3310 Loveland Blvd #1506 · Charlotte Harbor, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- 1% rule +8.2/10.0
- ARV discount +7.5/15.0
- DSCR +7.0/10.0
- Schools +4.6/10.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Rent growth +1.5/5.0
- Appreciation +0.0/10.0
$165,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!
Key facts
- Westward views
- Renovated kitchen
- Updated flooring
Tags
Property features AI
Finance
- Other: Lease restrictions apply
- HOA & community: Gateway Management HOA; monthly dues approximately $303.33 (quarterly fee $910); Association approval required; HOA includes pool, recreational facilities, maintenance (structure & grounds), sewer, trash, water, and escrow reserves; Deed restrictions; Sidewalks and street lights; Senior community; Pets allowed (cats and dogs), max pet weight ~30 lbs
Exterior
- Parking: Paved access/driveway
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Phone available; BB/HS internet available; Underground utilities
- Home design: Condominium (residential); One story; Faces east
- Construction: Stucco construction; Shingle roof; Slab foundation; Built as completed condition
- Exterior features: Porch; Rear screened porch; Balcony; Sidewalks; Landscaped; Paved
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface counters; Stone counters
- Bedrooms: 2 bedrooms
- Flooring: Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Living room/dining room combo; Solid surface and stone counters; Thermostat; Walk-in closet(s); Window treatments
- Laundry & utility: Inside laundry; Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $165k.
Deal economics
- At list price, monthly cash flow is $191 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 68/100 on livability (#536 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: employment D+, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Peace River Elementary School (math 56% / reading 54%, grade C, #872 of 2,144 statewide, top 42%, 581 students, 64% FRL); Port Charlotte Middle School (math 59% / reading 50%, grade B-, #183 of 571 statewide, top 34%, 877 students, 55% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 53% FRL track the district average.
- Market conditions: Rents falling (-4.0%/yr); 603 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 41% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 295 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 21y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 295 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.32% ✓
- Cap rate
- 8.16%
- Cash-on-cash
- 6.68%
- DSCR
- 1.30
- GRM
- 6.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.9%
- Equity multiple
- 0.55×
- Total profit
- $-20,704
- Equity at exit
- $24,602
- IRR
- -11.4%
- Equity multiple
- 0.44×
- Total profit
- $-25,989
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33980
- Home prices YoY
- -5.0%
- Rents YoY
- -4.0%
- Active inventory
- 603
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $2,184 high interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$231 /mo · $2,770/yr
- Insurance
- −$69
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$303
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $191
Break-even live
Sensitivity live
| Price | -10% $284 | -5% $238 | +0% $191 | +5% $144 | +10% $97 |
|---|---|---|---|---|---|
| Rent | -10% $18 | -5% $105 | +0% $191 | +5% $277 | +10% $363 |
| Rate | -1.0pp $274 | -0.5pp $233 | base $191 | +0.5pp $148 | +1.0pp $105 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4016 Oakview Dr Unit J9 Punta Gorda, FL | 2.0 | 2.0 | 893 | $2,400 | $2.69 | 23d | 1 | 0.54mi |
| 4024 Oakview Dr Unit I3 Punta Gorda, FL | 2.0 | 2.0 | 893 | $1,900 | $2.13 | 23d | 1 | 0.55mi |
| 4056 Oakview Dr Unit E7 Punta Gorda, FL | 2.0 | 2.0 | 892 | $3,000 | $3.36 | 23d | 1 | 0.63mi |
| 25068 Harbor View Rd Punta Gorda, FL | 2.0 | 2.0 | 956 | $1,500 | $1.57 | 23d | 1 | 0.87mi |
| 23067 Elmira Blvd Punta Gorda, FL | 2.0 | 2.0 | 1052 | $1,750 | $1.66 | 23d | 1 | 1.39mi |
HOA detail condo
- Monthly dues
- $303 · $3,636/yr
- Likely covers
- landscapingpoolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 32 events
-
2026-06-22days on market $165,000 Active 295 DOM
-
2026-06-18days on market $165,000 Active 292 DOM
-
2026-06-17days on market $165,000 Active 291 DOM
-
2026-06-16days on market $165,000 Active 290 DOM
-
2026-06-15days on market $165,000 Active 289 DOM
-
2026-06-14days on market $165,000 Active 287 DOM
-
2026-06-13days on market $165,000 Active 286 DOM
-
2026-06-10days on market $165,000 Active 284 DOM
-
2026-06-09days on market $165,000 Active 283 DOM
-
2026-06-08days on market $165,000 Active 282 DOM
-
2026-06-05days on market $165,000 Active 278 DOM
-
2026-06-02days on market $165,000 Active 276 DOM
-
2026-06-01days on market $165,000 Active 275 DOM
-
2026-05-31days on market $165,000 Active 274 DOM
-
2026-05-30days on market $165,000 Active 273 DOM
-
2026-03-25price $165,000
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2026-01-06price $188,000
-
2025-08-30$195,000 Active
-
2024-05-07soldstatus $190,000
-
2024-04-23soldstatus $190,000 Closed 2181-char remark
Show marketing remark (2181 chars)
MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!
-
2024-03-26status Pending 2181-char remark
Show marketing remark (2181 chars)
MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!
-
2024-02-26price $198,980 2181-char remark
Show marketing remark (2181 chars)
MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!
-
2024-02-12$214,980 Active 2181-char remark
Show marketing remark (2181 chars)
MAJOR PRICE REDUCTION!!! Turn-Key Paradise Lifestyle in Lakes Edge Community with this fully furnished turn-key opportunity! Pride of ownership shines through in this immaculate 2 bedroom / 2 bath condo, boasting a split-floor plan and garden view. Step into a welcoming open kitchen and great room concept, where newer wooden cabinetry and granite counters adorn the kitchen. Updated appliances and a surplus pantry add to the convenience, while a window brings in natural light, enhancing the ambiance. Laminate flooring flows seamlessly throughout the condo. The master ensuite is a sanctuary, featuring a gleaming private bath with a walk-in ceramic shower and a large walk-in closet. Both bedrooms offer ample space and natural lighting, with the guest bedroom boasting a double closet and easy access to the hallway guest bath, complete with a tub and ceramic shower. A laundry closet near the guest bath houses a convenient stackable washer and dryer. Relax and unwind on the screened lanai, accessible through a sliding glass door from the spacious living area. Enjoy the serene views of nature overlooking the natural Green Belt space. Updates abound in this meticulously maintained condo, including a new roof in 2022, granite kitchen counters in 2023, HWH in 2022, and impact hurricane windows throughout in 2017. Kitchen cabinetry and flooring were also updated in 2017, along with newer ceiling fans and light fixtures. Lakes Edge community, a hidden treasure of 200 units, offers tranquil living overlooking a private catch and release lake, with a greenbelt as a natural border. Impeccably maintained grounds boast 2 heated swimming pools, a clubhouse, fishing pier, gazebo, and picnic area. This community is designated as NO FLOOD ZONE, with NO AGE RESTRICTIONS and allows one pet up to 30lbs. Conveniently located near I-75, the new Sunseeker Resort, downtown Punta Gorda, Fisherman’s Village, Peace River Botanical Garden, dining, shopping, golfing, biking, kayaking, gyms, art, medical facilities, and much more! Don't miss out on this opportunity to experience paradise living at its finest. Schedule your viewing today and make Lakes Edge your new home!
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2010-02-16soldstatus $54,000
-
2010-02-12soldstatus $54,000 221-char remark
Show marketing remark (221 chars)
Beautiful 2 bedroom condo that has recently been updated. New disposal/bathroom plukmbing, dishwasher. Entire furniture set less than two years old. Perfect for seasonal rental or for second home. Furniture is negotiable.
-
2009-12-20$54,000 221-char remark
Show marketing remark (221 chars)
Beautiful 2 bedroom condo that has recently been updated. New disposal/bathroom plukmbing, dishwasher. Entire furniture set less than two years old. Perfect for seasonal rental or for second home. Furniture is negotiable.
-
2008-04-29historical
-
2007-04-30$105,000
-
2006-10-03$119,900
-
2006-03-20$140,000
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2005-09-12$152,500
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1990-12-01soldstatus $41,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,770 · $231/mo
- Projected year-2 tax
- $2,770 · $231/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,205
- − Mortgage interest
- −$9,243
- − Property taxes
- −$2,770
- − Insurance
- −$1,622
- − Repairs & maintenance
- −$2,096
- − Management
- −$2,096
- − HOA
- −$3,636
- − Depreciation
- −$4,800
- Taxable loss
- −$58
- Est. tax savings @ 24.0%
- +$14
- After-tax cash flow
- $2,305/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Charlotte Harbor
- Score
- 68/100
- State rank
- #536
- US rank
- #10043
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 196,994 people
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 13,120
- Household income
- $63,591
- Rent vs Own
- Severe rent burden
- 612.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 5% Hispanic 4% Slovak 3%
- Foreign-born
- 16% · Canada, Jamaica
- Languages at home
- 85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.02%
- Current HPI
- 306.3331
- Rent YoY
- ▼ -4.04%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+293.8% since first listed17 events — show timeline
- 2026-03-25 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-06 Price Changed $188,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-30 Listed $195,000 Stellar MLS as Distributed by MLS Grid
- 2024-05-07 Sold (Public Records) $190,000 Public Records
- 2024-04-23 Sold (MLS) $190,000 Stellar MLS as Distributed by MLS Grid
- 2024-03-26 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-02-26 Price Changed $198,980 Stellar MLS as Distributed by MLS Grid
- 2024-02-12 Listed $214,980 Stellar MLS as Distributed by MLS Grid
- 2010-02-16 Sold (Public Records) $54,000 Public Records
- 2010-02-12 Sold (MLS) $54,000 Stellar MLS as Distributed by MLS Grid
- 2009-12-20 Listed $54,000 Stellar MLS as Distributed by MLS Grid
- 2008-04-29 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2007-04-30 Listed $105,000 Stellar MLS as Distributed by MLS Grid
- 2006-10-03 Listed $119,900 Stellar MLS as Distributed by MLS Grid
- 2006-03-20 Listed $140,000 Stellar MLS as Distributed by MLS Grid
- 2005-09-12 Listed $152,500 Stellar MLS as Distributed by MLS Grid
- 1990-12-01 Sold (Public Records) $41,900 Public Records
Property tax history
+13.2%/yrLatest (2025): $2,770 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…