105 Ridgeview Dr · Dunmore, PA 18512

$181,000

2 bd · 1.5 ba · 2,135 sqft · SingleFamily · 10 Days on market

Built 1960 8,712 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.6/30.0
• ARV discount +7.5/15.0
• DSCR +4.1/10.0
• 1% rule +3.8/10.0
• Livability +3.7/5.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* Highest and best offer by 5pm 11/7.This beautiful Dunmore home is in prime location near universities and interstates. 2BR 1.5 Bath with breathtaking valley views and much potential to add an addition in the future. The covered front porch and landscape will welcome all your guests, while the interior is the perfect canvas to make this home your own. Home has an eat-in kitchen with beautiful new flooring and backsplashes, as well as a large finished basement. Parking will never be an issue with this home's 1 car attached garage and 1 car detached garage complete with alley access. Save on heating with two zones, newer furnace and roof. This gorgeous home is sure to go quickly, so book your appointment today!, Baths: 1 Bath Lev 1,1 Half Lev L, Beds: 2+ Bed 1st, SqFt Fin - Main: 1235.00, SqFt Fin - 3rd: 0.00, Tax Information: Available, Dining Area: Y, Modern Kitchen: Y, SqFt Fin - 2nd: 0.00, Additional Info: All information and measurements are approximate not warranted or guaranteed . ''All showing agents, potential buyers & service providers are required to adhere to the Governor's Guidance for Real Estate and the CDC guidelines. Masks, gloves, hand sanitizer, disinfectant wipes are to be utilized by all showing agents, potential buyers and service providers. ''

Key facts

• Rear porch
• Modern kitchen
• Hardwood floors

Tags

• HARDWOOD FLOORS
• MODERN KITCHEN
• REAR PORCH
• FENCED IN YARD

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $181k.

Deal economics

• At list price, monthly cash flow is $11 ($136/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $160k (11.7% below list).
• Recommended offer: $160k (11.7% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 4.4% in Dunmore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#558 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety F.
• Dunmore SD (suburban): math 30% / reading 54% proficiency, ranked #324 of 539 in PA (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 30 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 251 units permitted in Lackawanna County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Lackawanna County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $159,765 (11.7% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.37%
• Cash-on-cash: 0.27%
• DSCR: 1.01
• GRM: 9.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -15.9%
• Equity multiple: 0.44×
• Total profit: $-28,586
• Equity at exit: $26,988

10-year hold

• IRR: -7.4%
• Equity multiple: 0.53×
• Total profit: $-23,868
• Equity at exit: $15,650

Cash invested: $50,680 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18512

• Active inventory: 30
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,598 medium
• Mortgage (P&I): −$949
• Tax est. 1.5%: −$226 /mo · $2,715/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$336
• Net cashflow: $11

Break-even live

Break-even rent $1,583

Max offer price $181,000

Occupancy floor 94%

Sensitivity live

Price	-10% $136	-5% $74	+0% $11	+5% $-51	+10% $-114
Rent	-10% $-115	-5% $-52	+0% $11	+5% $74	+10% $138
Rate	-1.0pp $102	-0.5pp $57	base $11	+0.5pp $-36	+1.0pp $-83

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,250
• Closing costs: $5,430
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2208 Adams Ave Scranton, PA	2.0	1.0	2400	$1,800	$0.75	44d	1	1.13mi
945 Woodlawn St Scranton, PA	3.0	1.0	1500	$1,450	$0.97	21d	1	1.25mi
1719 Madison Ave Scranton, PA	3.0	1.0	1600	$1,450	$0.91	44d	1	1.45mi

Listing history 6 events

1. 2026-04-27
   status Pending
2. 2026-04-17
   listed $181,000 Active
3. 2022-01-24
   soldstatus $170,000
4. 2022-01-07
   soldstatus $170,000 Closed 1291-char remark

   Show marketing remark (1291 chars)

   * Highest and best offer by 5pm 11/7.This beautiful Dunmore home is in prime location near universities and interstates. 2BR 1.5 Bath with breathtaking valley views and much potential to add an addition in the future. The covered front porch and landscape will welcome all your guests, while the interior is the perfect canvas to make this home your own. Home has an eat-in kitchen with beautiful new flooring and backsplashes, as well as a large finished basement. Parking will never be an issue with this home's 1 car attached garage and 1 car detached garage complete with alley access. Save on heating with two zones, newer furnace and roof. This gorgeous home is sure to go quickly, so book your appointment today!, Baths: 1 Bath Lev 1,1 Half Lev L, Beds: 2+ Bed 1st, SqFt Fin - Main: 1235.00, SqFt Fin - 3rd: 0.00, Tax Information: Available, Dining Area: Y, Modern Kitchen: Y, SqFt Fin - 2nd: 0.00, Additional Info: All information and measurements are approximate not warranted or guaranteed . ''All showing agents, potential buyers & service providers are required to adhere to the Governor's Guidance for Real Estate and the CDC guidelines. Masks, gloves, hand sanitizer, disinfectant wipes are to be utilized by all showing agents, potential buyers and service providers. ''

5. 2021-11-09
   status Pending 1291-char remark

   Show marketing remark (1291 chars)

   * Highest and best offer by 5pm 11/7.This beautiful Dunmore home is in prime location near universities and interstates. 2BR 1.5 Bath with breathtaking valley views and much potential to add an addition in the future. The covered front porch and landscape will welcome all your guests, while the interior is the perfect canvas to make this home your own. Home has an eat-in kitchen with beautiful new flooring and backsplashes, as well as a large finished basement. Parking will never be an issue with this home's 1 car attached garage and 1 car detached garage complete with alley access. Save on heating with two zones, newer furnace and roof. This gorgeous home is sure to go quickly, so book your appointment today!, Baths: 1 Bath Lev 1,1 Half Lev L, Beds: 2+ Bed 1st, SqFt Fin - Main: 1235.00, SqFt Fin - 3rd: 0.00, Tax Information: Available, Dining Area: Y, Modern Kitchen: Y, SqFt Fin - 2nd: 0.00, Additional Info: All information and measurements are approximate not warranted or guaranteed . ''All showing agents, potential buyers & service providers are required to adhere to the Governor's Guidance for Real Estate and the CDC guidelines. Masks, gloves, hand sanitizer, disinfectant wipes are to be utilized by all showing agents, potential buyers and service providers. ''

6. 2021-11-02
   listed $169,900 Active 1291-char remark

   Show marketing remark (1291 chars)

   * Highest and best offer by 5pm 11/7.This beautiful Dunmore home is in prime location near universities and interstates. 2BR 1.5 Bath with breathtaking valley views and much potential to add an addition in the future. The covered front porch and landscape will welcome all your guests, while the interior is the perfect canvas to make this home your own. Home has an eat-in kitchen with beautiful new flooring and backsplashes, as well as a large finished basement. Parking will never be an issue with this home's 1 car attached garage and 1 car detached garage complete with alley access. Save on heating with two zones, newer furnace and roof. This gorgeous home is sure to go quickly, so book your appointment today!, Baths: 1 Bath Lev 1,1 Half Lev L, Beds: 2+ Bed 1st, SqFt Fin - Main: 1235.00, SqFt Fin - 3rd: 0.00, Tax Information: Available, Dining Area: Y, Modern Kitchen: Y, SqFt Fin - 2nd: 0.00, Additional Info: All information and measurements are approximate not warranted or guaranteed . ''All showing agents, potential buyers & service providers are required to adhere to the Governor's Guidance for Real Estate and the CDC guidelines. Masks, gloves, hand sanitizer, disinfectant wipes are to be utilized by all showing agents, potential buyers and service providers. ''

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,172
• − Mortgage interest: −$10,139
• − Property taxes: −$2,715
• − Insurance: −$905
• − Repairs & maintenance: −$1,534
• − Management: −$1,534
• − Depreciation: −$5,265
• Taxable loss: −$2,920
• Est. tax savings @ 24.0%: +$701
• After-tax cash flow: $836/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dunmore SD
• NCES district ID: 4207980
• Math proficiency: 30% ▼ -16.00%
• Reading proficiency: 54% ▼ -13.00%
• Median HH income: $48,540
• Composite: 35.92/100
• National rank: #4806
• State rank: #324 of 539 in PA

Livability — Dunmore

• Score: 73/100
• State rank: #558
• US rank: #5204

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment B- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dunmore, PA
• City population: 12,714
• Population (ZIP): 12,714

Population outlook (Lackawanna County) Hauer SSP2

• Today (2025): 210,652 people
• By 2030: 208,623 · -1.0%
• By 2040: 203,980 · -3.2%
• By 2050: 201,069 · -4.5%
• By 2075: 205,026 · -2.7%
• By 2100: 210,851 · +0.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 5% Two or more races 4% Asian 4% Black 1%
• Common ancestry: Romanian 14% Scotch-Irish 2% Subsaharan African 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 3% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · Lackawanna

• 2024 margin: Toss-up / Even · D 51.0% · R 48.3%
• 2008→2024 swing: -23.2pp toward R · 2008: 26.0pp · 2024: 2.8pp
• All cycles: 2024: D+2.8 2020: D+8.4 2016: D+3.4 2012: D+27.4 2008: D+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -174.14%
• Current HPI: 150.6545
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+6.5% since first listed

6 events — show timeline

• 2026-04-27 Pending — GSBR as distributed by MLS GRID
• 2026-04-17 Listed $181,000 GSBR as distributed by MLS GRID
• 2022-01-24 Sold (Public Records) $170,000 Public Records
• 2022-01-07 Sold (MLS) $170,000 GSBR as distributed by MLS GRID
• 2021-11-09 Pending — GSBR as distributed by MLS GRID
• 2021-11-02 Listed $169,900 GSBR as distributed by MLS GRID

Property tax history

+30.8%/yr

Latest (2026): $58,812 · +1319.9% YoY. Source: county tax records.