5633 Macdougall Dr · Haltom City, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.7/30.0
- ARV discount +15.0/15.0
- DSCR +6.2/10.0
- 1% rule +6.0/10.0
- Schools +3.7/10.0
- Rent growth +3.6/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Single story 3 bedroom, 2 bath home with 2 car garage. Big backyard with two small detached storage buildings. Good location that offers quick access to multiple highways including HWY 820 & 377. Buyer to verify all the information contained herein. SOLD AS-IS.
Key facts
- 7,405 sq ft lot
- 2 garage spots
- Built 1971
Property features AI
Finance
- Other: Probate listing; Possession 60–90 days or at closing/funding
- Financial info: Treat as clear loan type; No second mortgage
- HOA & community: No association
Exterior
- Parking: Attached garage; 2 garage spaces; 2 covered parking spaces
- Utilities: City water; City sewer; Not in a municipal utility district
- Home design: Single-family residence; Residential property; Built in 1971; Not attached to another property; Preowned condition
- Construction: Brick construction
- Exterior features: Lot less than 0.5 acre; Approximately 0.17 acres; Subdivision: Browning Park
Interior
- Kitchen: Other appliances
- Bedrooms: Primary bedroom on level 1; Total of 3 bedrooms
- Bathrooms: 2 full bathrooms
- Interior features: One-level layout; One living area; One dining area; Other interior features
- Laundry & utility: No specific laundry details provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $222 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $190k).
- Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.7% vs local median 4.2% in Haltom City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#644 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
- Birdville ISD (suburban): math 42% / reading 43% proficiency, ranked #299 of 826 in TX (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Watauga El (math 21% / reading 27%, grade F, #3,221 of 4,322 statewide, top 75%, 715 students, 80% FRL) — zoned schools average 80% FRL vs 48% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 24% at this address vs 42% district-wide (-18 pts) — the specific schools serving this property underperform the Birdville ISD average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+4.3%/yr); 132 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 53 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 7.69%
- Cash-on-cash
- 5.00%
- DSCR
- 1.22
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $260,604
- List price
- $190,000
- Delta
- -27.09%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5608 Twin Oaks Dr | 0.14mi | 3/2.0 | 1,204 (+1%) | 5mo | $239,000 | $199 | 88 |
| 5528 Dunson Dr | 0.28mi | 3/2.0 | 1,187 (-0%) | 7mo | $235,000 | $198 | 80 |
| 5645 Bonner Dr | 0.35mi | 3/2.0 | 1,244 (+4%) | 3mo | $249,500 | $201 | 74 |
| 5717 Macrae St | 0.22mi | 3/1.5 | 1,105 (-7%) | 5mo | $239,000 | $216 | 71 |
| 5812 Lance Ct | 0.21mi | 3/2.0 | 1,331 (+12%) | 5mo | $235,000 | $177 | 66 |
| 5416 Dunson Dr | 0.39mi | 3/2.0 | 1,321 (+11%) | 2mo | $280,000 | $212 | 62 |
| 5709 Shipp Dr | 0.29mi | 3/1.5 | 1,334 (+12%) | 3mo | $240,000 | $180 | 62 |
| 5713 Emerson Dr | 0.34mi | 3/1.5 | 1,047 (-12%) | 4mo | $229,000 | $219 | 59 |
| 5620 Shipp Dr | 0.31mi | 3/1.0 | 1,059 (-11%) | 5mo | $205,000 | $194 | 59 |
| 5812 Shipp Dr | 0.33mi | 3/1.5 | 1,323 (+11%) | 8mo | $229,000 | $173 | 58 |
| 6104 Saramac Dr | 0.71mi | 3/2.0 | 1,134 (-5%) | 3mo | $249,900 | $220 | 56 |
| 5713 Saramac Dr | 0.63mi | 3/2.0 | 1,331 (+12%) | 3mo | $269,900 | $203 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.34% rent growth · sell at horizon
- IRR
- -6.9%
- Equity multiple
- 0.74×
- Total profit
- $-13,725
- Equity at exit
- $28,330
- IRR
- 4.5%
- Equity multiple
- 1.35×
- Total profit
- $18,644
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76148
- Home prices YoY
- -17.1%
- Rents YoY
- 4.3%
- Active inventory
- 132
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,085 high interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$350 /mo · $4,201/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$438
- Net cashflow
- $222
Break-even live
Sensitivity live
| Price | -10% $329 | -5% $275 | +0% $222 | +5% $168 | +10% $114 |
|---|---|---|---|---|---|
| Rent | -10% $57 | -5% $139 | +0% $222 | +5% $304 | +10% $386 |
| Rate | -1.0pp $317 | -0.5pp $270 | base $222 | +0.5pp $172 | +1.0pp $122 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5621 Macdougall Dr Haltom City, TX | 3.0 | 2.0 | 1359 | $1,965 | $1.45 | 26d | 1 | 0.05mi |
| 5604 Macgregor Dr Haltom City, TX | 3.0 | 2.0 | 1348 | $1,900 | $1.41 | 45d | 1 | 0.15mi |
| 5809 Lance Ct Haltom City, TX | 4.0 | 2.0 | 1359 | $1,950 | $1.43 | 0d | 1 | 0.17mi |
| 5752 Shipp Dr Watauga, TX | 4.0 | 2.0 | 1444 | $2,300 | $1.59 | 0d | 1 | 0.27mi |
| 5544 Dunson Dr Haltom City, TX | 3.0 | 2.0 | 1187 | $1,950 | $1.64 | 45d | 1 | 0.27mi |
| 5620 Oregon Trail Ct Haltom City, TX | 3.0 | 2.0 | 1190 | $1,839 | $1.55 | 18d | 1 | 0.34mi |
| 5929 Gayle Dr Watauga, TX | 3.0 | 2.0 | 1466 | $1,995 | $1.36 | 19d | 1 | 0.40mi |
| 6075 Lalagray Ln Watauga, TX | 3.0 | 2.0 | 1202 | $1,895 | $1.58 | 5d | 1 | 0.55mi |
| 5705 Saramac Dr Watauga, TX | 3.0 | 2.0 | 1224 | $2,195 | $1.79 | 45d | 1 | 0.60mi |
| 6100 Browning Dr North Richland Hills, TX | 1.0–2.0 | 1.0–2.0 | 957 | $1,759 | $1.84 | 0d | 26 | 0.64mi |
| 5809 Haney Dr Watauga, TX | 3.0 | 2.0 | 1421 | $1,875 | $1.32 | 26d | 1 | 0.68mi |
| 6309 Iron Horse Blvd North Richland Hills, TX | 2.0 | 1.0–2.0 | 912 | $2,179 | $2.39 | 3d | 29 | 0.78mi |
| 6009 Marigold Dr Watauga, TX | 3.0 | 2.0 | 1180 | $2,091 | $1.77 | 14d | 1 | 0.87mi |
| 6225 Stardust Dr S Watauga, TX | 3.0 | 2.0 | 1120 | $1,950 | $1.74 | 45d | 1 | 0.90mi |
| 4704 Aspen Way Haltom City, TX | 3.0 | 2.0 | 1379 | $2,025 | $1.47 | 9d | 1 | 0.91mi |
| 6490 Iron Horse Blvd Unit 6527 North Richland Hills, TX | 2.0 | 2.0 | 1033 | $1,854 | $1.79 | 0d | 1 | 0.92mi |
| 6490 Iron Horse Blvd Unit 6523 North Richland Hills, TX | 3.0 | 2.0 | 1298 | $2,354 | $1.81 | 0d | 1 | 0.92mi |
| 5824 Storm Dr Watauga, TX | 3.0 | 2.0 | 1148 | $1,850 | $1.61 | 20d | 1 | 0.94mi |
| 5400 Haltom Rd Haltom City, TX | 1.0–3.0 | 1.0–2.0 | 1095 | $3,097 | $2.83 | 0d | 71 | 0.95mi |
| 6424 Iron Horse Blvd Unit 6481 North Richland Hills, TX | 2.0 | 2.0 | 884 | $1,332 | $1.51 | 0d | 1 | 0.96mi |
| 6424 Iron Horse Blvd North Richland Hills, TX | 2.0 | 2.0 | 884 | $1,567 | $1.77 | 13d | 1 | 0.96mi |
| 6401 Melinda Ct Watauga, TX | 3.0 | 2.0 | 1236 | $1,875 | $1.52 | 45d | 1 | 0.97mi |
| 4617 Aspen Way Haltom City, TX | 3.0 | 2.0 | 1208 | $1,850 | $1.53 | 9d | 1 | 0.99mi |
| 4617 Aspen Way Haltom City, TX | 3.0 | 2.0 | 1208 | $1,850 | $1.53 | 6d | 1 | 0.99mi |
| 6413 Melinda Ct Watauga, TX | 3.0 | 2.0 | 1182 | $1,995 | $1.69 | 26d | 1 | 1.00mi |
| 6269 Stardust Dr S Watauga, TX | 3.0 | 2.0 | 1334 | $1,975 | $1.48 | 45d | 1 | 1.03mi |
| 5301 Springlake Pkwy Haltom City, TX | 1.0–2.0 | 1.0–2.0 | 813 | $1,485 | $1.83 | 23d | 4 | 1.04mi |
| 6301 Sunnybrook Dr Fort Worth, TX | 3.0 | 2.0 | 1278 | $1,795 | $1.40 | 26d | 1 | 1.07mi |
| 6029 Dustin Dr Watauga, TX | 3.0 | 2.0 | 1322 | $1,865 | $1.41 | 45d | 1 | 1.12mi |
| 6589 Old Mill Cir Watauga, TX | 3.0 | 2.0 | 1234 | $2,061 | $1.67 | 9d | 1 | 1.15mi |
| 5114 Springlake Pkwy Haltom City, TX | 2.0 | 2.0 | 1196 | $2,260 | $1.89 | 45d | 1 | 1.29mi |
| 6701 Windwillow Dr Fort Worth, TX | 3.0 | 2.0 | 1007 | $1,695 | $1.68 | 20d | 1 | 1.32mi |
| 6701 Windwillow Dr Fort Worth, TX | 3.0 | 2.0 | 1007 | $1,695 | $1.68 | 25d | 1 | 1.32mi |
| 6713 Windwillow Dr Fort Worth, TX | 2.0 | 1.0 | 1009 | $1,850 | $1.83 | 13d | 1 | 1.34mi |
| 6528 Bernadine Dr Watauga, TX | 3.0 | 2.0 | 1153 | $2,061 | $1.79 | 0d | 1 | 1.34mi |
| 6715 Buenos Aires Dr North Richland Hills, TX | 2.0 | 2.0 | 950 | $1,701 | $1.79 | 13d | 1 | 1.35mi |
| 6715 Buenos Aires Dr Unit 6772 Fort Worth, TX | 2.0 | 2.0 | 855 | $1,249 | $1.46 | 0d | 1 | 1.35mi |
| Fossil Creek Blvd #1125 Haltom City, TX | 1.0–2.0 | 1.0–2.0 | 881 | $2,140 | $2.43 | 22d | 7 | 1.40mi |
| 5628 Westchase Dr North Richland Hills, TX | 2.0 | 2.0 | 986 | $1,800 | $1.83 | 6d | 1 | 1.43mi |
| 5722 Westchase Dr North Richland Hills, TX | 2.0 | 2.0 | 1150 | $1,800 | $1.57 | 26d | 1 | 1.43mi |
Listing history 17 events
-
2026-06-21days on market $190,000 Active 53 DOM
-
2026-06-18days on market $190,000 Active 50 DOM
-
2026-06-17days on market $190,000 Active 49 DOM
-
2026-06-16days on market $190,000 Active 48 DOM
-
2026-06-15days on market $190,000 Active 47 DOM
-
2026-06-13days on market $190,000 Active 45 DOM
-
2026-06-09days on market $190,000 Active 41 DOM
-
2026-06-08days on market $190,000 Active 40 DOM
-
2026-06-07days on market $190,000 Active 39 DOM
-
2026-06-04days on market $190,000 Active 36 DOM
-
2026-06-03days on market $190,000 Active 35 DOM
-
2026-06-02days on market $190,000 Active 34 DOM
-
2026-06-01days on market $190,000 Active 33 DOM
-
2026-05-31days on market $190,000 Active 32 DOM
-
2026-05-14price $190,000 266-char remark
-
2026-04-29$215,000 Active 266-char remark
-
1990-12-17soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,201 · $350/mo
- Projected year-2 tax
- $4,201 · $350/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,021
- − Mortgage interest
- −$10,643
- − Property taxes
- −$4,201
- − Insurance
- −$950
- − Repairs & maintenance
- −$2,002
- − Management
- −$2,002
- − Depreciation
- −$5,527
- Taxable loss
- −$303
- Est. tax savings @ 24.0%
- +$73
- After-tax cash flow
- $2,732/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Birdville ISD
- NCES district ID
- 4810230
- Math proficiency
- 42% ▼ -12.00%
- Reading proficiency
- 43% ▼ -6.00%
- Median HH income
- $55,930
- Composite
- 37.13/100
- National rank
- #4491
- State rank
- #299 of 826 in TX
Livability — Haltom City
- Score
- 66/100
- State rank
- #644
- US rank
- #12214
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Haltom City, TX
- County
- Tarrant County · 2,033,669 people
- City population
- 32,950
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 23,367
- Household income
- $89,840
- Rent vs Own
- Severe rent burden
- 373.0
Population outlook (Tarrant County) Hauer SSP2
- Today (2025)
- 2,380,417 people
- By 2030
- 2,578,900 · +8.3%
- By 2040
- 2,974,995 · +25.0%
- By 2050
- 3,350,489 · +40.8%
- By 2075
- 4,216,909 · +77.2%
- By 2100
- 4,741,527 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 57% Hispanic / Latino 29% Two or more races 16% Black 6% Asian 5% Native American 1%
- Hispanic origin (detail)
- Mexican 22% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Slovak 2% Italian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 79% English-only · Spanish 16% Tagalog/Filipino 2% Other Asian/Pacific 2%
Political lean MEDSL · Tarrant
- 2024 margin
- Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
- 2008→2024 swing
- +6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
- All cycles
- 2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.11%
- Current HPI
- 310.2504
- Rent YoY
- ▲ 4.34%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
-11.6% since first listed3 events — show timeline
- 2026-05-14 Price Changed $190,000 NTREIS
- 2026-04-29 Listed $215,000 NTREIS
- 1990-12-17 Sold (Public Records) — Public Records
Property tax history
+5.2%/yrLatest (2025): $4,201 · +2.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…