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1167 Hampton Dr
C Composite 58.57
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +13.0/15.0
  • 1% rule +6.9/10.0
  • DSCR +5.9/10.0
  • Schools +5.2/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,900

1167 Hampton Dr · Victor, NY 14564
3 bd · 1.5 ba · 1,365 sqft · Townhouse public records · 7 Days on market
Built 1986 672 sqft lot $146/sqft · 12% below area Est $228k · 12% under $250/mo HOA · 10% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.

Key facts

  • $250 HOA
  • Garage
  • Built 1986

Property features AI

Finance

  • Financial info: Pets allowed: cats and dogs
  • HOA & community: Association: Realty Perf Grp; Association fee $250 monthly; Association fee includes common area maintenance, reserve fund, snow removal, and trash

Exterior

  • Parking: Attached garage with 1 garage space; Open parking available
  • Utilities: Public water connected; Sewer connected
  • Home design: 3 stories; Resale property; Asphalt roof; Vinyl siding
  • Construction: Vinyl siding construction; Asphalt roof
  • Exterior features: Patio; Rectangular residential lot; City street frontage; Lot dimensions approximately 21 x 32

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Refrigerator; Gas water heater
  • Bedrooms: Laundry and living rooms included among 7 total rooms; Basement has walk-out access
  • Flooring: Laminate; Varies
  • Bathrooms: 1 full bathroom; 1 half bathroom; Main level has a bathroom
  • Heating & cooling: Forced air heating (gas); Central air conditioning
  • Interior features: Separate/formal dining room; Separate/formal living room; Sliding glass door(s)
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $200k.

Deal economics

  • At list price, monthly cash flow is $195 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Cap rate 7.5% vs local median 2.6% in Victor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#122 in NY, #1,991 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, commute F.
  • Victor Central School District (suburban): math 56% / reading 62% proficiency, ranked #222 of 590 in NY (top 38%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
  • Market conditions: 110 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 284 units permitted in Ontario County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Ontario County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $152k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $199,900

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
7.46%
Cash-on-cash
4.17%
DSCR
1.19
GRM
7.0

CMA / ARV

ARV (median comp)
$227,580
List price
$199,900
Delta
-12.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1155 Cunningham Dr 0.07mi 3/2.0 1,360 (-0%) 4mo $270,000 $199 91
1162 Hampton Dr 0.02mi 2/1.5 (-1) 1,372 (+0%) 4mo $236,000 $172 89
1182 Cunningham Dr 0.12mi 3/1.5 1,365 (0%) 7mo $220,500 $162 88
6312 Bentley Dr 0.20mi 3/1.5 1,382 (+1%) 1mo $230,000 $166 88
1128 Cunningham Dr 0.08mi 2/1.5 (-1) 1,372 (+0%) 6mo $200,000 $146 85
1322 Courtney Dr 0.25mi 3/1.5 1,370 (+0%) 3mo $281,000 $205 85
1170 Ridge Crest Dr 0.10mi 2/2.0 (-1) 1,343 (-2%) 8mo $218,000 $162 79
6275 Teasel St 0.31mi 3/2.0 1,425 (+4%) 1mo $315,000 $221 76
6438 Sterling Cir 0.27mi 2/1.5 (-1) 1,300 (-5%) 0mo $235,000 $181 74
6273 Teasel St 0.31mi 3/2.5 1,425 (+4%) 1mo $275,000 $193 74
6316 Bentley Dr 0.19mi 2/1.5 (-1) 1,440 (+6%) 4mo $270,000 $188 73
1136 The Grv 0.22mi 2/1.5 (-1) 1,160 (-15%) 2mo $230,000 $198 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.7%
Equity multiple
0.65×
Total profit
$-19,777
Equity at exit
$29,806
10-year hold
IRR
-0.1%
Equity multiple
0.99×
Total profit
$-353
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14564

Home prices YoY
-12.8%
Active inventory
110
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,385 medium interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$308 /mo · $3,699/yr
Insurance
$83
HOA
$250
Vacancy / Maint / Mgmt
$501
Net cashflow
$195

Break-even live

Break-even rent $2,139
Max offer price $199,900
Occupancy floor 87%

Sensitivity live

Price -10% $308 -5% $251 +0% $195 +5% $138 +10% $81
Rent -10% $6 -5% $100 +0% $195 +5% $289 +10% $383
Rate -1.0pp $295 -0.5pp $245 base $195 +0.5pp $143 +1.0pp $90

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6316 Bentley Dr Victor, NY 2.0 1.5 1500 $2,400 $1.60 24d 1 0.18mi
6141 Cedar Creek Way Farmington, NY 1.0–3.0 1.0–2.0 1272 $2,375 $1.87 3d 17 0.69mi
198 E Main St Unit 200 Victor, NY 2.0 1.0 1160 $1,525 $1.31 44d 1 1.49mi

HOA detail

Monthly dues
$250 · $3,000/yr

Listing history 14 events

  1. 2026-05-08
    status Pending 1811-char remark
  2. 2026-04-30
    listed $199,900 Active 1811-char remark
  3. 2021-05-24
    soldstatus $152,500
  4. 2021-05-21
    soldstatus $152,500 Closed Sale or Rented 385-char remark
    Show marketing remark (385 chars)

    A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.

  5. 2021-04-14
    status Under Contract- Do Not Show 385-char remark
    Show marketing remark (385 chars)

    A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.

  6. 2021-04-07
    listed $129,900 Active 385-char remark
    Show marketing remark (385 chars)

    A hidden gem in the heart of Victor! The perfect home in a great neighborhood, a 3 bedroom 1.5 bath end-unit that has been meticulously maintained. Quick access to the NYS thruway and 490, as well as a short drive to Eastview Mall (5 mins). Enjoy a private back yard patio, and lots of paths for enjoying the beautiful weather. Victor School District. Delayed Negotiations 4/12 by 5pm.

  7. 2017-10-24
    soldstatus $115,000
  8. 2017-10-20
    soldstatus $115,000 Closed Sale or Rented
    Show marketing remark (406 chars)

    Beautifully maintained, very low maintenance 3 bedroom, 1.5 bath end-unit townhouse in Victoria Woods 3rd phase. Kitchen and full bath remodel in last 3 years as well as all new replacement windows and fresh paint throughout. Close to everything including grocery store (< 5 minutes), Eastview Mall and numerous eateries (< 10 minutes) as well as quick access to NYS Thruway and 490. Victor Schools.

  9. 2017-08-26
    status Pending Sale
    Show marketing remark (406 chars)

    Beautifully maintained, very low maintenance 3 bedroom, 1.5 bath end-unit townhouse in Victoria Woods 3rd phase. Kitchen and full bath remodel in last 3 years as well as all new replacement windows and fresh paint throughout. Close to everything including grocery store (< 5 minutes), Eastview Mall and numerous eateries (< 10 minutes) as well as quick access to NYS Thruway and 490. Victor Schools.

  10. 2017-08-08
    listed $114,900 Active
    Show marketing remark (406 chars)

    Beautifully maintained, very low maintenance 3 bedroom, 1.5 bath end-unit townhouse in Victoria Woods 3rd phase. Kitchen and full bath remodel in last 3 years as well as all new replacement windows and fresh paint throughout. Close to everything including grocery store (< 5 minutes), Eastview Mall and numerous eateries (< 10 minutes) as well as quick access to NYS Thruway and 490. Victor Schools.

  11. 2008-09-05
    soldstatus $100,000
  12. 2005-08-09
    soldstatus $87,000
  13. 2000-11-02
    soldstatus $68,600
  14. 1997-07-31
    soldstatus $64,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$3,699 · $308/mo
Projected year-2 tax
$3,699 · $308/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,623
− Mortgage interest
−$11,198
− Property taxes
−$3,699
− Insurance
−$1,000
− Repairs & maintenance
−$2,290
− Management
−$2,290
− HOA
−$3,000
− Depreciation
−$5,815
Taxable loss
−$668
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$160
After-tax cash flow
$2,495/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Victor Central School District
NCES district ID
3629640
Math proficiency
56% ▼ -18.00%
Reading proficiency
62% ▲ 3.00%
Median HH income
$73,046
Composite
52.43/100
National rank
#1575
State rank
#222 of 590 in NY

Livability — Victor

Score
79/100
State rank
#122
US rank
#1991

Category grades

Amenities F Commute F Cost of living B- Crime A Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Ontario County · 58,989 people
City population
16,364
Metro
Rochester, NY
Population (ZIP)
16,364
Household income
$115,625
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
357.0

Population outlook (Ontario County) Hauer SSP2

Today (2025)
111,230 people
By 2030
111,401 · +0.2%
By 2040
109,535 · -1.5%
By 2050
104,895 · -5.7%
By 2075
92,999 · -16.4%
By 2100
73,723 · -33.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 4% Hispanic / Latino 4% Asian 4% Black 1%
Common ancestry
Romanian 6% Iranian 3% Lithuanian 2%
Foreign-born
7% · South Korea, Canada
Languages at home
92% English-only · Other Indo-European 4% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Ontario

2024 margin
Toss-up / Even · D 49.4% · R 50.6%
2008→2024 swing
-1.0pp toward R · 2008: -0.1pp · 2024: -1.2pp
All cycles
2024: R+1.2 2020: R+0.0 2016: R+8.6 2012: R+1.6 2008: R+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.90%
Current HPI
279.9821
Rent YoY
Metro
Rochester, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+208.5% since first listed
14 events — show timeline
  • 2026-05-08 Pending UNYREIS
  • 2026-04-30 Listed $199,900 UNYREIS
  • 2021-05-24 Sold (Public Records) $152,500 Public Records
  • 2021-05-21 Sold (MLS) $152,500 UNYREIS
  • 2021-04-14 Pending UNYREIS
  • 2021-04-07 Listed $129,900 UNYREIS
  • 2017-10-24 Sold (Public Records) $115,000 Public Records
  • 2017-10-20 Sold (MLS) $115,000 UNYREIS
  • 2017-08-26 Pending UNYREIS
  • 2017-08-08 Listed $114,900 UNYREIS
  • 2008-09-05 Sold (Public Records) $100,000 Public Records
  • 2005-08-09 Sold (Public Records) $87,000 Public Records
  • 2000-11-02 Sold (Public Records) $68,600 Public Records
  • 1997-07-31 Sold (Public Records) $64,800 Public Records

Property tax history

+6.7%/yr

Latest (2025): $3,699 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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