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1742 7th Ave
B+ Composite 79.48
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +5.0/5.0
  • Livability +4.0/5.0
  • Schools +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,900

1742 7th Ave · Huntington, WV 25701
4 bd · 2.0 ba · 1,932 sqft · SingleFamily public records · 36 Days on market
Built 1930 3,049 sqft lot Est $75k · 21% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Conveniently located near Marshall University, this fixer-upper offers an opportunity for investors, renovators, or buyers looking to put their own touch on a property. Featuring 4 bedrooms and 2 baths, this home has potential for rental income, or a renovation project. Situated in an established Huntington location close to shopping, dining, parks, and interstate access. Property is being sold as is and will require repairs and updates, but offers a chance to build equity and restore its character. Great opportunity for those looking for a project in a convenient location.

Key facts

  • Close to parks
  • Close to dining
  • Close to shopping

Tags

POTENTIAL FOR RENTAL INCOMECLOSE TO SHOPPINGCLOSE TO DININGCLOSE TO PARKSCLOSE TO INTERSTATE ACCESS

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Two levels / 2 stories
  • Construction: Brick construction; Composition / shingle roof
  • Exterior features: Front porch

Interior

  • Bathrooms: Two full bathrooms
  • Heating & cooling: Has heating; Other type of heating
  • Interior features: Seven total rooms; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $760 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $58k (3.0% below list) — sets the bar for market timing.
  • Cap rate 21.5% vs local median 6.5% in Huntington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#16 in WV, #2,045 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Cabell County Schools (urban): math 31% / reading 42% proficiency, ranked #13 of 55 in WV (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Highlawn Elementary School (math 27% / reading 22%, grade F, #287 of 377 statewide, top 85%, 325 students, 0% FRL); Huntington East Middle School (math 18% / reading 32%, grade F, #81 of 109 statewide, top 76%, 585 students, 0% FRL); Huntington High School (math 26% / reading 50%, grade F, #31 of 110 statewide, top 28%, 1,704 students, 0% FRL) — zoned schools average 0% FRL vs 47% district-wide (47 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+10.6%/yr); 127 active listings in the ZIP; 61 units permitted in Cabell County in 2024 (5 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $58,103 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.48%
Cap rate
21.52%
Cash-on-cash
54.39%
DSCR
3.42
GRM
3.4

CMA / ARV

ARV (on-the-fly)
$75,348
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1917 17r 18th St 0.21mi 3/2.0 (-1) 1,885 (-2%) 1mo $150,000 $80 81
1740 7th Ave 0.01mi 4/2.0 1,910 (-1%) 22mo $73,500 $38 79
1945 10th Ave Ave 0.36mi 3/2.0 (-1) 1,848 (-4%) 13mo $215,000 $116 60
2102 8th Ave 0.36mi 3/1.0 (-1) 1,768 (-8%) 0mo $22,000 $12 60
1912 9th Ave 0.27mi 4/1.5 2,088 (+8%) 16mo $82,000 $39 59
1730 Doulton Ave 0.34mi 3/1.5 (-1) 2,085 (+8%) 17mo $50,000 $24 50
2203 10th Ave 0.55mi 3/1.5 (-1) 1,824 (-6%) 12mo $48,000 $26 48
117 W 9th Ave 0.58mi 3/2.0 (-1) 2,221 (+15%) 3mo $144,000 $65 41
1053 14th St 0.61mi 3/2.0 (-1) 1,733 (-10%) 14mo $95,000 $55 37
1203 9 th Ave 0.67mi 3/2.0 (-1) 2,193 (+14%) 8mo $1,600 $1 35
1548 Rugby Rd 0.73mi 3/2.0 (-1) 1,676 (-13%) 19mo $198,000 $118 23

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
58.2%
Equity multiple
3.78×
Total profit
$46,584
Equity at exit
$8,931
10-year hold
IRR
64.8%
Equity multiple
9.27×
Total profit
$138,732
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25701

Home prices YoY
-8.7%
Rents YoY
10.6%
Active inventory
127
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,486 medium interval (Pro) →
Mortgage (P&I)
$314
Tax from tax record
$74 /mo · $891/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$760

Break-even live

Break-even rent $523
Max offer price $59,900
Occupancy floor 44%

Sensitivity live

Price -10% $794 -5% $777 +0% $760 +5% $743 +10% $726
Rent -10% $643 -5% $702 +0% $760 +5% $819 +10% $878
Rate -1.0pp $790 -0.5pp $775 base $760 +0.5pp $745 +1.0pp $729

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $59,900 Active 36 DOM
  2. 2026-06-18
    days on market $59,900 Active 35 DOM
  3. 2026-06-17
    days on market $59,900 Active 34 DOM
  4. 2026-06-16
    days on market $59,900 Active 33 DOM
  5. 2026-06-15
    days on market $59,900 Active 32 DOM
  6. 2026-06-14
    days on market $59,900 Active 30 DOM
  7. 2026-06-13
    price $59,900 Active 29 DOM
  8. 2026-06-12
    days on market $69,900 Active 29 DOM
  9. 2026-06-09
    days on market $69,900 Active 26 DOM
  10. 2026-06-08
    days on market $69,900 Active 25 DOM
  11. 2026-06-07
    days on market $69,900 Active 24 DOM
  12. 2026-06-05
    days on market $69,900 Active 21 DOM
  13. 2026-06-03
    days on market $69,900 Active 20 DOM
  14. 2026-06-02
    days on market $69,900 Active 19 DOM
  15. 2026-06-01
    days on market $69,900 Active 18 DOM
  16. 2026-05-31
    days on market $69,900 Active 17 DOM
  17. 2026-05-30
    days on market $69,900 Active 16 DOM
  18. 2026-05-14
    listed $69,900 Active
  19. 2026-04-23
    listed $69,900 Active 580-char remark
    Show marketing remark (580 chars)

    Conveniently located near Marshall University, this fixer-upper offers an opportunity for investors, renovators, or buyers looking to put their own touch on a property. Featuring 4 bedrooms and 2 baths, this home has potential for rental income, or a renovation project. Situated in an established Huntington location close to shopping, dining, parks, and interstate access. Property is being sold as is and will require repairs and updates, but offers a chance to build equity and restore its character. Great opportunity for those looking for a project in a convenient location.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$891 · $74/mo
Projected year-2 tax
$891 · $74/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,826
− Mortgage interest
−$3,355
− Property taxes
−$891
− Insurance
−$300
− Repairs & maintenance
−$1,426
− Management
−$1,426
− Depreciation
−$1,743
Taxable income
$8,685
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,084
After-tax cash flow
$7,038/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cabell County Schools
NCES district ID
5400180
Math proficiency
31% ▼ -7.00%
Reading proficiency
42% ▼ -6.00%
Median HH income
$36,426
Composite
30.26/100
National rank
#6285
State rank
#13 of 55 in WV

Livability — Huntington

Score
79/100
State rank
#16
US rank
#2045

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntington, WV
County
Cabell County · 30,893 people
City population
25,795
Metro
Huntington-Ashland, WV-KY-OH
Population (ZIP)
21,197
Household income
$56,292
Rent vs Own
41.2% rent · 58.8% own
Severe rent burden
1186.0

Population outlook (Cabell County) Hauer SSP2

Today (2025)
97,574 people
By 2030
98,060 · +0.5%
By 2040
98,817 · +1.3%
By 2050
100,185 · +2.7%
By 2075
105,895 · +8.5%
By 2100
105,948 · +8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 6% Hispanic / Latino 2% Asian 2%
Common ancestry
Slovak 4% Italian 2% Serbian 2%
Foreign-born
2% · China
Languages at home
96% English-only · Spanish 2% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Cabell

2024 margin
Strong R (+21.9) · D 38.0% · R 59.9% · Other 2.0%
2008→2024 swing
-11.8pp toward R · 2008: -10.1pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.0 2016: R+25.5 2012: R+13.9 2008: R+10.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -19.39%
Current HPI
202.9629
Rent YoY
▲ 10.58%
Metro
Huntington-Ashland, WV-KY-OH
State GDP YoY
F500 in state
0

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-14 Listed $69,900 KVBOR
  • 2026-04-23 Listed $69,900 HBRMLS

Property tax history

+26.9%/yr

Latest (2025): $891 · +6.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…