active 470 DOM
43. 2026-08-05
    days on market $231,990 Active 469 DOM
44. 2026-08-04
    days on market $231,990 Active 468 DOM
45. 2026-08-03
    days on market $231,990 Active 467 DOM
46. 2026-07-31
    days on market $231,990 Active 464 DOM
47. 2026-07-29
    days on market $231,990 Active 462 DOM
48. 2026-07-27
    days on market $231,990 Active 460 DOM
49. 2026-07-25
    days on market $231,990 Active 458 DOM
50. 2026-07-24
    days on market $231,990 Active 457 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $24,919
• − Mortgage interest: −$13,136
• − Property taxes: −$3,518
• − Insurance: −$1,173
• − Repairs & maintenance: −$1,993
• − Management: −$1,993
• − Depreciation: −$6,822
• Taxable loss: −$3,717
• Est. tax savings @ 24.0%: +$892
• After-tax cash flow: $1,130/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 95/100 None rehab

This single-family home is in excellent condition with no visible repairs or maintenance needed. It offers a good investment opportunity with potential for minor updates to enhance its resale and rental value.

Value-add opportunities

• Both Painting — Fresh paint can enhance curb appeal and interior aesthetics ↑
• Both Landscaping — Enhances curb appeal and can increase property value ↑
• Both Window treatments — Improves energy efficiency and enhances curb appeal ↑

D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Cecil Picard Elementary School At Maurice B LA #40/646 Nat'l #5,189/41,679 Middle North Vermilion Middle School C LA #26/218 Nat'l #3,460/14,009 High North Vermilion High School C+ LA #20/265 Nat'l #3,545/17,239

Schools (NCES district)

• District: Vermilion Parish
• NCES district ID: 2201800
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 53% ▼ -32.00%
• Median HH income: $45,115
• Composite: 39.37/100
• National rank: #3974
• State rank: #15 of 98 in LA

B Composite livability gradescore 76/100

Livability — Maurice

• Score: 76/100
• State rank: #15
• US rank: #3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Vermilion Parish · 64,095 people
• City population: 8,759
• Metro: Lafayette, LA
• Population (ZIP): 8,759
• Household income: $76,213
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 2% of renters

---

Population outlook (Vermilion County) Hauer SSP2

• Today (2025): 64,095 people
• By 2030: 65,915 · +2.8%
• By 2040: 68,985 · +7.6%
• By 2050: 70,804 · +10.5%
• By 2075: 73,897 · +15.3%
• By 2100: 71,793 · +12.0%

---

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
• Common ancestry: Lithuanian 25% Romanian 3% Italian 1%
• Foreign-born: 2% · Vietnam
• Languages at home: 93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

---

Political lean MEDSL · Vermilion

• 2024 margin: Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
• 2008→2024 swing: -16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
• All cycles: 2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.61%
• Current HPI: 133.7146
• Rent YoY: —
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

---

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

1 event — show timeline

• 2025-04-24 Listed $231,990 Zillow