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3310 Loveland Blvd #1506
C Composite 56.48
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • 1% rule +8.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • Schools +4.6/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.5/5.0
  • Appreciation +0.0/10.0

$165,000

3310 Loveland Blvd #1506 · Charlotte Harbor, FL 33980
2 bd · 2.0 ba · 897 sqft · Condo public records · 295 Days on market
Built 1990 $303/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!

Key facts

  • Westward views
  • Renovated kitchen
  • Updated flooring

Tags

PRIVATE LANAIWESTWARD VIEWSHURRICANE RATED NEWER WINDOWSRENOVATED KITCHENGRANITE COUNTERTOPSUPDATED FLOORING

Property features AI

Finance

  • Other: Lease restrictions apply
  • HOA & community: Gateway Management HOA; monthly dues approximately $303.33 (quarterly fee $910); Association approval required; HOA includes pool, recreational facilities, maintenance (structure & grounds), sewer, trash, water, and escrow reserves; Deed restrictions; Sidewalks and street lights; Senior community; Pets allowed (cats and dogs), max pet weight ~30 lbs

Exterior

  • Parking: Paved access/driveway
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Phone available; BB/HS internet available; Underground utilities
  • Home design: Condominium (residential); One story; Faces east
  • Construction: Stucco construction; Shingle roof; Slab foundation; Built as completed condition
  • Exterior features: Porch; Rear screened porch; Balcony; Sidewalks; Landscaped; Paved

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface counters; Stone counters
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Living room/dining room combo; Solid surface and stone counters; Thermostat; Walk-in closet(s); Window treatments
  • Laundry & utility: Inside laundry; Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $165k.

Deal economics

  • At list price, monthly cash flow is $191 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $145k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#536 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: employment D+, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Peace River Elementary School (math 56% / reading 54%, grade C, #872 of 2,144 statewide, top 42%, 581 students, 64% FRL); Port Charlotte Middle School (math 59% / reading 50%, grade B-, #183 of 571 statewide, top 34%, 877 students, 55% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 53% FRL track the district average.
  • Market conditions: Rents falling (-4.0%/yr); 603 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 295 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 21y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 295 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.32%
Cap rate
8.16%
Cash-on-cash
6.68%
DSCR
1.30
GRM
6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-12.9%
Equity multiple
0.55×
Total profit
$-20,704
Equity at exit
$24,602
10-year hold
IRR
-11.4%
Equity multiple
0.44×
Total profit
$-25,989
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33980

Home prices YoY
-5.0%
Rents YoY
-4.0%
Active inventory
603
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,184 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$231 /mo · $2,770/yr
Insurance
$69
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$303
Vacancy / Maint / Mgmt
$459
Net cashflow
$191

Break-even live

Break-even rent $1,942
Max offer price $165,000
Occupancy floor 86%

Sensitivity live

Price -10% $284 -5% $238 +0% $191 +5% $144 +10% $97
Rent -10% $18 -5% $105 +0% $191 +5% $277 +10% $363
Rate -1.0pp $274 -0.5pp $233 base $191 +0.5pp $148 +1.0pp $105

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4016 Oakview Dr Unit J9 Punta Gorda, FL 2.0 2.0 893 $2,400 $2.69 23d 1 0.54mi
4024 Oakview Dr Unit I3 Punta Gorda, FL 2.0 2.0 893 $1,900 $2.13 23d 1 0.55mi
4056 Oakview Dr Unit E7 Punta Gorda, FL 2.0 2.0 892 $3,000 $3.36 23d 1 0.63mi
25068 Harbor View Rd Punta Gorda, FL 2.0 2.0 956 $1,500 $1.57 23d 1 0.87mi
23067 Elmira Blvd Punta Gorda, FL 2.0 2.0 1052 $1,750 $1.66 23d 1 1.39mi

HOA detail condo

Monthly dues
$303 · $3,636/yr
Likely covers
landscapingpoolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 32 events

  1. 2026-06-22
    days on market $165,000 Active 295 DOM
  2. 2026-06-18
    days on market $165,000 Active 292 DOM
  3. 2026-06-17
    days on market $165,000 Active 291 DOM
  4. 2026-06-16
    days on market $165,000 Active 290 DOM
  5. 2026-06-15
    days on market $165,000 Active 289 DOM
  6. 2026-06-14
    days on market $165,000 Active 287 DOM
  7. 2026-06-13
    days on market $165,000 Active 286 DOM
  8. 2026-06-10
    days on market $165,000 Active 284 DOM
  9. 2026-06-09
    days on market $165,000 Active 283 DOM
  10. 2026-06-08
    days on market $165,000 Active 282 DOM
  11. 2026-06-05
    days on market $165,000 Active 278 DOM
  12. 2026-06-02
    days on market $165,000 Active 276 DOM
  13. 2026-06-01
    days on market $165,000 Active 275 DOM
  14. 2026-05-31
    days on market $165,000 Active 274 DOM
  15. 2026-05-30
    days on market $165,000 Active 273 DOM
  16. 2026-03-25
    price $165,000
  17. 2026-01-06
    price $188,000
  18. 2025-08-30
    listed $195,000 Active
  19. 2024-05-07
    soldstatus $190,000
  20. 2024-04-23
    soldstatus $190,000 Closed 2181-char remark
    Show marketing remark (2181 chars)

    MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!

  21. 2024-03-26
    status Pending 2181-char remark
    Show marketing remark (2181 chars)

    MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!

  22. 2024-02-26
    price $198,980 2181-char remark
    Show marketing remark (2181 chars)

    MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!

  23. 2024-02-12
    listed $214,980 Active 2181-char remark
    Show marketing remark (2181 chars)

    MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!

  24. 2010-02-16
    soldstatus $54,000
  25. 2010-02-12
    soldstatus $54,000 221-char remark
    Show marketing remark (221 chars)

    Beautiful 2 bedroom condo that has recently been updated. New disposal/bathroom plukmbing, dishwasher. Entire furniture set less than two years old. Perfect for seasonal rental or for second home. Furniture is negotiable.

  26. 2009-12-20
    listed $54,000 221-char remark
    Show marketing remark (221 chars)

    Beautiful 2 bedroom condo that has recently been updated. New disposal/bathroom plukmbing, dishwasher. Entire furniture set less than two years old. Perfect for seasonal rental or for second home. Furniture is negotiable.

  27. 2008-04-29
    historical
  28. 2007-04-30
    listed $105,000
  29. 2006-10-03
    listed $119,900
  30. 2006-03-20
    listed $140,000
  31. 2005-09-12
    listed $152,500
  32. 1990-12-01
    soldstatus $41,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,770 · $231/mo
Projected year-2 tax
$2,770 · $231/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,205
− Mortgage interest
−$9,243
− Property taxes
−$2,770
− Insurance
−$1,622
− Repairs & maintenance
−$2,096
− Management
−$2,096
− HOA
−$3,636
− Depreciation
−$4,800
Taxable loss
−$58
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$14
After-tax cash flow
$2,305/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Charlotte Harbor

Score
68/100
State rank
#536
US rank
#10043

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
Metro
Punta Gorda, FL
Population (ZIP)
13,120
Household income
$63,591
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
612.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
Hispanic origin (detail)
Puerto Rican 3% Cuban 2% Dominican 2%
Common ancestry
Romanian 5% Hispanic 4% Slovak 3%
Foreign-born
16% · Canada, Jamaica
Languages at home
85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -16.02%
Current HPI
306.3331
Rent YoY
▼ -4.04%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+293.8% since first listed
17 events — show timeline
  • 2026-03-25 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-06 Price Changed $188,000 Stellar MLS as Distributed by MLS Grid
  • 2025-08-30 Listed $195,000 Stellar MLS as Distributed by MLS Grid
  • 2024-05-07 Sold (Public Records) $190,000 Public Records
  • 2024-04-23 Sold (MLS) $190,000 Stellar MLS as Distributed by MLS Grid
  • 2024-03-26 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-02-26 Price Changed $198,980 Stellar MLS as Distributed by MLS Grid
  • 2024-02-12 Listed $214,980 Stellar MLS as Distributed by MLS Grid
  • 2010-02-16 Sold (Public Records) $54,000 Public Records
  • 2010-02-12 Sold (MLS) $54,000 Stellar MLS as Distributed by MLS Grid
  • 2009-12-20 Listed $54,000 Stellar MLS as Distributed by MLS Grid
  • 2008-04-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2007-04-30 Listed $105,000 Stellar MLS as Distributed by MLS Grid
  • 2006-10-03 Listed $119,900 Stellar MLS as Distributed by MLS Grid
  • 2006-03-20 Listed $140,000 Stellar MLS as Distributed by MLS Grid
  • 2005-09-12 Listed $152,500 Stellar MLS as Distributed by MLS Grid
  • 1990-12-01 Sold (Public Records) $41,900 Public Records

Property tax history

+13.2%/yr

Latest (2025): $2,770 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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