13515 Montrose St · Detroit, MI 48227

$119,900

3 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 48 Days on market

Built 1928 4,792 sqft lot $114/sqft · 34% above area Est $90k · 34% over ↓ 20% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• DSCR +6.5/10.0
• 1% rule +6.1/10.0
• Rent growth +3.9/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

Key facts

• Convenient access
• Full basement
• 4,792 sq ft lot

Tags

• FULL BASEMENT
• SPACIOUS LIVING AREAS
• QUIET RESIDENTIAL STREET
• CONVENIENT ACCESS

Property features AI

Exterior

• Parking: Detached garage; Approximately 2.5 garage spaces
• Utilities: Public water; Natural gas for water heater
• Home design: Colonial-style single family residence; Built in 1928; Public water
• Construction: Brick construction; Composition roof; Full foundation
• Exterior features: Paved road access; Sidewalk

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating
• Interior features: 7 total rooms; Replacement windows; Full basement
• Laundry & utility: Natural gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $157 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Recommended offer: $116k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 10.2% in Detroit — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
• This rent runs 44% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $30k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $116,303 (3.0% below list)

Questions for the listing agent

1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 7.86%
• Cash-on-cash: 5.60%
• DSCR: 1.25
• GRM: 7.5

CMA / ARV

• ARV (median comp): $89,670
• List price: $119,900
• Delta: 33.71%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13599 Winthrop St	0.10mi	3/1.5	1,089 (+3%)	2mo	$145,000	$133	86
13620 Saint Marys St	0.24mi	3/2.0	1,020 (-3%)	2mo	$72,000	$71	78
13364 Coyle St	0.38mi	3/1.0	1,083 (+3%)	2mo	$95,000	$88	76
12699 Woodmont Ave	0.50mi	3/1.0	1,054 (-0%)	1mo	$64,000	$61	76
13215 Prest St	0.20mi	3/1.0	1,160 (+10%)	0mo	$100,000	$86	74
13209 Terry St	0.47mi	3/1.5	1,044 (-1%)	2mo	$54,500	$52	73
12660 Grandmont Ave	0.54mi	3/1.0	1,019 (-4%)	1mo	$85,000	$83	68
13900 Sussex St	0.35mi	3/1.0	971 (-8%)	6mo	$40,000	$41	65
12832 Terry St	0.52mi	3/1.0	981 (-7%)	4mo	$40,000	$41	61
12057 Forrer St	0.66mi	3/1.0	1,000 (-5%)	1mo	$45,000	$45	60
12094 Asbury Park	0.70mi	3/1.0	1,156 (+10%)	6mo	$61,000	$53	46
12124 Asbury Park	0.68mi	3/1.5	919 (-13%)	2mo	$130,000	$141	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-5,847
• Equity at exit: $17,877

10-year hold

• IRR: 8.1%
• Equity multiple: 1.70×
• Total profit: $23,359
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48227

• Rents YoY: 5.6%
• Active inventory: 385
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,329 high
• Mortgage (P&I): −$629
• Tax from tax record: −$214 /mo · $2,571/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$279
• Net cashflow: $157

Break-even live

Break-even rent $1,130

Max offer price $119,900

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13279 Coyle St Detroit, MI	3.0	1.0	1444	$1,373	$0.95	44d	1	0.36mi
12840 Grandmont Ave Detroit, MI	3.0	1.0	1100	$1,200	$1.09	44d	1	0.47mi
14104 Coyle St Detroit, MI	3.0	1.0	1327	$1,350	$1.02	5d	1	0.50mi
12711 Grandmont Ave Detroit, MI	3.0	1.0	1000	$1,400	$1.40	18d	1	0.53mi
12121 Montrose St Detroit, MI	3.0	1.0	874	$1,373	$1.57	22d	1	0.59mi
14264 Coyle St Detroit, MI	2.0	1.0	1000	$1,150	$1.15	44d	1	0.61mi
12754 Marlowe St Detroit, MI	3.0	2.0	1008	$1,400	$1.39	17d	1	0.64mi
13331 Strathmoor St Detroit, MI	3.0	1.0	1084	$1,100	$1.01	17d	1	0.69mi
14504 Saint Marys St Detroit, MI	4.0	1.0	1362	$1,473	$1.08	44d	1	0.69mi
14615 Winthrop St Detroit, MI	2.0	1.0	1217	$1,300	$1.07	17d	1	0.69mi
14580 Forrer St Unit Unit Detroit, MI	2.0	1.0	1300	$900	$0.69	20d	1	0.69mi
14535 Mettetal St Unit 1 Detroit, MI	2.0	1.0	965	$1,000	$1.04	44d	1	0.74mi
14375 Terry St Detroit, MI	3.0	2.0	1300	$1,425	$1.10	44d	1	0.75mi
11641 Mansfield St Unit 2 Detroit, MI	3.0	1.0	1449	$1,300	$0.90	44d	1	0.82mi
13600 Southfield Fwy Detroit, MI	2.0	1.0	848	$1,100	$1.30	5d	1	0.83mi
14836 Rutherford St Unit 2 Detroit, MI	2.0	1.0	1104	$950	$0.86	44d	1	0.85mi
12039 Lauder St Detroit, MI	3.0	1.5	1000	$1,500	$1.50	24d	1	0.85mi
12014 Terry St Detroit, MI	2.0	1.0	1361	$1,200	$0.88	44d	1	0.85mi
14753 Saint Marys St Detroit, MI	2.0	1.0	900	$1,150	$1.28	5d	1	0.87mi
14753 Saint Marys St Detroit, MI	2.0	1.0	900	$1,150	$1.28	13d	1	0.87mi
11634 Sussex St Detroit, MI	3.0	1.0	1091	$1,326	$1.22	24d	1	0.88mi
14814 Sussex St Unit 2 Detroit, MI	3.0	1.0	1100	$1,000	$0.91	44d	1	0.90mi
14893 Prest St Detroit, MI	3.0	1.0	1100	$1,000	$0.91	15d	1	0.92mi
16014 Hackett St Detroit, MI	4.0	2.0	1142	$1,500	$1.31	44d	1	0.94mi
12944 Rosemont Ave Detroit, MI	2.0	1.0	800	$1,050	$1.31	5d	1	0.95mi
11393 Prest St Detroit, MI	3.0	1.0	900	$1,550	$1.72	17d	1	0.95mi
11397 Whitcomb St Detroit, MI	3.0	1.0	1070	$1,400	$1.31	17d	1	0.96mi
11345 Greenfield Rd Detroit, MI	2.0	1.0	700	$1,050	$1.50	13d	1	0.99mi
14559 Strathmoor St Detroit, MI	2.0	1.0	1033	$1,150	$1.11	20d	1	1.00mi
12941 Penrod St Detroit, MI	2.0	1.0	1000	$1,275	$1.27	44d	1	1.04mi
13581 Penrod St Detroit, MI	4.0	1.0	1152	$1,200	$1.04	44d	1	1.04mi
14600 Strathmoor St Detroit, MI	4.0	1.0	1300	$1,450	$1.12	44d	1	1.04mi
14284 Cruse St Detroit, MI	3.0	1.0	1121	$1,150	$1.03	17d	1	1.07mi
11431 Marlowe St Detroit, MI	3.0	1.0	1172	$1,400	$1.19	17d	1	1.07mi
13591 Faust Ave Detroit, MI	2.0	1.0	1000	$1,275	$1.27	44d	1	1.10mi
12875 Faust Ave Detroit, MI	2.0	1.0	735	$1,200	$1.63	5d	1	1.10mi
9973 Winthrop St Detroit, MI	3.0	1.0	960	$1,400	$1.46	44d	1	1.12mi
15100 Whitcomb St Detroit, MI	2.0	1.0	750	$925	$1.23	44d	1	1.13mi
9936 Montrose St Detroit, MI	3.0	1.0	963	$1,200	$1.25	17d	1	1.15mi
10015 Robson St Detroit, MI	3.0	2.0	1000	$1,400	$1.40	18d	1	1.15mi

Listing history 20 events

1. 2026-06-18
   days on market $119,900 Active 48 DOM
2. 2026-06-17
   days on market $119,900 Active 47 DOM
3. 2026-06-15
   days on market $119,900 Active 45 DOM
4. 2026-06-13
   days on market $119,900 Active 43 DOM
5. 2026-06-13
   days on market $119,900 Active 42 DOM
6. 2026-06-10
   price $119,900 Active 39 DOM
7. 2026-06-09
   days on market $129,900 Active 39 DOM

   Show marketing remark (772 chars)

   Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

8. 2026-06-08
   days on market $129,900 Active 38 DOM
9. 2026-06-07
   days on market $129,900 Active 37 DOM
10. 2026-06-04
    days on market $129,900 Active 34 DOM
11. 2026-06-03
    days on market $129,900 Active 33 DOM
12. 2026-06-02
    days on market $129,900 Active 32 DOM
13. 2026-06-01
    days on market $129,900 Active 31 DOM
14. 2026-05-31
    days on market $129,900 Active 30 DOM
15. 2026-05-11
    price $139,900 772-char remark

    Show marketing remark (772 chars)

    Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

16. 2026-05-11
    price $139,900 772-char remark

    Show marketing remark (772 chars)

    Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

17. 2026-05-11
    price $139,900

    Show marketing remark (772 chars)

    Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

18. 2026-05-01
    listed $149,900 Active 772-char remark

    Show marketing remark (772 chars)

    Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

19. 2026-05-01
    listed $149,900 Active 772-char remark

    Show marketing remark (772 chars)

    Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

20. 2026-05-01
    listed $149,900 Active

    Show marketing remark (772 chars)

    Welcome home to 13515 Montrose--classic Detroit charm meets solid functionality in this well-maintained 3-bedroom colonial. Featuring a traditional layout with spacious living and dining areas, this home offers great natural light and a comfortable flow perfect for everyday living. Upstairs, you'll find three generously sized bedrooms and a full bath, providing ample space for homeowners or tenants alike. The property also includes a full basement offering additional space. Situated on a quiet residential street with convenient access to major roads, shopping, and local amenities, this home is a great opportunity for both owner-occupants and investors. Whether you're looking to move in or add to your rental portfolio, 13515 Montrose delivers value and potential.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,571 · $214/mo
• Projected year-2 tax: $2,571 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,942
• − Mortgage interest: −$6,716
• − Property taxes: −$2,571
• − Insurance: −$600
• − Repairs & maintenance: −$1,275
• − Management: −$1,275
• − Depreciation: −$3,488
• Taxable income: $17
• Est. tax owed @ 24.0%: −$4
• After-tax cash flow: $1,875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Detroit Public Schools Community District
• NCES district ID: 2601103
• Math proficiency: 10% ▼ -2.00%
• Reading proficiency: 24% ▲ 6.00%
• Median HH income: $25,815
• Composite: 13.06/100
• National rank: #9564
• State rank: #499 of 540 in MI

Livability — Detroit

• Score: 73/100
• State rank: #218
• US rank: #5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Detroit, MI
• County: Wayne County · 1,562,939 people
• City population: 572,865
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 40,302
• Household income: $36,527
• Rent vs Own: 40.9% rent · 59.1% own
• Severe rent burden: 2371.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (95%)
• Race & ethnicity: Black 95% Two or more races 3% White 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -125.00%
• Current HPI: 186.4158
• Rent YoY: ▲ 5.59%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

-20.0% since first listed

12 events — show timeline

• 2026-06-09 Price Changed $119,900 MiRealSource-MiMLS
• 2026-06-09 Price Changed $119,900 REALCOMP
• 2026-06-09 Price Changed $119,900 SW Michigan MLS
• 2026-05-28 Price Changed $129,900 MiRealSource-MiMLS
• 2026-05-28 Price Changed $129,900 REALCOMP
• 2026-05-28 Price Changed $129,900 SW Michigan MLS
• 2026-05-11 Price Changed $139,900 MiRealSource-MiMLS
• 2026-05-11 Price Changed $139,900 REALCOMP
• 2026-05-11 Price Changed $139,900 SW Michigan MLS
• 2026-05-01 Listed $149,900 SW Michigan MLS
• 2026-05-01 Listed $149,900 REALCOMP
• 2026-05-01 Listed $149,900 MiRealSource-MiMLS

Property tax history

+7.4%/yr

Latest (2025): $2,571 · +0.9% YoY. Source: county tax records.