1167 Hampton Dr · Victor, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +13.0/15.0
- 1% rule +6.9/10.0
- DSCR +5.9/10.0
- Schools +5.2/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.
Key facts
- $250 HOA
- Garage
- Built 1986
Property features AI
Finance
- Financial info: Pets allowed: cats and dogs
- HOA & community: Association: Realty Perf Grp; Association fee $250 monthly; Association fee includes common area maintenance, reserve fund, snow removal, and trash
Exterior
- Parking: Attached garage with 1 garage space; Open parking available
- Utilities: Public water connected; Sewer connected
- Home design: 3 stories; Resale property; Asphalt roof; Vinyl siding
- Construction: Vinyl siding construction; Asphalt roof
- Exterior features: Patio; Rectangular residential lot; City street frontage; Lot dimensions approximately 21 x 32
Interior
- Kitchen: Dishwasher; Electric oven; Electric range; Refrigerator; Gas water heater
- Bedrooms: Laundry and living rooms included among 7 total rooms; Basement has walk-out access
- Flooring: Laminate; Varies
- Bathrooms: 1 full bathroom; 1 half bathroom; Main level has a bathroom
- Heating & cooling: Forced air heating (gas); Central air conditioning
- Interior features: Separate/formal dining room; Separate/formal living room; Sliding glass door(s)
- Laundry & utility: Laundry located in the basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $200k.
Deal economics
- At list price, monthly cash flow is $195 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Cap rate 7.5% vs local median 2.6% in Victor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#122 in NY, #1,991 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, commute F.
- Victor Central School District (suburban): math 56% / reading 62% proficiency, ranked #222 of 590 in NY (top 38%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
- Market conditions: 110 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 284 units permitted in Ontario County in 2024 (69 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Ontario County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $152k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 7.46%
- Cash-on-cash
- 4.17%
- DSCR
- 1.19
- GRM
- 7.0
CMA / ARV
- ARV (median comp)
- $227,580
- List price
- $199,900
- Delta
- -12.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1155 Cunningham Dr | 0.07mi | 3/2.0 | 1,360 (-0%) | 4mo | $270,000 | $199 | 91 |
| 1162 Hampton Dr | 0.02mi | 2/1.5 (-1) | 1,372 (+0%) | 4mo | $236,000 | $172 | 89 |
| 1182 Cunningham Dr | 0.12mi | 3/1.5 | 1,365 (0%) | 7mo | $220,500 | $162 | 88 |
| 6312 Bentley Dr | 0.20mi | 3/1.5 | 1,382 (+1%) | 1mo | $230,000 | $166 | 88 |
| 1128 Cunningham Dr | 0.08mi | 2/1.5 (-1) | 1,372 (+0%) | 6mo | $200,000 | $146 | 85 |
| 1322 Courtney Dr | 0.25mi | 3/1.5 | 1,370 (+0%) | 3mo | $281,000 | $205 | 85 |
| 1170 Ridge Crest Dr | 0.10mi | 2/2.0 (-1) | 1,343 (-2%) | 8mo | $218,000 | $162 | 79 |
| 6275 Teasel St | 0.31mi | 3/2.0 | 1,425 (+4%) | 1mo | $315,000 | $221 | 76 |
| 6438 Sterling Cir | 0.27mi | 2/1.5 (-1) | 1,300 (-5%) | 0mo | $235,000 | $181 | 74 |
| 6273 Teasel St | 0.31mi | 3/2.5 | 1,425 (+4%) | 1mo | $275,000 | $193 | 74 |
| 6316 Bentley Dr | 0.19mi | 2/1.5 (-1) | 1,440 (+6%) | 4mo | $270,000 | $188 | 73 |
| 1136 The Grv | 0.22mi | 2/1.5 (-1) | 1,160 (-15%) | 2mo | $230,000 | $198 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.7%
- Equity multiple
- 0.65×
- Total profit
- $-19,777
- Equity at exit
- $29,806
- IRR
- -0.1%
- Equity multiple
- 0.99×
- Total profit
- $-353
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14564
- Home prices YoY
- -12.8%
- Active inventory
- 110
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $2,385 medium interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$308 /mo · $3,699/yr
- Insurance
- −$83
- HOA
- −$250
- Vacancy / Maint / Mgmt
- −$501
- Net cashflow
- $195
Break-even live
Sensitivity live
| Price | -10% $308 | -5% $251 | +0% $195 | +5% $138 | +10% $81 |
|---|---|---|---|---|---|
| Rent | -10% $6 | -5% $100 | +0% $195 | +5% $289 | +10% $383 |
| Rate | -1.0pp $295 | -0.5pp $245 | base $195 | +0.5pp $143 | +1.0pp $90 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6316 Bentley Dr Victor, NY | 2.0 | 1.5 | 1500 | $2,400 | $1.60 | 24d | 1 | 0.18mi |
| 6141 Cedar Creek Way Farmington, NY | 1.0–3.0 | 1.0–2.0 | 1272 | $2,375 | $1.87 | 3d | 17 | 0.69mi |
| 198 E Main St Unit 200 Victor, NY | 2.0 | 1.0 | 1160 | $1,525 | $1.31 | 44d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $250 · $3,000/yr
Listing history 14 events
-
2026-05-08status Pending 1811-char remark
-
2026-04-30$199,900 Active 1811-char remark
-
2021-05-24soldstatus $152,500
-
2021-05-21soldstatus $152,500 Closed Sale or Rented 385-char remark
Show marketing remark (385 chars)
A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.
-
2021-04-14status Under Contract- Do Not Show 385-char remark
Show marketing remark (385 chars)
A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.
-
2021-04-07$129,900 Active 385-char remark
Show marketing remark (385 chars)
A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.
-
2017-10-24soldstatus $115,000
-
2017-10-20soldstatus $115,000 Closed Sale or Rented
Show marketing remark (406 chars)
Beautifully maintained, very low maintenance 3 bedroom, 1.5 bath end-unit townhouse in Victoria Woods 3rd phase. Kitchen and full bath remodel in last 3 years as well as all new replacement windows and fresh paint throughout. Close to everything including grocery store (< 5 minutes), Eastview Mall and numerous eateries (< 10 minutes) as well as quick access to NYS Thruway and 490. Victor Schools.
-
2017-08-26status Pending Sale
Show marketing remark (406 chars)
Beautifully maintained, very low maintenance 3 bedroom, 1.5 bath end-unit townhouse in Victoria Woods 3rd phase. Kitchen and full bath remodel in last 3 years as well as all new replacement windows and fresh paint throughout. Close to everything including grocery store (< 5 minutes), Eastview Mall and numerous eateries (< 10 minutes) as well as quick access to NYS Thruway and 490. Victor Schools.
-
2017-08-08$114,900 Active
Show marketing remark (406 chars)
Beautifully maintained, very low maintenance 3 bedroom, 1.5 bath end-unit townhouse in Victoria Woods 3rd phase. Kitchen and full bath remodel in last 3 years as well as all new replacement windows and fresh paint throughout. Close to everything including grocery store (< 5 minutes), Eastview Mall and numerous eateries (< 10 minutes) as well as quick access to NYS Thruway and 490. Victor Schools.
-
2008-09-05soldstatus $100,000
-
2005-08-09soldstatus $87,000
-
2000-11-02soldstatus $68,600
-
1997-07-31soldstatus $64,800
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $3,699 · $308/mo
- Projected year-2 tax
- $3,699 · $308/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,623
- − Mortgage interest
- −$11,198
- − Property taxes
- −$3,699
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$2,290
- − Management
- −$2,290
- − HOA
- −$3,000
- − Depreciation
- −$5,815
- Taxable loss
- −$668
- Est. tax savings @ 24.0%
- +$160
- After-tax cash flow
- $2,495/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Victor Central School District
- NCES district ID
- 3629640
- Math proficiency
- 56% ▼ -18.00%
- Reading proficiency
- 62% ▲ 3.00%
- Median HH income
- $73,046
- Composite
- 52.43/100
- National rank
- #1575
- State rank
- #222 of 590 in NY
Livability — Victor
- Score
- 79/100
- State rank
- #122
- US rank
- #1991
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Ontario County · 58,989 people
- City population
- 16,364
- Metro
- Rochester, NY
- Population (ZIP)
- 16,364
- Household income
- $115,625
- Rent vs Own
- Severe rent burden
- 357.0
Population outlook (Ontario County) Hauer SSP2
- Today (2025)
- 111,230 people
- By 2030
- 111,401 · +0.2%
- By 2040
- 109,535 · -1.5%
- By 2050
- 104,895 · -5.7%
- By 2075
- 92,999 · -16.4%
- By 2100
- 73,723 · -33.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 4% Hispanic / Latino 4% Asian 4% Black 1%
- Common ancestry
- Romanian 6% Iranian 3% Lithuanian 2%
- Foreign-born
- 7% · South Korea, Canada
- Languages at home
- 92% English-only · Other Indo-European 4% Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Ontario
- 2024 margin
- Toss-up / Even · D 49.4% · R 50.6%
- 2008→2024 swing
- -1.0pp toward R · 2008: -0.1pp · 2024: -1.2pp
- All cycles
- 2024: R+1.2 2020: R+0.0 2016: R+8.6 2012: R+1.6 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.90%
- Current HPI
- 279.9821
- Rent YoY
- —
- Metro
- Rochester, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+208.5% since first listed14 events — show timeline
- 2026-05-08 Pending — UNYREIS
- 2026-04-30 Listed $199,900 UNYREIS
- 2021-05-24 Sold (Public Records) $152,500 Public Records
- 2021-05-21 Sold (MLS) $152,500 UNYREIS
- 2021-04-14 Pending — UNYREIS
- 2021-04-07 Listed $129,900 UNYREIS
- 2017-10-24 Sold (Public Records) $115,000 Public Records
- 2017-10-20 Sold (MLS) $115,000 UNYREIS
- 2017-08-26 Pending — UNYREIS
- 2017-08-08 Listed $114,900 UNYREIS
- 2008-09-05 Sold (Public Records) $100,000 Public Records
- 2005-08-09 Sold (Public Records) $87,000 Public Records
- 2000-11-02 Sold (Public Records) $68,600 Public Records
- 1997-07-31 Sold (Public Records) $64,800 Public Records
Property tax history
+6.7%/yrLatest (2025): $3,699 · -0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…