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1000 Colony Point Cir #303
C Composite 56.26
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,000

1000 Colony Point Cir #303 · Pembroke Pines, FL 33026
2 bd · 2.0 ba · 1,040 sqft · Condo public records · 156 Days on market
Built 1981 $910/mo HOA · 33% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

2 bedroom 2 bath unit in 55 and older community

Key facts

  • $910 HOA
  • Parking
  • Community pool

Property features AI

Finance

  • Other: Association pool (heated)
  • HOA & community: Monthly association fee; Association fee includes common areas, pool(s), security, and trash; Association amenities: basketball court, clubhouse, pool, spa/hot tub, tennis courts, trails; Senior community

Exterior

  • Parking: Assigned parking; Guest parking
  • Security: Security guard
  • Home design: Condominium (attached property); 5-story building; Entry on level 3
  • Construction: Block construction; Resale property
  • Exterior features: Balcony; Screened balcony

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Refrigerator
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Eat-in kitchen; Walk-in closet(s); Other interior features
  • Laundry & utility: Washer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $139k.

Deal economics

  • At list price, monthly cash flow is $148 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $139k).
  • Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
  • Market conditions: Rents rising (+1.6%/yr); 228 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 156 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $60k; list at $139k implies a 130% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; HOA is 33% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

  1. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.97%
Cap rate
7.57%
Cash-on-cash
4.55%
DSCR
1.20
GRM
4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.58% rent growth · sell at horizon

5-year hold
IRR
-11.8%
Equity multiple
0.58×
Total profit
$-16,299
Equity at exit
$20,725
10-year hold
IRR
-6.6%
Equity multiple
0.62×
Total profit
$-14,694
Equity at exit
$12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33026

Rents YoY
1.6%
Active inventory
228
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$2,744 high interval (Pro) →
Mortgage (P&I)
$729
Tax from tax record
$323 /mo · $3,881/yr
Insurance
$58
HOA
$910
Vacancy / Maint / Mgmt
$576
Net cashflow
$148

Break-even live

Break-even rent $2,557
Max offer price $139,000
Occupancy floor 90%

Sensitivity live

Price -10% $226 -5% $187 +0% $148 +5% $108 +10% $69
Rent -10% $-69 -5% $39 +0% $148 +5% $256 +10% $364
Rate -1.0pp $218 -0.5pp $183 base $148 +0.5pp $112 +1.0pp $75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,750
Closing costs
$4,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11705 NW 12th St Pembroke Pines, FL 3.0 2.5 1494 $3,600 $2.41 26d 1 0.18mi
1424 NW 113th Way Pembroke Pines, FL 2.0 1.5 1482 $3,000 $2.02 26d 1 0.19mi
11804 NW 13th St Unit 11804 Pembroke Pines, FL 3.0 2.0 1304 $3,500 $2.68 5d 1 0.20mi
11313 NW 15th St Pembroke Pines, FL 2.0 2.0 1318 $3,399 $2.58 19d 1 0.26mi
11905 NW 11th St #11905 Pembroke Pines, FL 2.0 2.0 900 $2,500 $2.78 26d 1 0.27mi
11931 NW 11th St #11931 Pembroke Pines, FL 2.0 2.0 900 $2,400 $2.67 7d 1 0.27mi
11761 NW 12th St Pembroke Pines, FL 3.0 2.0 1304 $3,799 $2.91 26d 1 0.27mi
11838 NW 13th St Pembroke Pines, FL 3.0 2.0 1304 $3,600 $2.76 1d 1 0.27mi
11992 NW 11th St #11992 Pembroke Pines, FL 2.0 2.0 900 $2,400 $2.67 9d 1 0.32mi
11969 NW 11th St #11969 Pembroke Pines, FL 2.0 2.0 970 $2,400 $2.47 26d 1 0.33mi
11969 NW 11th St #11969 Pembroke Pines, FL 2.0 2.0 970 $2,400 $2.47 5d 1 0.33mi
12060 NW 11th St #12060 Pembroke Pines, FL 2.0 2.0 970 $2,350 $2.42 9d 1 0.37mi
1111 N Hiatus Rd Pembroke Pines, FL 3.0 2.5 1319 $2,300 $1.74 26d 1 0.38mi
1660 NW 113th Way Unit 16 Pembroke Pines, FL 3.0 2.0 1500 $2,900 $1.93 1d 1 0.43mi
10951 N Lakeview Dr Pembroke Pines, FL 2.0 2.0 1318 $3,000 $2.28 26d 1 0.44mi
971 NW 122nd Ter Pembroke Pines, FL 2.0 2.0 1368 $2,800 $2.05 9d 1 0.47mi
1061 NW 122nd Ter Pembroke Pines, FL 2.0 2.0 1368 $2,500 $1.83 26d 1 0.47mi
12266 NW 10th St Pembroke Pines, FL 3.0 2.0 1432 $2,999 $2.09 26d 1 0.50mi
1411 W Fairway Rd Pembroke Pines, FL 3.0 2.0 1323 $3,000 $2.27 14d 1 0.52mi
1220 NW 122nd Ter Pembroke Pines, FL 2.0 2.0 1017 $2,700 $2.65 26d 1 0.53mi
11202 Taft St #11202 Pembroke Pines, FL 2.0 2.0 1205 $2,300 $1.91 26d 1 0.53mi
1276 NW 122nd Ter Pembroke Pines, FL 2.0 2.0 1368 $2,700 $1.97 26d 1 0.53mi
12305 NW 11th Ct Unit 12305 Pembroke Pines, FL 2.0 2.0 1368 $2,750 $2.01 7d 1 0.54mi
101 SW 117th Ave #7101 Pembroke Pines, FL 2.0 2.0 1130 $2,200 $1.95 4d 1 0.55mi
11358 Taft St #11358 Pembroke Pines, FL 2.0 2.0 980 $2,300 $2.35 1d 1 0.57mi
131 SW 117th Ave #8101 Pembroke Pines, FL 2.0 2.0 1130 $2,350 $2.08 22d 1 0.59mi
131 SW 117th Ave #8307 Pembroke Pines, FL 2.0 2.0 1130 $2,380 $2.11 26d 1 0.59mi
131 SW 117th Ave #8304 Pembroke Pines, FL 1.0 1.0 810 $1,800 $2.22 19d 1 0.59mi
11700 SW 1st St #3207 Pembroke Pines, FL 3.0 2.0 1330 $3,000 $2.26 20d 1 0.59mi
140 SW 117th Ave #4204 Pembroke Pines, FL 1.0 1.0 810 $2,100 $2.59 1d 1 0.61mi
140 SW 117th Ave #4301 Pembroke Pines, FL 2.0 2.0 1130 $2,400 $2.12 1d 1 0.61mi
140 SW 117th Ave #4301 Pembroke Pines, FL 2.0 2.0 1130 $2,400 $2.12 14d 1 0.61mi
151 SW 117th Ave #9308 Pembroke Pines, FL 2.0 2.0 1130 $2,650 $2.35 26d 1 0.62mi
11601 SW 2nd St #21108 Pembroke Pines, FL 2.0 2.0 1130 $2,400 $2.12 26d 1 0.64mi
11631 SW 2nd St #20103 Pembroke Pines, FL 1.0 1.0 810 $1,950 $2.41 26d 1 0.64mi
11631 SW 2nd St #20302 Pembroke Pines, FL 2.0 2.0 1130 $2,300 $2.04 7d 1 0.64mi
11631 SW 2nd St #20302 Pembroke Pines, FL 2.0 2.0 1130 $2,375 $2.10 19d 1 0.64mi
11701 SW 2nd St #5106 Pembroke Pines, FL 2.0 2.0 1130 $2,450 $2.17 22d 1 0.64mi
11701 SW 2nd St #5104 Pembroke Pines, FL 2.0 2.0 1130 $2,200 $1.95 17d 1 0.64mi
201 SW 116th Ave Unit 108 Pembroke Pines, FL 3.0 2.0 1330 $2,900 $2.18 26d 1 0.66mi

HOA detail condo

Monthly dues
$910 · $10,920/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 25 events

  1. 2026-06-21
    days on market $139,000 Active 156 DOM
  2. 2026-06-18
    days on market $139,000 Active 153 DOM
  3. 2026-06-17
    days on market $139,000 Active 152 DOM
  4. 2026-06-16
    days on market $139,000 Active 151 DOM
  5. 2026-06-15
    days on market $139,000 Active 150 DOM
  6. 2026-06-13
    days on market $139,000 Active 148 DOM
  7. 2026-06-09
    days on market $139,000 Active 144 DOM
  8. 2026-06-07
    days on market $139,000 Active 142 DOM
  9. 2026-06-04
    days on market $139,000 Active 139 DOM
  10. 2026-06-03
    days on market $139,000 Active 138 DOM
  11. 2026-06-02
    days on market $139,000 Active 137 DOM
  12. 2026-06-02
    price $139,000 Active 136 DOM
  13. 2026-06-01
    days on market $145,000 Active 136 DOM
  14. 2026-05-31
    days on market $145,000 Active 135 DOM
  15. 2026-05-19
    price $145,000
  16. 2026-04-27
    price $155,000
  17. 2026-03-31
    price $159,000
  18. 2026-03-21
    price $169,000
  19. 2026-03-04
    price $170,000
  20. 2026-02-17
    price $172,000
  21. 2026-01-23
    price $174,900
  22. 2026-01-12
    listed $179,999 Active
  23. 2001-03-09
    soldstatus $60,500
  24. 1997-10-10
    soldstatus $52,900
  25. 1981-01-01
    soldstatus $76,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,881 · $323/mo
Projected year-2 tax
$3,881 · $323/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,930
− Mortgage interest
−$7,786
− Property taxes
−$3,881
− Insurance
−$695
− Repairs & maintenance
−$2,634
− Management
−$2,634
− HOA
−$10,920
− Depreciation
−$4,044
Taxable income
$335
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$80
After-tax cash flow
$1,690/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,172
Household income
$89,306
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
517.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Hispanic / Latino 41% White 35% Two or more races 23% Black 15% Asian 4%
Hispanic origin (detail)
Puerto Rican 5% Cuban 13% Dominican 2%
Common ancestry
Hispanic 5% Romanian 3% Scotch-Irish 2%
Foreign-born
35% · Canada, Jamaica, China
Languages at home
52% English-only · Spanish 35% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -248.72%
Current HPI
380.7596
Rent YoY
▲ 1.58%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+89.8% since first listed
11 events — show timeline
  • 2026-05-19 Price Changed $145,000 MARMLS
  • 2026-04-27 Price Changed $155,000 MARMLS
  • 2026-03-31 Price Changed $159,000 MARMLS
  • 2026-03-21 Price Changed $169,000 MARMLS
  • 2026-03-04 Price Changed $170,000 MARMLS
  • 2026-02-17 Price Changed $172,000 MARMLS
  • 2026-01-23 Price Changed $174,900 MARMLS
  • 2026-01-12 Listed $179,999 MARMLS
  • 2001-03-09 Sold (Public Records) $60,500 Public Records
  • 1997-10-10 Sold (Public Records) $52,900 Public Records
  • 1981-01-01 Sold (Public Records) $76,400 Public Records

Property tax history

+13.5%/yr

Latest (2025): $3,881 · +6.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…