CashFlowRE
Sign in Sign up
721 Bethlehem Rd
B Composite 73.16
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.8/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • Livability +3.5/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

721 Bethlehem Rd · Jesup, GA 31546
2 bd · 2.0 ba · 1,440 sqft · SingleFamily public records · 82 Days on market
Built 2004 9,583 sqft lot $69/sqft · 10% below area Est $111k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming and affordable 2-bedroom, 1-bathroom home—an ideal opportunity for first-time buyers, downsizers, or anyone looking for comfortable, budget-friendly living. This inviting residence features a bright living area that offers a cozy space to relax or entertain. The kitchen is efficiently designed with ample cabinet storage and easy access to the main living space, making everyday living simple and functional. Both bedrooms are well-sized, offering flexibility for guests, a home office, or additional storage. Step outside to a manageable yard with plenty of potential for outdoor enjoyment, whether it’s gardening, relaxing, or hosting small gatherings. With its practical layout, warm atmosphere, and great value, this home is a wonderful place to settle in and make your own. Conveniently located near shopping, dining, and essential services, it offers both comfort and accessibility.

Key facts

  • Manageable yard
  • Bright living area
  • Outdoor enjoyment

Tags

BRIGHT LIVING AREAAMPLE CABINET STORAGEMANAGEABLE YARDOUTDOOR ENJOYMENTCONVENIENTLY LOCATED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $570 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 4.5% in Jesup — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#112 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools F, amenities F, commute F.
  • Wayne County (rural): math 35% / reading 35% proficiency, ranked #68 of 174 in GA (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 84 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 163 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Wayne County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 82 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $94,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
13.13%
Cash-on-cash
24.43%
DSCR
2.09
GRM
5.6

CMA / ARV

ARV (median comp)
$110,634
List price
$100,000
Delta
-9.61%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
879 Bethlehem Rd 0.12mi 2/2.0 1,632 (+13%) 12mo $35,000 $21 62
265 Railroad Ave 0.46mi 3/2.0 (+1) 1,476 (+2%) 15mo $130,500 $88 57
263 Pine Ridge Rd 0.47mi 3/2.0 (+1) 1,278 (-11%) 10mo $214,900 $168 46
342 E Orange St 0.72mi 3/2.0 (+1) 1,461 (+2%) 17mo $119,000 $81 45
174 S Brunswick St 0.70mi 3/1.0 (+1) 1,492 (+4%) 11mo $100,000 $67 43
242 South Wayne St 0.69mi 3/2.0 (+1) 1,336 (-7%) 13mo $240,000 $180 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.7%
Equity multiple
1.72×
Total profit
$20,071
Equity at exit
$14,910
10-year hold
IRR
26.2%
Equity multiple
3.29×
Total profit
$64,115
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31546

Home prices YoY
-5.2%
Active inventory
84
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,495 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$45 /mo · $540/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$314
Net cashflow
$570

Break-even live

Break-even rent $774
Max offer price $100,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
275 Myrtle Ave Jesup, GA 2.0 2.0 1130 $1,495 $1.32 43d 1 0.83mi
277 Myrtle Ave Jesup, GA 2.0 2.0 1130 $1,495 $1.32 43d 1 0.83mi

Listing history 17 events

  1. 2026-06-19
    days on market $100,000 Active 82 DOM
  2. 2026-06-18
    days on market $100,000 Active 81 DOM
  3. 2026-06-17
    days on market $100,000 Active 80 DOM
  4. 2026-06-16
    days on market $100,000 Active 79 DOM
  5. 2026-06-15
    days on market $100,000 Active 78 DOM
  6. 2026-06-14
    days on market $100,000 Active 76 DOM
  7. 2026-06-13
    days on market $100,000 Active 75 DOM
  8. 2026-06-10
    days on market $100,000 Active 73 DOM
  9. 2026-06-09
    days on market $100,000 Active 72 DOM
  10. 2026-06-08
    days on market $100,000 Active 71 DOM
  11. 2026-06-07
    days on market $100,000 Active 70 DOM
  12. 2026-06-05
    days on market $100,000 Active 67 DOM
  13. 2026-06-02
    days on market $100,000 Active 65 DOM
  14. 2026-06-01
    days on market $100,000 Active 64 DOM
  15. 2026-05-31
    days on market $100,000 Active 63 DOM
  16. 2026-05-30
    days on market $100,000 Active 62 DOM
  17. 2026-03-21
    listed $100,000 Active 926-char remark
    Show marketing remark (926 chars)

    Welcome to this charming and affordable 2-bedroom, 1-bathroom home—an ideal opportunity for first-time buyers, downsizers, or anyone looking for comfortable, budget-friendly living. This inviting residence features a bright living area that offers a cozy space to relax or entertain. The kitchen is efficiently designed with ample cabinet storage and easy access to the main living space, making everyday living simple and functional. Both bedrooms are well-sized, offering flexibility for guests, a home office, or additional storage. Step outside to a manageable yard with plenty of potential for outdoor enjoyment, whether it’s gardening, relaxing, or hosting small gatherings. With its practical layout, warm atmosphere, and great value, this home is a wonderful place to settle in and make your own. Conveniently located near shopping, dining, and essential services, it offers both comfort and accessibility.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$540 · $45/mo
Projected year-2 tax
$920 · $77/mo
Expected delta
+$380/yr (+$32/mo · 70.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,940
− Mortgage interest
−$5,602
− Property taxes
−$540
− Insurance
−$500
− Repairs & maintenance
−$1,435
− Management
−$1,435
− Depreciation
−$2,909
Taxable income
$5,519
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,325
After-tax cash flow
$5,515/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wayne County
NCES district ID
1305550
Math proficiency
35% ▼ -4.00%
Reading proficiency
35% ▼ -3.00%
Median HH income
$38,918
Composite
29.3/100
National rank
#6554
State rank
#68 of 174 in GA

Livability — Jesup

Score
69/100
State rank
#112
US rank
#8442

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jesup, GA
City population
1,050
Population (ZIP)
6,931

Population outlook (Wayne County) Hauer SSP2

Today (2025)
28,891 people
By 2030
28,388 · -1.7%
By 2040
27,396 · -5.2%
By 2050
26,135 · -9.5%
By 2075
23,253 · -19.5%
By 2100
19,481 · -32.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 20% Hispanic / Latino 5% Two or more races 5%
Common ancestry
Serbian 2% Portuguese 2% Slovak 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+59.8) · D 20.0% · R 79.7%
2008→2024 swing
-14.8pp toward R · 2008: -44.9pp · 2024: -59.8pp
All cycles
2024: R+59.8 2020: R+57.1 2016: R+58.9 2012: R+48.3 2008: R+44.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.73%
Current HPI
229.8473
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-21 Listed $100,000 GIAR

Property tax history

-1.5%/yr

Latest (2025): $540 · +10.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…