1724 River Oak Ln · Royse City, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.3/15.0
- Cash flow +8.4/30.0
- 1% rule +3.9/10.0
- Schools +3.8/10.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained home in the highly sought after Verandah community, one of the fastest growing areas just east of Dallas known for its resort style amenities, scenic walking trails, sparkling community pools, playgrounds, fishing ponds, soccer fields, green spaces, and strong neighborhood atmosphere that continues to draw buyers looking for both convenience and lifestyle. Ideally positioned with quick access to I-30, this location places you approximately 10 minutes from H-E-B in Rockwall, about 8 minutes to FRESH by Brookshire’s in Royse City, and roughly 35 minutes to Downtown Dallas, making commuting, shopping, dining, and entertainment incredibly convenient while still enjoying a more relaxed setting. From the moment you arrive, the manicured lawn, inviting front entry, and clean curb appeal immediately set the tone. Inside, the spacious open concept layout is filled with natural light and designed with both everyday functionality and entertaining in mind. The oversized living area flows seamlessly into the kitchen featuring abundant cabinetry, generous prep space, and a breakfast bar perfect for gathering with guests or daily living. A versatile bonus room adds valuable flexibility and could easily function as a media room, game room, home office, playroom, guest space, or potential fourth bedroom with the addition of a closet. The private primary suite offers a spacious retreat complete with dual sinks, a soaking tub, separate walk in shower, and large walk in closet. Two additional bedrooms provide comfortable space for guests or work from home options along with a well appointed full bath and convenient half bath. Step outside to a fenced backyard with a covered patio ideal for grilling, relaxing, or enjoying peaceful Texas evenings. Combining flexible living space, exceptional community amenities, and a prime location near Rockwall and Dallas, this move in ready home delivers the lifestyle buyers are searching for in Royse City ISD.
Key facts
- Playgrounds
- Fishing ponds
- Soccer fields
Tags
Property features AI
Finance
- Other: Community amenities include clubhouse, community pool, playground, lake, jogging/bike path
- Financial info: Association fee: $575 annually
- HOA & community: Mandatory association; Annual association fee; Association fee covers full use of facilities; HOA management by Essex
Exterior
- Parking: 2 covered parking spaces; Detached/attached garage and driveway access; Attached 2-car garage (18' wide x 16' long)
- Security: Smoke detector(s)
- Utilities: City water; City sewer; Concrete (utility/driveway material); Located in a municipal utility district
- Home design: Single family residence; One story; Not attached to another property; Built in 2014
- Construction: Brick construction; Composition roof; Slab foundation
- Exterior features: Gutters; Private yard; Rear porch; Large backyard with grass; Sprinkler system; Interior lot; Subdivision setting; Wood backyard fencing
Interior
- Kitchen: Dishwasher; Disposal; Electric range; Eat-in kitchen; Pantry
- Bedrooms: 4 bedrooms total; Primary bedroom on level 1 with walk-in closet
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (natural gas); Central air; Ceiling fan(s); Electric cooling
- Interior features: Cable TV available; Decorative lighting; Eat-in kitchen; High-speed internet available; Pantry; Walk-in closet(s)
- Laundry & utility: Utility room; Full-size washer/dryer area; Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $-225 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $210k (15.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (10.8% below list).
- Recommended offer: $210k (15.9% below list) — sets the bar for cash-flow.
- Cap rate 5.2% vs local median 4.2% in Royse City — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 75/100 on livability (#158 in TX, #4,292 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F.
- Royse City ISD (rural): math 42% / reading 42% proficiency, ranked #266 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ruth Cherry El (math 42% / reading 37%, grade F, #1,545 of 4,322 statewide, top 38%, 654 students, 45% FRL).
- Market conditions: Rents soft (-1.1%/yr); 1288 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,289 units permitted in Hunt County in 2024 (527 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Hunt County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.5% of price.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 5.21%
- Cash-on-cash
- -3.85%
- DSCR
- 0.83
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $279,834
- List price
- $250,000
- Delta
- -10.66%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3121 Emory Oak Way | 0.38mi | 4/2.0 | 1,550 (+0%) | 2mo | $253,500 | $164 | 78 |
| 1228 Koto Wood Dr | 0.20mi | 3/2.0 (-1) | 1,608 (+4%) | 1mo | $269,000 | $167 | 76 |
| 2133 Fimbry Dr | 0.33mi | 3/2.0 (-1) | 1,615 (+4%) | 2mo | $270,000 | $167 | 69 |
| 1521 Applegate Way | 0.20mi | 3/2.0 (-1) | 1,395 (-10%) | 3mo | $210,000 | $151 | 65 |
| 2132 Palestine Oak Dr | 0.30mi | 3/2.0 (-1) | 1,426 (-8%) | 2mo | $265,000 | $186 | 65 |
| 1828 Elderberry St | 0.45mi | 3/2.0 (-1) | 1,622 (+5%) | 2mo | $250,000 | $154 | 62 |
| 3112 Burwood Ln | 0.36mi | 3/2.0 (-1) | 1,720 (+11%) | 2mo | $249,900 | $145 | 56 |
| 1848 Javelina St | 0.73mi | 3/2.0 (-1) | 1,522 (-2%) | 1mo | $222,649 | $146 | 55 |
| 1828 Javelina St | 0.73mi | 3/2.0 (-1) | 1,522 (-2%) | 2mo | $234,999 | $154 | 55 |
| 1844 Javelina St | 0.73mi | 4/2.0 | 1,720 (+11%) | 0mo | $244,999 | $142 | 45 |
| 1832 Javelina St | 0.73mi | 4/2.0 | 1,720 (+11%) | 1mo | $232,899 | $135 | 44 |
| 1836 Indian Grass Dr | 0.68mi | 3/2.0 (-1) | 1,399 (-9%) | 2mo | $235,000 | $168 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.7%
- Equity multiple
- 0.13×
- Total profit
- $-61,169
- Equity at exit
- $37,276
- IRR
- -42.6%
- Equity multiple
- -0.37×
- Total profit
- $-96,173
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75189
- Home prices YoY
- -25.0%
- Rents YoY
- -1.1%
- Active inventory
- 1288
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,230 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$523 /mo · $6,281/yr
- Insurance
- −$104
- HOA
- −$48
- Vacancy / Maint / Mgmt
- −$468
- Net cashflow
- $-225
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1125 Silver Maple Ln Royse City, TX | 3.0 | 2.0 | 1444 | $1,895 | $1.31 | 43d | 1 | 0.04mi |
| 1125 Silver Maple Ln Royse City, TX | 3.0 | 2.0 | 1590 | $1,895 | $1.19 | 24d | 1 | 0.04mi |
| 1225 Alder Tree Ln Royse City, TX | 3.0 | 2.5 | 2181 | $2,000 | $0.92 | 2d | 1 | 0.07mi |
| 1312 Silver Maple Ln Royse City, TX | 3.0 | 2.5 | 1406 | $1,695 | $1.21 | 43d | 1 | 0.11mi |
| 1309 Honeywood Ln Royse City, TX | 3.0 | 2.0 | 1514 | $1,796 | $1.19 | 2d | 1 | 0.12mi |
| 1328 River Oak Ln Royse City, TX | 4.0 | 2.0 | 2196 | $2,400 | $1.09 | 2d | 1 | 0.15mi |
| 1004 Basswood Ln Royse City, TX | 4.0 | 2.0 | 2097 | $1,995 | $0.95 | 14d | 1 | 0.16mi |
| 2113 Tulipwood Dr Royse City, TX | 4.0 | 2.0 | 1857 | $2,075 | $1.12 | 2d | 1 | 0.25mi |
| 2124 Tulipwood Dr Royse City, TX | 4.0 | 2.0 | 1703 | $2,200 | $1.29 | 18d | 1 | 0.29mi |
| 2133 Tulipwood Dr Royse City, TX | 4.0 | 2.0 | 1770 | $2,295 | $1.30 | 43d | 1 | 0.30mi |
| 1817 Acacia Dr Royse City, TX | 4.0 | 3.0 | 2118 | $2,000 | $0.94 | 13d | 1 | 0.31mi |
| 2134 Donker Dr Royse City, TX | 4.0 | 2.0 | 1838 | $1,950 | $1.06 | 1d | 1 | 0.32mi |
| 1204 Cedar Cove Pl Royse City, TX | 3.0 | 2.0 | 1450 | $1,925 | $1.33 | 24d | 1 | 0.33mi |
| 2141 Donker Dr Royse City, TX | 4.0 | 2.0 | 1838 | $1,850 | $1.01 | 14d | 1 | 0.35mi |
| 2141 Donker Dr Royse City, TX | 4.0 | 2.0 | 1838 | $1,850 | $1.01 | 3d | 1 | 0.35mi |
| 2117 Berrywood Dr Royse City, TX | 4.0 | 2.0 | 1706 | $2,095 | $1.23 | 1d | 1 | 0.36mi |
| 2117 Berrywood Dr Royse City, TX | 4.0 | 2.0 | 1703 | $2,095 | $1.23 | 2d | 1 | 0.36mi |
| 1226 Banyan Dr Royse City, TX | 4.0 | 2.0 | 1996 | $1,895 | $0.95 | 18d | 1 | 0.37mi |
| 3105 Oak Crest Dr Royse City, TX | 3.0 | 2.0 | 1864 | $1,929 | $1.03 | 21d | 1 | 0.37mi |
| 1825 Damianita Dr Royse City, TX | 4.0 | 2.0 | 1999 | $2,100 | $1.05 | 14d | 1 | 0.41mi |
| 1828 Elderberry St Royse City, TX | 3.0 | 2.0 | 1907 | $1,995 | $1.05 | 14d | 1 | 0.43mi |
| 1916 Elderberry St Royse City, TX | 3.0 | 2.0 | 1654 | $2,059 | $1.24 | 1d | 1 | 0.44mi |
| 1944 Fox Glove St Royse City, TX | 4.0 | 2.0 | 1478 | $1,795 | $1.21 | 43d | 1 | 0.52mi |
| 1817 Grassland Dr Royse City, TX | 3.0 | 2.0 | 1763 | $2,200 | $1.25 | 2d | 1 | 0.58mi |
| 1813 Huisache St Royse City, TX | 3.0 | 2.0 | 1600 | $1,895 | $1.18 | 18d | 1 | 0.63mi |
| 1937 Huisache St Royse City, TX | 4.0 | 2.0 | 1999 | $2,350 | $1.18 | 1d | 1 | 0.64mi |
| 1852 Javelina St Royse City, TX | 4.0 | 2.0 | 1900 | $2,200 | $1.16 | 20d | 1 | 0.71mi |
| 1844 Javelina St Royse City, TX | 4.0 | 2.0 | 1720 | $2,295 | $1.33 | 4d | 1 | 0.71mi |
| 1944 Javelina St Royse City, TX | 3.0 | 2.0 | 1934 | $2,195 | $1.13 | 1d | 1 | 0.72mi |
| 1825 Lotus St Royse City, TX | 4.0 | 2.0 | 1996 | $2,195 | $1.10 | 2d | 1 | 0.85mi |
| 3213 Shady River Trl Royse City, TX | 3.0 | 2.0 | 1858 | $1,849 | $1.00 | 21d | 1 | 1.02mi |
| 113 Keller Rd Royse City, TX | 4.0 | 2.0 | 1917 | $1,950 | $1.02 | 43d | 1 | 1.04mi |
| 113 Keller Rd Royse City, TX | 4.0 | 2.0 | 1917 | $1,950 | $1.02 | 20d | 1 | 1.04mi |
| 3000 Buttonbush Dr Royse City, TX | 4.0 | 2.0 | 1892 | $1,895 | $1.00 | 14d | 1 | 1.05mi |
| 523 Francis Ln Royse City, TX | 4.0 | 3.0 | 2029 | $2,299 | $1.13 | 43d | 1 | 1.07mi |
| 208 Sunny Corner Rd Royse City, TX | 3.0 | 2.0 | 1780 | $1,695 | $0.95 | 19d | 1 | 1.09mi |
| 3312 Buttonbush Dr Royse City, TX | 4.0 | 2.0 | 1892 | $2,160 | $1.14 | 2d | 1 | 1.13mi |
| 2940 Lawson Dr Royse City, TX | 5.0 | 2.0 | 2012 | $2,295 | $1.14 | 5d | 1 | 1.22mi |
| 305 Banner Ave Royse City, TX | 4.0 | 2.0 | 1830 | $2,350 | $1.28 | 2d | 1 | 1.22mi |
| 3140 Overlook Dr Royse City, TX | 4.0 | 2.0 | 1866 | $2,200 | $1.18 | 43d | 1 | 1.26mi |
HOA detail
- Monthly dues
- $48 · $576/yr
- Likely covers
- landscapingpool
Listing history 20 events
-
2026-06-18days on market $250,000 Active 40 DOM
-
2026-06-17days on market $250,000 Active 39 DOM
-
2026-06-16days on market $250,000 Active 38 DOM
-
2026-06-15days on market $250,000 Active 37 DOM
-
2026-06-13days on market $250,000 Active 35 DOM
-
2026-06-09days on market $250,000 Active 31 DOM
-
2026-06-08days on market $250,000 Active 30 DOM
-
2026-06-07days on market $250,000 Active 29 DOM
-
2026-06-04days on market $250,000 Active 26 DOM
-
2026-06-03days on market $250,000 Active 25 DOM
-
2026-06-02days on market $250,000 Active 24 DOM
-
2026-06-01days on market $250,000 Active 23 DOM
-
2026-05-31days on market $250,000 Active 22 DOM
-
2026-05-11$250,000 Active 2004-char remark
Show marketing remark (2004 chars)
Welcome to this beautifully maintained home in the highly sought after Verandah community, one of the fastest growing areas just east of Dallas known for its resort style amenities, scenic walking trails, sparkling community pools, playgrounds, fishing ponds, soccer fields, green spaces, and strong neighborhood atmosphere that continues to draw buyers looking for both convenience and lifestyle. Ideally positioned with quick access to I-30, this location places you approximately 10 minutes from H-E-B in Rockwall, about 8 minutes to FRESH by Brookshire’s in Royse City, and roughly 35 minutes to Downtown Dallas, making commuting, shopping, dining, and entertainment incredibly convenient while still enjoying a more relaxed setting. From the moment you arrive, the manicured lawn, inviting front entry, and clean curb appeal immediately set the tone. Inside, the spacious open concept layout is filled with natural light and designed with both everyday functionality and entertaining in mind. The oversized living area flows seamlessly into the kitchen featuring abundant cabinetry, generous prep space, and a breakfast bar perfect for gathering with guests or daily living. A versatile bonus room adds valuable flexibility and could easily function as a media room, game room, home office, playroom, guest space, or potential fourth bedroom with the addition of a closet. The private primary suite offers a spacious retreat complete with dual sinks, a soaking tub, separate walk in shower, and large walk in closet. Two additional bedrooms provide comfortable space for guests or work from home options along with a well appointed full bath and convenient half bath. Step outside to a fenced backyard with a covered patio ideal for grilling, relaxing, or enjoying peaceful Texas evenings. Combining flexible living space, exceptional community amenities, and a prime location near Rockwall and Dallas, this move in ready home delivers the lifestyle buyers are searching for in Royse City ISD.
-
2026-05-09$250,000 Active 2005-char remark
-
2020-05-26soldstatus Sold
Show marketing remark (479 chars)
* * 3D TOUR AVAILABLE * * Adorable one-owner, 2 story home in Verandah backs up to a pond! Enjoy all this family-friendly community has to offer including jogging trails, a resort style pool, and a stocked pond. Split floor plan with the master bdrm and half bath downstairs and 3 guest rooms upstairs. The large eat-in kitchen has espresso cabinetry, stainless appliances, and looks out to the large back yard. Master bath has garden tub, separate shower, and walk-in closet.
-
2020-05-20soldstatus
-
2020-04-29status Pending
Show marketing remark (479 chars)
* * 3D TOUR AVAILABLE * * Adorable one-owner, 2 story home in Verandah backs up to a pond! Enjoy all this family-friendly community has to offer including jogging trails, a resort style pool, and a stocked pond. Split floor plan with the master bdrm and half bath downstairs and 3 guest rooms upstairs. The large eat-in kitchen has espresso cabinetry, stainless appliances, and looks out to the large back yard. Master bath has garden tub, separate shower, and walk-in closet.
-
2020-04-20historical Active Option Contract
Show marketing remark (479 chars)
* * 3D TOUR AVAILABLE * * Adorable one-owner, 2 story home in Verandah backs up to a pond! Enjoy all this family-friendly community has to offer including jogging trails, a resort style pool, and a stocked pond. Split floor plan with the master bdrm and half bath downstairs and 3 guest rooms upstairs. The large eat-in kitchen has espresso cabinetry, stainless appliances, and looks out to the large back yard. Master bath has garden tub, separate shower, and walk-in closet.
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2020-04-10$189,900 Active
Show marketing remark (479 chars)
* * 3D TOUR AVAILABLE * * Adorable one-owner, 2 story home in Verandah backs up to a pond! Enjoy all this family-friendly community has to offer including jogging trails, a resort style pool, and a stocked pond. Split floor plan with the master bdrm and half bath downstairs and 3 guest rooms upstairs. The large eat-in kitchen has espresso cabinetry, stainless appliances, and looks out to the large back yard. Master bath has garden tub, separate shower, and walk-in closet.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,281 · $523/mo
- Projected year-2 tax
- $6,281 · $523/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,762
- − Mortgage interest
- −$14,004
- − Property taxes
- −$6,281
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,141
- − Management
- −$2,141
- − HOA
- −$576
- − Depreciation
- −$7,273
- Taxable loss
- −$6,903
- Est. tax savings @ 24.0%
- +$1,657
- After-tax cash flow
- $-1,040/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Royse City ISD
- NCES district ID
- 4838220
- Math proficiency
- 42% ▼ -10.00%
- Reading proficiency
- 42% ▼ -5.00%
- Median HH income
- $73,810
- Composite
- 38.44/100
- National rank
- #4197
- State rank
- #266 of 826 in TX
Livability — Royse City
- Score
- 75/100
- State rank
- #158
- US rank
- #4292
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Rockwall County · 132,930 people
- City population
- 48,739
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 48,739
- Household income
- $117,125
- Rent vs Own
- Severe rent burden
- 569.0
Population outlook (Hunt County) Hauer SSP2
- Today (2025)
- 97,090 people
- By 2030
- 100,452 · +3.5%
- By 2040
- 106,544 · +9.7%
- By 2050
- 111,218 · +14.6%
- By 2075
- 121,695 · +25.3%
- By 2100
- 123,683 · +27.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 60% Hispanic / Latino 25% Two or more races 12% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Slovak 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 10% · Canada, Philippines, Jamaica
- Languages at home
- 80% English-only · Spanish 15% Other Indo-European 1%
Political lean MEDSL · Hunt
- 2024 margin
- Solid R (+55.5) · D 21.9% · R 77.4%
- 2008→2024 swing
- -14.9pp toward R · 2008: -40.6pp · 2024: -55.5pp
- All cycles
- 2024: R+55.5 2020: R+52.5 2016: R+56.3 2012: R+51.2 2008: R+40.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.10%
- Current HPI
- 212.8422
- Rent YoY
- ▼ -1.13%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+31.6% since first listed7 events — show timeline
- 2026-05-11 Listed $250,000 GTAR
- 2026-05-09 Listed $250,000 NTREIS
- 2020-05-26 Sold (MLS) — NTREIS
- 2020-05-20 Sold (Public Records) — Public Records
- 2020-04-29 Pending — NTREIS
- 2020-04-20 Contingent — NTREIS
- 2020-04-10 Listed $189,900 NTREIS
Property tax history
+13.7%/yrLatest (2025): $6,281 · -7.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…