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3301 S Goldfield Rd #2076
D+ Composite 48.81
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.4/30.0
  • DSCR +7.9/10.0
  • 1% rule +6.3/10.0
  • Livability +3.3/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$167,000

3301 S Goldfield Rd #2076 · Apache Junction, AZ 85119
2 bd · 2.0 ba · 1,400 sqft · Manufactured · 253 Days on market
Built 2006 Est $143k · 17% over ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Just bring your toothbrush -- this fully furnished, move-in-ready gem lovingly maintained by its original owner is waiting for you in Dolce Vita, named one of the ''50 Best'' active adult communities by Where to Retire magazine! Situated on a larger-than-average lot along the US-60 corridor at the base of the stunning Superstition Mountains, this bright 2-bedroom, 2-bath home offers a light-filled Arizona Room/Lanai perfect for relaxing or entertaining, a separate workshop for hobbies and storage, and a bonus enclosed craft room/home office -- rare finds in this price range. The big-ticket updates are already done: new roof (2022), new A/C (2021), and new water heater (2023), giving you tru

Key facts

  • Craft room
  • Fitness center
  • Arizona room

Tags

ARIZONA ROOMSEPARATE WORKSHOPGUARD-GATED COMMUNITYMEDITERRANEAN-STYLE CLUBHOUSEFITNESS CENTERCRAFT ROOM

Property features AI

Finance

  • Other: Lot size source: owner; Building area source: owner; Directions: Exit at Goldfield Rd, turn right, left onto Resort Blvd, follow to guard gate for entry instructions and map to home.
  • HOA & community: Land lease (monthly); Monthly land lease payment $981; No association fees included; Community pool; Community spa (heated); Pickleball courts; Tennis courts; Fitness center; Community media room; Biking/walking paths; Transportation services

Exterior

  • Parking: 2 covered parking spaces; 2 open parking spaces; Direct access parking; 2 carport spaces
  • Security: Gated community; Guarded entry; Security guard
  • Utilities: City water; Public sewer
  • Home design: Manufactured/mobile housing; Leasehold ownership
  • Construction: Vinyl siding; Wood frame construction; Built-up roof
  • Exterior features: Private streets; Screened-in patio; Storage; Natural desert front and back; Gravel/stone front and back; Private maintained road; Mountain view

Interior

  • Kitchen: Refrigerator; Dishwasher; Garbage disposal; Built-in microwave; Kitchen island
  • Bedrooms: 3 possible bedrooms
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air; Ceiling fans; Programmable thermostat
  • Interior features: High-speed internet; Double vanity in bathroom; Breakfast bar; Furnished (see remarks); No interior steps; Vaulted ceilings; Kitchen island; Master bedroom with full bath; Skylights; Dual-pane windows
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $167k.

Deal economics

  • At list price, monthly cash flow is $339 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $167k).
  • Recommended offer: $147k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.6%/yr); 357 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 253 days — a 12% lower offer ($147k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $146,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.73%
Cash-on-cash
8.70%
DSCR
1.39
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$142,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3301 S Goldfield Rd #2034 0.21mi 2/2.0 1,352 (-3%) 4mo $155,000 $115 81
3301 S Goldfield Rd #1054 0.16mi 2/2.0 1,586 (+13%) 1mo $165,000 $104 70
2400 E Baseline Ave #125 0.66mi 2/2.0 1,376 (-2%) 1mo $82,900 $60 66
3301 S Goldfield Rd #6055 0.21mi 3/2.5 (+1) 1,533 (+10%) 3mo $225,000 $147 65
2400 E Baseline Ave #163 0.52mi 2/2.0 1,512 (+8%) 2mo $80,000 $53 61
3301 S Goldfield Rd #6031 0.16mi 3/2.0 (+1) 1,608 (+15%) 4mo $215,000 $134 60
3355 S Cortez Rd #28 0.66mi 2/2.0 1,512 (+8%) 0mo $77,000 $51 56
2400 E Baseline Rd #248 0.66mi 2/2.0 1,500 (+7%) 4mo $152,500 $102 54
2400 E Baseline Ave #148 0.64mi 2/2.0 1,500 (+7%) 5mo $100,000 $67 54
2400 E Baseline Ave #44 0.52mi 2/2.0 1,568 (+12%) 2mo $115,000 $73 54
2400 E Baseline Ave #181 0.66mi 3/2.0 (+1) 1,456 (+4%) 5mo $148,000 $102 54
2400 E Baseline Ave #309 0.60mi 3/2.0 (+1) 1,296 (-7%) 1mo $131,000 $101 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.57% rent growth · sell at horizon

5-year hold
IRR
-4.7%
Equity multiple
0.83×
Total profit
$-8,121
Equity at exit
$24,900
10-year hold
IRR
3.2%
Equity multiple
1.22×
Total profit
$10,157
Equity at exit
$14,439

Cash invested: $46,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85119

Home prices YoY
-33.5%
Rents YoY
1.6%
Active inventory
357
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,890 high interval (Pro) →
Mortgage (P&I)
$876
Tax est. 1.5%
$209 /mo · $2,505/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$397
Net cashflow
$339

Break-even live

Break-even rent $1,461
Max offer price $167,000
Occupancy floor 77%

Sensitivity live

Price -10% $454 -5% $397 +0% $339 +5% $281 +10% $224
Rent -10% $190 -5% $264 +0% $339 +5% $414 +10% $488
Rate -1.0pp $423 -0.5pp $381 base $339 +0.5pp $296 +1.0pp $252

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,750
Closing costs
$5,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3301 S Goldfield Rd Unit 4077 Apache Junction, AZ 2.0 2.0 1548 $1,850 $1.20 25d 1 0.22mi
2681 E Boulder Ave Apache Junction, AZ 3.0 3.5 1776 $2,200 $1.24 25d 1 0.71mi
3705 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1700 $1,895 $1.11 25d 1 0.77mi
3879 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1578 $1,910 $1.21 25d 1 0.78mi
3333 S Conestoga Rd Apache Junction, AZ 3.0 2.0 1387 $2,900 $2.09 25d 1 0.82mi
3448 S Chaparral Rd Apache Junction, AZ 3.0 2.0 1186 $1,848 $1.56 12d 1 0.98mi
3277 S Chaparral Rd Apache Junction, AZ 3.0 2.5 1614 $1,770 $1.10 4d 1 0.99mi
3478 S Chaparral Rd Apache Junction, AZ 3.0 2.5 1614 $1,850 $1.15 6d 1 1.00mi
1510 E 26th Ln Unit 2 Apache Junction, AZ 2.0 1.5 1160 $1,550 $1.34 0d 1 1.49mi

Listing history 19 events

  1. 2026-06-21
    days on market $167,000 Active 253 DOM
  2. 2026-06-18
    days on market $167,000 Active 250 DOM
  3. 2026-06-17
    days on market $167,000 Active 249 DOM
  4. 2026-06-16
    days on market $167,000 Active 248 DOM
  5. 2026-06-15
    days on market $167,000 Active 247 DOM
  6. 2026-06-13
    days on market $167,000 Active 245 DOM
  7. 2026-06-09
    days on market $167,000 Active 241 DOM
  8. 2026-06-08
    days on market $167,000 Active 240 DOM
  9. 2026-06-07
    remarks 699-char remark
  10. 2026-06-07
    days on market $167,000 Active 239 DOM
  11. 2026-06-04
    days on market $167,000 Active 236 DOM
  12. 2026-06-03
    days on market $167,000 Active 235 DOM
  13. 2026-06-02
    days on market $167,000 Active 234 DOM
  14. 2026-06-01
    days on market $167,000 Active 233 DOM
  15. 2026-05-31
    days on market $167,000 Active 232 DOM
  16. 2026-04-14
    price $167,000
  17. 2026-03-09
    price $174,000
  18. 2026-02-14
    price $179,000
  19. 2025-10-11
    listed $185,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,680
− Mortgage interest
−$9,355
− Property taxes
−$2,505
− Insurance
−$835
− Repairs & maintenance
−$1,814
− Management
−$1,814
− Depreciation
−$4,858
Taxable income
$1,499
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$360
After-tax cash flow
$3,709/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Apache Junction Unified District (4443)
NCES district ID
0400790
Math proficiency
15% ▼ -17.00%
Reading proficiency
20% ▼ -13.00%
Median HH income
$44,930
Composite
15.34/100
National rank
#9325
State rank
#195 of 249 in AZ

Livability — Apache Junction

Score
66/100
State rank
#70
US rank
#11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Apache Junction, AZ
County
Pinal County · 399,947 people
City population
56,611
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
25,420
Household income
$71,585
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
305.0

Population outlook (Pinal County) Hauer SSP2

Today (2025)
437,574 people
By 2030
446,903 · +2.1%
By 2040
452,589 · +3.4%
By 2050
444,126 · +1.5%
By 2075
430,300 · -1.7%
By 2100
393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 19% Two or more races 12% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Slovak 5% Portuguese 3% Lithuanian 3%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 11%

Political lean MEDSL · Pinal

2024 margin
Strong R (+22.1) · D 38.5% · R 60.6%
2008→2024 swing
-7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
All cycles
2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.19%
Current HPI
274.3808
Rent YoY
▲ 1.57%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-9.7% since first listed
4 events — show timeline
  • 2026-04-14 Price Changed $167,000 ARMLS
  • 2026-03-09 Price Changed $174,000 ARMLS
  • 2026-02-14 Price Changed $179,000 ARMLS
  • 2025-10-11 Listed $185,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…