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95 7th St
B- Composite 69.2
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$60,000

95 7th St · Ellijay, GA 30540
2 bd · 1.0 ba · 512 sqft · SingleFamily public records · 51 Days on market
Built 1986 Fair condition 4,312 sqft lot $117/sqft · 36% below area $99/mo HOA · 8% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MOTIVATED SELLER !! TINY HOME! RARE FIND Mountain Getaway Full or Part Time! Near the Secure Manned Legion Gate and Riverside Pool 2 bedroom 1 bath with HUGE PRIVACY FENCED BACKYARD For All your needs, and the Dogs! 768 Heated and Cooled Sq Feet Large 4 Seasons Room has Propane Heater and Wood Burning Stove! 3 Window units and center air in dining room Heat is either with a Propane Tank or the Wood Burning Stove in the 512 Sq Foot 4 seasons room thats Grandfathered in ! PAVED Road Property Lot is a combined number of lots. Plat available upon request Septic tank Pumped Lines Clear NO issue with Leechfield . .. A Tiny Home in Bustling Ellijay Priced to Sell! Coosawatee offers 3 Pools, 1 inside All year Round in the Rec Center , Fitness Center , Game Room , quick bite area, Daily Activities, Concerts at the Barn with BYOB Food Trucks , Tubing, Hiking, Walking trails, Fishing, Holiday Events, Fun for the older kids and younger kids! and so much more! Lowest HOA fees in the N. Ga Area! 24/7/Security Toilet is not out of order, just the Water has been off. New Buyer will have to turn on Water, and Electric. Property is well maintained and in Good Condition. Dont Miss this One!

Key facts

  • Large all seasons rm
  • Level cement drive
  • Wood burning stove

Tags

COOSAWATEE RIVER RESORTLARGE ALL SEASONS RMWOOD BURNING STOVEMULTI AIR CONDITIONERPRIVACY FENCED BACK YARDLEVEL CEMENT DRIVE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $60k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $517 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $58k (3.0% below list) — sets the bar for market timing.
  • Cap rate 16.6% vs local median 1.7% in Ellijay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#85 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
  • Gilmer County (rural): math 39% / reading 36% proficiency, ranked #56 of 174 in GA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mountain View Elementary (math 47% / reading 29%, grade F, #469 of 1,228 statewide, top 38%, 668 students, 67% FRL); Clear Creek Middle School (math 39% / reading 39%, grade F, #155 of 470 statewide, top 33%, 917 students, 63% FRL); Gilmer High School (math 12% / reading 38%, grade F, #181 of 424 statewide, top 43%, 1,174 students, 51% FRL) — zoned schools at 61% FRL track the district average.
  • Market conditions: 1223 active listings in the ZIP; 176 units permitted in Gilmer County in 2024 (74 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Gilmer County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago; this cycle's ask has dropped $30k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $50k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $58,200 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.07%
Cap rate
16.63%
Cash-on-cash
36.92%
DSCR
2.64
GRM
4.0

CMA / ARV

ARV (median comp)
$139,752
List price
$60,000
Delta
-35.67%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
32 7th St 0.08mi 1/1.0 (-1) 400 (-22%) 9mo $100,000 $250 58
296 25th St 0.52mi 1/1.0 (-1) 500 (-2%) 10mo $67,000 $134 58
252 6th St 0.08mi 1/1.0 (-1) 400 (-22%) 15mo $58,500 $146 54
73 10th St 0.29mi 2/1.0 400 (-22%) 10mo $119,000 $298 53
183 14th St 0.37mi 2/1.0 400 (-22%) 7mo $125,000 $313 52
183 14th St Unit C367 0.37mi 2/1.0 400 (-22%) 7mo $125,000 $313 52
402 Moreland Rd 1.37mi 1/1.0 (-1) 544 (+6%) 5mo $295,000 $542 46
151 25th St 0.58mi 1/1.0 (-1) 400 (-22%) 3mo $72,000 $180 40
16 23rd St 0.40mi 1/1.0 (-1) 408 (-20%) 14mo $136,000 $333 39
352 10th St 0.50mi 1/1.5 (-1) 420 (-18%) 13mo $155,000 $369 34
152 33rd St 0.76mi 1/1.0 (-1) 408 (-20%) 5mo $157,000 $385 31
35 37th St 0.65mi 1/1.0 (-1) 400 (-22%) 10mo $50,000 $125 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.8%
Equity multiple
2.38×
Total profit
$23,246
Equity at exit
$8,946
10-year hold
IRR
39.9%
Equity multiple
4.74×
Total profit
$62,832
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
15 active
Months of supply
45.0 mo (2%/mo absorbed)
Median asking
$99,900 ($227/sqft)
Median days on market
95 d
This list price
7% of active listings are priced below it
ARV vs active asking
+20.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30540

Home prices YoY
-11.0%
Active inventory
1223
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,242 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$26 /mo · $309/yr
Insurance
$25
HOA
$99
Vacancy / Maint / Mgmt
$261
Net cashflow
$517

Break-even live

Break-even rent $588
Max offer price $60,000
Occupancy floor 53%

Sensitivity live

Price -10% $551 -5% $534 +0% $517 +5% $500 +10% $483
Rent -10% $419 -5% $468 +0% $517 +5% $566 +10% $615
Rate -1.0pp $547 -0.5pp $532 base $517 +0.5pp $501 +1.0pp $486

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Property features AI

Finance

Other
Located in the Coosawattee subdivisionCommunity amenities include tennis courts, fitness center, gated entry, pool, and river access
HOA & community
Homeowners association with annual feeAssociation fee is charged annually

Exterior

Parking
Gravel and concrete parking; see remarks for detailsHas open parking
Security
Gated community
Utilities
Community and private water optionsSeptic tank and community sewer (see remarks)Cable available
Home design
Tiny-house structureOne storyResidential property, resaleMetal roofWood sidingBuilt in 1986Property has a view
Construction
Wood siding constructionMetal roofBuilt in 1986No basement
Exterior features
Private yardGardenCommunity storageFenced yardCommunity pool accessRiver view / Coosawatee River nearby

Interior

Kitchen
RefrigeratorRange
Bedrooms
Master bedroom on the main levelTwo bedrooms on the main level
Flooring
Wood flooringTile flooringLinoleum flooring
Bathrooms
One full bathroom
Heating & cooling
Natural gas heatingWood stoveWindow unit(s) for coolingWall unit(s) for coolingHeating and cooling noted as present; see remarks for details
Interior features
Wood interior trim/finishStorage space
Laundry & utility
Electric water heater

HOA detail $99/mo · $1,188/yr

Likely covers
waterelectricpoolgymsecurity

Listing history 50 events

  1. 2026-08-08
    days on market $60,000 Active 51 DOM
  2. 2026-08-07
    days on market $60,000 Active 50 DOM
  3. 2026-08-06
    days on market $60,000 Active 49 DOM
  4. 2026-08-05
    days on market $60,000 Active 48 DOM
  5. 2026-08-04
    days on market $60,000 Active 47 DOM
  6. 2026-08-03
    days on market $60,000 Active 46 DOM
  7. 2026-07-31
    days on market $60,000 Active 43 DOM
  8. 2026-07-30
    days on market $60,000 Active 42 DOM
  9. 2026-07-30
    price $60,000 Active 41 DOM
  10. 2026-07-29
    days on market $70,000 Active 41 DOM
  11. 2026-07-27
    days on market $70,000 Active 39 DOM
  12. 2026-07-25
    days on market $70,000 Active 37 DOM
  13. 2026-07-24
    days on market $70,000 Active 36 DOM
  14. 2026-07-23
    days on market $70,000 Active 35 DOM
  15. 2026-07-22
    days on market $70,000 Active 34 DOM
  16. 2026-07-21
    days on market $70,000 Active 33 DOM
  17. 2026-07-18
    days on market $70,000 Active 30 DOM
  18. 2026-07-16
    days on market $70,000 Active 28 DOM
  19. 2026-07-16
    days on market $70,000 Active 27 DOM
  20. 2026-07-14
    days on market $70,000 Active 26 DOM
    Show marketing remark (1280 chars)

    MOTIVATED SELLER !! TINY HOME! RARE FIND Mountain Getaway Full or Part Time! Near the Secure Manned Legion Gate and Riverside Pool 2 bedroom 1 bath with HUGE PRIVACY FENCED BACKYARD For All your needs, and the Dogs! 768 Heated and Cooled Sq Feet Large 4 Seasons Room has Propane Heater and Wood Burning Stove! 3 Window units and center air in dining room Heat is either with a Propane Tank or the Wood Burning Stove in the 512 Sq Foot 4 seasons room thats Grandfathered in ! PAVED Road Property Lot is a combined number of lots. Plat available upon request Septic tank Pumped Lines Clear NO issue with Leechfield . .. A Tiny Home in Bustling Ellijay Priced to Sell! Coosawatee offers 3 Pools, 1 inside All year Round in the Rec Center , Fitness Center , Game Room , quick bite area, Daily Activities, Concerts at the Barn with BYOB Food Trucks , Tubing, Hiking, Walking trails, Fishing, Holiday Events, Fun for the older kids and younger kids! and so much more! Lowest HOA fees in the N. Ga Area! 24/7/Security Toilet is not out of order, just the Water has been off. New Buyer will have to turn on Water, and Electric. Property is well maintained and in Good Condition. Dont Miss this One! Seller is a Licensed Agent in State of Georgia Buyers Brokers Protected

  21. 2026-07-14
    days on market $70,000 Active 25 DOM
    Show marketing remark (1280 chars)

    MOTIVATED SELLER !! TINY HOME! RARE FIND Mountain Getaway Full or Part Time! Near the Secure Manned Legion Gate and Riverside Pool 2 bedroom 1 bath with HUGE PRIVACY FENCED BACKYARD For All your needs, and the Dogs! 768 Heated and Cooled Sq Feet Large 4 Seasons Room has Propane Heater and Wood Burning Stove! 3 Window units and center air in dining room Heat is either with a Propane Tank or the Wood Burning Stove in the 512 Sq Foot 4 seasons room thats Grandfathered in ! PAVED Road Property Lot is a combined number of lots. Plat available upon request Septic tank Pumped Lines Clear NO issue with Leechfield . .. A Tiny Home in Bustling Ellijay Priced to Sell! Coosawatee offers 3 Pools, 1 inside All year Round in the Rec Center , Fitness Center , Game Room , quick bite area, Daily Activities, Concerts at the Barn with BYOB Food Trucks , Tubing, Hiking, Walking trails, Fishing, Holiday Events, Fun for the older kids and younger kids! and so much more! Lowest HOA fees in the N. Ga Area! 24/7/Security Toilet is not out of order, just the Water has been off. New Buyer will have to turn on Water, and Electric. Property is well maintained and in Good Condition. Dont Miss this One! Seller is a Licensed Agent in State of Georgia Buyers Brokers Protected

  22. 2026-07-12
    days on market $70,000 Active 24 DOM
  23. 2026-07-11
    days on market $70,000 Active 23 DOM
  24. 2026-07-10
    days on market $70,000 Active 22 DOM
  25. 2026-07-09
    days on market $70,000 Active 21 DOM
  26. 2026-07-07
    days on market $70,000 Active 19 DOM
  27. 2026-07-06
    days on market $70,000 Active 18 DOM
  28. 2026-07-05
    days on market $70,000 Active 17 DOM
  29. 2026-07-04
    days on market $70,000 Active 16 DOM
  30. 2026-07-03
    days on market $70,000 Active 15 DOM
  31. 2026-07-02
    days on market $70,000 Active 14 DOM
  32. 2026-07-01
    price $70,000 Active 13 DOM
  33. 2026-07-01
    days on market $80,000 Active 13 DOM
  34. 2026-06-30
    days on market $80,000 Active 12 DOM
    Show marketing remark (1280 chars)

    MOTIVATED SELLER !! TINY HOME! RARE FIND Mountain Getaway Full or Part Time! Near the Secure Manned Legion Gate and Riverside Pool 2 bedroom 1 bath with HUGE PRIVACY FENCED BACKYARD For All your needs, and the Dogs! 768 Heated and Cooled Sq Feet Large 4 Seasons Room has Propane Heater and Wood Burning Stove! 3 Window units and center air in dining room Heat is either with a Propane Tank or the Wood Burning Stove in the 512 Sq Foot 4 seasons room thats Grandfathered in ! PAVED Road Property Lot is a combined number of lots. Plat available upon request Septic tank Pumped Lines Clear NO issue with Leechfield . .. A Tiny Home in Bustling Ellijay Priced to Sell! Coosawatee offers 3 Pools, 1 inside All year Round in the Rec Center , Fitness Center , Game Room , quick bite area, Daily Activities, Concerts at the Barn with BYOB Food Trucks , Tubing, Hiking, Walking trails, Fishing, Holiday Events, Fun for the older kids and younger kids! and so much more! Lowest HOA fees in the N. Ga Area! 24/7/Security Toilet is not out of order, just the Water has been off. New Buyer will have to turn on Water, and Electric. Property is well maintained and in Good Condition. Dont Miss this One! Seller is a Licensed Agent in State of Georgia Buyers Brokers Protected

  35. 2026-06-29
    days on market $80,000 Active 11 DOM
  36. 2026-06-28
    days on market $80,000 Active 10 DOM
  37. 2026-06-28
    days on market $80,000 Active 9 DOM
  38. 2026-06-27
    days on market $80,000 Active 8 DOM
  39. 2026-06-25
    days on market $80,000 Active 6 DOM
  40. 2026-06-23
    days on market $80,000 Active 4 DOM
  41. 2026-06-22
    price $80,000 Active 3 DOM
  42. 2026-06-21
    days on market $89,900 Active 3 DOM
  43. 2026-06-18
    days on marketlisting id $89,900 Active 1 DOM
  44. 2026-06-18
    days on market $89,900 Active 8 DOM
  45. 2026-06-17
    days on marketlisting id $89,900 Active 7 DOM
  46. 2026-06-16
    pricedays on marketlisting id $89,900 Active 1 DOM
    Show marketing remark (1280 chars)

    MOTIVATED SELLER !! TINY HOME! RARE FIND Mountain Getaway Full or Part Time! Near the Secure Manned Legion Gate and Riverside Pool 2 bedroom 1 bath with HUGE PRIVACY FENCED BACKYARD For All your needs, and the Dogs! 768 Heated and Cooled Sq Feet Large 4 Seasons Room has Propane Heater and Wood Burning Stove! 3 Window units and center air in dining room Heat is either with a Propane Tank or the Wood Burning Stove in the 512 Sq Foot 4 seasons room thats Grandfathered in ! PAVED Road Property Lot is a combined number of lots. Plat available upon request Septic tank Pumped Lines Clear NO issue with Leechfield . .. A Tiny Home in Bustling Ellijay Priced to Sell! Coosawatee offers 3 Pools, 1 inside All year Round in the Rec Center , Fitness Center , Game Room , quick bite area, Daily Activities, Concerts at the Barn with BYOB Food Trucks , Tubing, Hiking, Walking trails, Fishing, Holiday Events, Fun for the older kids and younger kids! and so much more! Lowest HOA fees in the N. Ga Area! 24/7/Security Toilet is not out of order, just the Water has been off. New Buyer will have to turn on Water, and Electric. Property is well maintained and in Good Condition. Dont Miss this One! Seller is a Licensed Agent in State of Georgia Buyers Brokers Protected

  47. 2026-06-15
    days on market $69,900 Active 5 DOM
  48. 2026-06-14
    days on market $69,900 Active 3 DOM
  49. 2026-06-13
    pricedays on marketlisting id $69,900 Active 2 DOM
  50. 2026-06-02
    days on market $89,900 Active 59 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$309 · $26/mo
Projected year-2 tax
$552 · $46/mo
Expected delta
+$243/yr (+$20/mo · 78.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,905
− Mortgage interest
−$3,361
− Property taxes
−$309
− Insurance
−$300
− Repairs & maintenance
−$1,192
− Management
−$1,192
− HOA
−$1,188
− Depreciation
−$1,745
Taxable income
$5,617
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,348
After-tax cash flow
$4,854/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $12,800–$23,040 screening

This property requires significant repairs and maintenance, including replacing outdated appliances and fixtures, repairing the roof and fencing, and painting interior walls. Upgrading these areas will significantly increase its resale and rental value.

Deferred maintenance Est. $10,000–$30,000 screening

  • Major Fence (exterior) — rots and needs replacement

Repairs flagged

  • Major Kitchen appliances — Old and worn, likely not functioning properly.
  • Major Bathroom fixtures — Outdated and in poor condition, may need replacement.
  • Major Roof — Signs of wear and tear, potential need for repair or replacement.
  • Major Fencing — Old and weathered, with some sections missing or damaged.

Value-add opportunities

  • Resale Replace kitchen appliances and bathroom fixtures — Upgrading outdated appliances and fixtures will attract more buyers.
  • Both Paint interior walls and replace HVAC system — Improving the interior appearance and functionality will appeal to both buyers and renters.
  • Both Repair or replace fencing — A well-maintained fence will enhance curb appeal and property value.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Mountain View Elementary F GA #469/1,228 Nat'l #21,128/41,679 Middle Clear Creek Middle School F GA #155/470 Nat'l #6,362/14,009 High Gilmer High School F GA #181/424 Nat'l #12,347/17,239

Schools (NCES district)

District
Gilmer County
NCES district ID
1302340
Math proficiency
39% ▼ -7.00%
Reading proficiency
36% ▼ -6.00%
Median HH income
$40,473
Composite
31.53/100
National rank
#5961
State rank
#56 of 174 in GA
B Composite livability gradescore 71/100

Livability — Ellijay

Score
71/100
State rank
#85
US rank
#7087

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gilmer · 31,466 people
Population (ZIP)
20,145
Household income
$73,771
Rent vs Own
20.3% rent · 79.7% own
Severe rent burden
20% of renters

Population outlook (Gilmer County) Hauer SSP2

Today (2025)
31,466 people
By 2030
32,199 · +2.3%
By 2040
33,034 · +5.0%
By 2050
33,266 · +5.7%
By 2075
33,686 · +7.1%
By 2100
33,792 · +7.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 12% Two or more races 6% Native American 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 4% Lithuanian 2% Romanian 2%
Foreign-born
6% · Canada, Jamaica
Languages at home
91% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · Gilmer

2024 margin
Solid R (+62.6) · D 18.5% · R 81.0%
2008→2024 swing
-10.6pp toward R · 2008: -52.0pp · 2024: -62.6pp
All cycles
2024: R+62.6 2020: R+63.5 2016: R+66.9 2012: R+63.3 2008: R+52.0

Not yet ingested

Civics

Price history

+16.7% since first listed
19 events — show timeline
  • 2026-07-14 Price Changed $70,000 FSBO.com
  • 2026-07-01 Price Changed $70,000 NEGBOR
  • 2026-06-30 Price Changed $80,000 FSBO.com
  • 2026-06-21 Price Changed $80,000 NEGBOR
  • 2026-06-18 Listed $89,900 NEGBOR
  • 2026-06-16 Price Changed $89,900 FSBO.com
  • 2026-06-10 Listed $69,900 FSBO.com
  • 2026-06-02 Listing Removed GAMLS
  • 2026-06-02 Listing Removed FMLS
  • 2026-04-30 Price Changed $89,900 FMLS
  • 2026-04-30 Price Changed $89,900 NEGBOR
  • 2026-04-30 Price Changed $89,900 GAMLS
  • 2026-04-06 Listed $109,900 NEGBOR
  • 2026-04-03 Listed $109,900 FMLS
  • 2026-03-19 Listed $109,900 GAMLS
  • 2026-03-10 Coming Soon GAMLS
  • 2023-07-24 Sold (MLS) $50,000 NEGBOR
  • 2023-07-10 Pending NEGBOR
  • 2023-06-12 Listed $60,000 NEGBOR

Property tax history

+5.8%/yr

Latest (2025): $309 · -11.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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