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5718 NW Ash Ave
B Composite 72.68
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.3/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.8/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$77,000

5718 NW Ash Ave · Lawton, OK 73505
3 bd · 1.0 ba · 1,064 sqft · SingleFamily public records · 32 Days on market
Built 1964 Est $84k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming & clean 4 bed, 1.5 bath home on the popular west side of Lawton. Close to shopping and only a 10-minute drive to Fort Sill. New AC in 2020, brand new water heater, new interior paint and some flooring is new. All appliances to stay with home. Call with questions or to book a tour 405-370-5948.

Key facts

  • Dishwasher
  • Wood laminate floors
  • Refrigerator

Tags

WOOD LAMINATE FLOORSREFRIGERATORDISHWASHER

Property features AI

Finance

  • Financial info: Annual tax amount listed

Exterior

  • Parking: 1 covered parking space; 1 total garage space; Has garage
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Single-family residence; One story
  • Construction: Brick veneer construction; Other foundation
  • Exterior features: Covered porch; Covered patio; Chain link fencing; Composition roof; Lot with city street frontage (64 x 145 x 78 x 138); Public maintained road

Interior

  • Kitchen: Cooktop; Microwave; Dishwasher; Refrigerator; Gas water heater
  • Flooring: Laminate
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air; Electric cooling; Ceiling fan(s)
  • Interior features: Updated/remodeled interior; Laminate flooring; No fireplace; Crawl space foundation
  • Laundry & utility: Washer hookup; Laundry area in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $77k.

Deal economics

  • At list price, monthly cash flow is $471 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $77k).
  • Recommended offer: $75k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.6% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Edison Es (math 12% / reading 12%, grade F, #667 of 845 statewide, top 82%, 476 students, 0% FRL); Eisenhower Ms (math 20% / reading 30%, grade F, #90 of 345 statewide, top 27%, 1,035 students, 0% FRL); Eisenhower Hs (math 19% / reading 29%, grade F, #215 of 447 statewide, top 48%, 1,350 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+5.1%/yr); 398 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $532 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 5.1% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $8k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,690 (3.0% below list)

Questions for the listing agent

  1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.61%
Cap rate
13.63%
Cash-on-cash
26.22%
DSCR
2.17
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$84,056
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
704 NW 57th St 0.08mi 3/1.5 1,000 (-6%) 4mo $70,000 $70 81
6106 NW Elm Ave 0.30mi 3/1.0 1,100 (+3%) 6mo $82,500 $75 75
5706 NW Ash Ave 0.08mi 3/2.0 1,179 (+11%) 3mo $135,000 $115 72
5341 NW Glenn Ave 0.15mi 3/1.0 930 (-13%) 1mo $135,000 $145 71
406 NW 56th St 0.26mi 3/1.0 950 (-11%) 0mo $110,000 $116 70
407 NW Compass Dr 0.37mi 3/1.5 1,000 (-6%) 4mo $70,000 $70 67
422 NW 57th St 0.14mi 3/2.0 1,200 (+13%) 4mo $134,500 $112 64
6111 NW Maple Ave 0.40mi 3/2.0 1,000 (-6%) 4mo $70,000 $70 64
425 NW 54th St 0.33mi 4/1.0 (+1) 1,200 (+13%) 3mo $80,000 $67 56
412 NW 68th St 0.68mi 3/1.0 1,000 (-6%) 4mo $85,000 $85 55
21 NW 53rd St 0.54mi 3/1.0 1,200 (+13%) 6mo $75,001 $63 48
5628 NW Briarwood Ave 0.66mi 3/2.0 1,200 (+13%) 1mo $95,000 $79 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.14% rent growth · sell at horizon

5-year hold
IRR
22.3%
Equity multiple
1.94×
Total profit
$20,263
Equity at exit
$11,481
10-year hold
IRR
31.7%
Equity multiple
4.15×
Total profit
$68,012
Equity at exit
$6,658

Cash invested: $21,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73505

Rents YoY
5.1%
Active inventory
398
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,242 medium interval (Pro) →
Mortgage (P&I)
$404
Tax from tax record
$74 /mo · $894/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$261
Net cashflow
$471

Break-even live

Break-even rent $646
Max offer price $77,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,250
Closing costs
$2,310
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-19
    days on market $77,000 Active 32 DOM
  2. 2026-06-18
    days on market $77,000 Active 31 DOM
  3. 2026-06-17
    price $77,000 Active 30 DOM
  4. 2026-06-17
    days on market $85,000 Active 30 DOM
  5. 2026-06-16
    days on market $85,000 Active 29 DOM
  6. 2026-06-15
    days on market $85,000 Active 28 DOM
  7. 2026-06-14
    days on market $85,000 Active 26 DOM
  8. 2026-06-13
    days on market $85,000 Active 25 DOM
  9. 2026-06-10
    days on market $85,000 Active 23 DOM
  10. 2026-06-09
    days on market $85,000 Active 22 DOM
  11. 2026-06-08
    days on market $85,000 Active 21 DOM
  12. 2026-06-07
    days on market $85,000 Active 20 DOM
  13. 2026-06-05
    days on market $85,000 Active 17 DOM
  14. 2026-06-03
    days on market $85,000 Active 16 DOM
  15. 2026-06-02
    days on market $85,000 Active 15 DOM
  16. 2026-06-01
    days on market $85,000 Active 14 DOM
  17. 2026-05-31
    days on market $85,000 Active 13 DOM
  18. 2026-05-30
    days on market $85,000 Active 12 DOM
  19. 2026-05-18
    listed $85,000 Active
  20. 2024-04-02
    soldstatus $70,000
  21. 2024-03-25
    soldstatus $70,000 Closed 309-char remark
    Show marketing remark (309 chars)

    Charming & clean 4 bed, 1.5 bath home on the popular west side of Lawton. Close to shopping and only a 10-minute drive to Fort Sill. New AC in 2020, brand new water heater, new interior paint and some flooring is new. All appliances to stay with home. Call with questions or to book a tour 405-370-5948.

  22. 2024-02-08
    historical Active Under Contract 309-char remark
    Show marketing remark (309 chars)

    Charming & clean 4 bed, 1.5 bath home on the popular west side of Lawton. Close to shopping and only a 10-minute drive to Fort Sill. New AC in 2020, brand new water heater, new interior paint and some flooring is new. All appliances to stay with home. Call with questions or to book a tour 405-370-5948.

  23. 2023-12-06
    listed $89,000 Active 309-char remark
    Show marketing remark (309 chars)

    Charming & clean 4 bed, 1.5 bath home on the popular west side of Lawton. Close to shopping and only a 10-minute drive to Fort Sill. New AC in 2020, brand new water heater, new interior paint and some flooring is new. All appliances to stay with home. Call with questions or to book a tour 405-370-5948.

  24. 2005-05-11
    soldstatus $65,000
  25. 1996-01-17
    soldstatus $55,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$894 · $74/mo
Projected year-2 tax
$894 · $74/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,908
− Mortgage interest
−$4,313
− Property taxes
−$894
− Insurance
−$385
− Repairs & maintenance
−$1,193
− Management
−$1,193
− Depreciation
−$2,240
Taxable income
$4,691
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,126
After-tax cash flow
$4,527/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
47,790
Household income
$58,272
Rent vs Own
48.2% rent · 51.8% own
Severe rent burden
1986.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 50% Black 17% Two or more races 16% Hispanic / Latino 16% Native American 4% Asian 3%
Hispanic origin (detail)
Mexican 11% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 1%
Foreign-born
6% · Canada, South Korea
Languages at home
88% English-only · Spanish 6% German/W. Germanic 2% Korean 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.88%
Current HPI
169.4524
Rent YoY
▲ 5.14%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+53.2% since first listed
7 events — show timeline
  • 2026-05-18 Listed $85,000 LBRMLS
  • 2024-04-02 Sold (Public Records) $70,000 Public Records
  • 2024-03-25 Sold (MLS) $70,000 LBRMLS
  • 2024-02-08 Contingent LBRMLS
  • 2023-12-06 Listed $89,000 LBRMLS
  • 2005-05-11 Sold (Public Records) $65,000 Public Records
  • 1996-01-17 Sold (Public Records) $55,500 Public Records

Property tax history

+2.5%/yr

Latest (2025): $894 · +13.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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