14634 Taymouth Dr · Houston, TX 77084

$250,000

4 bd · 2.5 ba · 1,878 sqft · SingleFamily public records · 261 Days on market

Built 1993 4,552 sqft lot $133/sqft · 7% below area Est $268k · 7% under $29/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.5/15.0
• Cash flow +9.1/30.0
• Schools +4.4/10.0
• Appreciation +4.3/10.0
• 1% rule +3.7/10.0
• Livability +3.7/5.0
• DSCR +2.5/10.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0

Listing remarks MLS

Welcome to 14634 Taymouth in Houston, TX! This charming property is the perfect place to call home. Located in the desirable 77084 zip code, this lovely house offers a comfortable and convenient lifestyle. Boasting 3 bedrooms spacious bedrooms and 2 1/2 bathrooms, this home provides ample space for you and your loved ones. The well-designed layout includes a spacious kitchen, a cozy fireplace, and a private backyard. With 15x13 square footage of living space, there's plenty of room for everyone to unwind and relax. The neighborhood is known for its friendly atmosphere and close proximity to parks, schools, shopping centers, or restaurants. Don't miss out on this fantastic opportunity to make 14634 Taymouth your own. Schedule a showing today and experience this property's charm and comfort! Being sold as is

Key facts

• Private backyard
• Spacious kitchen
• Cozy fireplace

Tags

• PRIVATE BACKYARD
• SPACIOUS KITCHEN
• COZY FIREPLACE
• CLOSE PROXIMITY TO PARKS
• CLOSE PROXIMITY TO SCHOOLS
• CLOSE PROXIMITY TO RESTAURANTS

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $-193 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $216k (13.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (13.2% below list).
• Recommended offer: $216k (13.7% below list) — sets the bar for cash-flow.
• Cap rate 5.4% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
• Cypress-Fairbanks ISD (suburban): math 45% / reading 52% proficiency, ranked #161 of 826 in TX (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Horne El (math 24% / reading 36%, grade F, #2,500 of 4,322 statewide, top 58%, 891 students, 78% FRL); Truitt Middle (math 34% / reading 41%, grade F, #736 of 1,662 statewide, top 45%, 1,419 students, 76% FRL); Cypress-Fairbanks J J A E P (12 students, 0% FRL).
• Zoned-school proficiency averages 34% at this address vs 48% district-wide (-15 pts) — the specific schools serving this property underperform the Cypress-Fairbanks ISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-2.9%/yr); 505 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• This rent runs 32% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 261 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,818 (13.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 261 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 5.36%
• Cash-on-cash: -3.32%
• DSCR: 0.85
• GRM: 9.6

CMA / ARV

• ARV (median comp): $268,035
• List price: $250,000
• Delta: -6.73%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6510 Harcourt Bridge Dr	0.13mi	3/2.0 (-1)	2,037 (+8%)	4mo	$300,000	$147	70
14918 Thorough Good Ln	0.44mi	3/2.0 (-1)	1,748 (-7%)	1mo	$246,300	$141	60
14602 Cross Junction St	0.22mi	3/2.0 (-1)	2,130 (+13%)	0mo	$314,990	$148	60
15014 Tinker St	0.49mi	3/2.0 (-1)	1,983 (+6%)	2mo	$295,000	$149	59
7018 Madison Trl	0.69mi	3/2.0 (-1)	1,905 (+1%)	3mo	$295,000	$155	56
6822 Hertford Park Dr	0.44mi	3/2.5 (-1)	2,100 (+12%)	0mo	$314,000	$150	55
15006 Howland St	0.54mi	3/2.0 (-1)	1,733 (-8%)	2mo	$325,000	$188	53
6118 Alden St St	0.66mi	3/2.0 (-1)	1,761 (-6%)	1mo	$250,000	$142	51
6107 Fuller St	0.61mi	4/2.5	2,151 (+14%)	3mo	$175,000	$81	45
6323 Crakston St	0.64mi	3/2.0 (-1)	1,673 (-11%)	1mo	$240,000	$143	44
6606 Felgate Creek Ct	0.55mi	3/2.0 (-1)	1,600 (-15%)	2mo	$199,900	$125	42
5723 Painted Trail Dr	0.73mi	4/2.5	2,140 (+14%)	4mo	$235,000	$110	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.4% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -14.8%
• Equity multiple: 0.40×
• Total profit: $-41,802
• Equity at exit: $55,625

10-year hold

• IRR: -11.5%
• Equity multiple: 0.14×
• Total profit: $-60,394
• Equity at exit: $54,477

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77084

• Home prices YoY: -0.6%
• Rents YoY: -2.9%
• Active inventory: 505
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $2,170 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$464 /mo · $5,563/yr
• Insurance: −$104
• HOA: −$29
• Vacancy / Maint / Mgmt: −$456
• Net cashflow: $-193

Break-even live

Break-even rent $2,415

Max offer price $215,818

Occupancy floor —

Sensitivity live

Price	-10% $-52	-5% $-123	+0% $-193	+5% $-264	+10% $-335
Rent	-10% $-365	-5% $-279	+0% $-193	+5% $-108	+10% $-22
Rate	-1.0pp $-68	-0.5pp $-130	base $-193	+0.5pp $-258	+1.0pp $-324

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15022 Ringfield Dr Houston, TX	3.0	2.0	2064	$1,975	$0.96	45d	1	0.49mi
6803 Hedgewick Dr Houston, TX	4.0	2.5	2336	$2,550	$1.09	24d	1	0.50mi
6607 Readsland Ln Houston, TX	4.0	2.0	1832	$2,500	$1.36	45d	1	0.56mi
14623 Sanour Dr Houston, TX	3.0	2.5	2032	$2,170	$1.07	7d	1	0.56mi
15022 Mulberry Meadows Dr Houston, TX	3.0	2.0	1832	$1,905	$1.04	1d	1	0.57mi
15111 Falmouth Ave Houston, TX	3.0	2.0	1674	$1,850	$1.11	45d	1	0.70mi
13602 Somersworth Dr Houston, TX	3.0	2.5	2477	$2,400	$0.97	45d	1	0.73mi
6102 Crakston St Houston, TX	3.0	2.0	1862	$1,850	$0.99	45d	1	0.76mi
6407 Waldron Dr Unit B Houston, TX	3.0	2.5	1546	$1,800	$1.16	26d	1	0.97mi
15255 Farm to Market Road 529 #15288 Houston, TX	3.0	2.0	1652	$2,170	$1.31	45d	1	0.97mi
15255 Farm to Market Road 529 #3174 Houston, TX	3.0	2.0	1652	$2,170	$1.31	13d	1	0.97mi
15255 Farm to Market Road 529 #525 Houston, TX	3.0	2.0	1652	$2,170	$1.31	0d	1	0.97mi
6685 Kentwick Dr #210 Houston, TX	3.0	2.5	1800	$1,870	$1.04	9d	1	0.99mi
6427 Waldron Dr Unit A Houston, TX	3.0	2.5	1593	$1,900	$1.19	45d	1	1.02mi
15619 Fern Ridge Dr Houston, TX	4.0	2.0	1958	$2,335	$1.19	26d	1	1.12mi
6103 Wolfboro Dr Houston, TX	3.0	2.0	1440	$1,745	$1.21	26d	1	1.15mi
7331 Millbrae Ln Houston, TX	4.0	2.0	2481	$1,779	$0.72	4d	1	1.17mi
15831 Yorktown Crossing Pkwy Houston, TX	3.0	2.0	1470	$2,381	$1.62	5d	1	1.36mi
15831 Yorktown Crossing Pkwy Houston, TX	1.0–3.0	1.0–2.0	1093	$2,621	$2.40	0d	1	1.36mi
15831 Yorktown Crossing Pkwy Unit 3174 Houston, TX	3.0	2.0	1487	$2,309	$1.55	12d	1	1.39mi
15831 Yorktown Crossing Pkwy Unit 525 Houston, TX	3.0	2.0	1487	$2,320	$1.56	0d	1	1.39mi
7511 Stamen Dr Houston, TX	3.0	2.5	1575	$2,350	$1.49	45d	1	1.48mi
7415 Broken Ridge Dr Houston, TX	3.0	2.5	2416	$2,245	$0.93	45d	1	1.50mi

HOA detail

• Monthly dues: $29 · $348/yr

Listing history 24 events

1. 2026-06-21
   days on market $250,000 Active 261 DOM
2. 2026-06-18
   days on market $250,000 Active 258 DOM
3. 2026-06-17
   days on market $250,000 Active 257 DOM
4. 2026-06-16
   days on market $250,000 Active 256 DOM
5. 2026-06-15
   days on market $250,000 Active 255 DOM
6. 2026-06-13
   days on market $250,000 Active 253 DOM
7. 2026-06-13
   days on market $250,000 Active 252 DOM
8. 2026-06-09
   days on market $250,000 Active 249 DOM
9. 2026-06-08
   days on market $250,000 Active 248 DOM
10. 2026-06-07
    days on market $250,000 Active 247 DOM
11. 2026-06-04
    days on market $250,000 Active 244 DOM
12. 2026-06-03
    days on market $250,000 Active 243 DOM
13. 2026-06-02
    pricedays on market $250,000 Active 242 DOM
14. 2026-06-02
    days on market $255,000 Active 241 DOM
15. 2026-05-31
    days on market $255,000 Active 240 DOM
16. 2026-04-05
    price $255,000 817-char remark

    Show marketing remark (817 chars)

    Welcome to 14634 Taymouth in Houston, TX! This charming property is the perfect place to call home. Located in the desirable 77084 zip code, this lovely house offers a comfortable and convenient lifestyle. Boasting 3 bedrooms spacious bedrooms and 2 1/2 bathrooms, this home provides ample space for you and your loved ones. The well-designed layout includes a spacious kitchen, a cozy fireplace, and a private backyard. With 15x13 square footage of living space, there's plenty of room for everyone to unwind and relax. The neighborhood is known for its friendly atmosphere and close proximity to parks, schools, shopping centers, or restaurants. Don't miss out on this fantastic opportunity to make 14634 Taymouth your own. Schedule a showing today and experience this property's charm and comfort! Being sold as is

17. 2025-12-01
    historical $2,200
18. 2025-10-03
    listed $260,000 Active 817-char remark

    Show marketing remark (817 chars)

    Welcome to 14634 Taymouth in Houston, TX! This charming property is the perfect place to call home. Located in the desirable 77084 zip code, this lovely house offers a comfortable and convenient lifestyle. Boasting 3 bedrooms spacious bedrooms and 2 1/2 bathrooms, this home provides ample space for you and your loved ones. The well-designed layout includes a spacious kitchen, a cozy fireplace, and a private backyard. With 15x13 square footage of living space, there's plenty of room for everyone to unwind and relax. The neighborhood is known for its friendly atmosphere and close proximity to parks, schools, shopping centers, or restaurants. Don't miss out on this fantastic opportunity to make 14634 Taymouth your own. Schedule a showing today and experience this property's charm and comfort! Being sold as is

19. 2025-07-08
    listed $2,200
20. 2025-06-30
    historical $2,200
21. 2025-05-04
    listed $2,200
22. 2024-06-01
    historical $2,200
23. 2023-11-26
    listed $2,200
24. 2003-06-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,563 · $464/mo
• Projected year-2 tax: $5,563 · $464/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,040
• − Mortgage interest: −$14,004
• − Property taxes: −$5,563
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,083
• − Management: −$2,083
• − HOA: −$348
• − Depreciation: −$7,273
• Taxable loss: −$6,564
• Est. tax savings @ 24.0%: +$1,575
• After-tax cash flow: $-747/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cypress-Fairbanks ISD
• NCES district ID: 4816110
• Math proficiency: 45% ▼ -12.00%
• Reading proficiency: 52% ▼ -2.00%
• Median HH income: $72,025
• Composite: 43.63/100
• National rank: #2968
• State rank: #161 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Harris County · 4,702,590 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 110,217
• Household income: $80,575
• Rent vs Own: 40.0% rent · 60.0% own
• Severe rent burden: 3257.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: Hispanic / Latino 48% Two or more races 22% White 22% Black 16% Asian 11% Native American 2%
• Hispanic origin (detail): Mexican 27% Cuban 2%
• Common ancestry: Lithuanian 1% Romanian 1% Slovak 1%
• Foreign-born: 32% · Canada, Vietnam, Jamaica
• Languages at home: 48% English-only · Spanish 38% Other Indo-European 5% Vietnamese 3%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.40%
• Current HPI: 251.8474
• Rent YoY: ▼ -2.89%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+11490.9% since first listed

9 events — show timeline

• 2026-04-05 Price Changed $255,000 HARMLS
• 2025-12-01 Rental Removed $2,200 HARMLS
• 2025-10-03 Listed $260,000 HARMLS
• 2025-07-08 Listed for Rent $2,200 HARMLS
• 2025-06-30 Rental Removed $2,200 HARMLS
• 2025-05-04 Listed for Rent $2,200 HARMLS
• 2024-06-01 Rental Removed $2,200 HARMLS
• 2023-11-26 Listed for Rent $2,200 HARMLS
• 2003-06-13 Sold (Public Records) — Public Records

Property tax history

+3.1%/yr

Latest (2025): $5,563 · -15.4% YoY. Source: county tax records.