1000 Colony Point Cir #303 · Pembroke Pines, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.1/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.0/10.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
2 bedroom 2 bath unit in 55 and older community
Key facts
- $910 HOA
- Parking
- Community pool
Property features AI
Finance
- Other: Association pool (heated)
- HOA & community: Monthly association fee; Association fee includes common areas, pool(s), security, and trash; Association amenities: basketball court, clubhouse, pool, spa/hot tub, tennis courts, trails; Senior community
Exterior
- Parking: Assigned parking; Guest parking
- Security: Security guard
- Home design: Condominium (attached property); 5-story building; Entry on level 3
- Construction: Block construction; Resale property
- Exterior features: Balcony; Screened balcony
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Refrigerator
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Eat-in kitchen; Walk-in closet(s); Other interior features
- Laundry & utility: Washer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $139k.
Deal economics
- At list price, monthly cash flow is $148 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $139k).
- Recommended offer: $122k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
- Market conditions: Rents rising (+1.6%/yr); 228 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 37% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 156 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $60k; list at $139k implies a 130% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price; HOA is 33% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 156 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.97% ✓
- Cap rate
- 7.57%
- Cash-on-cash
- 4.55%
- DSCR
- 1.20
- GRM
- 4.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 1.58% rent growth · sell at horizon
- IRR
- -11.8%
- Equity multiple
- 0.58×
- Total profit
- $-16,299
- Equity at exit
- $20,725
- IRR
- -6.6%
- Equity multiple
- 0.62×
- Total profit
- $-14,694
- Equity at exit
- $12,018
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33026
- Rents YoY
- 1.6%
- Active inventory
- 228
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $2,744 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax from tax record
- −$323 /mo · $3,881/yr
- Insurance
- −$58
- HOA
- −$910
- Vacancy / Maint / Mgmt
- −$576
- Net cashflow
- $148
Break-even live
Sensitivity live
| Price | -10% $226 | -5% $187 | +0% $148 | +5% $108 | +10% $69 |
|---|---|---|---|---|---|
| Rent | -10% $-69 | -5% $39 | +0% $148 | +5% $256 | +10% $364 |
| Rate | -1.0pp $218 | -0.5pp $183 | base $148 | +0.5pp $112 | +1.0pp $75 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11705 NW 12th St Pembroke Pines, FL | 3.0 | 2.5 | 1494 | $3,600 | $2.41 | 26d | 1 | 0.18mi |
| 1424 NW 113th Way Pembroke Pines, FL | 2.0 | 1.5 | 1482 | $3,000 | $2.02 | 26d | 1 | 0.19mi |
| 11804 NW 13th St Unit 11804 Pembroke Pines, FL | 3.0 | 2.0 | 1304 | $3,500 | $2.68 | 5d | 1 | 0.20mi |
| 11313 NW 15th St Pembroke Pines, FL | 2.0 | 2.0 | 1318 | $3,399 | $2.58 | 19d | 1 | 0.26mi |
| 11905 NW 11th St #11905 Pembroke Pines, FL | 2.0 | 2.0 | 900 | $2,500 | $2.78 | 26d | 1 | 0.27mi |
| 11931 NW 11th St #11931 Pembroke Pines, FL | 2.0 | 2.0 | 900 | $2,400 | $2.67 | 7d | 1 | 0.27mi |
| 11761 NW 12th St Pembroke Pines, FL | 3.0 | 2.0 | 1304 | $3,799 | $2.91 | 26d | 1 | 0.27mi |
| 11838 NW 13th St Pembroke Pines, FL | 3.0 | 2.0 | 1304 | $3,600 | $2.76 | 1d | 1 | 0.27mi |
| 11992 NW 11th St #11992 Pembroke Pines, FL | 2.0 | 2.0 | 900 | $2,400 | $2.67 | 9d | 1 | 0.32mi |
| 11969 NW 11th St #11969 Pembroke Pines, FL | 2.0 | 2.0 | 970 | $2,400 | $2.47 | 26d | 1 | 0.33mi |
| 11969 NW 11th St #11969 Pembroke Pines, FL | 2.0 | 2.0 | 970 | $2,400 | $2.47 | 5d | 1 | 0.33mi |
| 12060 NW 11th St #12060 Pembroke Pines, FL | 2.0 | 2.0 | 970 | $2,350 | $2.42 | 9d | 1 | 0.37mi |
| 1111 N Hiatus Rd Pembroke Pines, FL | 3.0 | 2.5 | 1319 | $2,300 | $1.74 | 26d | 1 | 0.38mi |
| 1660 NW 113th Way Unit 16 Pembroke Pines, FL | 3.0 | 2.0 | 1500 | $2,900 | $1.93 | 1d | 1 | 0.43mi |
| 10951 N Lakeview Dr Pembroke Pines, FL | 2.0 | 2.0 | 1318 | $3,000 | $2.28 | 26d | 1 | 0.44mi |
| 971 NW 122nd Ter Pembroke Pines, FL | 2.0 | 2.0 | 1368 | $2,800 | $2.05 | 9d | 1 | 0.47mi |
| 1061 NW 122nd Ter Pembroke Pines, FL | 2.0 | 2.0 | 1368 | $2,500 | $1.83 | 26d | 1 | 0.47mi |
| 12266 NW 10th St Pembroke Pines, FL | 3.0 | 2.0 | 1432 | $2,999 | $2.09 | 26d | 1 | 0.50mi |
| 1411 W Fairway Rd Pembroke Pines, FL | 3.0 | 2.0 | 1323 | $3,000 | $2.27 | 14d | 1 | 0.52mi |
| 1220 NW 122nd Ter Pembroke Pines, FL | 2.0 | 2.0 | 1017 | $2,700 | $2.65 | 26d | 1 | 0.53mi |
| 11202 Taft St #11202 Pembroke Pines, FL | 2.0 | 2.0 | 1205 | $2,300 | $1.91 | 26d | 1 | 0.53mi |
| 1276 NW 122nd Ter Pembroke Pines, FL | 2.0 | 2.0 | 1368 | $2,700 | $1.97 | 26d | 1 | 0.53mi |
| 12305 NW 11th Ct Unit 12305 Pembroke Pines, FL | 2.0 | 2.0 | 1368 | $2,750 | $2.01 | 7d | 1 | 0.54mi |
| 101 SW 117th Ave #7101 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,200 | $1.95 | 4d | 1 | 0.55mi |
| 11358 Taft St #11358 Pembroke Pines, FL | 2.0 | 2.0 | 980 | $2,300 | $2.35 | 1d | 1 | 0.57mi |
| 131 SW 117th Ave #8101 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,350 | $2.08 | 22d | 1 | 0.59mi |
| 131 SW 117th Ave #8307 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,380 | $2.11 | 26d | 1 | 0.59mi |
| 131 SW 117th Ave #8304 Pembroke Pines, FL | 1.0 | 1.0 | 810 | $1,800 | $2.22 | 19d | 1 | 0.59mi |
| 11700 SW 1st St #3207 Pembroke Pines, FL | 3.0 | 2.0 | 1330 | $3,000 | $2.26 | 20d | 1 | 0.59mi |
| 140 SW 117th Ave #4204 Pembroke Pines, FL | 1.0 | 1.0 | 810 | $2,100 | $2.59 | 1d | 1 | 0.61mi |
| 140 SW 117th Ave #4301 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,400 | $2.12 | 1d | 1 | 0.61mi |
| 140 SW 117th Ave #4301 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,400 | $2.12 | 14d | 1 | 0.61mi |
| 151 SW 117th Ave #9308 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,650 | $2.35 | 26d | 1 | 0.62mi |
| 11601 SW 2nd St #21108 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,400 | $2.12 | 26d | 1 | 0.64mi |
| 11631 SW 2nd St #20103 Pembroke Pines, FL | 1.0 | 1.0 | 810 | $1,950 | $2.41 | 26d | 1 | 0.64mi |
| 11631 SW 2nd St #20302 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,300 | $2.04 | 7d | 1 | 0.64mi |
| 11631 SW 2nd St #20302 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,375 | $2.10 | 19d | 1 | 0.64mi |
| 11701 SW 2nd St #5106 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,450 | $2.17 | 22d | 1 | 0.64mi |
| 11701 SW 2nd St #5104 Pembroke Pines, FL | 2.0 | 2.0 | 1130 | $2,200 | $1.95 | 17d | 1 | 0.64mi |
| 201 SW 116th Ave Unit 108 Pembroke Pines, FL | 3.0 | 2.0 | 1330 | $2,900 | $2.18 | 26d | 1 | 0.66mi |
HOA detail condo
- Monthly dues
- $910 · $10,920/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 25 events
-
2026-06-21days on market $139,000 Active 156 DOM
-
2026-06-18days on market $139,000 Active 153 DOM
-
2026-06-17days on market $139,000 Active 152 DOM
-
2026-06-16days on market $139,000 Active 151 DOM
-
2026-06-15days on market $139,000 Active 150 DOM
-
2026-06-13days on market $139,000 Active 148 DOM
-
2026-06-09days on market $139,000 Active 144 DOM
-
2026-06-07days on market $139,000 Active 142 DOM
-
2026-06-04days on market $139,000 Active 139 DOM
-
2026-06-03days on market $139,000 Active 138 DOM
-
2026-06-02days on market $139,000 Active 137 DOM
-
2026-06-02price $139,000 Active 136 DOM
-
2026-06-01days on market $145,000 Active 136 DOM
-
2026-05-31days on market $145,000 Active 135 DOM
-
2026-05-19price $145,000
-
2026-04-27price $155,000
-
2026-03-31price $159,000
-
2026-03-21price $169,000
-
2026-03-04price $170,000
-
2026-02-17price $172,000
-
2026-01-23price $174,900
-
2026-01-12$179,999 Active
-
2001-03-09soldstatus $60,500
-
1997-10-10soldstatus $52,900
-
1981-01-01soldstatus $76,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,881 · $323/mo
- Projected year-2 tax
- $3,881 · $323/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,930
- − Mortgage interest
- −$7,786
- − Property taxes
- −$3,881
- − Insurance
- −$695
- − Repairs & maintenance
- −$2,634
- − Management
- −$2,634
- − HOA
- −$10,920
- − Depreciation
- −$4,044
- Taxable income
- $335
- Est. tax owed @ 24.0%
- −$80
- After-tax cash flow
- $1,690/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Pembroke Pines
- Score
- 83/100
- State rank
- #54
- US rank
- #933
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pembroke Pines, FL
- County
- Broward County · 1,963,430 people
- City population
- 180,224
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 31,172
- Household income
- $89,306
- Rent vs Own
- Severe rent burden
- 517.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 41% White 35% Two or more races 23% Black 15% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 5% Cuban 13% Dominican 2%
- Common ancestry
- Hispanic 5% Romanian 3% Scotch-Irish 2%
- Foreign-born
- 35% · Canada, Jamaica, China
- Languages at home
- 52% English-only · Spanish 35% French/Haitian/Cajun 5% Other Indo-European 4%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -248.72%
- Current HPI
- 380.7596
- Rent YoY
- ▲ 1.58%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+89.8% since first listed11 events — show timeline
- 2026-05-19 Price Changed $145,000 MARMLS
- 2026-04-27 Price Changed $155,000 MARMLS
- 2026-03-31 Price Changed $159,000 MARMLS
- 2026-03-21 Price Changed $169,000 MARMLS
- 2026-03-04 Price Changed $170,000 MARMLS
- 2026-02-17 Price Changed $172,000 MARMLS
- 2026-01-23 Price Changed $174,900 MARMLS
- 2026-01-12 Listed $179,999 MARMLS
- 2001-03-09 Sold (Public Records) $60,500 Public Records
- 1997-10-10 Sold (Public Records) $52,900 Public Records
- 1981-01-01 Sold (Public Records) $76,400 Public Records
Property tax history
+13.5%/yrLatest (2025): $3,881 · +6.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…