4643 Eagle Way · Crestview, FL 32539

$210,000

3 bd · 2.0 ba · 1,302 sqft · SingleFamily public records · 436 Days on market

Built 2007 10,454 sqft lot $161/sqft · 12% below area Est $238k · 12% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.8/30.0
• ARV discount +12.8/15.0
• DSCR +5.9/10.0
• Schools +5.2/10.0
• 1% rule +4.3/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

Key facts

• 0.24 acre lot
• Garage
• Built 2007

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $213 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (6.6% below list).
• Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 4.4% in Crestview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#252 in FL, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
• Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents flat; 521 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
• This rent runs 32% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 436 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 9y ago; this cycle's ask has dropped $60k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $150k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 436 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.51%
• Cash-on-cash: 4.35%
• DSCR: 1.19
• GRM: 8.9

CMA / ARV

• ARV (median comp): $237,986
• List price: $210,000
• Delta: -11.76%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4643 Eagle Way	0.00mi	3/2.0	1,302 (0%)	1mo	$195,000	$150	99
5047 Poinsetta Ave	0.09mi	3/2.0	1,354 (+4%)	1mo	$245,000	$181	88
4620 Eagle Way	0.15mi	3/2.0	1,329 (+2%)	6mo	$233,000	$175	84
4618 Eagle Way	0.15mi	3/2.0	1,355 (+4%)	4mo	$240,000	$177	82
4643 Falcon Way	0.08mi	3/2.0	1,210 (-7%)	9mo	$250,000	$207	77
4645 Dove Way	0.07mi	3/2.0	1,428 (+10%)	5mo	$257,630	$180	76
4645 Eagle Way	0.02mi	3/2.0	1,183 (-9%)	16mo	$232,000	$196	71
4603 Canary Way	0.34mi	3/2.0	1,322 (+2%)	15mo	$238,000	$180	69
5154 Rosebud Ave	0.34mi	3/2.0	1,386 (+6%)	7mo	$240,000	$173	68
5302 Kervin Rd	0.63mi	3/2.0	1,223 (-6%)	6mo	$229,900	$188	55
4704 CANARY Way	0.43mi	3/2.0	1,183 (-9%)	12mo	$185,000	$156	55
5316 Kervin Rd	0.75mi	3/2.0	1,223 (-6%)	2mo	$235,900	$193	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.12% rent growth · sell at horizon

5-year hold

• IRR: -12.6%
• Equity multiple: 0.56×
• Total profit: $-26,021
• Equity at exit: $31,312

10-year hold

• IRR: -8.3%
• Equity multiple: 0.55×
• Total profit: $-26,747
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32539

• Home prices YoY: -17.8%
• Rents YoY: 0.1%
• Active inventory: 521
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,961 medium
• Mortgage (P&I): −$1,101
• Tax from tax record: −$147 /mo · $1,769/yr
• Insurance: −$88
• HOA: −$0
• Vacancy / Maint / Mgmt: −$412
• Net cashflow: $213

Break-even live

Break-even rent $1,691

Max offer price $210,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5654 Falcon Way Crestview, FL	2.0	1.0	966	$1,560	$1.61	43d	1	0.07mi
4624 Dove Way Crestview, FL	3.0	2.0	1369	$2,100	$1.53	13d	1	0.15mi
5237 Kervin Rd Crestview, FL	3.0	2.0	1563	$1,746	$1.12	43d	1	0.26mi
5312 Kervin Rd Crestview, FL	3.0	2.0	1210	$1,750	$1.45	13d	1	0.74mi

Listing history 23 events

1. 2026-05-13
   status Pending 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

2. 2026-04-15
   price $210,000 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

3. 2026-03-23
   price $199,000 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

4. 2026-03-10
   status Active 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

5. 2026-03-04
   status Pending 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

6. 2026-02-20
   status Active 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

7. 2026-02-12
   historical Active Under Contract 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

8. 2026-02-12
   status Active 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

9. 2026-02-12
   price $215,000 1185-char remark

   Show marketing remark (1185 chars)

   The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

10. 2025-10-22
    status Pending 1185-char remark

    Show marketing remark (1185 chars)

    The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

11. 2025-05-05
    status Active 1185-char remark

    Show marketing remark (1185 chars)

    The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

12. 2025-03-24
    price $229,000 1185-char remark

    Show marketing remark (1185 chars)

    The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

13. 2025-02-03
    price $239,000 1185-char remark

    Show marketing remark (1185 chars)

    The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

14. 2024-12-20
    price $259,500 1185-char remark

    Show marketing remark (1185 chars)

    The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

15. 2024-10-26
    listed $269,500 Active 1185-char remark

    Show marketing remark (1185 chars)

    The new roof has been installed April 2025, New HVAC installed July 2025, and The use of the solar panels are paying off. Low electric bill. This is a low maintenance home. Charming Brick Home Near Destin! Discover this beautifully renovated 3-bedroom, 2-bath brick home, ideally located just a 30-minute drive from Destin and perfectly situated between Crestview and Defuniak Springs. Enjoy quick access to Interstate 10 for easy commuting! Step inside to find new tile flooring throughout and fresh neutral interior paint that creates a bright and welcoming atmosphere. Recent updates include plumbing and electrical enhancements, ensuring peace of mind. The HVAC system has been replaced, making this home move-in ready. The water heater was replaced in 2024. Enjoy the benefits of solar panels that help reduce energy costs while providing a sustainable lifestyle. The spacious master bedroom features two walk-in closets and a convenient tub-shower combo in the master bath. Outside, you'll appreciate the privacy fencing in the backyard--perfect for relaxation and outdoor entertaining while keeping your fur babies safe. Don't miss out on this gem! Schedule your showing today!

16. 2024-09-19
    soldstatus $150,000 Sold 536-char remark

    Show marketing remark (536 chars)

    This charming 3-bedroom, 2 bathroom single-story home is brimming with possibilities! Nestled in a quiet established neighborhood, this property is the perfect blank canvas for those looking to create their dream home or an investor looking to transform this empty canvas into a dream home. As, you step inside you find an open concept living area filled with an abundance of natural light. Step outside to a fully fenced in backyard with tons of room to create an outdoor oasis. Schedule a showing today and imagine the possibilities!

17. 2024-09-19
    soldstatus $150,000

    Show marketing remark (536 chars)

    This charming 3-bedroom, 2 bathroom single-story home is brimming with possibilities! Nestled in a quiet established neighborhood, this property is the perfect blank canvas for those looking to create their dream home or an investor looking to transform this empty canvas into a dream home. As, you step inside you find an open concept living area filled with an abundance of natural light. Step outside to a fully fenced in backyard with tons of room to create an outdoor oasis. Schedule a showing today and imagine the possibilities!

18. 2024-09-06
    status Pending 536-char remark

    Show marketing remark (536 chars)

    This charming 3-bedroom, 2 bathroom single-story home is brimming with possibilities! Nestled in a quiet established neighborhood, this property is the perfect blank canvas for those looking to create their dream home or an investor looking to transform this empty canvas into a dream home. As, you step inside you find an open concept living area filled with an abundance of natural light. Step outside to a fully fenced in backyard with tons of room to create an outdoor oasis. Schedule a showing today and imagine the possibilities!

19. 2024-08-21
    listed $160,000 Active 536-char remark

    Show marketing remark (536 chars)

    This charming 3-bedroom, 2 bathroom single-story home is brimming with possibilities! Nestled in a quiet established neighborhood, this property is the perfect blank canvas for those looking to create their dream home or an investor looking to transform this empty canvas into a dream home. As, you step inside you find an open concept living area filled with an abundance of natural light. Step outside to a fully fenced in backyard with tons of room to create an outdoor oasis. Schedule a showing today and imagine the possibilities!

20. 2018-04-02
    soldstatus $115,900
21. 2018-03-29
    soldstatus $115,900
22. 2018-03-29
    soldstatus $115,900
23. 2017-11-29
    listed $115,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,769 · $147/mo
• Projected year-2 tax: $1,769 · $147/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,534
• − Mortgage interest: −$11,763
• − Property taxes: −$1,769
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,883
• − Management: −$1,883
• − Depreciation: −$6,109
• Taxable loss: −$923
• Est. tax savings @ 24.0%: +$222
• After-tax cash flow: $2,779/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Okaloosa
• NCES district ID: 1201380
• Math proficiency: 60% ▼ -12.00%
• Reading proficiency: 60% ▼ -4.00%
• Median HH income: $55,601
• Composite: 51.62/100
• National rank: #1705
• State rank: #12 of 73 in FL

Livability — Crestview

• Score: 75/100
• State rank: #252
• US rank: #3858

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Okaloosa County · 194,352 people
• City population: 58,889
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 33,290
• Household income: $74,369
• Rent vs Own: 21.7% rent · 78.3% own
• Severe rent burden: 371.0

Population outlook (Okaloosa County) Hauer SSP2

• Today (2025): 235,133 people
• By 2030: 253,483 · +7.8%
• By 2040: 289,537 · +23.1%
• By 2050: 322,954 · +37.3%
• By 2075: 399,624 · +70.0%
• By 2100: 425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 12% Two or more races 8% Hispanic / Latino 7% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Iranian 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 3% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Okaloosa

• 2024 margin: Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
• 2008→2024 swing: +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -56.52%
• Current HPI: 261.1557
• Rent YoY: ▲ 0.12%
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+81.2% since first listed

23 events — show timeline

• 2026-05-13 Pending — CPARMLS
• 2026-04-15 Price Changed $210,000 CPARMLS
• 2026-03-23 Price Changed $199,000 CPARMLS
• 2026-03-10 Relisted — CPARMLS
• 2026-03-04 Pending — CPARMLS
• 2026-02-20 Relisted — CPARMLS
• 2026-02-12 Contingent — CPARMLS
• 2026-02-12 Relisted — CPARMLS
• 2026-02-12 Price Changed $215,000 CPARMLS
• 2025-10-22 Pending — CPARMLS
• 2025-05-05 Relisted — CPARMLS
• 2025-03-24 Price Changed $229,000 CPARMLS
• 2025-02-03 Price Changed $239,000 CPARMLS
• 2024-12-20 Price Changed $259,500 CPARMLS
• 2024-10-26 Listed $269,500 CPARMLS
• 2024-09-19 Sold (Public Records) $150,000 Public Records
• 2024-09-19 Sold (MLS) $150,000 ECAR
• 2024-09-06 Pending — ECAR
• 2024-08-21 Listed $160,000 ECAR
• 2018-04-02 Sold (Public Records) $115,900 Public Records
• 2018-03-29 Sold (MLS) $115,900 NAMLS
• 2018-03-29 Sold (MLS) $115,900 ECAR
• 2017-11-29 Listed $115,900 NAMLS

Property tax history

+8.7%/yr

Latest (2025): $1,769 · +27.3% YoY. Source: county tax records.