807 Avenue F NE · Childress, TX
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +4.1/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$14,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Located on Us Hwy 287
Key facts
- 0.45 acre lot
- Parking
- Built 1960
Property features AI
Finance
- Other: Property suitable for commercial, residential or investment use; Possession in 30-60 days
- Financial info: Treat as clear loan type; No second mortgage
- HOA & community: No association
Exterior
- Parking: One covered parking space; One carport space; Additional parking available
- Utilities: City sewer; No municipal utility district
- Home design: Single family residence; Attached property; Built in 1960
- Construction: Year built: 1960
- Exterior features: Lot under 0.5 acre (about 0.4490 acres); Property is being sold as-is (existing home considered non-habitable); Highly visible location on US Highway 287
Interior
- Kitchen: Kitchen on main level, approx. 10 x 12; Appliances: Other
- Bedrooms: Three bedrooms (all on main level); Primary bedroom on main level, approx. 12 x 12; Bedroom on main level, approx. 10 x 10
- Bathrooms: One full bathroom; One half bathroom
- Interior features: One-level layout; Five total rooms; One living area; One dining area; Other interior features
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $14k.
Deal economics
- At list price, monthly cash flow is $731 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $14k).
Location & tenants
- Location reads 67/100 on livability (#516 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
- Childress ISD (town): math 54% / reading 44% proficiency, ranked #204 of 826 in TX (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Childress El (math 55% / reading 48%, grade C-, #808 of 4,322 statewide, top 19%, 451 students, 72% FRL) — zoned schools average 72% FRL vs 50% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 36 active listings in the ZIP.
Forward outlook
- In year one you build about $1k of equity ($97 loan paydown + $1k appreciation (10.0% local appreciation)).
- Childress County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 7.49% ✓
- Cap rate
- 68.97%
- Cash-on-cash
- 223.86%
- DSCR
- 10.96
- GRM
- 1.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 14.83×
- Total profit
- $54,216
- Equity at exit
- $12,612
- IRR
- —
- Equity multiple
- 32.39×
- Total profit
- $123,061
- Equity at exit
- $27,199
Cash invested: $3,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79201
- Home prices YoY
- 6.2%
- Active inventory
- 36
- Price-to-rent
- 1.1×
Monthly cashflow live
- Estimated rent
- $1,048 medium interval (Pro) →
- Mortgage (P&I)
- −$73
- Tax est. 1.5%
- −$18 /mo · $210/yr
- Insurance
- −$6
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$220
- Net cashflow
- $731
Break-even live
Sensitivity live
| Price | -10% $741 | -5% $736 | +0% $731 | +5% $726 | +10% $722 |
|---|---|---|---|---|---|
| Rent | -10% $648 | -5% $690 | +0% $731 | +5% $773 | +10% $814 |
| Rate | -1.0pp $738 | -0.5pp $735 | base $731 | +0.5pp $728 | +1.0pp $724 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $3,500
- Closing costs
- $420
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-05-14status Pending
-
2026-05-11$14,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,578
- − Mortgage interest
- −$784
- − Property taxes
- −$210
- − Insurance
- −$70
- − Repairs & maintenance
- −$1,006
- − Management
- −$1,006
- − Depreciation
- −$407
- Taxable income
- $9,094
- Est. tax owed @ 24.0%
- −$2,182
- After-tax cash flow
- $6,593/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Childress ISD
- NCES district ID
- 4813860
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 44% ▼ -8.00%
- Median HH income
- $42,072
- Composite
- 41.25/100
- National rank
- #3529
- State rank
- #204 of 826 in TX
Livability — Childress
- Score
- 67/100
- State rank
- #516
- US rank
- #10179
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Childress, TX
- Population (ZIP)
- 6,817
Population outlook (Childress County) Hauer SSP2
- Today (2025)
- 7,082 people
- By 2030
- 7,249 · +2.4%
- By 2040
- 7,425 · +4.8%
- By 2050
- 7,451 · +5.2%
- By 2075
- 7,067 · -0.2%
- By 2100
- 5,510 · -22.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 54% Hispanic / Latino 34% Two or more races 18% Black 7%
- Hispanic origin (detail)
- Mexican 26%
- Common ancestry
- Italian 4% Slovak 1% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 79% English-only · Spanish 21%
Political lean MEDSL · Childress
- 2024 margin
- Solid R (+76.0) · D 11.6% · R 87.6%
- 2008→2024 swing
- -20.1pp toward R · 2008: -56.0pp · 2024: -76.0pp
- All cycles
- 2024: R+76.0 2020: R+71.7 2016: R+74.3 2012: R+67.4 2008: R+56.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 10.42%
- Current HPI
- 179.442
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-05-14 Pending — NTREIS
- 2026-05-11 Listed $14,000 NTREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…