219 W 10th Ave · North Wildwood, NJ 08260

$775,000

3 bd · 2.0 ba · 1,000 sqft · SingleFamily public records · 8 Days on market

Built 1945 3,000 sqft lot Est $576k · 35% over

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.0/30.0
• DSCR +8.8/10.0
• 1% rule +5.9/10.0
• Schools +4.4/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood . This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air(April2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines . So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach . Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced backyard with storage shed for all your beach gear. Still more . . Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition , Low Taxes, Price , Location - there is truly nothing about this special property that will disappoint . Hurry before this North Wildwood gem says, " SOLD!"

Key facts

• 3,000 sq ft lot
• 2 parking spots
• Built 1945

Property features AI

Finance

• Other: Fee simple ownership

Exterior

• Parking: Driveway parking for 2 vehicles; On-street parking available; Total of 2 garage and parking spaces
• Utilities: Public water; Public sewer
• Home design: Detached structure; Water-oriented property on the bay; Located in a Federal Flood Zone (AE)
• Construction: Frame construction; Crawl space foundation; Above-grade and below-grade structures
• Exterior features: Awning(s); Porch(es); Secure storage

Interior

• Bedrooms: Three bedrooms on the main level
• Bathrooms: Two full bathrooms on the main level
• Heating & cooling: 90% forced air heating (natural gas); Central air conditioning (electric); Natural gas hot water
• Interior features: Furnished; No basement
• Laundry & utility: Laundry on the main floor

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $775k.

Deal economics

• At list price, monthly cash flow is $2k ($18k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($8k rent vs $775k).
• Cap rate 9.3% vs local median 3.6% in North Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#318 in NJ) — a middle-class / working-renter tenant base. Strengths: health & safety A+; Watch: amenities C-, crime D-, commute F.
• North Wildwood School District (suburban): math 55% / reading 45% proficiency, ranked #396 of 612 in NJ (top 65%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 431 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 877 units permitted in Cape May County in 2024 (35 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $23k of value loss. Plan a longer hold.
• Cape May County population projected at -24% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $360k; list at $775k implies a 115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $775,000

Questions for the listing agent

1. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 9.29%
• Cash-on-cash: 10.69%
• DSCR: 1.48
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $576,000
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
131 E 11th Ave	0.26mi	2/1.0 (-1)	986 (-1%)	6mo	$850,000	$862	71
228.5 W Walnut Ave	0.54mi	3/2.0	1,000 (0%)	13mo	$576,375	$576	64
115 W 14th Ave	0.24mi	3/1.0	1,113 (+11%)	3mo	$585,000	$526	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.6%
• Equity multiple: 0.86×
• Total profit: $-29,591
• Equity at exit: $115,555

10-year hold

• IRR: 6.1%
• Equity multiple: 1.45×
• Total profit: $97,821
• Equity at exit: $67,008

Cash invested: $217,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08260

• Home prices YoY: -30.7%
• Active inventory: 431
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $8,412 medium
• Mortgage (P&I): −$4,064
• Tax from tax record: −$325 /mo · $3,899/yr
• Insurance: −$323
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,767
• Net cashflow: $1,507

Break-even live

Break-even rent $6,505

Max offer price $775,000

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $193,750
• Closing costs: $23,250
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
642 W Pine Ave #2 North Wildwood, NJ	3.0	1.0	1010	$13,000	$12.87	43d	1	0.88mi
154 E Lincoln Ave #104 Wildwood, NJ	3.0	2.5	1500	$4,750	$3.17	43d	1	1.33mi
206 W Spencer Ave Wildwood, NJ	2.0	1.0	750	$2,000	$2.67	44d	1	1.45mi

Listing history 15 events

1. 2026-05-23
   historical Under Contract 1538-char remark

   Show marketing remark (1538 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood . This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air(April2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines . So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach . Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced backyard with storage shed for all your beach gear. Still more . . Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition , Low Taxes, Price , Location - there is truly nothing about this special property that will disappoint . Hurry before this North Wildwood gem says, " SOLD!"

2. 2026-05-23
   status Pending

   Show marketing remark (1538 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood . This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air(April2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines . So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach . Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced backyard with storage shed for all your beach gear. Still more . . Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition , Low Taxes, Price , Location - there is truly nothing about this special property that will disappoint . Hurry before this North Wildwood gem says, " SOLD!"

3. 2026-05-22
   status Under Contract 1536-char remark

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

4. 2026-05-16
   listed $775,000 Active 1536-char remark

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

5. 2026-05-16
   listed $775,000 Active

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

6. 2026-05-14
   price $775,000 1536-char remark

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

7. 2026-05-13
   historical 1536-char remark

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

8. 2026-05-13
   listed $675,000 Price Change 1536-char remark

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

9. 2026-05-13
   historical $775,000

   Show marketing remark (1536 chars)

   Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

10. 2026-05-13
    listed $775,000 Active 1538-char remark

    Show marketing remark (1536 chars)

    Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

11. 2026-05-13
    listed $675,000 1536-char remark

    Show marketing remark (1536 chars)

    Watch the Tram Car. .. . or should we say, " Stop your car, please!" Your perfect Summer2026 vacation escape is here. Rare opportunity to own this absolutely charming, move-in ready Beach Cottage in the heart of North Wildwood. This beautifully maintained single family, "Sandcastle" is ready for you to begin creating those unforgettable, "Oh Those Wildwood Days" memories and traditions with family and friends. Many of the big-ticket items have already been completed for you, including a new flat roof (April 2026) new 96% energy efficient heater and central air (April 2026), tankless hot water heater, updated electrical wiring, upgraded insulation and sheetrock, along with newer gas and water lines. So many well thought custom finishes like the Ever-Custom Bunk Bedroom with XL Adult Size Bunks and upgraded appointments in the Kitchen and Bathrooms. Wait, there is more. .. The inviting front porch with Sunsetter Awning is the perfect place to enjoy your morning coffee or an evening cocktail after a day at the Beach. Additional highlights include off-street parking and a spacious meticulously maintained vinyl- fenced back yard with storage shed for all your beach gear. Still more . .. Bay Views are just a few homes away, offering the perfect reminder that you're living the Shore lifestyle you have always dreamed. Condition, Low Taxes, Price, Location - there is truly nothing about this special property that will disappoint. Hurry before this North Wildwood gem says, " SOLD!"

12. 2018-05-23
    soldstatus $360,000
13. 2018-05-18
    soldstatus $360,000 Sold In-House
14. 2018-04-25
    status Under Contract
15. 2017-11-06
    listed $374,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $3,899 · $325/mo
• Projected year-2 tax: $11,598 · $967/mo
• Expected delta: +$7,699/yr (+$642/mo · 197.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥95°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $100,950
• − Mortgage interest: −$43,412
• − Property taxes: −$3,899
• − Insurance: −$8,994
• − Repairs & maintenance: −$8,076
• − Management: −$8,076
• − Depreciation: −$22,545
• Taxable income: $5,947
• Est. tax owed @ 24.0%: −$1,427
• After-tax cash flow: $16,660/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: North Wildwood School District
• NCES district ID: 3411670
• Math proficiency: 55% ▲ 5.00%
• Reading proficiency: 45% ▬ 0.00%
• Median HH income: $45,310
• Composite: 44.38/100
• National rank: #6123
• State rank: #396 of 612 in NJ

Livability — North Wildwood

• Score: 68/100
• State rank: #318
• US rank: #9827

Category grades

Amenities C- Commute F Cost of living F Crime D- Employment C+ Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Wildwood, NJ
• Population (ZIP): 12,913

Population outlook (Cape May County) Hauer SSP2

• Today (2025): 88,234 people
• By 2030: 84,144 · -4.6%
• By 2040: 75,146 · -14.8%
• By 2050: 67,389 · -23.6%
• By 2075: 55,732 · -36.8%
• By 2100: 44,972 · -49.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 14% Two or more races 7% Black 3% Native American 1%
• Hispanic origin (detail): Mexican 10% Puerto Rican 3%
• Common ancestry: Romanian 7% Slovak 2% Lithuanian 1%
• Foreign-born: 9% · Canada
• Languages at home: 84% English-only · Spanish 12% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Cape May

• 2024 margin: R (+19.2) · D 39.7% · R 58.9% · Other 1.4%
• 2008→2024 swing: -10.6pp toward R · 2008: -8.7pp · 2024: -19.2pp
• All cycles: 2024: R+19.2 2020: R+15.9 2016: R+19.9 2012: R+8.9 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -243.83%
• Current HPI: 551.3393
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+106.7% since first listed

15 events — show timeline

• 2026-05-23 Contingent — SJSRMLS
• 2026-05-23 Pending — BRIGHT MLS
• 2026-05-22 Pending — CMCMLS
• 2026-05-16 Listed $775,000 CMCMLS
• 2026-05-16 Listed $775,000 BRIGHT MLS
• 2026-05-14 Price Changed $775,000 CMCMLS
• 2026-05-13 Delisted — CMCMLS
• 2026-05-13 Listed $675,000 CMCMLS
• 2026-05-13 Coming Soon $775,000 BRIGHT MLS
• 2026-05-13 Listed $675,000 CMCMLS
• 2026-05-13 Listed $775,000 SJSRMLS
• 2018-05-23 Sold (Public Records) $360,000 Public Records
• 2018-05-18 Sold (MLS) $360,000 CMCMLS
• 2018-04-25 Pending — CMCMLS
• 2017-11-06 Listed $374,900 CMCMLS

Property tax history

+4.3%/yr

Latest (2025): $3,899 · +2.1% YoY. Source: county tax records.