192 Sharon Dr · Rosepine, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.4/30.0
- DSCR +7.9/10.0
- ARV discount +7.5/15.0
- 1% rule +5.3/10.0
- Rent growth +4.9/5.0
- Schools +3.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$168,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WELCOME HOME!! Welcome to 192 Sharon Dr.; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
Key facts
- Ample cabinetry
- Covered patio
- Storage buildings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $168k.
Deal economics
- At list price, monthly cash flow is $342 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $168k).
- Recommended offer: $148k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#180 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: amenities F, commute F, employment D-.
- Vernon Parish (rural): math 35% / reading 51% proficiency, ranked #18 of 98 in LA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+9.6%/yr); 210 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 26 units permitted in Vernon Parish in 2024 (0 in 5+ unit buildings).
- This rent runs 37% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Vernon County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $47k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $79k; list at $168k implies a 113% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 8.73%
- Cash-on-cash
- 8.70%
- DSCR
- 1.39
- GRM
- 8.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 1.9%
- Equity multiple
- 1.08×
- Total profit
- $3,591
- Equity at exit
- $25,124
- IRR
- 15.6%
- Equity multiple
- 2.54×
- Total profit
- $72,652
- Equity at exit
- $14,569
Cash invested: $47,180 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71446
- Home prices YoY
- -32.1%
- Rents YoY
- 9.6%
- Active inventory
- 210
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,734 medium interval (Pro) →
- Mortgage (P&I)
- −$884
- Tax from tax record
- −$74 /mo · $884/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$364
- Net cashflow
- $342
Break-even live
Sensitivity live
| Price | -10% $438 | -5% $390 | +0% $342 | +5% $294 | +10% $247 |
|---|---|---|---|---|---|
| Rent | -10% $205 | -5% $274 | +0% $342 | +5% $411 | +10% $479 |
| Rate | -1.0pp $427 | -0.5pp $385 | base $342 | +0.5pp $298 | +1.0pp $254 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,125
- Closing costs
- $5,055
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1742 Byron Dr Deridder, LA | 3.0 | 2.0 | 1500 | $1,400 | $0.93 | 44d | 1 | 1.11mi |
| 1595 Louisiana Ave Deridder, LA | 4.0 | 2.0 | 1997 | $1,795 | $0.90 | 44d | 1 | 1.13mi |
Listing history 20 events
-
2026-06-09days on market $168,500 Active 176 DOM
-
2026-06-08days on market $168,500 Active 175 DOM
-
2026-06-07days on market $168,500 Active 174 DOM
-
2026-06-07days on market $168,500 Active 173 DOM
-
2026-06-04days on market $168,500 Active 170 DOM
-
2026-06-02days on market $168,500 Active 169 DOM
-
2026-06-01days on market $168,500 Active 168 DOM
-
2026-05-31days on market $168,500 Active 167 DOM
-
2026-05-31days on market $168,500 Active 166 DOM
-
2026-03-02price $168,500 652-char remark
Show marketing remark (657 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr. ; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2026-03-02price $168,500 657-char remark
Show marketing remark (657 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr. ; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2026-03-02price $168,500
Show marketing remark (657 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr. ; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2026-01-12price $170,000 652-char remark
Show marketing remark (657 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr. ; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2026-01-12price $170,000 657-char remark
Show marketing remark (657 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr. ; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2026-01-12price $170,000
Show marketing remark (657 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr. ; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2025-12-15$175,000 Active 657-char remark
Show marketing remark (652 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr.; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2025-12-15$175,000 Active 652-char remark
Show marketing remark (652 chars)
WELCOME HOME!! Welcome to 192 Sharon Dr.; conveniently located; STOP! take a look this 3 bedroom & 2 bath home offers a spacious living room, nice size dining area, the kitchen gives ample cabinetry & storage space for the chef in the family; a flex room that can be used as a 4th bedroom; you will also find a generously sized living room, providing ample room for entertaining or enjoying a quiet evening, extra storage space and easy access to your vehicle. Outdoors you will find a covered patio, perfect to enjoy the mornings or evenings. a storage buildings with plenty of storage; Don't hesitate call your realtor today for your showing!
-
2025-12-12$175,000 Active
-
2014-12-05soldstatus $79,000
-
2003-12-04soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $884 · $74/mo
- Projected year-2 tax
- $927 · $77/mo
- Expected delta
- +$43/yr (+$4/mo · 4.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,805
- − Mortgage interest
- −$9,439
- − Property taxes
- −$884
- − Insurance
- −$842
- − Repairs & maintenance
- −$1,664
- − Management
- −$1,664
- − Depreciation
- −$4,902
- Taxable income
- $1,409
- Est. tax owed @ 24.0%
- −$338
- After-tax cash flow
- $3,768/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Vernon Parish
- NCES district ID
- 2201830
- Math proficiency
- 35% ▼ -42.00%
- Reading proficiency
- 51% ▼ -32.00%
- Median HH income
- $44,822
- Composite
- 36.42/100
- National rank
- #4674
- State rank
- #18 of 98 in LA
Livability — Rosepine
- Score
- 64/100
- State rank
- #180
- US rank
- #14736
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rosepine, LA
- County
- Vernon Parish · 21,275 people
- City population
- 21,275
- Metro
- Fort Polk South, LA
- Population (ZIP)
- 21,275
- Household income
- $55,925
- Rent vs Own
- Severe rent burden
- 659.0
Population outlook (Vernon County) Hauer SSP2
- Today (2025)
- 45,401 people
- By 2030
- 43,015 · -5.3%
- By 2040
- 38,171 · -15.9%
- By 2050
- 34,087 · -24.9%
- By 2075
- 28,267 · -37.7%
- By 2100
- 25,486 · -43.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 16% Hispanic / Latino 6% Two or more races 5% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Lithuanian 3% Slovak 1% Romanian 1%
- Foreign-born
- 3% · Canada, South Korea, Vietnam
- Languages at home
- 94% English-only · Spanish 3% French/Haitian/Cajun 1%
Political lean MEDSL · Vernon
- 2024 margin
- Solid R (+67.9) · D 15.6% · R 83.4% · Other 1.0%
- 2008→2024 swing
- -14.5pp toward R · 2008: -53.4pp · 2024: -67.9pp
- All cycles
- 2024: R+67.9 2020: R+64.9 2016: R+65.0 2012: R+57.5 2008: R+53.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -61.06%
- Current HPI
- 128.8849
- Rent YoY
- ▲ 9.60%
- Metro
- Fort Polk South, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+113.3% since first listed11 events — show timeline
- 2026-03-02 Price Changed $168,500 AcadianaMLS
- 2026-03-02 Price Changed $168,500 SWLAR
- 2026-03-02 Price Changed $168,500 GFPAR
- 2026-01-12 Price Changed $170,000 AcadianaMLS
- 2026-01-12 Price Changed $170,000 SWLAR
- 2026-01-12 Price Changed $170,000 GFPAR
- 2025-12-15 Listed $175,000 SWLAR
- 2025-12-15 Listed $175,000 AcadianaMLS
- 2025-12-12 Listed $175,000 GFPAR
- 2014-12-05 Sold (Public Records) $79,000 Public Records
- 2003-12-04 Sold (Public Records) — Public Records
Property tax history
+27.7%/yrLatest (2025): $884 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…