319 West End Rd · New Roads, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.9/30.0
- ARV discount +13.4/15.0
- DSCR +10.0/10.0
- 1% rule +6.9/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$155,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!
Key facts
- Screened front porch
- Large back yard
- Kitchen island
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $155k.
Deal economics
- At list price, monthly cash flow is $526 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $155k).
- Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.4% vs local median 3.4% in New Roads — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 55/100 on livability (#365 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime C-, schools D, amenities F.
- Pointe Coupee Parish (rural): math 21% / reading 29% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 66 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 60 units permitted in Pointe Coupee Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pointe Coupee County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 140 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 10.36%
- Cash-on-cash
- 14.53%
- DSCR
- 1.65
- GRM
- 7.0
CMA / ARV
- ARV (median comp)
- $178,447
- List price
- $155,000
- Delta
- -13.14%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 207 Berthier St | 0.12mi | 3/2.0 | 1,696 (-6%) | 23mo | $184,900 | $109 | 62 |
| 2215 False River Dr #5 | 0.50mi | 3/1.5 | 1,764 (-2%) | 12mo | $330,000 | $187 | 61 |
| 211 Amelia Ct | 0.69mi | 3/2.0 | 1,817 (+1%) | 9mo | $325,000 | $179 | 55 |
| 102 Andrew St | 0.68mi | 3/2.0 | 1,811 (+1%) | 15mo | $315,000 | $174 | 51 |
| 309 Gisele St | 0.50mi | 3/2.5 | 1,894 (+5%) | 15mo | $330,000 | $174 | 49 |
| 105 Andrew St | 0.68mi | 3/2.0 | 1,889 (+5%) | 10mo | $352,900 | $187 | 48 |
| 810 David St | 0.68mi | 3/2.0 | 1,795 (-0%) | 20mo | $65,000 | $36 | 48 |
| 523 Gisele St | 0.71mi | 4/3.0 (+1) | 1,989 (+10%) | 2mo | $350,000 | $176 | 35 |
| 311 Pennsylvania Ave | 0.72mi | 3/2.0 | 1,658 (-8%) | 18mo | $229,900 | $139 | 35 |
| 327 Benjamin St | 0.57mi | 4/3.0 (+1) | 1,981 (+10%) | 15mo | $365,900 | $185 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 4.9%
- Equity multiple
- 1.19×
- Total profit
- $8,305
- Equity at exit
- $23,111
- IRR
- 14.4%
- Equity multiple
- 2.15×
- Total profit
- $50,113
- Equity at exit
- $13,402
Cash invested: $43,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70760
- Home prices YoY
- -31.5%
- Active inventory
- 66
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $1,850 medium interval (Pro) →
- Mortgage (P&I)
- −$813
- Tax from tax record
- −$58 /mo · $702/yr
- Insurance
- −$65
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $526
Break-even live
Sensitivity live
| Price | -10% $613 | -5% $569 | +0% $526 | +5% $482 | +10% $438 |
|---|---|---|---|---|---|
| Rent | -10% $379 | -5% $453 | +0% $526 | +5% $599 | +10% $672 |
| Rate | -1.0pp $604 | -0.5pp $565 | base $526 | +0.5pp $485 | +1.0pp $445 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,750
- Closing costs
- $4,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9620 Island Rd Ventress, LA | 3.0 | 2.0 | 1805 | $1,850 | $1.02 | 44d | 1 | 1.23mi |
Listing history 8 events
-
2026-06-02days on market $155,000 Active 140 DOM
-
2026-06-01days on market $155,000 Active 139 DOM
-
2026-05-31days on market $155,000 Active 138 DOM
-
2026-05-31days on market $155,000 Active 137 DOM
-
2026-02-13price $155,000 479-char remark
Show marketing remark (480 chars)
INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!
-
2026-02-13price $155,000 480-char remark
Show marketing remark (480 chars)
INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!
-
2026-01-13$175,000 Active 479-char remark
Show marketing remark (480 chars)
INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!
-
2026-01-13$175,000 Active 480-char remark
Show marketing remark (480 chars)
INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $702 · $58/mo
- Projected year-2 tax
- $852 · $71/mo
- Expected delta
- +$151/yr (+$13/mo · 21.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,200
- − Mortgage interest
- −$8,682
- − Property taxes
- −$702
- − Insurance
- −$775
- − Repairs & maintenance
- −$1,776
- − Management
- −$1,776
- − Depreciation
- −$4,509
- Taxable income
- $3,980
- Est. tax owed @ 24.0%
- −$955
- After-tax cash flow
- $5,352/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pointe Coupee Parish
- NCES district ID
- 2201260
- Math proficiency
- 21% ▼ -35.00%
- Reading proficiency
- 29% ▼ -35.00%
- Median HH income
- $42,565
- Composite
- 21.32/100
- National rank
- #8379
- State rank
- #56 of 98 in LA
Livability — New Roads
- Score
- 55/100
- State rank
- #365
- US rank
- #23356
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Roads, LA
- Population (ZIP)
- 6,119
Population outlook (Pointe Coupee County) Hauer SSP2
- Today (2025)
- 21,165 people
- By 2030
- 20,406 · -3.6%
- By 2040
- 18,650 · -11.9%
- By 2050
- 16,946 · -19.9%
- By 2075
- 13,844 · -34.6%
- By 2100
- 11,154 · -47.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (63%)
- Race & ethnicity
- Black 63% White 31% Two or more races 5%
- Common ancestry
- Lithuanian 11% Serbian 1% Slovak 1%
- Foreign-born
- 1% · China, Canada
- Languages at home
- 98% English-only · French/Haitian/Cajun 1%
Political lean MEDSL · Pointe Coupee
- 2024 margin
- Strong R (+27.6) · D 35.7% · R 63.3% · Other 1.0%
- 2008→2024 swing
- -18.0pp toward R · 2008: -9.5pp · 2024: -27.6pp
- All cycles
- 2024: R+27.6 2020: R+22.8 2016: R+17.2 2012: R+9.2 2008: R+9.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.48%
- Current HPI
- 112.0492
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
-11.4% since first listed4 events — show timeline
- 2026-02-13 Price Changed $155,000 AcadianaMLS
- 2026-02-13 Price Changed $155,000 GBRMLS
- 2026-01-13 Listed $175,000 GBRMLS
- 2026-01-13 Listed $175,000 AcadianaMLS
Property tax history
+1.6%/yrLatest (2025): $702 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…