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111 Maple St
C- Composite 50.97
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • ARV discount +10.3/15.0
  • Appreciation +6.6/10.0
  • DSCR +4.8/10.0
  • 1% rule +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$157,900

111 Maple St · Exeter, MO 65647
3 bd · 1.0 ba · 1,736 sqft · SingleFamily public records · 115 Days on market
Built 1977 0.68 ac lot $91/sqft · 6% below area Est $168k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

VERY UNIQUE Ranch-style home sitting on approximately . 68 acres in the heart of Exeter! If you've been searching for a property with potential, personality, and room to grow, this is your opportunity. This home features a classic single-level layout with tons of windows that flood the space with natural light. The large living areas offer a great footprint to work with, making it easy to reimagine and update to fit your style. Whether you're dreaming of modern farmhouse, cozy cottage, or clean contemporary finishes, the bones are here -- it just needs some TLC to truly shine. Situated on a spacious . 68-acre lot, the yard offers endless possibilities. There's plenty of room for outdoor entertaining, gardening, or simply enjoying wide-open space. Mature trees provide shade and character, creating a peaceful setting with room to spread out. This property is ideal for buyers looking to build sweat equity, investors searching for their next project, or anyone wanting an affordable home they can customize from the ground up. With vision and updates, this ranch could be transformed into something truly special. If you're not afraid to roll up your sleeves and see the potential, this cool fixer-upper is ready for its next chapter. Bring your ideas and make it your own!

Key facts

  • Outdoor entertaining
  • Ranch-style home
  • Spacious lot

Tags

RANCH-STYLE HOMESINGLE-LEVEL LAYOUTLARGE LIVING AREASSPACIOUS LOTOUTDOOR ENTERTAININGMATURE TREES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $158k.

Deal economics

  • At list price, monthly cash flow is $62 ($749/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (17.8% below list).
  • Recommended offer: $130k (17.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#259 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, schools F, amenities F.
  • Exeter R-VI (town): math 25% / reading 25% proficiency, ranked #493 of 535 in MO (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 22 active listings in the ZIP; 57 units permitted in Barry County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (3.3% local appreciation)).
  • Barry County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.3% appreciation + 3.0% rent growth), your $44k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 115 days — a 9% lower offer ($144k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $129,856 (17.8% below list)

Questions for the listing agent

  1. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.77%
Cash-on-cash
1.69%
DSCR
1.08
GRM
10.1

CMA / ARV

ARV (median comp)
$168,277
List price
$157,900
Delta
-6.17%
Verdict
FAIR
Comps
16 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
207 Cass Ave 0.47mi 4/2.0 (+1) 1,756 (+1%) 18mo $180,000 $103 52
18911 Farm Rd 1075 0.40mi 3/2.0 1,980 (+14%) 4mo $239,000 $121 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.28% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.8%
Equity multiple
1.57×
Total profit
$25,276
Equity at exit
$73,489
10-year hold
IRR
12.0%
Equity multiple
2.84×
Total profit
$81,488
Equity at exit
$115,230

Cash invested: $44,212 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 65647

Home prices YoY
1.8%
Active inventory
22
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,299 medium interval (Pro) →
Mortgage (P&I)
$828
Tax from tax record
$70 /mo · $836/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$62

Break-even live

Break-even rent $1,220
Max offer price $157,900
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,475
Closing costs
$4,737
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $157,900 Active 115 DOM
  2. 2026-06-17
    days on market $157,900 Active 114 DOM
  3. 2026-06-16
    days on market $157,900 Active 113 DOM
  4. 2026-06-15
    days on market $157,900 Active 112 DOM
  5. 2026-06-13
    days on market $157,900 Active 110 DOM
  6. 2026-06-12
    days on market $157,900 Active 109 DOM
  7. 2026-06-09
    days on market $157,900 Active 106 DOM
  8. 2026-06-08
    days on market $157,900 Active 105 DOM
  9. 2026-06-07
    days on market $157,900 Active 104 DOM
  10. 2026-06-07
    days on market $157,900 Active 103 DOM
  11. 2026-06-04
    days on market $157,900 Active 100 DOM
  12. 2026-06-02
    days on market $157,900 Active 99 DOM
  13. 2026-06-01
    days on market $157,900 Active 98 DOM
  14. 2026-05-31
    days on market $157,900 Active 97 DOM
  15. 2026-02-23
    listed $157,900 Active 1283-char remark
    Show marketing remark (1283 chars)

    VERY UNIQUE Ranch-style home sitting on approximately . 68 acres in the heart of Exeter! If you've been searching for a property with potential, personality, and room to grow, this is your opportunity. This home features a classic single-level layout with tons of windows that flood the space with natural light. The large living areas offer a great footprint to work with, making it easy to reimagine and update to fit your style. Whether you're dreaming of modern farmhouse, cozy cottage, or clean contemporary finishes, the bones are here -- it just needs some TLC to truly shine. Situated on a spacious . 68-acre lot, the yard offers endless possibilities. There's plenty of room for outdoor entertaining, gardening, or simply enjoying wide-open space. Mature trees provide shade and character, creating a peaceful setting with room to spread out. This property is ideal for buyers looking to build sweat equity, investors searching for their next project, or anyone wanting an affordable home they can customize from the ground up. With vision and updates, this ranch could be transformed into something truly special. If you're not afraid to roll up your sleeves and see the potential, this cool fixer-upper is ready for its next chapter. Bring your ideas and make it your own!

  16. 2026-01-08
    soldstatus Closed 528-char remark
    Show marketing remark (528 chars)

    Spacious 3 Bedroom, 1 Bathroom, Ranch style home sitting on a large lot located in the heart of Exeter, MO. This home features a large kitchen/dining area, a spacious living room, and a large Family Room/Den. The Den area would be great for watching the game or Recreational activities. Also features an oversized attached garage and a 1 Car Detached Garage/Workshop. The home needs TLC, but this property has so many possibilities! Back Yard is perfect for BBQ's and all types of Social Activities. Don't miss this opportunity!

  17. 2026-01-08
    soldstatus Closed
    Show marketing remark (528 chars)

    Spacious 3 Bedroom, 1 Bathroom, Ranch style home sitting on a large lot located in the heart of Exeter, MO. This home features a large kitchen/dining area, a spacious living room, and a large Family Room/Den. The Den area would be great for watching the game or Recreational activities. Also features an oversized attached garage and a 1 Car Detached Garage/Workshop. The home needs TLC, but this property has so many possibilities! Back Yard is perfect for BBQ's and all types of Social Activities. Don't miss this opportunity!

  18. 2025-12-15
    status Pending 528-char remark
    Show marketing remark (528 chars)

    Spacious 3 Bedroom, 1 Bathroom, Ranch style home sitting on a large lot located in the heart of Exeter, MO. This home features a large kitchen/dining area, a spacious living room, and a large Family Room/Den. The Den area would be great for watching the game or Recreational activities. Also features an oversized attached garage and a 1 Car Detached Garage/Workshop. The home needs TLC, but this property has so many possibilities! Back Yard is perfect for BBQ's and all types of Social Activities. Don't miss this opportunity!

  19. 2025-12-15
    status Pending
    Show marketing remark (528 chars)

    Spacious 3 Bedroom, 1 Bathroom, Ranch style home sitting on a large lot located in the heart of Exeter, MO. This home features a large kitchen/dining area, a spacious living room, and a large Family Room/Den. The Den area would be great for watching the game or Recreational activities. Also features an oversized attached garage and a 1 Car Detached Garage/Workshop. The home needs TLC, but this property has so many possibilities! Back Yard is perfect for BBQ's and all types of Social Activities. Don't miss this opportunity!

  20. 2025-11-17
    listed $99,900 Active 528-char remark
    Show marketing remark (528 chars)

    Spacious 3 Bedroom, 1 Bathroom, Ranch style home sitting on a large lot located in the heart of Exeter, MO. This home features a large kitchen/dining area, a spacious living room, and a large Family Room/Den. The Den area would be great for watching the game or Recreational activities. Also features an oversized attached garage and a 1 Car Detached Garage/Workshop. The home needs TLC, but this property has so many possibilities! Back Yard is perfect for BBQ's and all types of Social Activities. Don't miss this opportunity!

  21. 2025-11-17
    listed $99,900 Active
    Show marketing remark (528 chars)

    Spacious 3 Bedroom, 1 Bathroom, Ranch style home sitting on a large lot located in the heart of Exeter, MO. This home features a large kitchen/dining area, a spacious living room, and a large Family Room/Den. The Den area would be great for watching the game or Recreational activities. Also features an oversized attached garage and a 1 Car Detached Garage/Workshop. The home needs TLC, but this property has so many possibilities! Back Yard is perfect for BBQ's and all types of Social Activities. Don't miss this opportunity!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$836 · $70/mo
Projected year-2 tax
$1,532 · $128/mo
Expected delta
+$696/yr (+$58/mo · 83.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,583
− Mortgage interest
−$8,845
− Property taxes
−$836
− Insurance
−$790
− Repairs & maintenance
−$1,247
− Management
−$1,247
− Depreciation
−$4,593
Taxable loss
−$1,974
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$474
After-tax cash flow
$1,222/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Exeter R-VI
NCES district ID
2911670
Math proficiency
25% ▼ -5.00%
Reading proficiency
25% ▼ -10.00%
Median HH income
$35,323
Composite
23.7/100
National rank
#13239
State rank
#493 of 535 in MO

Livability — Exeter

Score
65/100
State rank
#259
US rank
#12444

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment C Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Exeter, MO
Population (ZIP)
3,152

Population outlook (Barry County) Hauer SSP2

Today (2025)
35,207 people
By 2030
34,460 · -2.1%
By 2040
32,643 · -7.3%
By 2050
30,688 · -12.8%
By 2075
26,898 · -23.6%
By 2100
22,000 · -37.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Asian 10% Two or more races 9% Hispanic / Latino 2%
Common ancestry
Lithuanian 1% Slovak 1% Iranian 1%
Foreign-born
7% · Philippines, Canada
Languages at home
92% English-only · Other Asian/Pacific 7% Spanish 1%

Political lean MEDSL · Barry

2024 margin
Solid R (+63.5) · D 17.8% · R 81.3%
2008→2024 swing
-28.5pp toward R · 2008: -35.0pp · 2024: -63.5pp
All cycles
2024: R+63.5 2020: R+60.8 2016: R+59.7 2012: R+44.7 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.28%
Current HPI
187.0775
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+58.1% since first listed
7 events — show timeline
  • 2026-02-23 Listed $157,900 SOMO
  • 2026-01-08 Sold (MLS) OGAR
  • 2026-01-08 Sold (MLS) SOMO
  • 2025-12-15 Pending SOMO
  • 2025-12-15 Pending OGAR
  • 2025-11-17 Listed $99,900 OGAR
  • 2025-11-17 Listed $99,900 SOMO

Property tax history

+2.0%/yr

Latest (2025): $836 · +8.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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