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319 West End Rd
B- Composite 69.13
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.9/30.0
  • ARV discount +13.4/15.0
  • DSCR +10.0/10.0
  • 1% rule +6.9/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$155,000

319 West End Rd · New Roads, LA 70760
3 bd · 1.0 ba · 1,800 sqft · SingleFamily · 140 Days on market
Built 1950 0.31 ac lot $86/sqft · 13% below area Est $178k · 13% under ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!

Key facts

  • Screened front porch
  • Large back yard
  • Kitchen island

Tags

LARGE BACK YARDSCREENED FRONT PORCHKITCHEN ISLAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $526 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $155k).
  • Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 3.4% in New Roads — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 55/100 on livability (#365 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime C-, schools D, amenities F.
  • Pointe Coupee Parish (rural): math 21% / reading 29% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 66 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 60 units permitted in Pointe Coupee Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pointe Coupee County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 140 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
10.36%
Cash-on-cash
14.53%
DSCR
1.65
GRM
7.0

CMA / ARV

ARV (median comp)
$178,447
List price
$155,000
Delta
-13.14%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
207 Berthier St 0.12mi 3/2.0 1,696 (-6%) 23mo $184,900 $109 62
2215 False River Dr #5 0.50mi 3/1.5 1,764 (-2%) 12mo $330,000 $187 61
211 Amelia Ct 0.69mi 3/2.0 1,817 (+1%) 9mo $325,000 $179 55
102 Andrew St 0.68mi 3/2.0 1,811 (+1%) 15mo $315,000 $174 51
309 Gisele St 0.50mi 3/2.5 1,894 (+5%) 15mo $330,000 $174 49
105 Andrew St 0.68mi 3/2.0 1,889 (+5%) 10mo $352,900 $187 48
810 David St 0.68mi 3/2.0 1,795 (-0%) 20mo $65,000 $36 48
523 Gisele St 0.71mi 4/3.0 (+1) 1,989 (+10%) 2mo $350,000 $176 35
311 Pennsylvania Ave 0.72mi 3/2.0 1,658 (-8%) 18mo $229,900 $139 35
327 Benjamin St 0.57mi 4/3.0 (+1) 1,981 (+10%) 15mo $365,900 $185 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.9%
Equity multiple
1.19×
Total profit
$8,305
Equity at exit
$23,111
10-year hold
IRR
14.4%
Equity multiple
2.15×
Total profit
$50,113
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70760

Home prices YoY
-31.5%
Active inventory
66
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,850 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$58 /mo · $702/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$526

Break-even live

Break-even rent $1,185
Max offer price $155,000
Occupancy floor 67%

Sensitivity live

Price -10% $613 -5% $569 +0% $526 +5% $482 +10% $438
Rent -10% $379 -5% $453 +0% $526 +5% $599 +10% $672
Rate -1.0pp $604 -0.5pp $565 base $526 +0.5pp $485 +1.0pp $445

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9620 Island Rd Ventress, LA 3.0 2.0 1805 $1,850 $1.02 44d 1 1.23mi

Listing history 8 events

  1. 2026-06-02
    days on market $155,000 Active 140 DOM
  2. 2026-06-01
    days on market $155,000 Active 139 DOM
  3. 2026-05-31
    days on market $155,000 Active 138 DOM
  4. 2026-05-31
    days on market $155,000 Active 137 DOM
  5. 2026-02-13
    price $155,000 479-char remark
    Show marketing remark (480 chars)

    INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!

  6. 2026-02-13
    price $155,000 480-char remark
    Show marketing remark (480 chars)

    INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!

  7. 2026-01-13
    listed $175,000 Active 479-char remark
    Show marketing remark (480 chars)

    INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!

  8. 2026-01-13
    listed $175,000 Active 480-char remark
    Show marketing remark (480 chars)

    INVESTOR WANTED! Seller wishes to remain in place after sale as a tenant. 3 bedroom 1 full bath cozy cottage in the middle of New Roads. Owned by the same family since it was built in 1950 this adorable home is situated on one and a half lots with a large back yard overlooking a hay pasture. The kitchen is very roomy and could easily accommodate a kitchen island for additional seating. The screened front porch faces the East for shady afternoons. Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$702 · $58/mo
Projected year-2 tax
$852 · $71/mo
Expected delta
+$151/yr (+$13/mo · 21.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,200
− Mortgage interest
−$8,682
− Property taxes
−$702
− Insurance
−$775
− Repairs & maintenance
−$1,776
− Management
−$1,776
− Depreciation
−$4,509
Taxable income
$3,980
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$955
After-tax cash flow
$5,352/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pointe Coupee Parish
NCES district ID
2201260
Math proficiency
21% ▼ -35.00%
Reading proficiency
29% ▼ -35.00%
Median HH income
$42,565
Composite
21.32/100
National rank
#8379
State rank
#56 of 98 in LA

Livability — New Roads

Score
55/100
State rank
#365
US rank
#23356

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing C Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Roads, LA
Population (ZIP)
6,119

Population outlook (Pointe Coupee County) Hauer SSP2

Today (2025)
21,165 people
By 2030
20,406 · -3.6%
By 2040
18,650 · -11.9%
By 2050
16,946 · -19.9%
By 2075
13,844 · -34.6%
By 2100
11,154 · -47.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 31% Two or more races 5%
Common ancestry
Lithuanian 11% Serbian 1% Slovak 1%
Foreign-born
1% · China, Canada
Languages at home
98% English-only · French/Haitian/Cajun 1%

Political lean MEDSL · Pointe Coupee

2024 margin
Strong R (+27.6) · D 35.7% · R 63.3% · Other 1.0%
2008→2024 swing
-18.0pp toward R · 2008: -9.5pp · 2024: -27.6pp
All cycles
2024: R+27.6 2020: R+22.8 2016: R+17.2 2012: R+9.2 2008: R+9.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.48%
Current HPI
112.0492
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-11.4% since first listed
4 events — show timeline
  • 2026-02-13 Price Changed $155,000 AcadianaMLS
  • 2026-02-13 Price Changed $155,000 GBRMLS
  • 2026-01-13 Listed $175,000 GBRMLS
  • 2026-01-13 Listed $175,000 AcadianaMLS

Property tax history

+1.6%/yr

Latest (2025): $702 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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