17930 Wheat Stack Ct · Lakewood Ranch, FL 34219

$324,000

4 bd · 2.0 ba · 1,560 sqft · SingleFamily · 111 Days on market

Built 2026 6,134 sqft lot Est $334k · at est. $132/mo HOA · 5% of rent ↓ 6% since listing

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.2/30.0
• ARV discount +8.8/15.0
• Schools +4.4/10.0
• 1% rule +4.0/10.0
• DSCR +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

Key facts

• Walk-in closet
• Private retreat
• Open-concept layout

Tags

• OPEN-CONCEPT LAYOUT
• PRIVATE RETREAT
• WALK-IN CLOSET

Property features AI

Finance

• Other: Zoned PD MU
• Financial info: Other annual assessment $1,415; Total monthly fees $132; total annual fees $1,584; Lease restrictions apply
• HOA & community: HOA managed by Access Management; Monthly HOA fee $132 (includes pool and grounds maintenance); Association approval required; Community features: clubhouse, fitness center, pool, playground, tennis courts, pickleball courts, basketball court, recreation facilities, community mailbox; Pets allowed

Exterior

• Parking: Attached 1-car garage (19 x 13) with garage door opener; Driveway
• Security: Gated community
• Utilities: Public water; Public sewer; Electricity available
• Home design: Single family residence; One story; Completed new construction; Faces southwest; Builder model: Cameron; Builder: D R Horton
• Construction: Concrete construction; Shingle roof; Slab foundation; New construction (projected completion April 30, 2026)
• Exterior features: Hurricane shutters; Pond view; Pool (community); Playground (community); Tennis courts (community); Basketball court (community); Pickleball courts (community); Clubhouse (community); Recreation facilities (community)

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Thermostat; Smoke detector(s); Gated community
• Laundry & utility: Laundry room; Washer; Dryer; Irrigation equipment

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $324k.

Deal economics

• At list price, monthly cash flow is $-68 ($-818/yr) — negative.
• To cash-flow at today's rent, offer at most $314k (3.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $292k (10.0% below list).
• Recommended offer: $292k (10.0% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 3.3% in Lakewood Ranch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Gene Witt Elementary School (math 84% / reading 82%, grade A+, #65 of 2,144 statewide, top 3%, 689 students, 24% FRL); Parrish Community High School (math 47% / reading 57%, grade D+, #160 of 667 statewide, top 25%, 2,017 students, 32% FRL) — zoned schools average 28% FRL vs 51% district-wide (23 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 68% at this address vs 52% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Manatee average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents soft (-0.9%/yr); 2170 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 31% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 111 days — a 9% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $35k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $291,513 (10.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 111 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.04%
• Cash-on-cash: -0.90%
• DSCR: 0.96
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $333,840
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17909 Wheat Stack Ct	0.00mi	4/2.0	1,498 (-4%)	1mo	$329,000	$220	93
17921 Wheat Stack Ct	0.00mi	4/2.0	1,498 (-4%)	1mo	$339,000	$226	93
17933 Wheat Stack Ct	0.00mi	5/2.0 (+1)	1,708 (+10%)	1mo	$365,000	$214	78
17929 Wheat Stack Ct	0.00mi	3/2.0 (-1)	1,328 (-15%)	0mo	$314,000	$236	70
17917 Wheat Stack Ct	0.00mi	3/2.0 (-1)	1,328 (-15%)	1mo	$314,000	$236	70
17947 Wheat Stack Ct	0.00mi	3/2.0 (-1)	1,328 (-15%)	2mo	$329,000	$248	68
17435 Whiskey Creek Trl	0.49mi	4/2.0	1,665 (+7%)	2mo	$334,000	$201	64
1622 Love Grass Ter	0.69mi	3/2.0 (-1)	1,564 (+0%)	0mo	$287,000	$184	62
1468 Orchardgrass Cir	0.39mi	3/2.0 (-1)	1,672 (+7%)	3mo	$347,000	$208	62
1634 Love Grass Ter	0.71mi	3/2.0 (-1)	1,564 (+0%)	0mo	$298,109	$191	61
1626 Love Grass Ter	0.69mi	3/2.0 (-1)	1,564 (+0%)	2mo	$309,000	$198	60
1631 Love Grass Ter	0.71mi	3/2.0 (-1)	1,564 (+0%)	2mo	$305,000	$195	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -21.4%
• Equity multiple: 0.28×
• Total profit: $-65,260
• Equity at exit: $48,309

10-year hold

• IRR: -25.0%
• Equity multiple: -0.05×
• Total profit: $-94,923
• Equity at exit: $28,014

Cash invested: $90,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34219

• Home prices YoY: -23.7%
• Rents YoY: -0.9%
• Active inventory: 2170
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,915 medium
• Mortgage (P&I): −$1,699
• Tax est. 1.5%: −$405 /mo · $4,860/yr
• Insurance: −$135
• HOA: −$132
• Vacancy / Maint / Mgmt: −$612
• Net cashflow: $-68

Break-even live

Break-even rent $3,001

Max offer price $314,140

Occupancy floor 97%

Sensitivity live

Price	-10% $156	-5% $44	+0% $-68	+5% $-180	+10% $-292
Rent	-10% $-298	-5% $-183	+0% $-68	+5% $47	+10% $162
Rate	-1.0pp $95	-0.5pp $14	base $-68	+0.5pp $-152	+1.0pp $-238

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,000
• Closing costs: $9,720
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16823 Destrehen Ct Parrish, FL	3.0	2.0	1744	$2,490	$1.43	4d	1	0.93mi

HOA detail

• Monthly dues: $132 · $1,584/yr

Listing history 41 events

1. 2026-06-18
   days on market $324,000 Active 111 DOM
2. 2026-06-17
   price $324,000 Active 110 DOM
3. 2026-06-17
   days on market $327,000 Active 110 DOM
4. 2026-06-16
   days on market $327,000 Active 109 DOM
5. 2026-06-15
   days on market $327,000 Active 108 DOM
6. 2026-06-13
   days on market $327,000 Active 106 DOM
7. 2026-06-13
   pricedays on market $327,000 Active 105 DOM
8. 2026-06-10
   days on market $329,000 Active 103 DOM
9. 2026-06-09
   days on market $329,000 Active 102 DOM
10. 2026-06-08
    pricedays on market $329,000 Active 101 DOM
11. 2026-06-08
    days on market $324,000 Active 100 DOM
12. 2026-06-03
    days on market $324,000 Active 96 DOM
13. 2026-06-02
    pricedays on market $324,000 Active 95 DOM
14. 2026-06-01
    days on market $329,000 Active 94 DOM
15. 2026-05-31
    days on market $329,000 Active 93 DOM
16. 2026-05-23
    price $332,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

17. 2026-05-22
    price $332,560 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

18. 2026-05-21
    price $334,060 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

19. 2026-05-21
    status Active 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

20. 2026-05-20
    price $329,000
21. 2026-05-20
    status Active
22. 2026-05-05
    historical 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

23. 2026-05-04
    status Pending
24. 2026-05-01
    price $334,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

25. 2026-04-30
    price $334,000
26. 2026-04-23
    price $337,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

27. 2026-04-22
    price $337,000
28. 2026-04-15
    price $339,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

29. 2026-04-15
    price $339,000

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

30. 2026-04-10
    price $341,990 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

31. 2026-04-09
    price $341,990

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

32. 2026-04-09
    price $330,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

33. 2026-04-03
    price $349,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

34. 2026-04-02
    price $349,000
35. 2026-03-26
    price $354,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

36. 2026-03-25
    price $354,000
37. 2026-03-14
    price $357,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

38. 2026-03-12
    price $357,000
39. 2026-02-11
    listed $359,000 Active
40. 2026-01-29
    price $359,000 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

41. 2026-01-21
    listed $354,000 Active 739-char remark

    Show marketing remark (739 chars)

    The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The Cameron is a floor plan designed with both comfort and functionality in mind. Featuring 4 bedrooms and 2 bathrooms, this home offers plenty of space for families of all sizes. The open-concept layout connects the kitchen, dining, and living areas, creating a welcoming space that's perfect for entertaining guests or spending quality time together. The primary suite, located at the rear of the home, provides a private retreat with its own bathroom and walk-in closet, while three additional bedrooms add flexibility for family, guests, or a home office.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,982
• − Mortgage interest: −$18,149
• − Property taxes: −$4,860
• − Insurance: −$1,620
• − Repairs & maintenance: −$2,799
• − Management: −$2,799
• − HOA: −$1,584
• − Depreciation: −$9,425
• Taxable loss: −$6,254
• Est. tax savings @ 24.0%: +$1,501
• After-tax cash flow: $683/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Lakewood Ranch

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Manatee County · 416,364 people
• City population: 52,177
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,296
• Household income: $113,773
• Rent vs Own: 8.1% rent · 91.9% own
• Severe rent burden: 219.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Romanian 4% Hispanic 2% Russian 2%
• Foreign-born: 10% · Canada, Dominican Republic, Jamaica
• Languages at home: 88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -84.45%
• Current HPI: 271.7131
• Rent YoY: ▼ -0.95%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-6.2% since first listed

26 events — show timeline

• 2026-05-23 Price Changed $332,000 Zillow
• 2026-05-22 Price Changed $332,560 Zillow
• 2026-05-21 Relisted — Zillow
• 2026-05-21 Price Changed $334,060 Zillow
• 2026-05-20 Price Changed $329,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-05 Delisted — Zillow
• 2026-05-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Price Changed $334,000 Zillow
• 2026-04-30 Price Changed $334,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Price Changed $337,000 Zillow
• 2026-04-22 Price Changed $337,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Price Changed $339,000 Zillow
• 2026-04-15 Price Changed $339,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-10 Price Changed $341,990 Zillow
• 2026-04-09 Price Changed $341,990 Stellar MLS as Distributed by MLS Grid
• 2026-04-09 Price Changed $330,000 Zillow
• 2026-04-03 Price Changed $349,000 Zillow
• 2026-04-02 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Price Changed $354,000 Zillow
• 2026-03-25 Price Changed $354,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-14 Price Changed $357,000 Zillow
• 2026-03-12 Price Changed $357,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-11 Listed $359,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-29 Price Changed $359,000 Zillow
• 2026-01-21 Listed $354,000 Zillow