1371 Post Oak Rd · Alexandria, AL 36250

$134,900

3 bd · 2.0 ba · 1,248 sqft · Manufactured public records · 45 Days on market

Built 1996 2.00 ac lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.8/30.0
• DSCR +8.6/10.0
• ARV discount +7.5/15.0
• 1% rule +5.7/10.0
• Livability +3.5/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute and Private mobile home on almost 2 acres of land. This open floorplan, 3 bedroom, 2 bath home was remodeled last year and is move-in ready with new mini-splits, roof, and water heater in 2020.

Key facts

• 2 acre lot
• Built 1996
• Listed 45 days

Property features AI

Finance

• Financial info: Down payment assistance available; Monthly garbage fee
• HOA & community: No association fee

Exterior

• Parking: Driveway parking; Off-street parking; Unassigned uncovered parking
• Utilities: Public water; Septic system; Tankless water heater; Internet availability unknown
• Home design: Existing construction; Single-story layout (all main-level rooms listed)
• Construction: Vinyl siding; Crawl space foundation
• Exterior features: Fenced yard; Covered deck/porch; Storage building

Interior

• Kitchen: Laminate countertops; Refrigerator included
• Bedrooms: Master bedroom on main level; Two additional bedrooms on main level
• Flooring: Hardwood laminate; Vinyl
• Bathrooms: 2 full bathrooms with garden tub and tub/shower combo; shared bath configuration noted
• Heating & cooling: Central heating; Central cooling with split system
• Interior features: Ceilings: Other (see remarks); Some window treatments to remain
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $135k.

Deal economics

• At list price, monthly cash flow is $329 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $135k).
• Recommended offer: $131k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#42 in AL) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Calhoun County (rural): math 19% / reading 49% proficiency, ranked #46 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Alexandria Elementary School (math 33% / reading 61%, grade D-, #142 of 627 statewide, top 25%, 720 students, 61% FRL); Alexandria High School (math 22% / reading 22%, grade F, #142 of 305 statewide, top 51%, 513 students, 58% FRL).
• Market conditions: 18 active listings in the ZIP; 135 units permitted in Calhoun County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Calhoun County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 45 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago; this cycle's ask has dropped $14k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $71k; list at $135k implies a 90% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $130,853 (3.0% below list)

Questions for the listing agent

1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 9.22%
• Cash-on-cash: 10.45%
• DSCR: 1.46
• GRM: 7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.7%
• Equity multiple: 0.97×
• Total profit: $-965
• Equity at exit: $20,114

10-year hold

• IRR: 9.0%
• Equity multiple: 1.69×
• Total profit: $25,912
• Equity at exit: $11,664

Cash invested: $37,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36250

• Home prices YoY: -22.9%
• Active inventory: 18
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,438 medium
• Mortgage (P&I): −$707
• Tax from tax record: −$43 /mo · $522/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $329

Break-even live

Break-even rent $1,022

Max offer price $134,900

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,725
• Closing costs: $4,047
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-19
   days on market $134,900 Active 45 DOM
2. 2026-06-18
   days on market $134,900 Active 44 DOM
3. 2026-06-17
   days on market $134,900 Active 43 DOM
4. 2026-06-16
   days on market $134,900 Active 42 DOM
5. 2026-06-15
   days on market $134,900 Active 41 DOM
6. 2026-06-14
   days on market $134,900 Active 39 DOM
7. 2026-06-13
   days on market $134,900 Active 38 DOM
8. 2026-06-10
   days on market $134,900 Active 36 DOM
9. 2026-06-09
   days on market $134,900 Active 35 DOM
10. 2026-06-08
    days on market $134,900 Active 34 DOM
11. 2026-06-07
    days on market $134,900 Active 33 DOM
12. 2026-06-05
    days on market $134,900 Active 30 DOM
13. 2026-06-03
    pricedays on market $134,900 Active 29 DOM
14. 2026-06-02
    days on market $144,000 Active 28 DOM
15. 2026-06-01
    days on market $144,000 Active 27 DOM
16. 2026-05-31
    days on market $144,000 Active 26 DOM
17. 2026-05-30
    days on market $144,000 Active 25 DOM
18. 2026-05-05
    listed $149,000 Active 254-char remark
19. 2026-04-28
    historical $149,000 254-char remark
20. 2025-01-17
    soldstatus $71,000
21. 2022-02-22
    soldstatus $57,500
22. 2022-02-18
    soldstatus $57,500 Sold 198-char remark

    Show marketing remark (198 chars)

    Cute and Private mobile home on almost 2 acres of land. This open floorplan, 3 bedroom, 2 bath home was remodeled last year and is move-in ready with new mini-splits, roof, and water heater in 2020.

23. 2022-02-02
    historical Contingent 198-char remark

    Show marketing remark (198 chars)

    Cute and Private mobile home on almost 2 acres of land. This open floorplan, 3 bedroom, 2 bath home was remodeled last year and is move-in ready with new mini-splits, roof, and water heater in 2020.

24. 2021-11-01
    listed $69,900 Active 198-char remark

    Show marketing remark (198 chars)

    Cute and Private mobile home on almost 2 acres of land. This open floorplan, 3 bedroom, 2 bath home was remodeled last year and is move-in ready with new mini-splits, roof, and water heater in 2020.

25. 2020-07-10
    soldstatus $29,500 Sold

    Show marketing remark (282 chars)

    Alexandria 3 Bedroom 2 Bath Mobile Home located on Post Oak Rd The home has a deeded 50 ft easement for ingress and Egress per Deed that was recorded 02/14/2020 The home sits on 1.84 +/- Acre Lot. Awesome Location, Very Convenient to Anniston or Gadsden. Priced to Sell $29,900

26. 2020-07-09
    soldstatus $29,500 Sold
27. 2020-06-15
    status Pending

    Show marketing remark (282 chars)

    Alexandria 3 Bedroom 2 Bath Mobile Home located on Post Oak Rd The home has a deeded 50 ft easement for ingress and Egress per Deed that was recorded 02/14/2020 The home sits on 1.84 +/- Acre Lot. Awesome Location, Very Convenient to Anniston or Gadsden. Priced to Sell $29,900

28. 2020-06-15
    status Pending

    Show marketing remark (282 chars)

    Alexandria 3 Bedroom 2 Bath Mobile Home located on Post Oak Rd The home has a deeded 50 ft easement for ingress and Egress per Deed that was recorded 02/14/2020 The home sits on 1.84 +/- Acre Lot. Awesome Location, Very Convenient to Anniston or Gadsden. Priced to Sell $29,900

29. 2020-06-10
    listed $29,900 Active

    Show marketing remark (282 chars)

    Alexandria 3 Bedroom 2 Bath Mobile Home located on Post Oak Rd The home has a deeded 50 ft easement for ingress and Egress per Deed that was recorded 02/14/2020 The home sits on 1.84 +/- Acre Lot. Awesome Location, Very Convenient to Anniston or Gadsden. Priced to Sell $29,900

30. 2020-06-10
    listed $29,900 Active

    Show marketing remark (282 chars)

    Alexandria 3 Bedroom 2 Bath Mobile Home located on Post Oak Rd The home has a deeded 50 ft easement for ingress and Egress per Deed that was recorded 02/14/2020 The home sits on 1.84 +/- Acre Lot. Awesome Location, Very Convenient to Anniston or Gadsden. Priced to Sell $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $522 · $43/mo
• Projected year-2 tax: $553 · $46/mo
• Expected delta: +$31/yr (+$3/mo · 6.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 6 d/yr ≥106°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,257
• − Mortgage interest: −$7,556
• − Property taxes: −$522
• − Insurance: −$674
• − Repairs & maintenance: −$1,381
• − Management: −$1,381
• − Depreciation: −$3,924
• Taxable income: $1,818
• Est. tax owed @ 24.0%: −$436
• After-tax cash flow: $3,511/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calhoun County
• NCES district ID: 0100540
• Math proficiency: 19% ▼ -26.00%
• Reading proficiency: 49% ▬ 0.00%
• Median HH income: $44,891
• Composite: 28.91/100
• National rank: #6635
• State rank: #46 of 129 in AL

Livability — Alexandria

• Score: 70/100
• State rank: #42
• US rank: #7495

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Alexandria, AL
• City population: 4,132
• Population (ZIP): 4,132

Population outlook (Calhoun County) Hauer SSP2

• Today (2025): 109,765 people
• By 2030: 105,708 · -3.7%
• By 2040: 96,192 · -12.4%
• By 2050: 86,413 · -21.3%
• By 2075: 63,467 · -42.2%
• By 2100: 44,704 · -59.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 9% Pacific Islander 4% Two or more races 3%
• Common ancestry: Slovak 7% Scottish 2% Italian 2%
• Foreign-born: 1%

Political lean MEDSL · Calhoun

• 2024 margin: Solid R (+44.8) · D 27.2% · R 71.9%
• 2008→2024 swing: -12.2pp toward R · 2008: -32.5pp · 2024: -44.8pp
• All cycles: 2024: R+44.8 2020: R+39.0 2016: R+41.4 2012: R+31.9 2008: R+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.89%
• Current HPI: 174.1856
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+351.2% since first listed

15 events — show timeline

• 2026-06-03 Price Changed $134,900 Greater Alabama MLS
• 2026-05-20 Price Changed $144,000 Greater Alabama MLS
• 2026-05-05 Listed $149,000 Greater Alabama MLS
• 2026-04-28 Coming Soon $149,000 Greater Alabama MLS
• 2025-01-17 Sold (Public Records) $71,000 Public Records
• 2022-02-22 Sold (Public Records) $57,500 Public Records
• 2022-02-18 Sold (MLS) $57,500 Greater Alabama MLS
• 2022-02-02 Contingent — Greater Alabama MLS
• 2021-11-01 Listed $69,900 Greater Alabama MLS
• 2020-07-10 Sold (MLS) $29,500 VMLS
• 2020-07-09 Sold (MLS) $29,500 Greater Alabama MLS
• 2020-06-15 Pending — VMLS
• 2020-06-15 Pending — Greater Alabama MLS
• 2020-06-10 Listed $29,900 Greater Alabama MLS
• 2020-06-10 Listed $29,900 VMLS

Property tax history

+17.2%/yr

Latest (2025): $522 · +6.5% YoY. Source: county tax records.