548 Summit Ave · Schenectady, NY
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.1/30.0
- ARV discount +14.6/15.0
- Appreciation +10.0/10.0
- DSCR +7.4/10.0
- 1% rule +6.0/10.0
- Condition / age +5.0/5.0
- Schools +4.1/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
$139,000
548 Summit Ave · Schenectady, NY 12307
2 bd · 1.5 ba · 1,200 sqft · Land
· 96 Days on market
Built 2026
3,920 sqft lot
$116/sqft
· 16% below area
Est $165k · 16% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Open House: Sunday, July 12th from 12 p. m. - 2 p. m. This newly constructed townhome, offered through the Affordable Homeownership Opportunity Program (AHOP), provides a modern and affordable path to homeownership for moderate-income first-time buyers. Designed with contemporary finishes and quality craftsmanship, the home offers both comfort and style at a budget-conscious price making it an ideal choice for those seeking long-term stability and equity in a growing community. Let us help you get into your dream home! This home is currently under construction and slated to be finished by the end of the Month (April). Pictures are what the home will look like.
Key facts
- 2 parking spots
- Built 2026
- Listed 95 days
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath land listed at $139k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $250 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $139k).
- Recommended offer: $126k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 4.6% in Schenectady — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#167 in NY, #2,597 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, cost of living A; Watch: employment D+, crime F.
- Schenectady City School District (urban): math 38% / reading 34% proficiency, ranked #556 of 590 in NY (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Van Corlaer Elementary School (math 17% / reading 32%, grade F, #1,846 of 2,108 statewide, top 91%, 436 students, 78% FRL); Mont Pleasant Middle School (math 2% / reading 27%, grade F, #704 of 729 statewide, top 98%, 671 students, 81% FRL); Schenectady High School (math 75% / reading 90%, grade A, #446 of 1,100 statewide, top 41%, 2,743 students, 71% FRL).
- Market conditions: 41 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Schenectady County in 2024 (54 in 5+ unit buildings).
- At $1,532/mo this rent would consume 55% of the median local household income ($33k/yr) (locally 26% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $15k of equity ($961 loan paydown + $14k appreciation (10.0% local appreciation)).
- Schenectady County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 96 days — a 9% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $75k; list at $139k implies a 85% gain — meaningful room to come down on a strong offer.
Recommended offer
$126,490
(9.0% below list)
Questions for the listing agent
- It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.45%
- Cash-on-cash
- 7.71%
- DSCR
- 1.34
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $165,000
- List price
- $139,000
- Delta
- -15.76%
- Verdict
- UNDERPRICED
- Comps
- 15 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8 Sheldon St | 1.10mi | 3/1.5 (+1) | 1,200 (0%) | 1mo | $295,000 | $246 | 59 |
| 818 Cutler St | 0.68mi | 3/1.5 (+1) | 1,224 (+2%) | 2mo | $163,000 | $133 | 59 |
| 866 Thompson St | 1.31mi | 3/1.5 (+1) | 1,188 (-1%) | 1mo | $249,450 | $210 | 58 |
| 1931 Jerome Ave | 1.12mi | 3/1.5 (+1) | 1,221 (+2%) | 2mo | $175,000 | $143 | 56 |
| 714 Ontario St | 1.42mi | 3/1.0 (+1) | 1,257 (+5%) | 0mo | $229,900 | $183 | 50 |
| 422 Fifth St | 1.08mi | 2/1.0 | 1,100 (-8%) | 2mo | $246,000 | $224 | 48 |
| 137 Front St Apt 311 | 0.94mi | 1/1.5 (-1) | 1,294 (+8%) | 1mo | $275,000 | $213 | 46 |
| 1471 Helderberg Ave | 1.46mi | 3/1.5 (+1) | 1,452 (+21%) | 1mo | $205,000 | $141 | 34 |
| 226 Glengary Rd | 1.43mi | 3/1.5 (+1) | 972 (-19%) | 1mo | $242,000 | $249 | 34 |
| 418 Arthur St | 1.26mi | 3/1.5 (+1) | 1,405 (+17%) | 1mo | $265,000 | $189 | 34 |
| 1735 Suffolk Ave | 1.45mi | 3/1.0 (+1) | 1,407 (+17%) | 1mo | $200,000 | $142 | 32 |
| 1229 8th Ave | 0.76mi | 3/2.0 (+1) | 1,500 (+25%) | 2mo | $336,000 | $224 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
5-year hold
- IRR
- 29.9%
- Equity multiple
- 3.35×
- Total profit
- $91,644
- Equity at exit
- $125,222
10-year hold
- IRR
- 25.9%
- Equity multiple
- 7.61×
- Total profit
- $257,405
- Equity at exit
- $270,046
Cash invested: $38,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.
ZIP-level market 12307
- Home prices YoY
- 3.3%
- Active inventory
- 41
- Price-to-rent
- 7.6×
Monthly cashflow live
↻
- Estimated rent
- $1,532 high interval (Pro) →
- Mortgage (P&I)
- −$729
- Tax est. 1.5%
- −$174 /mo · $2,085/yr
- Insurance
- −$58
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$322
- Net cashflow
- $250
Break-even live
Break-even rent
$1,216
Max offer price
$139,000
Occupancy floor
79%
Sensitivity live
| Price | -10% $346 | -5% $298 | +0% $250 | +5% $202 | +10% $154 |
|---|---|---|---|---|---|
| Rent | -10% $129 | -5% $189 | +0% $250 | +5% $310 | +10% $371 |
| Rate | -1.0pp $320 | -0.5pp $285 | base $250 | +0.5pp $214 | +1.0pp $177 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,750
- Closing costs
- $4,170
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 635 Crane St Schenectady, NY | 2.0 | 1.0 | 1200 | $1,200 | $1.00 | 15d | 1 | 0.28mi |
| 242 Broadway Unit 304 Schenectady, NY | 1.0 | 1.0 | 1067 | $1,675 | $1.57 | 15d | 1 | 0.38mi |
| 918 Delamont Ave Schenectady, NY | 3.0 | 1.0 | 1192 | $1,600 | $1.34 | 72d | 1 | 0.41mi |
| 833 Grant Ave Schenectady, NY | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 15d | 1 | 0.41mi |
| 803 Craig St Schenectady, NY | 3.0 | 1.0 | 1045 | $1,500 | $1.44 | 15d | 1 | 0.50mi |
| 192 Erie Blvd Unit 508 Schenectady, NY | 1.0 | 1.0 | 932 | $1,715 | $1.84 | 93d | 1 | 0.51mi |
| 192 Erie Blvd Apt 502 Schenectady, NY | 1.0 | 1.0 | 915 | $1,495 | $1.63 | 63d | 1 | 0.51mi |
| 192 Erie Blvd Unit 707 Schenectady, NY | 1.0 | 1.0 | 884 | $1,495 | $1.69 | 15d | 1 | 0.51mi |
| 192 Erie Blvd Apt 401 Schenectady, NY | 1.0 | 1.0 | 819 | $1,595 | $1.95 | 93d | 1 | 0.51mi |
| 192 Erie Blvd Apt 607 Schenectady, NY | 1.0 | 1.0 | 884 | $1,495 | $1.69 | 93d | 1 | 0.51mi |
| 192 Erie Blvd Apt 706 Schenectady, NY | 1.0 | 1.0 | 889 | $1,600 | $1.80 | 72d | 1 | 0.51mi |
| 192 Erie Blvd Schenectady, NY | 1.0 | 1.0 | 895 | $1,595 | $1.78 | 70d | 1 | 0.51mi |
| 1066 Howard St Schenectady, NY | 3.0 | 1.0 | 1108 | $1,600 | $1.44 | 15d | 1 | 0.51mi |
| 409 State St Schenectady, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 68d | 1 | 0.56mi |
| 117 Washington Ave Schenectady, NY | 2.0–4.0 | 1.0–2.0 | 1033 | $867 | $0.84 | 15d | 8 | 0.57mi |
| 225 State St Schenectady, NY | 1.0 | 1.0 | 900 | $1,295 | $1.44 | 15d | 1 | 0.62mi |
| 1 Chestnut St Schenectady, NY | 2.0 | 1.0 | 1203 | $1,600 | $1.33 | 15d | 1 | 0.64mi |
| 13 State St Schenectady, NY | 1.0–2.0 | 1.0 | 923 | $1,768 | $1.92 | 15d | 1 | 0.68mi |
| 111 Liberty St Schenectady, NY | 1.0–2.0 | 1.0 | 1117 | $2,200 | $1.97 | 15d | 2 | 0.68mi |
| 1120 Pleasant St Schenectady, NY | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 63d | 1 | 0.71mi |
| 922 State St Schenectady, NY | 1.0–2.0 | 1.0 | 855 | $1,390 | $1.63 | 63d | 6 | 0.71mi |
| 1130 Pleasant St Schenectady, NY | 2.0 | 1.0 | 1069 | $1,300 | $1.22 | 93d | 1 | 0.72mi |
| 1320 8th Ave Schenectady, NY | 2.0 | 1.0 | 924 | $1,400 | $1.52 | 15d | 1 | 0.82mi |
| 126 Prospect St Schenectady, NY | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 72d | 1 | 0.86mi |
| 23 Hawk St Schenectady, NY | 2.0 | 1.0 | 920 | $1,500 | $1.63 | 68d | 1 | 0.89mi |
| 1059 Barrett St Unit 2 Schenectady, NY | 1.0 | 1.0 | 1100 | $1,525 | $1.39 | 15d | 1 | 0.92mi |
| 762 Eastern Ave Schenectady, NY | 2.0 | 1.0 | 1119 | $1,400 | $1.25 | 72d | 1 | 0.93mi |
| 418 Third St Schenectady, NY | 3.0 | 1.0 | 1000 | $2,200 | $2.20 | 15d | 1 | 0.94mi |
| 126 N College St #2 Schenectady, NY | 1.0 | 1.0 | 780 | $1,325 | $1.70 | 15d | 1 | 0.94mi |
| 1826 Campbell Ave Schenectady, NY | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 63d | 1 | 0.96mi |
| 1121 10th Ave Schenectady, NY | 2.0 | 1.0 | 800 | $1,250 | $1.56 | 72d | 1 | 0.96mi |
| 23 Monroe St Unit 23 2R Schenectady, NY | 2.0 | 1.0 | 800 | $1,325 | $1.66 | 63d | 1 | 1.03mi |
| 2007 Campbell Ave Schenectady, NY | 3.0 | 1.0 | 1272 | $1,600 | $1.26 | 15d | 1 | 1.06mi |
| 304 Front St Fl Left Schenectady, NY | 1.0 | 1.0 | 750 | $1,550 | $2.07 | 63d | 1 | 1.08mi |
| 1037 University Pl Unit 2 Schenectady, NY | 3.0 | 1.0 | 1200 | $1,600 | $1.33 | 93d | 1 | 1.13mi |
| 2030 Euclid Ave Schenectady, NY | 3.0 | 1.0 | 1300 | $2,000 | $1.54 | 68d | 1 | 1.14mi |
| 1070 Helderberg Ave Unit 1st Schenectady, NY | 3.0 | 3.0 | 1200 | $2,150 | $1.79 | 15d | 1 | 1.18mi |
| 1093 Park Ave Schenectady, NY | 1.0 | 1.0 | 900 | $1,200 | $1.33 | 63d | 1 | 1.26mi |
| 830 Plymouth Ave Schenectady, NY | 2.0 | 1.0 | 1200 | $1,700 | $1.42 | 68d | 1 | 1.49mi |
| 434 Division St Schenectady, NY | 3.0 | 1.0 | 1296 | $1,800 | $1.39 | 15d | 1 | 1.49mi |
Property features AI
Finance
- Other
- Lot size about 0.09 acre
Exterior
- Parking
- Two off-street paved driveway parking spaces
- Security
- Carbon monoxide detectorsFire alarm
- Utilities
- Public waterPublic sewerCable available
- Home design
- TownhouseNew constructionEntry level: First floor
- Construction
- Shingle roofVinyl siding with drywall interiorConcrete perimeter foundation; slab; permanent foundationBuilt recently (new construction)
- Exterior features
- Paved driveDrive-PavedLandscaped and cleared lot
Interior
- Kitchen
- RangeDishwasherInstant hot waterRange hoodENERGY STAR qualified appliances
- Bedrooms
- Two bedrooms on the second level
- Flooring
- CarpetLinoleum
- Bathrooms
- One full bathroom (second level)One half bathroom (first level)
- Heating & cooling
- Heat pump and electric heatingDuctless heating and cooling
- Interior features
- High-speed internetRadon mitigation systemInstant hot waterTankless water heaterRange hoodENERGY STAR qualified appliancesLow emissivity windows with screens and blindsEgress window
- Laundry & utility
- Washer hookupElectric dryer hookupLaundry closet on upper level
Listing history 50 events
-
2026-08-08days on market $139,000 Active 96 DOM
-
2026-08-07days on market $139,000 Active 95 DOM
-
2026-08-06days on market $139,000 Active 94 DOM
-
2026-08-05days on market $139,000 Active 93 DOM
-
2026-08-04days on market $139,000 Active 92 DOM
-
2026-08-03days on market $139,000 Active 91 DOM
-
2026-07-31days on market $139,000 Active 88 DOM
-
2026-07-30days on market $139,000 Active 87 DOM
-
2026-07-29days on market $139,000 Active 86 DOM
-
2026-07-27days on market $139,000 Active 84 DOM
-
2026-07-25days on market $139,000 Active 82 DOM
-
2026-07-24days on market $139,000 Active 81 DOM
-
2026-07-23days on market $139,000 Active 80 DOM
-
2026-07-22days on market $139,000 Active 79 DOM
-
2026-07-21days on market $139,000 Active 78 DOM
-
2026-07-18days on market $139,000 Active 75 DOM
-
2026-07-16days on market $139,000 Active 73 DOM
-
2026-07-16days on market $139,000 Active 72 DOM
-
2026-07-14days on market $139,000 Active 71 DOM
-
2026-07-13days on market $139,000 Active 70 DOM
-
2026-07-12days on market $139,000 Active 69 DOM
-
2026-07-11days on market $139,000 Active 68 DOM
-
2026-07-10days on market $139,000 Active 67 DOM
-
2026-07-09days on market $139,000 Active 66 DOM
-
2026-07-08remarks 671-char remark
-
2026-07-07days on market $139,000 Active 64 DOM
-
2026-07-06days on market $139,000 Active 63 DOM
-
2026-07-05days on market $139,000 Active 62 DOM
-
2026-07-04days on market $139,000 Active 61 DOM
-
2026-07-03days on market $139,000 Active 60 DOM
-
2026-07-02days on market $139,000 Active 59 DOM
-
2026-07-01days on market $139,000 Active 58 DOM
-
2026-06-30days on market $139,000 Active 57 DOM
-
2026-06-29days on market $139,000 Active 56 DOM
-
2026-06-28days on market $139,000 Active 55 DOM
-
2026-06-28days on market $139,000 Active 54 DOM
-
2026-06-27days on market $139,000 Active 53 DOM
-
2026-06-25days on market $139,000 Active 51 DOM
-
2026-06-23days on market $139,000 Active 49 DOM
-
2026-06-21days on market $139,000 Active 48 DOM
-
2026-06-18days on market $139,000 Active 45 DOM
-
2026-06-17days on market $139,000 Active 44 DOM
-
2026-06-16days on market $139,000 Active 43 DOM
-
2026-06-15days on market $139,000 Active 42 DOM
-
2026-06-14days on market $139,000 Active 40 DOM
-
2026-06-13days on market $139,000 Active 39 DOM
-
2026-06-10days on market $139,000 Active 37 DOM
-
2026-06-09days on market $139,000 Active 36 DOM
-
2026-06-08days on market $139,000 Active 35 DOM
-
2026-06-07days on market $139,000 Active 34 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,388
- − Mortgage interest
- −$7,786
- − Property taxes
- −$2,085
- − Insurance
- −$695
- − Repairs & maintenance
- −$1,471
- − Management
- −$1,471
- − Depreciation
- −$4,044
- Taxable income
- $836
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$201
- After-tax cash flow
- $2,799/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
100/100
None rehab
This newly constructed townhome is in excellent condition with no visible repairs or maintenance needed. It is ideal for first-time buyers seeking a modern and affordable path to homeownership.
F
Composite school gradezoned avg 41/100
Zoned Schools
Elementary
Van Corlaer Elementary School
F
NY #1,846/2,108
Nat'l #30,133/41,679
Middle
Mont Pleasant Middle School
F
NY #704/729
Nat'l #12,693/14,009
High
Schenectady High School
A
NY #446/1,100
Nat'l #889/17,239
Schools (NCES district)
- District
- Schenectady City School District
- NCES district ID
- 3626010
- Math proficiency
- 38% ▲ 12.00%
- Reading proficiency
- 34% ▲ 2.00%
- Median HH income
- $39,453
- Composite
- 30.2/100
- National rank
- #6309
- State rank
- #556 of 590 in NY
B
Composite livability gradescore 78/100
Livability — Schenectady
- Score
- 78/100
- State rank
- #167
- US rank
- #2597
Category grades
Amenities B-
Commute A+
Cost of living A
Crime F
Employment D+
Housing A
Health & safety A+
User ratings C
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Schenectady, NY
- County
- Schenectady · 155,046 people
- City population
- 141,369
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 7,977
- Household income
- $33,191
- Rent vs Own
- Severe rent burden
- 26% of renters
Population outlook (Schenectady County) Hauer SSP2
- Today (2025)
- 155,046 people
- By 2030
- 154,322 · -0.5%
- By 2040
- 151,796 · -2.1%
- By 2050
- 148,621 · -4.1%
- By 2075
- 141,229 · -8.9%
- By 2100
- 126,014 · -18.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.81)
- Race & ethnicity
- Black 28% Hispanic / Latino 25% White 19% Two or more races 16% Asian 11% Native American 3%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 14% Dominican 3%
- Common ancestry
- Lithuanian 3% Ukrainian 3% Romanian 1%
- Foreign-born
- 32% · Canada, Jamaica, South Korea
- Languages at home
- 79% English-only · Spanish 12% Arabic 2% Other Asian/Pacific 1%
Political lean MEDSL · Schenectady
- 2024 margin
- D (+10.8) · D 55.4% · R 44.6%
- 2008→2024 swing
- -1.8pp toward R · 2008: 12.7pp · 2024: 10.8pp
- All cycles
- 2024: D+10.8 2020: D+15.7 2016: D+5.8 2012: D+15.4 2008: D+12.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 12.60%
- Current HPI
- 398.0252
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+321.2% since first listed6 events — show timeline
- 2026-05-04 Listed $139,000 Global MLS
- 2006-05-03 Sold (Public Records) $75,000 Public Records
- 2004-11-17 Sold (Public Records) $54,000 Public Records
- 2003-04-29 Sold (Public Records) $24,000 Public Records
- 2003-04-29 Sold (Public Records) $24,000 Public Records
- 1995-07-10 Sold (Public Records) $33,000 Public Records
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…