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5633 Macdougall Dr
C Composite 59.97
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.2/10.0
  • 1% rule +6.0/10.0
  • Schools +3.7/10.0
  • Rent growth +3.6/5.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$190,000

5633 Macdougall Dr · Haltom City, TX 76148
3 bd · 2.0 ba · 1,192 sqft · SingleFamily public records · 53 Days on market
Built 1971 7,405 sqft lot $159/sqft · 27% below area Est $261k · 27% under ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Single story 3 bedroom, 2 bath home with 2 car garage. Big backyard with two small detached storage buildings. Good location that offers quick access to multiple highways including HWY 820 & 377. Buyer to verify all the information contained herein. SOLD AS-IS.

Key facts

  • 7,405 sq ft lot
  • 2 garage spots
  • Built 1971

Property features AI

Finance

  • Other: Probate listing; Possession 60–90 days or at closing/funding
  • Financial info: Treat as clear loan type; No second mortgage
  • HOA & community: No association

Exterior

  • Parking: Attached garage; 2 garage spaces; 2 covered parking spaces
  • Utilities: City water; City sewer; Not in a municipal utility district
  • Home design: Single-family residence; Residential property; Built in 1971; Not attached to another property; Preowned condition
  • Construction: Brick construction
  • Exterior features: Lot less than 0.5 acre; Approximately 0.17 acres; Subdivision: Browning Park

Interior

  • Kitchen: Other appliances
  • Bedrooms: Primary bedroom on level 1; Total of 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: One-level layout; One living area; One dining area; Other interior features
  • Laundry & utility: No specific laundry details provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $222 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.2% in Haltom City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#644 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Birdville ISD (suburban): math 42% / reading 43% proficiency, ranked #299 of 826 in TX (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Watauga El (math 21% / reading 27%, grade F, #3,221 of 4,322 statewide, top 75%, 715 students, 80% FRL) — zoned schools average 80% FRL vs 48% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 42% district-wide (-18 pts) — the specific schools serving this property underperform the Birdville ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.3%/yr); 132 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,300 (3.0% below list)

Questions for the listing agent

  1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
7.69%
Cash-on-cash
5.00%
DSCR
1.22
GRM
7.6

CMA / ARV

ARV (median comp)
$260,604
List price
$190,000
Delta
-27.09%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5608 Twin Oaks Dr 0.14mi 3/2.0 1,204 (+1%) 5mo $239,000 $199 88
5528 Dunson Dr 0.28mi 3/2.0 1,187 (-0%) 7mo $235,000 $198 80
5645 Bonner Dr 0.35mi 3/2.0 1,244 (+4%) 3mo $249,500 $201 74
5717 Macrae St 0.22mi 3/1.5 1,105 (-7%) 5mo $239,000 $216 71
5812 Lance Ct 0.21mi 3/2.0 1,331 (+12%) 5mo $235,000 $177 66
5416 Dunson Dr 0.39mi 3/2.0 1,321 (+11%) 2mo $280,000 $212 62
5709 Shipp Dr 0.29mi 3/1.5 1,334 (+12%) 3mo $240,000 $180 62
5713 Emerson Dr 0.34mi 3/1.5 1,047 (-12%) 4mo $229,000 $219 59
5620 Shipp Dr 0.31mi 3/1.0 1,059 (-11%) 5mo $205,000 $194 59
5812 Shipp Dr 0.33mi 3/1.5 1,323 (+11%) 8mo $229,000 $173 58
6104 Saramac Dr 0.71mi 3/2.0 1,134 (-5%) 3mo $249,900 $220 56
5713 Saramac Dr 0.63mi 3/2.0 1,331 (+12%) 3mo $269,900 $203 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.34% rent growth · sell at horizon

5-year hold
IRR
-6.9%
Equity multiple
0.74×
Total profit
$-13,725
Equity at exit
$28,330
10-year hold
IRR
4.5%
Equity multiple
1.35×
Total profit
$18,644
Equity at exit
$16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76148

Home prices YoY
-17.1%
Rents YoY
4.3%
Active inventory
132
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,085 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$350 /mo · $4,201/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$438
Net cashflow
$222

Break-even live

Break-even rent $1,805
Max offer price $190,000
Occupancy floor 84%

Sensitivity live

Price -10% $329 -5% $275 +0% $222 +5% $168 +10% $114
Rent -10% $57 -5% $139 +0% $222 +5% $304 +10% $386
Rate -1.0pp $317 -0.5pp $270 base $222 +0.5pp $172 +1.0pp $122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,500
Closing costs
$5,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5621 Macdougall Dr Haltom City, TX 3.0 2.0 1359 $1,965 $1.45 26d 1 0.05mi
5604 Macgregor Dr Haltom City, TX 3.0 2.0 1348 $1,900 $1.41 45d 1 0.15mi
5809 Lance Ct Haltom City, TX 4.0 2.0 1359 $1,950 $1.43 0d 1 0.17mi
5752 Shipp Dr Watauga, TX 4.0 2.0 1444 $2,300 $1.59 0d 1 0.27mi
5544 Dunson Dr Haltom City, TX 3.0 2.0 1187 $1,950 $1.64 45d 1 0.27mi
5620 Oregon Trail Ct Haltom City, TX 3.0 2.0 1190 $1,839 $1.55 18d 1 0.34mi
5929 Gayle Dr Watauga, TX 3.0 2.0 1466 $1,995 $1.36 19d 1 0.40mi
6075 Lalagray Ln Watauga, TX 3.0 2.0 1202 $1,895 $1.58 5d 1 0.55mi
5705 Saramac Dr Watauga, TX 3.0 2.0 1224 $2,195 $1.79 45d 1 0.60mi
6100 Browning Dr North Richland Hills, TX 1.0–2.0 1.0–2.0 957 $1,759 $1.84 0d 26 0.64mi
5809 Haney Dr Watauga, TX 3.0 2.0 1421 $1,875 $1.32 26d 1 0.68mi
6309 Iron Horse Blvd North Richland Hills, TX 2.0 1.0–2.0 912 $2,179 $2.39 3d 29 0.78mi
6009 Marigold Dr Watauga, TX 3.0 2.0 1180 $2,091 $1.77 14d 1 0.87mi
6225 Stardust Dr S Watauga, TX 3.0 2.0 1120 $1,950 $1.74 45d 1 0.90mi
4704 Aspen Way Haltom City, TX 3.0 2.0 1379 $2,025 $1.47 9d 1 0.91mi
6490 Iron Horse Blvd Unit 6527 North Richland Hills, TX 2.0 2.0 1033 $1,854 $1.79 0d 1 0.92mi
6490 Iron Horse Blvd Unit 6523 North Richland Hills, TX 3.0 2.0 1298 $2,354 $1.81 0d 1 0.92mi
5824 Storm Dr Watauga, TX 3.0 2.0 1148 $1,850 $1.61 20d 1 0.94mi
5400 Haltom Rd Haltom City, TX 1.0–3.0 1.0–2.0 1095 $3,097 $2.83 0d 71 0.95mi
6424 Iron Horse Blvd Unit 6481 North Richland Hills, TX 2.0 2.0 884 $1,332 $1.51 0d 1 0.96mi
6424 Iron Horse Blvd North Richland Hills, TX 2.0 2.0 884 $1,567 $1.77 13d 1 0.96mi
6401 Melinda Ct Watauga, TX 3.0 2.0 1236 $1,875 $1.52 45d 1 0.97mi
4617 Aspen Way Haltom City, TX 3.0 2.0 1208 $1,850 $1.53 9d 1 0.99mi
4617 Aspen Way Haltom City, TX 3.0 2.0 1208 $1,850 $1.53 6d 1 0.99mi
6413 Melinda Ct Watauga, TX 3.0 2.0 1182 $1,995 $1.69 26d 1 1.00mi
6269 Stardust Dr S Watauga, TX 3.0 2.0 1334 $1,975 $1.48 45d 1 1.03mi
5301 Springlake Pkwy Haltom City, TX 1.0–2.0 1.0–2.0 813 $1,485 $1.83 23d 4 1.04mi
6301 Sunnybrook Dr Fort Worth, TX 3.0 2.0 1278 $1,795 $1.40 26d 1 1.07mi
6029 Dustin Dr Watauga, TX 3.0 2.0 1322 $1,865 $1.41 45d 1 1.12mi
6589 Old Mill Cir Watauga, TX 3.0 2.0 1234 $2,061 $1.67 9d 1 1.15mi
5114 Springlake Pkwy Haltom City, TX 2.0 2.0 1196 $2,260 $1.89 45d 1 1.29mi
6701 Windwillow Dr Fort Worth, TX 3.0 2.0 1007 $1,695 $1.68 20d 1 1.32mi
6701 Windwillow Dr Fort Worth, TX 3.0 2.0 1007 $1,695 $1.68 25d 1 1.32mi
6713 Windwillow Dr Fort Worth, TX 2.0 1.0 1009 $1,850 $1.83 13d 1 1.34mi
6528 Bernadine Dr Watauga, TX 3.0 2.0 1153 $2,061 $1.79 0d 1 1.34mi
6715 Buenos Aires Dr North Richland Hills, TX 2.0 2.0 950 $1,701 $1.79 13d 1 1.35mi
6715 Buenos Aires Dr Unit 6772 Fort Worth, TX 2.0 2.0 855 $1,249 $1.46 0d 1 1.35mi
Fossil Creek Blvd #1125 Haltom City, TX 1.0–2.0 1.0–2.0 881 $2,140 $2.43 22d 7 1.40mi
5628 Westchase Dr North Richland Hills, TX 2.0 2.0 986 $1,800 $1.83 6d 1 1.43mi
5722 Westchase Dr North Richland Hills, TX 2.0 2.0 1150 $1,800 $1.57 26d 1 1.43mi

Listing history 17 events

  1. 2026-06-21
    days on market $190,000 Active 53 DOM
  2. 2026-06-18
    days on market $190,000 Active 50 DOM
  3. 2026-06-17
    days on market $190,000 Active 49 DOM
  4. 2026-06-16
    days on market $190,000 Active 48 DOM
  5. 2026-06-15
    days on market $190,000 Active 47 DOM
  6. 2026-06-13
    days on market $190,000 Active 45 DOM
  7. 2026-06-09
    days on market $190,000 Active 41 DOM
  8. 2026-06-08
    days on market $190,000 Active 40 DOM
  9. 2026-06-07
    days on market $190,000 Active 39 DOM
  10. 2026-06-04
    days on market $190,000 Active 36 DOM
  11. 2026-06-03
    days on market $190,000 Active 35 DOM
  12. 2026-06-02
    days on market $190,000 Active 34 DOM
  13. 2026-06-01
    days on market $190,000 Active 33 DOM
  14. 2026-05-31
    days on market $190,000 Active 32 DOM
  15. 2026-05-14
    price $190,000 266-char remark
  16. 2026-04-29
    listed $215,000 Active 266-char remark
  17. 1990-12-17
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,201 · $350/mo
Projected year-2 tax
$4,201 · $350/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,021
− Mortgage interest
−$10,643
− Property taxes
−$4,201
− Insurance
−$950
− Repairs & maintenance
−$2,002
− Management
−$2,002
− Depreciation
−$5,527
Taxable loss
−$303
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$73
After-tax cash flow
$2,732/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Birdville ISD
NCES district ID
4810230
Math proficiency
42% ▼ -12.00%
Reading proficiency
43% ▼ -6.00%
Median HH income
$55,930
Composite
37.13/100
National rank
#4491
State rank
#299 of 826 in TX

Livability — Haltom City

Score
66/100
State rank
#644
US rank
#12214

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Haltom City, TX
County
Tarrant County · 2,033,669 people
City population
32,950
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
23,367
Household income
$89,840
Rent vs Own
18.6% rent · 81.4% own
Severe rent burden
373.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 57% Hispanic / Latino 29% Two or more races 16% Black 6% Asian 5% Native American 1%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 2% Italian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
79% English-only · Spanish 16% Tagalog/Filipino 2% Other Asian/Pacific 2%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.11%
Current HPI
310.2504
Rent YoY
▲ 4.34%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-11.6% since first listed
3 events — show timeline
  • 2026-05-14 Price Changed $190,000 NTREIS
  • 2026-04-29 Listed $215,000 NTREIS
  • 1990-12-17 Sold (Public Records) Public Records

Property tax history

+5.2%/yr

Latest (2025): $4,201 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…