3301 S Goldfield Rd #2076 · Apache Junction, AZ
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.4/30.0
- DSCR +7.9/10.0
- 1% rule +6.3/10.0
- Livability +3.3/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$167,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Just bring your toothbrush -- this fully furnished, move-in-ready gem lovingly maintained by its original owner is waiting for you in Dolce Vita, named one of the ''50 Best'' active adult communities by Where to Retire magazine! Situated on a larger-than-average lot along the US-60 corridor at the base of the stunning Superstition Mountains, this bright 2-bedroom, 2-bath home offers a light-filled Arizona Room/Lanai perfect for relaxing or entertaining, a separate workshop for hobbies and storage, and a bonus enclosed craft room/home office -- rare finds in this price range. The big-ticket updates are already done: new roof (2022), new A/C (2021), and new water heater (2023), giving you tru
Key facts
- Craft room
- Fitness center
- Arizona room
Tags
Property features AI
Finance
- Other: Lot size source: owner; Building area source: owner; Directions: Exit at Goldfield Rd, turn right, left onto Resort Blvd, follow to guard gate for entry instructions and map to home.
- HOA & community: Land lease (monthly); Monthly land lease payment $981; No association fees included; Community pool; Community spa (heated); Pickleball courts; Tennis courts; Fitness center; Community media room; Biking/walking paths; Transportation services
Exterior
- Parking: 2 covered parking spaces; 2 open parking spaces; Direct access parking; 2 carport spaces
- Security: Gated community; Guarded entry; Security guard
- Utilities: City water; Public sewer
- Home design: Manufactured/mobile housing; Leasehold ownership
- Construction: Vinyl siding; Wood frame construction; Built-up roof
- Exterior features: Private streets; Screened-in patio; Storage; Natural desert front and back; Gravel/stone front and back; Private maintained road; Mountain view
Interior
- Kitchen: Refrigerator; Dishwasher; Garbage disposal; Built-in microwave; Kitchen island
- Bedrooms: 3 possible bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air; Ceiling fans; Programmable thermostat
- Interior features: High-speed internet; Double vanity in bathroom; Breakfast bar; Furnished (see remarks); No interior steps; Vaulted ceilings; Kitchen island; Master bedroom with full bath; Skylights; Dual-pane windows
- Laundry & utility: Inside laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $167k.
Deal economics
- At list price, monthly cash flow is $339 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $167k).
- Recommended offer: $147k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
- Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+1.6%/yr); 357 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
- This rent runs 32% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 253 days — a 12% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 8.73%
- Cash-on-cash
- 8.70%
- DSCR
- 1.39
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $142,800
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3301 S Goldfield Rd #2034 | 0.21mi | 2/2.0 | 1,352 (-3%) | 4mo | $155,000 | $115 | 81 |
| 3301 S Goldfield Rd #1054 | 0.16mi | 2/2.0 | 1,586 (+13%) | 1mo | $165,000 | $104 | 70 |
| 2400 E Baseline Ave #125 | 0.66mi | 2/2.0 | 1,376 (-2%) | 1mo | $82,900 | $60 | 66 |
| 3301 S Goldfield Rd #6055 | 0.21mi | 3/2.5 (+1) | 1,533 (+10%) | 3mo | $225,000 | $147 | 65 |
| 2400 E Baseline Ave #163 | 0.52mi | 2/2.0 | 1,512 (+8%) | 2mo | $80,000 | $53 | 61 |
| 3301 S Goldfield Rd #6031 | 0.16mi | 3/2.0 (+1) | 1,608 (+15%) | 4mo | $215,000 | $134 | 60 |
| 3355 S Cortez Rd #28 | 0.66mi | 2/2.0 | 1,512 (+8%) | 0mo | $77,000 | $51 | 56 |
| 2400 E Baseline Rd #248 | 0.66mi | 2/2.0 | 1,500 (+7%) | 4mo | $152,500 | $102 | 54 |
| 2400 E Baseline Ave #148 | 0.64mi | 2/2.0 | 1,500 (+7%) | 5mo | $100,000 | $67 | 54 |
| 2400 E Baseline Ave #44 | 0.52mi | 2/2.0 | 1,568 (+12%) | 2mo | $115,000 | $73 | 54 |
| 2400 E Baseline Ave #181 | 0.66mi | 3/2.0 (+1) | 1,456 (+4%) | 5mo | $148,000 | $102 | 54 |
| 2400 E Baseline Ave #309 | 0.60mi | 3/2.0 (+1) | 1,296 (-7%) | 1mo | $131,000 | $101 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.57% rent growth · sell at horizon
- IRR
- -4.7%
- Equity multiple
- 0.83×
- Total profit
- $-8,121
- Equity at exit
- $24,900
- IRR
- 3.2%
- Equity multiple
- 1.22×
- Total profit
- $10,157
- Equity at exit
- $14,439
Cash invested: $46,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85119
- Home prices YoY
- -33.5%
- Rents YoY
- 1.6%
- Active inventory
- 357
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,890 high interval (Pro) →
- Mortgage (P&I)
- −$876
- Tax est. 1.5%
- −$209 /mo · $2,505/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$397
- Net cashflow
- $339
Break-even live
Sensitivity live
| Price | -10% $454 | -5% $397 | +0% $339 | +5% $281 | +10% $224 |
|---|---|---|---|---|---|
| Rent | -10% $190 | -5% $264 | +0% $339 | +5% $414 | +10% $488 |
| Rate | -1.0pp $423 | -0.5pp $381 | base $339 | +0.5pp $296 | +1.0pp $252 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,750
- Closing costs
- $5,010
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3301 S Goldfield Rd Unit 4077 Apache Junction, AZ | 2.0 | 2.0 | 1548 | $1,850 | $1.20 | 25d | 1 | 0.22mi |
| 2681 E Boulder Ave Apache Junction, AZ | 3.0 | 3.5 | 1776 | $2,200 | $1.24 | 25d | 1 | 0.71mi |
| 3705 S Conestoga Rd Apache Junction, AZ | 3.0 | 2.0 | 1700 | $1,895 | $1.11 | 25d | 1 | 0.77mi |
| 3879 S Conestoga Rd Apache Junction, AZ | 3.0 | 2.0 | 1578 | $1,910 | $1.21 | 25d | 1 | 0.78mi |
| 3333 S Conestoga Rd Apache Junction, AZ | 3.0 | 2.0 | 1387 | $2,900 | $2.09 | 25d | 1 | 0.82mi |
| 3448 S Chaparral Rd Apache Junction, AZ | 3.0 | 2.0 | 1186 | $1,848 | $1.56 | 12d | 1 | 0.98mi |
| 3277 S Chaparral Rd Apache Junction, AZ | 3.0 | 2.5 | 1614 | $1,770 | $1.10 | 4d | 1 | 0.99mi |
| 3478 S Chaparral Rd Apache Junction, AZ | 3.0 | 2.5 | 1614 | $1,850 | $1.15 | 6d | 1 | 1.00mi |
| 1510 E 26th Ln Unit 2 Apache Junction, AZ | 2.0 | 1.5 | 1160 | $1,550 | $1.34 | 0d | 1 | 1.49mi |
Listing history 19 events
-
2026-06-21days on market $167,000 Active 253 DOM
-
2026-06-18days on market $167,000 Active 250 DOM
-
2026-06-17days on market $167,000 Active 249 DOM
-
2026-06-16days on market $167,000 Active 248 DOM
-
2026-06-15days on market $167,000 Active 247 DOM
-
2026-06-13days on market $167,000 Active 245 DOM
-
2026-06-09days on market $167,000 Active 241 DOM
-
2026-06-08days on market $167,000 Active 240 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07days on market $167,000 Active 239 DOM
-
2026-06-04days on market $167,000 Active 236 DOM
-
2026-06-03days on market $167,000 Active 235 DOM
-
2026-06-02days on market $167,000 Active 234 DOM
-
2026-06-01days on market $167,000 Active 233 DOM
-
2026-05-31days on market $167,000 Active 232 DOM
-
2026-04-14price $167,000
-
2026-03-09price $174,000
-
2026-02-14price $179,000
-
2025-10-11$185,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,680
- − Mortgage interest
- −$9,355
- − Property taxes
- −$2,505
- − Insurance
- −$835
- − Repairs & maintenance
- −$1,814
- − Management
- −$1,814
- − Depreciation
- −$4,858
- Taxable income
- $1,499
- Est. tax owed @ 24.0%
- −$360
- After-tax cash flow
- $3,709/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Apache Junction Unified District (4443)
- NCES district ID
- 0400790
- Math proficiency
- 15% ▼ -17.00%
- Reading proficiency
- 20% ▼ -13.00%
- Median HH income
- $44,930
- Composite
- 15.34/100
- National rank
- #9325
- State rank
- #195 of 249 in AZ
Livability — Apache Junction
- Score
- 66/100
- State rank
- #70
- US rank
- #11242
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Apache Junction, AZ
- County
- Pinal County · 399,947 people
- City population
- 56,611
- Metro
- Phoenix-Mesa-Chandler, AZ
- Population (ZIP)
- 25,420
- Household income
- $71,585
- Rent vs Own
- Severe rent burden
- 305.0
Population outlook (Pinal County) Hauer SSP2
- Today (2025)
- 437,574 people
- By 2030
- 446,903 · +2.1%
- By 2040
- 452,589 · +3.4%
- By 2050
- 444,126 · +1.5%
- By 2075
- 430,300 · -1.7%
- By 2100
- 393,536 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 19% Two or more races 12% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Slovak 5% Portuguese 3% Lithuanian 3%
- Foreign-born
- 8% · Canada
- Languages at home
- 87% English-only · Spanish 11%
Political lean MEDSL · Pinal
- 2024 margin
- Strong R (+22.1) · D 38.5% · R 60.6%
- 2008→2024 swing
- -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
- All cycles
- 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -138.19%
- Current HPI
- 274.3808
- Rent YoY
- ▲ 1.57%
- Metro
- Phoenix-Mesa-Chandler, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
||
| Mining / Metals | 1 | $23B |
|
||
| Environmental Services | 1 | $16B |
|
||
| Metals / Steel | 1 | $14B |
|
||
| Technology Distribution | 1 | $9B |
|
||
| Homebuilding | 1 | $8B |
|
||
Price history
-9.7% since first listed4 events — show timeline
- 2026-04-14 Price Changed $167,000 ARMLS
- 2026-03-09 Price Changed $174,000 ARMLS
- 2026-02-14 Price Changed $179,000 ARMLS
- 2025-10-11 Listed $185,000 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…