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9302 Fairmount Way
C- Composite 52.86
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • DSCR +6.4/10.0
  • Appreciation +6.2/10.0
  • 1% rule +4.5/10.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • ARV discount +2.8/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$215,000

9302 Fairmount Way · Pocono Springs, PA 18466
3 bd · 1.0 ba · 1,019 sqft · SingleFamily public records · 24 Days on market
Built 1986 0.26 ac lot Est $195k · 10% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

Key facts

  • Bright open layout
  • Spacious front deck
  • A-frame chalet

Tags

A-FRAME CHALETSPACIOUS FRONT DECKCOVERED OUTDOOR SITTING AREAFIRE PIT SPACEBRIGHT OPEN LAYOUTVAULTED CEILINGS

Property features AI

Finance

  • HOA & community: Monthly association fee

Exterior

  • Parking: 4-car garage; Driveway; Off-street parking; Parking pad
  • Utilities: Community/Coop water; Community/Coop sewer; Electric water heater; Electric-powered appliances
  • Home design: Single-story property; Above-grade finished area listed as 1,019; Vinyl and wood siding; Asphalt/fiberglass roof
  • Construction: Built with vinyl and wood siding; Asphalt/fiberglass roof; Crawl space foundation
  • Exterior features: Balcony; Deck; Patio; Fire pit; Has a view; Lot approximately 0.26 acres

Interior

  • Kitchen: Eat-in kitchen; Dishwasher; Electric oven and electric range; Microwave; Refrigerator
  • Bedrooms: Bedroom on the first level (14 x 11)
  • Flooring: Carpet; Laminate; Resilient
  • Bathrooms: 1 full bathroom on the first level (7 x 4)
  • Heating & cooling: Baseboard heating; Ductless cooling
  • Interior features: Eat-in kitchen; Loft; Living room fireplace
  • Laundry & utility: Stacked laundry with electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $275 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (4.7% below list).
  • Recommended offer: $205k (4.7% below list) — sets the bar for 1% rule.
  • Cap rate 7.8% vs local median 5.0% in Pocono Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#560 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
  • Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 355 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($1k loan paydown + $5k appreciation (2.4% local appreciation)).
  • Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.4% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $184k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $204,936 (4.7% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.83%
Cash-on-cash
5.48%
DSCR
1.24
GRM
8.7

CMA / ARV

ARV (on-the-fly)
$194,629
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9817 Deerwood Dr 0.15mi 3/1.0 948 (-7%) 9mo $125,000 $132 74
9113 Idlewild Dr 0.30mi 3/1.0 1,000 (-2%) 14mo $195,000 $195 71
9681 Stony Hollow Dr 0.32mi 3/1.0 1,008 (-1%) 15mo $180,000 $179 71
9833 Deerwood Dr 0.05mi 3/2.0 960 (-6%) 24mo $221,000 $230 64
9870 Deerwood Dr 0.29mi 2/1.0 (-1) 956 (-6%) 10mo $140,000 $146 63
9256 Westwood Dr 0.19mi 3/2.0 1,086 (+7%) 21mo $175,000 $161 59
9148 Brandywine Dr 0.40mi 3/1.5 1,120 (+10%) 10mo $214,000 $191 55
9546 Jasmine Dr 0.22mi 3/2.0 1,100 (+8%) 23mo $220,000 $200 54
9008 Idlewild Dr 0.61mi 2/1.0 (-1) 1,080 (+6%) 9mo $130,000 $120 49
2139 Rosemont Dr 0.45mi 3/2.0 1,136 (+12%) 18mo $230,000 $202 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.9%
Equity multiple
1.60×
Total profit
$36,118
Equity at exit
$88,982
10-year hold
IRR
13.5%
Equity multiple
2.88×
Total profit
$113,234
Equity at exit
$131,427

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18466

Home prices YoY
1.2%
Active inventory
355
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$2,049 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$127 /mo · $1,525/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$430
Net cashflow
$275

Break-even live

Break-even rent $1,701
Max offer price $215,000
Occupancy floor 82%

Sensitivity live

Price -10% $397 -5% $336 +0% $275 +5% $214 +10% $153
Rent -10% $113 -5% $194 +0% $275 +5% $356 +10% $437
Rate -1.0pp $383 -0.5pp $330 base $275 +0.5pp $219 +1.0pp $162

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9026 Idlewild Dr Tobyhanna, PA 3.0 2.0 1068 $2,300 $2.15 14d 1 0.47mi
2846 Fairhaven Dr Tobyhanna, PA 3.0 2.0 1024 $1,950 $1.90 14d 1 0.95mi
1763 Rolling Hills Dr Tobyhanna, PA 3.0 1.5 1008 $1,800 $1.79 8d 1 1.00mi
954 Country Place Dr Tobyhanna, PA 3.0 1.0 1000 $1,900 $1.90 16d 1 1.12mi
954 Country Place Dr Unit H623 Tobyhanna, PA 3.0 1.0 1040 $1,900 $1.83 44d 1 1.12mi
7067 Vista Dr Tobyhanna, PA 3.0 2.0 1436 $2,250 $1.57 44d 1 1.42mi

Listing history 24 events

  1. 2026-06-13
    statusdays on market $215,000 Pending 24 DOM
  2. 2026-06-10
    days on market $215,000 Active 22 DOM
  3. 2026-06-09
    days on market $215,000 Active 21 DOM
  4. 2026-06-08
    days on market $215,000 Active 20 DOM
  5. 2026-06-07
    days on market $215,000 Active 19 DOM
  6. 2026-06-02
    days on market $215,000 Active 14 DOM
  7. 2026-06-01
    days on market $215,000 Active 13 DOM
  8. 2026-05-31
    days on market $215,000 Active 12 DOM
  9. 2026-05-30
    days on market $215,000 Active 11 DOM
  10. 2026-05-19
    listed $215,000 Active
  11. 2023-11-20
    soldstatus $184,000
  12. 2023-11-17
    soldstatus $184,000 Closed 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  13. 2023-08-22
    status Active 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  14. 2023-08-20
    historical 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  15. 2023-08-12
    status Active 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  16. 2023-06-27
    status Active 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  17. 2023-06-27
    price $189,000 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  18. 2023-06-25
    status Active 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  19. 2023-04-28
    listed $195,000 Active 617-char remark
    Show marketing remark (617 chars)

    Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!

  20. 2021-05-17
    soldstatus $120,000
  21. 2021-05-14
    soldstatus $120,000
  22. 2021-01-29
    listed $125,000
  23. 2018-06-04
    listed $49,900
  24. 1986-04-01
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,525 · $127/mo
Projected year-2 tax
$2,461 · $205/mo
Expected delta
+$936/yr (+$78/mo · 61.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,592
− Mortgage interest
−$12,043
− Property taxes
−$1,525
− Insurance
−$1,075
− Repairs & maintenance
−$1,967
− Management
−$1,967
− Depreciation
−$6,255
Taxable loss
−$241
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$58
After-tax cash flow
$3,356/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocono Mountain SD
NCES district ID
4219500
Math proficiency
37% ▼ -5.00%
Reading proficiency
55% ▲ 1.00%
Median HH income
$55,317
Composite
39.91/100
National rank
#3856
State rank
#245 of 539 in PA

Livability — Pocono Springs

Score
73/100
State rank
#560
US rank
#5263

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
17,997

Population outlook (Monroe County) Hauer SSP2

Today (2025)
164,099 people
By 2030
161,412 · -1.6%
By 2040
154,616 · -5.8%
By 2050
146,710 · -10.6%
By 2075
140,830 · -14.2%
By 2100
138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
Hispanic origin (detail)
Puerto Rican 12% Dominican 6%
Common ancestry
Romanian 2% Portuguese 1% German 1%
Foreign-born
16% · Canada
Languages at home
77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

2024 margin
Toss-up / Even · D 49.1% · R 49.9%
2008→2024 swing
-17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
All cycles
2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.36%
Current HPI
202.4134
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+1333.3% since first listed
15 events — show timeline
  • 2026-05-19 Listed $215,000 GLVRMLS
  • 2023-11-20 Sold (Public Records) $184,000 Public Records
  • 2023-11-17 Sold (MLS) $184,000 PMAR
  • 2023-08-22 Relisted PMAR
  • 2023-08-20 Delisted PMAR
  • 2023-08-12 Relisted PMAR
  • 2023-06-27 Relisted PMAR
  • 2023-06-27 Price Changed $189,000 PMAR
  • 2023-06-25 Relisted PMAR
  • 2023-04-28 Listed $195,000 PMAR
  • 2021-05-17 Sold (Public Records) $120,000 Public Records
  • 2021-05-14 Sold (MLS) $120,000 PMAR
  • 2021-01-29 Listed $125,000 PMAR
  • 2018-06-04 Listed $49,900 PMAR
  • 1986-04-01 Sold (Public Records) $15,000 Public Records

Property tax history

-5.2%/yr

Latest (2026): $1,525 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…