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4955 State Highway 119
B- Composite 69.51
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$44,900

4955 State Highway 119 · Yorktown, TX 77963
2 bd · 1.0 ba · 794 sqft · SingleFamily public records · 105 Days on market
Built 1949 0.25 ac lot ↓ 36% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming property sits right in the heart of Weesatche and has so much opportunity! You will appreciate the large lot and carport upon arrival. There is much potential with this property be it an affordable primary residence, a rental property, or a fix-and-flip investment, and it has been priced competitively leaving much room for TLC so that you can create your vision. Schedule a showing today!

Key facts

  • Rental property
  • Large lot
  • Carport

Tags

LARGE LOTCARPORTRENTAL PROPERTY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $45k.

Deal economics

  • At list price, monthly cash flow is $432 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($958 rent vs $45k).
  • Recommended offer: $41k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#382 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Goliad ISD (rural): math 40% / reading 41% proficiency, ranked #370 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 65 active listings in the ZIP; 10 units permitted in Goliad County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $310 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Goliad County population projected at +25% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($41k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago; this cycle's ask has dropped $5k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $40,859 (9.0% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.13%
Cap rate
17.84%
Cash-on-cash
41.25%
DSCR
2.84
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
37.8%
Equity multiple
2.61×
Total profit
$20,271
Equity at exit
$6,695
10-year hold
IRR
44.4%
Equity multiple
5.23×
Total profit
$53,188
Equity at exit
$3,882

Cash invested: $12,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77963

Home prices YoY
-14.1%
Active inventory
65
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$958 medium interval (Pro) →
Mortgage (P&I)
$235
Tax from tax record
$70 /mo · $845/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$201
Net cashflow
$432

Break-even live

Break-even rent $411
Max offer price $44,900
Occupancy floor 50%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,225
Closing costs
$1,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-19
    days on market $44,900 Active 105 DOM
  2. 2026-06-18
    days on market $44,900 Active 104 DOM
  3. 2026-06-17
    days on market $44,900 Active 103 DOM
  4. 2026-06-16
    days on market $44,900 Active 102 DOM
  5. 2026-06-15
    days on market $44,900 Active 101 DOM
  6. 2026-06-14
    days on market $44,900 Active 99 DOM
  7. 2026-06-12
    days on market $44,900 Active 98 DOM
  8. 2026-06-09
    days on market $44,900 Active 95 DOM
  9. 2026-06-08
    days on market $44,900 Active 94 DOM
  10. 2026-06-07
    days on market $44,900 Active 93 DOM
  11. 2026-06-05
    days on market $44,900 Active 91 DOM
  12. 2026-06-03
    days on market $44,900 Active 89 DOM
  13. 2026-06-02
    days on market $44,900 Active 88 DOM
  14. 2026-06-01
    days on market $44,900 Active 87 DOM
  15. 2026-05-31
    days on market $44,900 Active 86 DOM
  16. 2026-05-30
    days on market $44,900 Active 85 DOM
  17. 2026-05-13
    price $44,900 404-char remark
    Show marketing remark (404 chars)

    This charming property sits right in the heart of Weesatche and has so much opportunity! You will appreciate the large lot and carport upon arrival. There is much potential with this property be it an affordable primary residence, a rental property, or a fix-and-flip investment, and it has been priced competitively leaving much room for TLC so that you can create your vision. Schedule a showing today!

  18. 2026-04-13
    price $47,500 404-char remark
    Show marketing remark (404 chars)

    This charming property sits right in the heart of Weesatche and has so much opportunity! You will appreciate the large lot and carport upon arrival. There is much potential with this property be it an affordable primary residence, a rental property, or a fix-and-flip investment, and it has been priced competitively leaving much room for TLC so that you can create your vision. Schedule a showing today!

  19. 2026-03-06
    listed $49,900 Active 404-char remark
    Show marketing remark (404 chars)

    This charming property sits right in the heart of Weesatche and has so much opportunity! You will appreciate the large lot and carport upon arrival. There is much potential with this property be it an affordable primary residence, a rental property, or a fix-and-flip investment, and it has been priced competitively leaving much room for TLC so that you can create your vision. Schedule a showing today!

  20. 2026-03-01
    historical
  21. 2025-11-05
    listed $69,900 Active
  22. 2023-12-31
    historical
  23. 2023-10-25
    status Active
  24. 2023-09-30
    historical
  25. 2023-02-21
    listed $69,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$845 · $70/mo
Projected year-2 tax
$845 · $70/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,495
− Mortgage interest
−$2,515
− Property taxes
−$845
− Insurance
−$224
− Repairs & maintenance
−$920
− Management
−$920
− Depreciation
−$1,306
Taxable income
$4,765
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,144
After-tax cash flow
$4,042/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Goliad ISD
NCES district ID
4821030
Math proficiency
40% ▼ -5.00%
Reading proficiency
41% ▲ 1.00%
Median HH income
$52,198
Composite
35.12/100
National rank
#5015
State rank
#370 of 826 in TX

Livability — Yorktown

Score
70/100
State rank
#382
US rank
#8009

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
3,418
Population (ZIP)
5,109

Population outlook (Goliad County) Hauer SSP2

Today (2025)
8,337 people
By 2030
8,754 · +5.0%
By 2040
9,581 · +14.9%
By 2050
10,448 · +25.3%
By 2075
12,946 · +55.3%
By 2100
14,392 · +72.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 56% Hispanic / Latino 35% Two or more races 17% Black 7%
Hispanic origin (detail)
Mexican 33%
Common ancestry
Serbian 2% Lithuanian 1% Romanian 1%
Foreign-born
6% · Canada
Languages at home
82% English-only · Spanish 17%

Political lean MEDSL · Goliad

2024 margin
Solid R (+60.2) · D 19.5% · R 79.8%
2008→2024 swing
-33.7pp toward R · 2008: -26.5pp · 2024: -60.2pp
All cycles
2024: R+60.2 2020: R+55.4 2016: R+44.3 2012: R+33.8 2008: R+26.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -30.59%
Current HPI
185.8947
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-35.8% since first listed
9 events — show timeline
  • 2026-05-13 Price Changed $44,900 CTXMLS
  • 2026-04-13 Price Changed $47,500 CTXMLS
  • 2026-03-06 Listed $49,900 CTXMLS
  • 2026-03-01 Listing Removed CTXMLS
  • 2025-11-05 Listed $69,900 CTXMLS
  • 2023-12-31 Listing Removed CTXMLS
  • 2023-10-25 Relisted CTXMLS
  • 2023-09-30 Listing Removed CTXMLS
  • 2023-02-21 Listed $69,900 CTXMLS

Property tax history

+3.8%/yr

Latest (2025): $845 · -3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…