183 Livingston Pl #12 · Bridgeport, CT 06610

$159,900

1 bd · 1.5 ba · 1,175 sqft · Condo public records · 4 Days on market

Built 1987 $590/mo HOA · 31% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.9/30.0
• ARV discount +7.5/15.0
• 1% rule +7.1/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beardsley Park location, Townhouse Unit offers a open concept designed with bright and Large living room . The main floor has an office and Half bath. Master suite located on second floor with walk in closet and Full Bathroom. Washer and dryer Hook up in unit. Sold As Is.Close distance to lake, Shopping and Highway.All Buyers to do their own diligence. Sold as is. Will not qualify for FHA, only Cash Conventional or Construction Loan. Make an offer on this one today before it is gone.

Key facts

• Walk-in closet
• Bonus room
• Hardwood floors

Tags

• OPEN-CONCEPT LAYOUT
• HARDWOOD FLOORS
• BONUS ROOM
• WALK-IN CLOSET
• IN-UNIT WASHER DRYER HOOKUPS
• RESERVED GARAGE PARKING

Property features AI

Finance

• Other: Unit is one of 18 in the complex; located on floor number 3
• HOA & community: Monthly HOA fee ($590); HOA covers grounds maintenance, trash pickup, snow removal, water, sewer, and property management; Has homeowners association; Pets allowed with restrictions (confirm with HOA); Professional off-site property management

Exterior

• Parking: Parking garage; 2 garage spaces
• Utilities: Public water connected; Public sewer connected; Natural gas service
• Home design: Condominium in Livingston House; Condo/Co-op for sale; Unit spans 2 levels
• Construction: Frame construction
• Exterior features: Brick and wood siding; Level lot

Interior

• Kitchen: Oven/Range; Range hood; Refrigerator; Dishwasher
• Bedrooms: 2 bedrooms (unit is on 2 levels)
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Hot air heating; Central air conditioning; 30-gallon hot water tank (natural gas)
• Interior features: Central air conditioning; No basement

What this means for you Summary

Snapshot

• This is a 1-bed/1.5-bath condo listed at $160k.

Deal economics

• At list price, monthly cash flow is $-130 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $137k (14.4% below list).
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $137k (14.4% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 81/100 on livability (#15 in CT, #1,374 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: crime C-, employment D+, schools D-.
• Bridgeport School District (urban): math 9% / reading 19% proficiency, ranked #151 of 153 in CT (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 97% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 69 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 852 units permitted in Greater Bridgeport Planning Region in 2024 (698 in 5+ unit buildings).
• This rent runs 45% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $38k; list at $160k implies a 326% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 31% of rent.
• Climate carrying-cost: moderate flood risk; major wind risk, 41% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,923 (14.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 5.32%
• Cash-on-cash: -3.49%
• DSCR: 0.84
• GRM: 6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -21.8%
• Equity multiple: 0.24×
• Total profit: $-33,827
• Equity at exit: $23,842

10-year hold

• IRR: -15.0%
• Equity multiple: 0.14×
• Total profit: $-38,630
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Connecticut: 27 Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

Methodology + full state rankings →

ZIP-level market 06610

• Home prices YoY: -7.5%
• Active inventory: 69
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,931 high
• Mortgage (P&I): −$839
• Tax from tax record: −$160 /mo · $1,926/yr
• Insurance: −$67
• HOA: −$590
• Vacancy / Maint / Mgmt: −$406
• Net cashflow: $-130

Break-even live

Break-even rent $2,096

Max offer price $136,923

Occupancy floor —

Sensitivity live

Price	-10% $-40	-5% $-85	+0% $-130	+5% $-175	+10% $-221
Rent	-10% $-283	-5% $-206	+0% $-130	+5% $-54	+10% $22
Rate	-1.0pp $-50	-0.5pp $-89	base $-130	+0.5pp $-171	+1.0pp $-214

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
183 Livingston Pl #1 Bridgeport, CT	2.0	1.5	1175	$1,950	$1.66	45d	1	0.01mi
220 Alpine St Unit 222 3rd floor Bridgeport, CT	2.0	1.0	900	$2,000	$2.22	45d	1	0.15mi
125 Louisiana Ave #125 Bridgeport, CT	2.0	1.0	1448	$1,750	$1.21	45d	1	0.17mi
120 Huntington Tpke #809 Bridgeport, CT	2.0	1.0	940	$2,100	$2.23	5d	1	0.26mi
282 Texas Ave Unit Nob Bridgeport, CT	2.0	1.0	980	$2,000	$2.04	16d	1	0.26mi
35 Nob Hill Cir Unit D Bridgeport, CT	2.0	1.0	900	$2,050	$2.28	45d	1	0.29mi
231 Goddard Ave Unit 2ND Bridgeport, CT	2.0	1.0	950	$2,100	$2.21	5d	1	0.54mi
119 Dupont Pl Bridgeport, CT	2.0	1.0	820	$2,000	$2.44	45d	1	0.54mi
116 Hastings St Bridgeport, CT	2.0	1.5	857	$2,400	$2.80	16d	1	0.54mi
191 DuPont Pl Bridgeport, CT	2.0	1.0	810	$1,850	$2.28	25d	1	0.58mi
197-199 Dupont Pl Bridgeport, CT	1.0	1.0	976	$1,700	$1.74	5d	1	0.60mi
577 Sylvan Ave Unit 201 Bridgeport, CT	2.0	2.0	875	$2,075	$2.37	16d	1	0.63mi
126 Goddard Ave Unit B Bridgeport, CT	2.0	1.0	1000	$1,995	$2.00	5d	1	0.64mi
66 Dodd Ave Unit 2 Bridgeport, CT	2.0	1.0	728	$2,450	$3.37	13d	1	0.68mi
66 Dodd Ave Bridgeport, CT	1.0	1.0	728	$2,150	$2.95	13d	1	0.68mi
600 Bond St Unit 113 Bridgeport, CT	2.0	1.0	893	$3,000	$3.36	45d	1	0.70mi
36 Carver St Unit 1 Bridgeport, CT	2.0	1.0	1094	$2,200	$2.01	25d	1	0.73mi
22-26 Carver St Bridgeport, CT	2.0	1.0	1094	$2,200	$2.01	13d	1	0.74mi
957 William St Unit B Bridgeport, CT	2.0	1.0	766	$1,700	$2.22	45d	1	0.82mi
329 Orchard St Unit 2ND FLOOR Bridgeport, CT	2.0	1.0	990	$1,800	$1.82	45d	1	0.83mi
371 Dover St Unit 371 Bridgeport, CT	2.0	1.0	900	$2,100	$2.33	45d	1	0.90mi
268 Bond St Bridgeport, CT	2.0	1.0	900	$2,200	$2.44	45d	1	0.95mi
614 Earl Ave Bridgeport, CT	2.0	1.0	748	$2,300	$3.07	45d	1	0.99mi
591 Pearl Harbor St Bridgeport, CT	2.0	1.0	900	$1,750	$1.94	5d	1	1.00mi
50 Trumbull Ave Bridgeport, CT	2.0	1.0	1200	$2,400	$2.00	25d	1	1.01mi
1333 E Main St Apt 1 Bridgeport, CT	2.0	1.0	700	$1,700	$2.43	5d	1	1.04mi
1333 E Main St #5 Bridgeport, CT	2.0	1.0	700	$1,650	$2.36	5d	1	1.04mi
476 Brooks St Unit 2-478 Bridgeport, CT	2.0	1.0	963	$1,750	$1.82	25d	1	1.06mi
70 Lindley St Unit 3rd Floor Bridgeport, CT	2.0	1.0	800	$1,980	$2.48	45d	1	1.07mi
46 Hayes St Unit 3 Bridgeport, CT	2.0	1.0	992	$1,900	$1.92	5d	1	1.13mi
980 Lindley St Unit 304F Bridgeport, CT	2.0	2.0	936	$2,200	$2.35	25d	1	1.14mi
164 French St Unit 3 Bridgeport, CT	2.0	1.0	1068	$1,750	$1.64	45d	1	1.16mi
184 Pearl Harbor St Unit 2 Bridgeport, CT	2.0	1.0	850	$2,000	$2.35	25d	1	1.16mi
1254 Pembroke St Unit 1st Floor Bridgeport, CT	2.0	1.0	738	$1,850	$2.51	16d	1	1.16mi
619 Shelton St Fl R Bridgeport, CT	2.0	1.0	837	$2,050	$2.45	45d	1	1.18mi
201 French St Unit 3 Bridgeport, CT	2.0	1.0	1094	$2,000	$1.83	25d	1	1.19mi
380 Gurdon St Unit 1 Bridgeport, CT	1.0	1.0	744	$2,000	$2.69	23d	1	1.22mi
530 Jane St Unit 2 Bridgeport, CT	2.0	1.0	800	$2,200	$2.75	45d	1	1.26mi
184 Park St Bridgeport, CT	2.0	1.0	1200	$2,000	$1.67	45d	1	1.27mi
245 Brooks St Unit 3R Bridgeport, CT	2.0	1.0	1000	$1,750	$1.75	25d	1	1.28mi

HOA detail condo

• Monthly dues: $590 · $7,080/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 3 events

1. 2026-06-22
   days on market $159,900 Active 4 DOM
2. 2026-06-18
   remarks 699-char remark
3. 2026-06-18
   listed $159,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

• Current annual tax: $1,926 · $160/mo
• Projected year-2 tax: $2,674 · $223/mo
• Expected delta: +$748/yr (+$62/mo · 38.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 47% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 41% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,174
• − Mortgage interest: −$8,957
• − Property taxes: −$1,926
• − Insurance: −$800
• − Repairs & maintenance: −$1,854
• − Management: −$1,854
• − HOA: −$7,080
• − Depreciation: −$4,652
• Taxable loss: −$3,948
• Est. tax savings @ 24.0%: +$948
• After-tax cash flow: $-613/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bridgeport School District
• NCES district ID: 0900450
• Math proficiency: 9% ▼ -7.00%
• Reading proficiency: 19% ▼ -10.00%
• Median HH income: $41,507
• Composite: 12.09/100
• National rank: #9656
• State rank: #151 of 153 in CT

Livability — Bridgeport

• Score: 81/100
• State rank: #15
• US rank: #1374

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime C- Employment D+ Housing A Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bridgeport, CT
• County: Fairfield County · 765,532 people
• City population: 149,153
• Metro: Bridgeport-Stamford-Norwalk, CT
• Population (ZIP): 22,020
• Household income: $51,634
• Rent vs Own: 50.6% rent · 49.4% own
• Severe rent burden: 1368.0

Population outlook (Greater Bridgeport County) Hauer SSP2

• By 2040: 365,581

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Hispanic / Latino 51% Black 23% White 20% Two or more races 14% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 30% Dominican 6%
• Common ancestry: Romanian 4% Estonian 3% Hispanic 2%
• Foreign-born: 31% · Canada, Jamaica, Vietnam
• Languages at home: 47% English-only · Spanish 40% Other Indo-European 5% Russian/Polish/Slavic 3%

Political lean MEDSL · Greater Bridgeport

• 2024 margin: Strong D (+23.3) · D 60.9% · R 37.6% · Other 1.5%
• All cycles: 2024: D+23.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -29.78%
• Current HPI: 370.1432
• Rent YoY: —
• Metro: Bridgeport-Stamford-Norwalk, CT
• State GDP YoY: ▲ 1.06%
• F500 in state: 38

Industry mix (Fortune 500 HQ in CT)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$38B
▸Insurance	3	$71B
▸Financial Services	2	$25B
▸Transportation / Logistics	2	$18B
▸Healthcare	1	$247B
▸Telecommunications	1	$55B

Price history

+33.4% since first listed

14 events — show timeline

• 2026-06-17 Listed $159,900 Smart MLS
• 2018-06-22 Sold (MLS) $37,500 Smart MLS
• 2018-06-02 Listing Removed — Smart MLS
• 2018-05-07 Relisted — Smart MLS
• 2018-04-15 Pending — Smart MLS
• 2018-03-28 Listed $41,000 Smart MLS
• 2010-06-23 Sold (Public Records) $25,000 Public Records
• 2009-07-26 Listing Removed — Smart MLS
• 2009-07-26 Listing Removed — Smart MLS
• 2006-07-20 Listed $104,900 Smart MLS
• 2006-07-20 Listed $104,900 Smart MLS
• 2006-07-07 Listing Removed — Smart MLS
• 2006-07-05 Sold (Public Records) $130,000 Public Records
• 2005-06-02 Listed $119,900 Smart MLS

Property tax history

-5.7%/yr

Latest (2023): $1,926 · +0.0% YoY. Source: county tax records.