5935 Texas · Geronimo, TX
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.8/30.0
- Schools +4.3/10.0
- Condition / age +4.0/5.0
- 1% rule +3.8/10.0
- Rent growth +3.0/5.0
- Livability +2.6/5.0
- DSCR +2.4/10.0
- Appreciation +0.0/10.0
$208,930
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
Key facts
- Full bathroom
- Walk-in closet
- Dining area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $209k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-239 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $167k (20.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (12.3% below list).
- Recommended offer: $167k (20.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 51/100 on livability (#1,471 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
- Navarro ISD (rural): math 48% / reading 50% proficiency, ranked #166 of 826 in TX (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.0%/yr); 1342 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 2,064 units permitted in Guadalupe County in 2024 (133 in 5+ unit buildings).
- This rent runs 31% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Guadalupe County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 275 days — a 12% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago; this cycle's ask is 12958% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 275 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 5.30%
- Cash-on-cash
- -3.53%
- DSCR
- 0.84
- GRM
- 9.5
CMA / ARV
- ARV (median comp)
- $257,635
- List price
- $208,930
- Delta
- -18.90%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 163 Pastar Fls | 0.34mi | 4/2.0 | 1,483 (+3%) | 1mo | $184,999 | $125 | 77 |
| 166 Pastar Fls | 0.34mi | 4/2.0 | 1,483 (+3%) | 2mo | $192,999 | $130 | 76 |
| 147 Pastar Fls | 0.37mi | 4/2.0 | 1,483 (+3%) | 1mo | $185,999 | $125 | 75 |
| 150 Pastar Fls | 0.36mi | 4/2.0 | 1,483 (+3%) | 1mo | $188,999 | $127 | 75 |
| 125 Pastar Fls | 0.40mi | 4/2.0 | 1,483 (+3%) | 2mo | $193,999 | $131 | 73 |
| 130 Pastar Fls | 0.40mi | 4/2.0 | 1,483 (+3%) | 2mo | $190,999 | $129 | 73 |
| 137 Pastar Fls | 0.38mi | 4/2.0 | 1,483 (+3%) | 3mo | $235,999 | $159 | 73 |
| 138 Pastar Fls | 0.38mi | 4/2.0 | 1,483 (+3%) | 3mo | $244,999 | $165 | 73 |
| 117 Pastar Fls | 0.42mi | 4/2.0 | 1,483 (+3%) | 3mo | $240,999 | $163 | 71 |
| 964 Pastar Crk | 0.44mi | 4/2.0 | 1,483 (+3%) | 3mo | $231,999 | $156 | 70 |
| 215 Pastar Fls | 0.28mi | 3/2.0 (-1) | 1,354 (-6%) | 1mo | $186,999 | $138 | 69 |
| 8952 Gila Rdg | 0.49mi | 3/2.0 (-1) | 1,634 (+14%) | 3mo | $235,999 | $144 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.04% rent growth · sell at horizon
- IRR
- -25.8%
- Equity multiple
- 0.13×
- Total profit
- $-50,623
- Equity at exit
- $31,152
- IRR
- -26.0%
- Equity multiple
- -0.20×
- Total profit
- $-69,982
- Equity at exit
- $18,064
Cash invested: $58,500 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78155
- Rents YoY
- 2.0%
- Active inventory
- 1342
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $1,833 high interval (Pro) →
- Mortgage (P&I)
- −$1,096
- Tax from tax record
- −$374 /mo · $4,490/yr
- Insurance
- −$87
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$63
- Vacancy / Maint / Mgmt
- −$385
- Net cashflow
- $-239
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,232
- Closing costs
- $6,268
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5863 Coahulia Rdg Seguin, TX | 3.0 | 2.0 | 1440 | $1,675 | $1.16 | 44d | 1 | 0.08mi |
| 5863 Coahulia Rdg Seguin, TX | 3.0 | 2.0 | 1266 | $1,550 | $1.22 | 2d | 1 | 0.08mi |
| 5812 San Geronimo Seguin, TX | 4.0 | 2.0 | 1627 | $1,700 | $1.04 | 2d | 1 | 0.14mi |
| 9268 James Bowie Seguin, TX | 4.0 | 2.0 | 1627 | $1,575 | $0.97 | 3d | 1 | 0.27mi |
| 9272 James Bowie Seguin, TX | 3.0 | 2.0 | 1440 | $1,450 | $1.01 | 2d | 1 | 0.27mi |
| 217 Alligator Crk Seguin, TX | 3.0 | 2.0 | 1380 | $1,750 | $1.27 | 44d | 1 | 0.29mi |
| 9211 Saint Jerome Seguin, TX | 3.0 | 2.0 | 1440 | $1,550 | $1.08 | 2d | 1 | 0.38mi |
| 964 Pastar Crk Seguin, TX | 4.0 | 2.0 | 1483 | $1,745 | $1.18 | 2d | 1 | 0.41mi |
HOA detail
- Monthly dues
- $63 · $756/yr
Listing history 35 events
-
2026-06-18days on market $208,930 Active 275 DOM
-
2026-06-17days on market $208,930 Active 274 DOM
-
2026-06-16days on market $208,930 Active 273 DOM
-
2026-06-15days on market $208,930 Active 272 DOM
-
2026-06-13days on market $208,930 Active 270 DOM
-
2026-06-13days on market $208,930 Active 269 DOM
-
2026-06-09days on market $208,930 Active 266 DOM
-
2026-06-08days on market $208,930 Active 265 DOM
-
2026-06-07days on market $208,930 Active 264 DOM
-
2026-06-04days on market $208,930 Active 261 DOM
-
2026-06-03days on market $208,930 Active 260 DOM
-
2026-06-02days on market $208,930 Active 259 DOM
-
2026-06-01days on market $208,930 Active 258 DOM
-
2026-05-31days on market $208,930 Active 257 DOM
-
2026-04-22price $208,930 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-04-12$1,600
-
2026-04-06price $208,940 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-03-30price $208,950 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-03-08price $208,960 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-02-28price $208,970 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-02-20price $208,980 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-01-30price $208,990 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-01-15price $209,000 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2026-01-08price $216,920 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-12-31price $216,930 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-12-18price $216,940 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-12-04price $216,950 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-11-20price $216,960 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-11-04price $216,970 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-10-17price $216,980 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-10-03price $216,990 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2025-09-17$217,000 New 662-char remark
Show marketing remark (662 chars)
You have found a deal! This home is priced to sell since the owner is relocating for work! The couch, the TV and so much more being offered if you buy this home! Zero down option in the USDA eligible location! This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Ready for immediate move in. We will load dimensions once we have them. One bedroom not shown in photos currently being used for moving prep.
-
2023-02-27soldstatus Sold 442-char remark
Show marketing remark (442 chars)
This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Estimated COE Feb 2023. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.
-
2023-01-29status Pending 442-char remark
Show marketing remark (442 chars)
This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Estimated COE Feb 2023. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.
-
2023-01-14$231,499 New 442-char remark
Show marketing remark (442 chars)
This single-story home has a smart layout that includes an owner's suite with a full bathroom and walk-in closet, plus two additional bedrooms share a bathroom in the hall. The living area is at the front of the home includes a comfortable family room, dining area and open kitchen with a convenient island. Estimated COE Feb 2023. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,490 · $374/mo
- Projected year-2 tax
- $4,490 · $374/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,992
- − Mortgage interest
- −$11,703
- − Property taxes
- −$4,490
- − Insurance
- −$1,842
- − Repairs & maintenance
- −$1,759
- − Management
- −$1,759
- − HOA
- −$756
- − Depreciation
- −$6,078
- Taxable loss
- −$6,396
- Est. tax savings @ 24.0%
- +$1,535
- After-tax cash flow
- $-1,327/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This single-story home is move-in ready with good condition and fresh updates, making it an attractive option for both resale and rental.
Value-add opportunities
- Resale Paint exterior trim — Enhances curb appeal
- Rental Clean gutters — Keeps property in good condition
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior trim — Enhances curb appeal ↑
- Rental Clean gutters — Keeps property in good condition ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Navarro ISD
- NCES district ID
- 4832160
- Math proficiency
- 48% ▼ -19.00%
- Reading proficiency
- 50% ▼ -6.00%
- Median HH income
- $66,008
- Composite
- 43.49/100
- National rank
- #2996
- State rank
- #166 of 826 in TX
Livability — Geronimo
- Score
- 51/100
- State rank
- #1471
- US rank
- #25174
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Geronimo, TX
- County
- Guadalupe County · 147,291 people
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 55,600
- Household income
- $71,039
- Rent vs Own
- Severe rent burden
- 1053.0
Population outlook (Guadalupe County) Hauer SSP2
- Today (2025)
- 196,854 people
- By 2030
- 220,210 · +11.9%
- By 2040
- 268,004 · +36.1%
- By 2050
- 316,333 · +60.7%
- By 2075
- 434,747 · +120.8%
- By 2100
- 520,447 · +164.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 49% White 43% Two or more races 26% Black 5%
- Hispanic origin (detail)
- Mexican 41%
- Common ancestry
- Lithuanian 2% Slovak 1% Romanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 74% English-only · Spanish 24% German/W. Germanic 1%
Political lean MEDSL · Guadalupe
- 2024 margin
- Strong R (+29.5) · D 34.8% · R 64.3%
- 2008→2024 swing
- +1.5pp toward D · 2008: -31.0pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+24.2 2016: R+31.8 2012: R+35.1 2008: R+31.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -147.43%
- Current HPI
- 160.5435
- Rent YoY
- ▲ 2.04%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-9.7% since first listed21 events — show timeline
- 2026-04-22 Price Changed $208,930 LERA
- 2026-04-12 Listed for Rent $1,600 SABOR
- 2026-04-06 Price Changed $208,940 LERA
- 2026-03-30 Price Changed $208,950 LERA
- 2026-03-08 Price Changed $208,960 LERA
- 2026-02-28 Price Changed $208,970 LERA
- 2026-02-20 Price Changed $208,980 LERA
- 2026-01-30 Price Changed $208,990 LERA
- 2026-01-15 Price Changed $209,000 LERA
- 2026-01-08 Price Changed $216,920 LERA
- 2025-12-31 Price Changed $216,930 LERA
- 2025-12-18 Price Changed $216,940 LERA
- 2025-12-04 Price Changed $216,950 LERA
- 2025-11-20 Price Changed $216,960 LERA
- 2025-11-04 Price Changed $216,970 LERA
- 2025-10-17 Price Changed $216,980 LERA
- 2025-10-03 Price Changed $216,990 LERA
- 2025-09-17 Listed $217,000 LERA
- 2023-02-27 Sold (MLS) — LERA
- 2023-01-29 Pending — LERA
- 2023-01-14 Listed $231,499 LERA
Property tax history
+92.4%/yrLatest (2026): $4,490 · -9.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…