1379 Winston Rd · South Euclid, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 2/10 · Minimal
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.9/15.0
- Cash flow +10.7/30.0
- Livability +4.4/5.0
- Rent growth +4.2/5.0
- 1% rule +3.8/10.0
- DSCR +3.1/10.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Located off Mayfield Road in South Euclid, this 3 Bedroom/1.5 Bath classic colonial has been carefully maintained for the past 29 years by the current owner. The first floor includes a bright Living Room with woodburning Fireplace, Dining Room and Kitchen with adjacent half bath by door to attached one-car garage. A sunny enclosed porch overlooks the oversized and fenced rear yard. Upstairs has three bedrooms and a full bath. Master bedroom spans full width of the house and easily accommodates a King-sized Bedroom suite of furniture. A lower level recreation room with bar makes a comfortable media room. Exterior of home is a combination of Brick and Vinyl siding. The location of this home is a 20 minutes drive to the Cleveland Clinic Main Campus, Cleveland Clinic Hillcrest or University Hospital in University Circle. Visit this home and see its value!
Key facts
- Quartz countertops
- 5,850 sq ft lot
- Garage
Tags
Property features AI
Exterior
- Parking: Attached garage with 1 garage space
- Utilities: Public water; Public sewer
- Home design: 2-story home
- Construction: Brick and vinyl siding; Asphalt roof; Full basement, partially finished with sump pump; Year built (per public records)
- Exterior features: Deck; Back yard fencing; West-facing property
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: Lower-level additional finished area (approx. 10 x 9)
- Flooring: Carpet in lower-level finished area
- Bathrooms: One full bathroom (located on second level); One half bathroom (located on first level)
- Heating & cooling: Forced air gas heating; Central air; Ceiling fan(s) for cooling
- Interior features: Book cases and built-in features; Ceiling fan(s); Entrance foyer; See remarks; Wood window frames; Living room wood-burning fireplace
- Laundry & utility: Washer hookup; Electric dryer hookup; Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $183k (8.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (11.6% below list).
- Recommended offer: $177k (11.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 88/100 on livability (#22 in OH, #207 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+.
- South Euclid-Lyndhurst City (suburban): math 23% / reading 45% proficiency, ranked #556 of 656 in OH (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Rowland Elementary School (math 27% / reading 32%, grade F, #1,158 of 1,584 statewide, top 75%, 434 students, 50% FRL); Memorial Junior High School (math 19% / reading 45%, grade F, #559 of 654 statewide, top 87%, 497 students, 51% FRL); Brush High School (math 32% / reading 47%, grade F, #528 of 781 statewide, top 71%, 1,041 students, 44% FRL) — zoned schools at 48% FRL track the district average.
- Market conditions: Rents rising fast (+6.8%/yr); 150 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 35y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $103k; list at $200k implies a 94% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 5.73%
- Cash-on-cash
- -2.02%
- DSCR
- 0.91
- GRM
- 9.4
CMA / ARV
- ARV (on-the-fly)
- $221,920
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1375 Winston | 0.01mi | 3/1.5 | 1,364 (-2%) | 2mo | $109,600 | $80 | 95 |
| 1272 Winston Rd | 0.21mi | 3/2.5 | 1,303 (-6%) | 1mo | $211,100 | $162 | 76 |
| 1362 Villa Dr | 0.13mi | 3/2.0 | 1,225 (-12%) | 0mo | $150,000 | $122 | 72 |
| 1567 S Belvoir Blvd | 0.55mi | 3/1.5 | 1,314 (-5%) | 1mo | $235,000 | $179 | 65 |
| 3837 Woodridge Rd | 0.67mi | 3/1.5 | 1,440 (+4%) | 1mo | $166,470 | $116 | 62 |
| 4241 Bexley Blvd | 0.64mi | 4/2.0 (+1) | 1,416 (+2%) | 1mo | $164,900 | $116 | 59 |
| 1090 Hillstone Rd | 0.64mi | 4/1.5 (+1) | 1,309 (-6%) | 2mo | $185,000 | $141 | 54 |
| 4322 Tamalga Dr | 0.50mi | 2/1.5 (-1) | 1,236 (-11%) | 2mo | $190,000 | $154 | 52 |
| 4186 Lambert Rd | 0.68mi | 3/1.0 | 1,250 (-10%) | 0mo | $201,000 | $161 | 49 |
| 1114 Homestead Rd | 0.59mi | 3/2.0 | 1,204 (-13%) | 1mo | $211,000 | $175 | 48 |
| 4201 Lambert Rd | 0.67mi | 3/2.0 | 1,219 (-12%) | 1mo | $195,000 | $160 | 46 |
| 4189 Ellison Rd | 0.72mi | 3/2.0 | 1,178 (-15%) | 1mo | $211,000 | $179 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.85% rent growth · sell at horizon
- IRR
- -15.0%
- Equity multiple
- 0.44×
- Total profit
- $-31,215
- Equity at exit
- $29,821
- IRR
- -0.6%
- Equity multiple
- 0.95×
- Total profit
- $-2,937
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44121
- Rents YoY
- 6.8%
- Active inventory
- 150
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,768 high interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$359 /mo · $4,312/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $-94
Break-even live
Sensitivity live
| Price | -10% $19 | -5% $-38 | +0% $-94 | +5% $-151 | +10% $-208 |
|---|---|---|---|---|---|
| Rent | -10% $-234 | -5% $-164 | +0% $-94 | +5% $-25 | +10% $45 |
| Rate | -1.0pp $6 | -0.5pp $-44 | base $-94 | +0.5pp $-146 | +1.0pp $-199 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1462 Felton Rd Cleveland, OH | 3.0 | 1.0 | 1222 | $1,500 | $1.23 | 18d | 1 | 0.14mi |
| 1420 Villa Dr Cleveland, OH | 3.0 | 2.0 | 1600 | $1,550 | $0.97 | 45d | 1 | 0.15mi |
| 1405 Villa Dr Cleveland, OH | 4.0 | 1.5 | 1480 | $1,790 | $1.21 | 18d | 1 | 0.16mi |
| 1478 Sherbrook Rd Cleveland, OH | 3.0 | 1.0 | 1170 | $1,195 | $1.02 | 45d | 1 | 0.18mi |
| 2868 Noble Rd Cleveland, OH | 3.0 | 1.5 | 1200 | $1,250 | $1.04 | 25d | 1 | 0.35mi |
| 2868 Noble Rd Unit 16 Cleveland Heights, OH | 3.0 | 1.5 | 1200 | $1,750 | $1.46 | 3d | 1 | 0.35mi |
| 1497 S Noble Rd Cleveland, OH | 4.0 | 1.0 | 1250 | $2,650 | $2.12 | 3d | 1 | 0.36mi |
| 1599 Felton Rd Cleveland, OH | 3.0 | 1.5 | 1248 | $1,650 | $1.32 | 45d | 1 | 0.41mi |
| 1462 Parkhill Rd Cleveland, OH | 4.0 | 1.0 | 1451 | $1,950 | $1.34 | 3d | 1 | 0.54mi |
| 3810 Parkdale Rd Cleveland, OH | 3.0 | 1.5 | 1281 | $2,067 | $1.61 | 4d | 1 | 0.55mi |
| 3917 Bluestone Rd Cleveland, OH | 4.0 | 1.5 | 1700 | $1,650 | $0.97 | 23d | 1 | 0.58mi |
| 3808 Kirkwood Rd Cleveland, OH | 4.0 | 1.5 | 1740 | $2,150 | $1.24 | 16d | 1 | 0.61mi |
| 3755 Mayfield Rd Cleveland Heights, OH | 1.0–2.0 | 1.0 | 800 | $1,175 | $1.47 | 25d | 1 | 0.61mi |
| 1344 S Green Rd Cleveland, OH | 3.0 | 1.0 | 1076 | $1,150 | $1.07 | 18d | 1 | 0.69mi |
| 4166 Ellison Rd Cleveland, OH | 3.0 | 2.0 | 1131 | $1,695 | $1.50 | 4d | 1 | 0.70mi |
| 1584 Maple Rd Cleveland, OH | 3.0 | 2.0 | 1359 | $1,700 | $1.25 | 25d | 1 | 0.71mi |
| 4165 Harwood Rd Cleveland, OH | 4.0 | 2.0 | 1608 | $1,950 | $1.21 | 45d | 1 | 0.73mi |
| 4409 Adrian Rd Cleveland, OH | 4.0 | 2.5 | 1542 | $1,855 | $1.20 | 3d | 1 | 0.85mi |
| 4241 Bayard Rd Cleveland, OH | 3.0 | 2.0 | 1350 | $1,995 | $1.48 | 25d | 1 | 0.88mi |
| 3830 Berkeley Rd Cleveland, OH | 3.0 | 1.5 | 1318 | $1,800 | $1.37 | 25d | 1 | 0.97mi |
| 4055 Verona Rd Unit 1496083P South Euclid, OH | 3.0 | 3.0 | 1065 | $5,069 | $4.76 | 16d | 1 | 1.07mi |
| 3722 Bainbridge Rd Cleveland, OH | 3.0 | 1.5 | 1326 | $4,500 | $3.39 | 25d | 1 | 1.13mi |
| 3699 Bainbridge Rd Cleveland, OH | 3.0 | 1.5 | 1866 | $1,900 | $1.02 | 18d | 1 | 1.14mi |
| 4070 Wyncote Rd Cleveland, OH | 3.0 | 2.0 | 1233 | $1,749 | $1.42 | 4d | 1 | 1.17mi |
| 35 Severance Cir Cleveland Heights, OH | 1.0–2.0 | 1.0–2.0 | 832 | $1,570 | $1.89 | 3d | 26 | 1.17mi |
| 994 Yellowstone Rd Cleveland, OH | 3.0 | 2.0 | 1475 | $1,395 | $0.95 | 3d | 1 | 1.18mi |
| 30 Severance Cir Cleveland Heights, OH | 1.0–2.0 | 1.0–2.0 | 762 | $1,700 | $2.23 | 4d | 18 | 1.21mi |
| 3855 Grosvenor Rd Unit 1496039P South Euclid, OH | 2.0 | 1.0 | 1388 | $3,823 | $2.75 | 4d | 1 | 1.22mi |
| 1035 Elbon Rd Cleveland, OH | 4.0 | 1.5 | 1304 | $1,675 | $1.28 | 18d | 1 | 1.25mi |
| 1099 Woodview Rd Cleveland, OH | 4.0 | 1.0 | 1500 | $2,500 | $1.67 | 3d | 1 | 1.26mi |
| 2401 N Taylor Rd Cleveland, OH | 3.0 | 1.0 | 1347 | $1,325 | $0.98 | 9d | 1 | 1.28mi |
| 1007 Elbon Rd Cleveland, OH | 3.0 | 1.0 | 1386 | $1,400 | $1.01 | 12d | 1 | 1.28mi |
| 3911 Warrendale Rd Cleveland, OH | 4.0 | 2.0 | 1381 | $1,830 | $1.33 | 3d | 1 | 1.28mi |
| 3895 Colony Rd Cleveland, OH | 3.0 | 2.0 | 1800 | $1,700 | $0.94 | 18d | 1 | 1.34mi |
| 4023 Okalona Rd Cleveland, OH | 3.0 | 1.5 | 1400 | $2,500 | $1.79 | 46d | 1 | 1.34mi |
| 3406 Henderson Rd Cleveland, OH | 4.0 | 1.5 | 1343 | $2,250 | $1.68 | 18d | 1 | 1.36mi |
| 3411 Beechwood Ave Unit 2nd floor Cleveland Heights, OH | 3.0 | 1.0 | 1452 | $1,687 | $1.16 | 6d | 1 | 1.43mi |
| 3430 Winsford Rd Cleveland, OH | 4.0 | 1.5 | 1800 | $1,590 | $0.88 | 18d | 1 | 1.44mi |
| 967 Selwyn Rd Cleveland, OH | 3.0 | 1.5 | 1214 | $1,595 | $1.31 | 18d | 1 | 1.44mi |
| 963 Selwyn Rd Cleveland, OH | 4.0 | 1.0 | 1300 | $2,650 | $2.04 | 3d | 1 | 1.45mi |
Listing history 3 events
-
2026-06-21days on market $200,000 Active 3 DOM
-
2026-06-18remarks 687-char remark
-
2026-06-18$200,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $4,312 · $359/mo
- Projected year-2 tax
- $4,312 · $359/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,221
- − Mortgage interest
- −$11,203
- − Property taxes
- −$4,312
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,698
- − Management
- −$1,698
- − Depreciation
- −$5,818
- Taxable loss
- −$4,508
- Est. tax savings @ 24.0%
- +$1,082
- After-tax cash flow
- $-52/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Euclid-Lyndhurst City
- NCES district ID
- 3904479
- Math proficiency
- 23% ▼ -22.00%
- Reading proficiency
- 45% ▼ -11.00%
- Median HH income
- $61,244
- Composite
- 30.51/100
- National rank
- #6212
- State rank
- #556 of 656 in OH
Livability — South Euclid
- Score
- 88/100
- State rank
- #22
- US rank
- #207
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- South Euclid, OH
- County
- Cuyahoga County · 1,090,369 people
- City population
- 32,668
- Metro
- Cleveland-Elyria, OH
- Population (ZIP)
- 32,312
- Household income
- $76,767
- Rent vs Own
- Severe rent burden
- 672.0
Population outlook (Cuyahoga County) Hauer SSP2
- Today (2025)
- 1,244,621 people
- By 2030
- 1,230,093 · -1.2%
- By 2040
- 1,189,108 · -4.5%
- By 2050
- 1,145,706 · -7.9%
- By 2075
- 1,076,557 · -13.5%
- By 2100
- 978,987 · -21.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 55% White 36% Two or more races 4% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 3% Italian 2% Scotch-Irish 2%
- Foreign-born
- 5% · Canada, China, India
- Languages at home
- 92% English-only · Spanish 2% Chinese 1% Other Indo-European 1%
Political lean MEDSL · Cuyahoga
- 2024 margin
- Solid D (+31.5) · D 65.4% · R 33.9%
- 2008→2024 swing
- -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
- All cycles
- 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.15%
- Current HPI
- 173.7405
- Rent YoY
- ▲ 6.85%
- Metro
- Cleveland-Elyria, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
+130.1% since first listed11 events — show timeline
- 2026-06-18 Listed $200,000 MLSNOW
- 2020-04-17 Sold (Public Records) $103,300 Public Records
- 2020-04-13 Sold (MLS) $103,300 MLSNOW
- 2020-04-01 Pending — MLSNOW
- 2020-02-29 Contingent — MLSNOW
- 2020-02-24 Relisted — MLSNOW
- 2020-02-21 Delisted — MLSNOW
- 2020-02-20 Listed $114,900 MLSNOW
- 1991-06-20 Sold (Public Records) $81,500 Public Records
- 1991-06-20 Sold (MLS) $81,500 MLSNOW
- 1991-04-10 Listed $86,900 MLSNOW
Property tax history
+3.1%/yrLatest (2025): $4,312 · +10.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…