1616 E 19th St · Jacksonville, FL 32206

$137,500

4 bd · 1.0 ba · 1,190 sqft · SingleFamily public records · 313 Days on market

Built 1969 4,791 sqft lot Est $184k · 25% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.2/30.0
• ARV discount +15.0/15.0
• DSCR +6.1/10.0
• 1% rule +5.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

Key facts

• Spacious kitchen
• Tile flooring
• Fully fenced yard

Tags

• TILE FLOORING
• SPACIOUS KITCHEN
• FULLY FENCED YARD
• LARGE STORAGE SHED
• QUICK ACCESS TO I-95

Property features AI

Finance

• Financial info: Property used as an investment property in addition to residential use
• HOA & community: Not a senior community

Exterior

• Parking: Carport (1 space)
• Utilities: Electricity available; Water available
• Home design: Single family residence; Used as investment and residential property
• Exterior features: Lot of approximately 0.11 acres; No private pool

Interior

• Kitchen: Dishwasher; Electric cooktop; Microwave; Refrigerator
• Bedrooms: 4 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Dishwasher; Electric cooktop; Microwave; Refrigerator

🏷️ Possibly a rental listed for sale. The $137,500 price doesn't fit this home's estimated sale value (~$184,450) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $138k.

Deal economics

• At list price, monthly cash flow is $149 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $138k).
• Recommended offer: $121k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Long Branch Elementary School (math 37% / reading 22%, grade F, #1,896 of 2,144 statewide, top 90%, 289 students, 87% FRL); Matthew W. Gilbert Middle School (math 26% / reading 17%, grade F, #553 of 571 statewide, top 97%, 688 students, 86% FRL); William M. Raines High School (math 14% / reading 13%, grade F, #616 of 667 statewide, top 92%, 1,217 students, 78% FRL) — zoned schools average 84% FRL vs 49% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 22% at this address vs 46% district-wide (-24 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 194 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 43% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $951 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 313 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 6y ago; this cycle's ask has dropped $12k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $121,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 313 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.60%
• Cash-on-cash: 4.65%
• DSCR: 1.21
• GRM: 8.1

CMA / ARV

• ARV (on-the-fly): $184,450
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1510 E 19th St	0.09mi	5/1.0 (+1)	1,216 (+2%)	6mo	$75,000	$62	82
3331 Bridier St	0.33mi	4/2.0	1,148 (-4%)	5mo	$178,490	$155	70
1460 E 24th St	0.27mi	3/2.0 (-1)	1,152 (-3%)	8mo	$215,020	$187	66
1171 E 16th St	0.37mi	3/1.0 (-1)	1,234 (+4%)	7mo	$41,000	$33	66
3325 Bridier St	0.33mi	3/2.0 (-1)	1,253 (+5%)	6mo	$199,500	$159	62
1143 E 12th St	0.52mi	3/1.0 (-1)	1,128 (-5%)	1mo	$97,000	$86	61
1630 E 27th St	0.36mi	3/1.0 (-1)	1,086 (-9%)	5mo	$15,000	$14	60
1126 E 24th St E	0.48mi	4/2.0	1,292 (+9%)	4mo	$205,000	$159	56
2147 Brackland St	0.38mi	3/2.0 (-1)	1,362 (+14%)	3mo	$230,000	$169	47
1928 Brackland St	0.64mi	3/2.0 (-1)	1,094 (-8%)	7mo	$175,000	$160	42
1477 Wigmore St St	0.73mi	3/1.0 (-1)	1,032 (-13%)	2mo	$65,000	$63	37
1675 Winthrop St	0.58mi	3/1.5 (-1)	1,366 (+15%)	8mo	$71,100	$52	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.94% rent growth · sell at horizon

5-year hold

• IRR: -11.4%
• Equity multiple: 0.59×
• Total profit: $-15,607
• Equity at exit: $20,502

10-year hold

• IRR: -5.5%
• Equity multiple: 0.68×
• Total profit: $-12,493
• Equity at exit: $11,888

Cash invested: $38,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32206

• Home prices YoY: -23.7%
• Rents YoY: 0.9%
• Active inventory: 194
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,408 high
• Mortgage (P&I): −$721
• Tax from tax record: −$185 /mo · $2,218/yr
• Insurance: −$57
• HOA: −$0
• Vacancy / Maint / Mgmt: −$296
• Net cashflow: $149

Break-even live

Break-even rent $1,219

Max offer price $137,500

Occupancy floor 84%

Sensitivity live

Price	-10% $227	-5% $188	+0% $149	+5% $110	+10% $71
Rent	-10% $38	-5% $94	+0% $149	+5% $205	+10% $260
Rate	-1.0pp $218	-0.5pp $184	base $149	+0.5pp $114	+1.0pp $77

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,375
• Closing costs: $4,125
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1823 E 25th St Jacksonville, FL	3.0	1.0	1036	$1,250	$1.21	24d	1	0.40mi
1882 E 27th St Jacksonville, FL	3.0	2.0	1174	$1,098	$0.94	8d	1	0.47mi
3403 Phoenix Ave Jacksonville, FL	3.0	1.0	1002	$995	$0.99	8d	1	0.49mi
1976 Lambert St Jacksonville, FL	3.0	1.0	1012	$1,115	$1.10	24d	1	0.56mi
1010 E 13th St Jacksonville, FL	3.0	2.0	1220	$1,275	$1.05	14d	1	0.63mi
1715 Brackland St Jacksonville, FL	4.0	2.0	1175	$1,425	$1.21	15d	1	0.83mi
3747 Peachtree St Jacksonville, FL	3.0	2.0	1082	$1,410	$1.30	4d	1	0.91mi
1926 Walnut St Jacksonville, FL	3.0	2.0	1338	$1,418	$1.06	15d	1	1.02mi
1115 E 5th St Jacksonville, FL	3.0	2.0	1175	$1,450	$1.23	24d	1	1.04mi
1529 Spearing St Jacksonville, FL	3.0	2.0	1077	$1,425	$1.32	5d	1	1.10mi
706 E 5th St Jacksonville, FL	3.0	2.5	1284	$1,436	$1.12	24d	1	1.14mi
1362 Florida Ave Jacksonville, FL	3.0	2.0	1000	$1,268	$1.27	3d	1	1.23mi
55 E 9th St Jacksonville, FL	3.0	1.5	1246	$1,675	$1.34	15d	1	1.26mi
34 W 23rd St Jacksonville, FL	3.0	1.5	962	$1,400	$1.46	24d	1	1.26mi
3020 N Laura St Jacksonville, FL	3.0	1.0	1162	$1,300	$1.12	24d	1	1.30mi
1353 Palmetto St Jacksonville, FL	3.0	2.0	1000	$1,330	$1.33	24d	1	1.31mi
28 W 33rd St Jacksonville, FL	4.0	1.0	1395	$898	$0.64	8d	1	1.32mi
345 E 44th St Jacksonville, FL	3.0	1.0	1145	$1,150	$1.00	24d	1	1.34mi
1143 Van Buren St Jacksonville, FL	3.0	2.0	1230	$1,421	$1.16	16d	1	1.35mi
720 E 3rd St Jacksonville, FL	3.0	1.0	1076	$1,075	$1.00	24d	1	1.35mi
118 W 28th St Jacksonville, FL	3.0	2.0	1332	$1,250	$0.94	24d	1	1.38mi
5035 N Main St Jacksonville, FL	3.0	1.0–2.0	816	$1,459	$1.79	24d	69	1.38mi
204 W 23rd St Jacksonville, FL	3.0	1.0	960	$1,225	$1.28	2d	1	1.39mi
1130 Spearing St Jacksonville, FL	3.0	1.0	1320	$1,400	$1.06	20d	1	1.44mi
205 E 44th St Jacksonville, FL	3.0	1.0	955	$1,075	$1.13	21d	1	1.44mi
231 W 10th St Jacksonville, FL	3.0	1.0	1200	$1,500	$1.25	24d	1	1.50mi

Listing history 31 events

1. 2026-06-18
   days on market $137,500 Active 313 DOM
2. 2026-06-17
   days on market $137,500 Active 312 DOM
3. 2026-06-16
   days on market $137,500 Active 311 DOM
4. 2026-06-15
   days on market $137,500 Active 310 DOM
5. 2026-06-10
   days on market $137,500 Active 304 DOM
6. 2026-06-08
   days on market $137,500 Active 303 DOM
7. 2026-06-08
   days on market $137,500 Active 302 DOM
8. 2026-06-03
   days on market $137,500 Active 298 DOM
9. 2026-06-02
   days on market $137,500 Active 297 DOM
10. 2026-06-01
    days on market $137,500 Active 296 DOM
11. 2026-05-31
    days on market $137,500 Active 295 DOM
12. 2026-02-09
    status Active
13. 2026-01-14
    historical
14. 2025-11-22
    price $137,500
15. 2025-07-27
    price $144,500
16. 2025-07-14
    listed $149,500 Active
17. 2025-02-13
    historical $1,349
18. 2025-02-11
    listed $1,349
19. 2021-06-08
    soldstatus $122,000
20. 2021-05-13
    soldstatus $122,000 Sold 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

21. 2021-04-08
    status Pending 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

22. 2021-03-12
    status Active 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

23. 2021-02-22
    historical 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

24. 2021-02-19
    status Active 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

25. 2021-02-12
    historical 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

26. 2021-02-04
    listed $129,000 Active 105-char remark

    Show marketing remark (105 chars)

    Beautiful Brick home just remodeled and tenant occupied through March 18th, 2022 paying $1,090 per month.

27. 2020-12-02
    soldstatus $70,000
28. 2020-11-04
    soldstatus $70,000 Sold 124-char remark

    Show marketing remark (124 chars)

    Beautiful Brick home with a brand new roof. Some TLC needed but it is easily a great starter home or investment opportunity!

29. 2020-10-08
    status Pending 124-char remark

    Show marketing remark (124 chars)

    Beautiful Brick home with a brand new roof. Some TLC needed but it is easily a great starter home or investment opportunity!

30. 2020-10-01
    historical Active - Contingent 124-char remark

    Show marketing remark (124 chars)

    Beautiful Brick home with a brand new roof. Some TLC needed but it is easily a great starter home or investment opportunity!

31. 2020-09-26
    listed $70,000 Active 124-char remark

    Show marketing remark (124 chars)

    Beautiful Brick home with a brand new roof. Some TLC needed but it is easily a great starter home or investment opportunity!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,218 · $185/mo
• Projected year-2 tax: $2,218 · $185/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,898
• − Mortgage interest: −$7,702
• − Property taxes: −$2,218
• − Insurance: −$688
• − Repairs & maintenance: −$1,352
• − Management: −$1,352
• − Depreciation: −$4,000
• Taxable loss: −$414
• Est. tax savings @ 24.0%: +$99
• After-tax cash flow: $1,890/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 17,105
• Household income: $39,242
• Rent vs Own: 53.7% rent · 46.3% own
• Severe rent burden: 1057.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (65%)
• Race & ethnicity: Black 65% White 22% Two or more races 8% Hispanic / Latino 6%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Italian 2% Romanian 1% Slovak 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 3% Arabic 1% German/W. Germanic 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.55%
• Current HPI: 208.1852
• Rent YoY: ▲ 0.94%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+96.4% since first listed

20 events — show timeline

• 2026-02-09 Relisted — realMLS
• 2026-01-14 Listing Removed — realMLS
• 2025-11-22 Price Changed $137,500 realMLS
• 2025-07-27 Price Changed $144,500 realMLS
• 2025-07-14 Listed $149,500 realMLS
• 2025-02-13 Rental Removed $1,349 SHOWMOJO
• 2025-02-11 Listed for Rent $1,349 SHOWMOJO
• 2021-06-08 Sold (Public Records) $122,000 Public Records
• 2021-05-13 Sold (MLS) $122,000 realMLS
• 2021-04-08 Pending — realMLS
• 2021-03-12 Relisted — realMLS
• 2021-02-22 Listing Removed — realMLS
• 2021-02-19 Relisted — realMLS
• 2021-02-12 Listing Removed — realMLS
• 2021-02-04 Listed $129,000 realMLS
• 2020-12-02 Sold (Public Records) $70,000 Public Records
• 2020-11-04 Sold (MLS) $70,000 realMLS
• 2020-10-08 Pending — realMLS
• 2020-10-01 Contingent — realMLS
• 2020-09-26 Listed $70,000 realMLS

Property tax history

+20.4%/yr

Latest (2025): $2,218 · +12.0% YoY. Source: county tax records.