9302 Fairmount Way · Pocono Springs, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 1/10 · Minimal
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.3/30.0
- DSCR +6.4/10.0
- Appreciation +6.2/10.0
- 1% rule +4.5/10.0
- Schools +4.0/10.0
- Livability +3.7/5.0
- ARV discount +2.8/15.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
Key facts
- Bright open layout
- Spacious front deck
- A-frame chalet
Tags
Property features AI
Finance
- HOA & community: Monthly association fee
Exterior
- Parking: 4-car garage; Driveway; Off-street parking; Parking pad
- Utilities: Community/Coop water; Community/Coop sewer; Electric water heater; Electric-powered appliances
- Home design: Single-story property; Above-grade finished area listed as 1,019; Vinyl and wood siding; Asphalt/fiberglass roof
- Construction: Built with vinyl and wood siding; Asphalt/fiberglass roof; Crawl space foundation
- Exterior features: Balcony; Deck; Patio; Fire pit; Has a view; Lot approximately 0.26 acres
Interior
- Kitchen: Eat-in kitchen; Dishwasher; Electric oven and electric range; Microwave; Refrigerator
- Bedrooms: Bedroom on the first level (14 x 11)
- Flooring: Carpet; Laminate; Resilient
- Bathrooms: 1 full bathroom on the first level (7 x 4)
- Heating & cooling: Baseboard heating; Ductless cooling
- Interior features: Eat-in kitchen; Loft; Living room fireplace
- Laundry & utility: Stacked laundry with electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $215k.
Deal economics
- At list price, monthly cash flow is $275 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (4.7% below list).
- Recommended offer: $205k (4.7% below list) — sets the bar for 1% rule.
- Cap rate 7.8% vs local median 5.0% in Pocono Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#560 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
- Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 355 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $7k of equity ($1k loan paydown + $5k appreciation (2.4% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (2.4% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $184k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.83%
- Cash-on-cash
- 5.48%
- DSCR
- 1.24
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $194,629
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9817 Deerwood Dr | 0.15mi | 3/1.0 | 948 (-7%) | 9mo | $125,000 | $132 | 74 |
| 9113 Idlewild Dr | 0.30mi | 3/1.0 | 1,000 (-2%) | 14mo | $195,000 | $195 | 71 |
| 9681 Stony Hollow Dr | 0.32mi | 3/1.0 | 1,008 (-1%) | 15mo | $180,000 | $179 | 71 |
| 9833 Deerwood Dr | 0.05mi | 3/2.0 | 960 (-6%) | 24mo | $221,000 | $230 | 64 |
| 9870 Deerwood Dr | 0.29mi | 2/1.0 (-1) | 956 (-6%) | 10mo | $140,000 | $146 | 63 |
| 9256 Westwood Dr | 0.19mi | 3/2.0 | 1,086 (+7%) | 21mo | $175,000 | $161 | 59 |
| 9148 Brandywine Dr | 0.40mi | 3/1.5 | 1,120 (+10%) | 10mo | $214,000 | $191 | 55 |
| 9546 Jasmine Dr | 0.22mi | 3/2.0 | 1,100 (+8%) | 23mo | $220,000 | $200 | 54 |
| 9008 Idlewild Dr | 0.61mi | 2/1.0 (-1) | 1,080 (+6%) | 9mo | $130,000 | $120 | 49 |
| 2139 Rosemont Dr | 0.45mi | 3/2.0 | 1,136 (+12%) | 18mo | $230,000 | $202 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.36% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.9%
- Equity multiple
- 1.60×
- Total profit
- $36,118
- Equity at exit
- $88,982
- IRR
- 13.5%
- Equity multiple
- 2.88×
- Total profit
- $113,234
- Equity at exit
- $131,427
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18466
- Home prices YoY
- 1.2%
- Active inventory
- 355
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $2,049 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$127 /mo · $1,525/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$430
- Net cashflow
- $275
Break-even live
Sensitivity live
| Price | -10% $397 | -5% $336 | +0% $275 | +5% $214 | +10% $153 |
|---|---|---|---|---|---|
| Rent | -10% $113 | -5% $194 | +0% $275 | +5% $356 | +10% $437 |
| Rate | -1.0pp $383 | -0.5pp $330 | base $275 | +0.5pp $219 | +1.0pp $162 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9026 Idlewild Dr Tobyhanna, PA | 3.0 | 2.0 | 1068 | $2,300 | $2.15 | 14d | 1 | 0.47mi |
| 2846 Fairhaven Dr Tobyhanna, PA | 3.0 | 2.0 | 1024 | $1,950 | $1.90 | 14d | 1 | 0.95mi |
| 1763 Rolling Hills Dr Tobyhanna, PA | 3.0 | 1.5 | 1008 | $1,800 | $1.79 | 8d | 1 | 1.00mi |
| 954 Country Place Dr Tobyhanna, PA | 3.0 | 1.0 | 1000 | $1,900 | $1.90 | 16d | 1 | 1.12mi |
| 954 Country Place Dr Unit H623 Tobyhanna, PA | 3.0 | 1.0 | 1040 | $1,900 | $1.83 | 44d | 1 | 1.12mi |
| 7067 Vista Dr Tobyhanna, PA | 3.0 | 2.0 | 1436 | $2,250 | $1.57 | 44d | 1 | 1.42mi |
Listing history 24 events
-
2026-06-13statusdays on market $215,000 Pending 24 DOM
-
2026-06-10days on market $215,000 Active 22 DOM
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2026-06-09days on market $215,000 Active 21 DOM
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2026-06-08days on market $215,000 Active 20 DOM
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2026-06-07days on market $215,000 Active 19 DOM
-
2026-06-02days on market $215,000 Active 14 DOM
-
2026-06-01days on market $215,000 Active 13 DOM
-
2026-05-31days on market $215,000 Active 12 DOM
-
2026-05-30days on market $215,000 Active 11 DOM
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2026-05-19$215,000 Active
-
2023-11-20soldstatus $184,000
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2023-11-17soldstatus $184,000 Closed 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-08-22status Active 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-08-20historical 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-08-12status Active 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-06-27status Active 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-06-27price $189,000 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-06-25status Active 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
-
2023-04-28$195,000 Active 617-char remark
Show marketing remark (617 chars)
Property is Under Contract and considering back-up offers only at this time. Tastefully REMODELED 3 bedroom home offers OPEN CONCEPT living room/kitchen with vaulted ceilings, beautiful modern kitchen cabinets, brand new efficient air conditioner heat pump system. Located on wooded lot in community that offers pools, lakes with swimming beaches, boat launches, fishing access and more. Multiple indoor water park resorts, ski areas, hiking trails, waterfalls, ATV trails, hunting forests, Crossings Outlets, casino and other Pocono tourist attractions nearby. Call to reserve your private viewing appointment today!
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2021-05-17soldstatus $120,000
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2021-05-14soldstatus $120,000
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2021-01-29$125,000
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2018-06-04$49,900
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1986-04-01soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,525 · $127/mo
- Projected year-2 tax
- $2,461 · $205/mo
- Expected delta
- +$936/yr (+$78/mo · 61.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 1/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,592
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,525
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,967
- − Management
- −$1,967
- − Depreciation
- −$6,255
- Taxable loss
- −$241
- Est. tax savings @ 24.0%
- +$58
- After-tax cash flow
- $3,356/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocono Mountain SD
- NCES district ID
- 4219500
- Math proficiency
- 37% ▼ -5.00%
- Reading proficiency
- 55% ▲ 1.00%
- Median HH income
- $55,317
- Composite
- 39.91/100
- National rank
- #3856
- State rank
- #245 of 539 in PA
Livability — Pocono Springs
- Score
- 73/100
- State rank
- #560
- US rank
- #5263
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 17,997
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 12% Dominican 6%
- Common ancestry
- Romanian 2% Portuguese 1% German 1%
- Foreign-born
- 16% · Canada
- Languages at home
- 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.36%
- Current HPI
- 202.4134
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+1333.3% since first listed15 events — show timeline
- 2026-05-19 Listed $215,000 GLVRMLS
- 2023-11-20 Sold (Public Records) $184,000 Public Records
- 2023-11-17 Sold (MLS) $184,000 PMAR
- 2023-08-22 Relisted — PMAR
- 2023-08-20 Delisted — PMAR
- 2023-08-12 Relisted — PMAR
- 2023-06-27 Relisted — PMAR
- 2023-06-27 Price Changed $189,000 PMAR
- 2023-06-25 Relisted — PMAR
- 2023-04-28 Listed $195,000 PMAR
- 2021-05-17 Sold (Public Records) $120,000 Public Records
- 2021-05-14 Sold (MLS) $120,000 PMAR
- 2021-01-29 Listed $125,000 PMAR
- 2018-06-04 Listed $49,900 PMAR
- 1986-04-01 Sold (Public Records) $15,000 Public Records
Property tax history
-5.2%/yrLatest (2026): $1,525 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…