🏷️ Likely Rental
9001 Woodbreeze Blvd · Lake Butler, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +4.1/10.0
- Livability +3.2/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$5,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great location of Dr Phillips and Windermere with everything at your finger tips. This home of 4 bedrooms 2.5 baths is the largest floor plan that was built. Freshly painted inside and home is being offered with a American Home Shield Warranty for One Year. Enjoy the Oversize screened back porch great for those family gatherings and entertaining, Nice private oversized backyard with plenty of room to add a pool. Make this your new home
Key facts
- 2 garage spots
- Built 1988
- Listed 8 days
Property features AI
Finance
- Other: Directions: Apopka Vineland to The Holy Family light, turn into Silver Woods; home is on the right
Exterior
- Parking: Attached or detached 2-car garage
- Home design: Residential property; Single-story
- Exterior features: Lot zoned R-1; 0.34-acre lot
Interior
- Bathrooms: Three full bathrooms
- Interior features: Single-story layout
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $5k.
Deal economics
- At list price, monthly cash flow is $3k ($33k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $5k).
- Cap rate 672.5% vs local median 1.2% in Lake Butler — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#681 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A-; Watch: amenities F, commute F, cost of living F.
- Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 450 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
- This rent runs 32% of the median local income ($134k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
- Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 71.15% ✓
- Cap rate
- 672.46%
- Cash-on-cash
- 2379.18%
- DSCR
- 106.86
- GRM
- 0.1
CMA / ARV
- ARV (on-the-fly)
- $612,060
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9056 Woodbreeze Blvd | 0.12mi | 4/2.0 | 2,063 (+2%) | 2mo | $573,350 | $278 | 85 |
| 4801 Breezy Palms Ct | 0.47mi | 4/2.5 | 1,996 (-1%) | 14mo | $650,000 | $326 | 63 |
| 9419 Woodbreeze Blvd | 0.32mi | 4/2.0 | 2,063 (+2%) | 23mo | $585,000 | $284 | 59 |
| 9473 Palm Tree Dr | 0.42mi | 3/2.0 (-1) | 2,084 (+3%) | 9mo | $670,000 | $321 | 58 |
| 9125 Dollanger Ct | 0.46mi | 4/2.0 | 2,202 (+9%) | 6mo | $667,500 | $303 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.35% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 120.14×
- Total profit
- $166,790
- Equity at exit
- $746
- IRR
- —
- Equity multiple
- 241.81×
- Total profit
- $337,138
- Equity at exit
- $432
Cash invested: $1,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34786
- Rents YoY
- 0.3%
- Active inventory
- 450
- Price-to-rent
- 0.1×
Monthly cashflow live
- Estimated rent
- $3,557 high interval (Pro) →
- Mortgage (P&I)
- −$26
- Tax est. 1.5%
- −$6 /mo · $75/yr
- Insurance
- −$2
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$747
- Net cashflow
- $2,776
Break-even live
Sensitivity live
| Price | -10% $2,779 | -5% $2,777 | +0% $2,776 | +5% $2,774 | +10% $2,772 |
|---|---|---|---|---|---|
| Rent | -10% $2,495 | -5% $2,635 | +0% $2,776 | +5% $2,916 | +10% $3,057 |
| Rate | -1.0pp $2,778 | -0.5pp $2,777 | base $2,776 | +0.5pp $2,774 | +1.0pp $2,773 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,250
- Closing costs
- $150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9142 Sabal Palm Cir Windermere, FL | 3.0 | 2.0 | 1492 | $2,950 | $1.98 | 4d | 1 | 0.29mi |
| 5130 Sun Palm Dr Windermere, FL | 3.0 | 2.0 | 1723 | $3,099 | $1.80 | 25d | 1 | 0.35mi |
| 5614 Craindale Dr Orlando, FL | 4.0 | 3.0 | 2739 | $3,799 | $1.39 | 23d | 1 | 1.00mi |
| 8026 Rural Retreat Ct Orlando, FL | 4.0 | 3.0 | 2378 | $4,500 | $1.89 | 23d | 1 | 1.02mi |
| 5722 Bay Side Dr Orlando, FL | 4.0 | 2.0 | 2148 | $3,500 | $1.63 | 4d | 1 | 1.16mi |
| 6131 Payne Stewart Dr Windermere, FL | 3.0 | 3.0 | 2646 | $12,000 | $4.54 | 25d | 1 | 1.34mi |
| 820 East Blvd Windermere, FL | 3.0 | 2.0 | 1713 | $6,000 | $3.50 | 16d | 1 | 1.37mi |
| 6434 Rockingtree Ln Orlando, FL | 3.0 | 2.0 | 1788 | $2,600 | $1.45 | 5d | 1 | 1.44mi |
Listing history 7 events
-
2026-06-17days on market $5,000 Active 8 DOM
-
2026-06-16days on market $5,000 Active 7 DOM
-
2026-06-15days on market $5,000 Active 6 DOM
-
2026-06-13days on market $5,000 Active 4 DOM
-
2026-06-13days on market $5,000 Active 3 DOM
-
2026-06-10remarks 310-char remark
-
2026-06-10$5,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $42,688
- − Mortgage interest
- −$280
- − Property taxes
- −$75
- − Insurance
- −$25
- − Repairs & maintenance
- −$3,415
- − Management
- −$3,415
- − Depreciation
- −$145
- Taxable income
- $35,332
- Est. tax owed @ 24.0%
- −$8,480
- After-tax cash flow
- $24,829/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Orange
- NCES district ID
- 1201440
- Math proficiency
- 46% ▼ -9.00%
- Reading proficiency
- 51% ▼ -2.00%
- Median HH income
- $49,350
- Composite
- 41.47/100
- National rank
- #3461
- State rank
- #43 of 73 in FL
Livability — Lake Butler
- Score
- 64/100
- State rank
- #681
- US rank
- #14143
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lake Butler, FL
- County
- Orange County · 1,471,359 people
- City population
- 43,700
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 42,358
- Household income
- $134,214
- Rent vs Own
- Severe rent burden
- 1207.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 1,618,226 people
- By 2030
- 1,787,404 · +10.5%
- By 2040
- 2,125,621 · +31.4%
- By 2050
- 2,454,016 · +51.6%
- By 2075
- 3,173,711 · +96.1%
- By 2100
- 3,607,781 · +122.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 58% Two or more races 16% Hispanic / Latino 16% Asian 12% Black 6%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 1% Dominican 1%
- Common ancestry
- Estonian 3% Romanian 3% Lithuanian 2%
- Foreign-born
- 25% · Canada, Jamaica, China
- Languages at home
- 68% English-only · Spanish 13% Other Indo-European 11% German/W. Germanic 2%
Political lean MEDSL · Orange
- 2024 margin
- D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
- 2008→2024 swing
- -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
- All cycles
- 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -157.99%
- Current HPI
- 276.1123
- Rent YoY
- ▲ 0.35%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
-96.3% since first listed9 events — show timeline
- 2026-06-09 Listed $5,000 NFMLS
- 2019-07-30 Sold (MLS) $310,000 Stellar MLS as Distributed by MLS Grid
- 2019-07-03 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-06-25 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-06-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-05-09 Price Changed $325,000 Stellar MLS as Distributed by MLS Grid
- 2019-04-15 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
- 2019-03-29 Listed $349,000 Stellar MLS as Distributed by MLS Grid
- 1996-05-21 Sold (Public Records) $135,000 Public Records
Property tax history
+9.3%/yrLatest (2025): $8,285 · +7.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…