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2200 Country Club Ct
B- Composite 67.27
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • ARV discount +13.8/15.0
  • DSCR +9.1/10.0
  • 1% rule +7.8/10.0
  • Rent growth +3.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$143,000

2200 Country Club Ct · Augusta-Richmond County consolidated government (balance), GA 30904
4 bd · 3.0 ba · 1,826 sqft · SingleFamily public records · 20 Days on market
Built 1979 9,148 sqft lot $78/sqft · 31% below area Est $166k · 14% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Alot of house, As-Is, Owner finance or lease purchase possible.

Key facts

  • 9,148 sq ft lot
  • Built 1979
  • Listed 20 days

Property features AI

Finance

  • Financial info: Annual property tax approximately $2,951.26

Exterior

  • Home design: Single family residence; Residential property
  • Construction: Built on approximately 0.21-acre lot
  • Exterior features: Fenced yard

Interior

  • Bedrooms: 3 full bathrooms
  • Bathrooms: 3 full bathrooms
  • Interior features: No basement; 8 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $143k.

Deal economics

  • At list price, monthly cash flow is $385 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $143k).
  • Recommended offer: $141k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Merry Elementary School (math 12% / reading 17%, grade F, #996 of 1,228 statewide, top 83%, 397 students, 98% FRL); Tutt Middle School (math 7% / reading 21%, grade F, #405 of 470 statewide, top 86%, 476 students, 98% FRL); Westside High School (math 2% / reading 12%, grade F, #385 of 424 statewide, top 92%, 999 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.3%/yr); 222 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • At $1,827/mo this rent would consume 47% of the median local household income ($47k/yr) (locally 1594% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $989 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.3% rent growth), your $40k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 23y ago; this cycle's ask has dropped $67k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $70k; list at $143k implies a 105% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,855 (1.5% below list)

Questions for the listing agent

  1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
9.52%
Cash-on-cash
11.54%
DSCR
1.51
GRM
6.5

CMA / ARV

ARV (median comp)
$166,243
List price
$143,000
Delta
23.31%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2064 Ellis St 0.33mi 4/2.0 1,822 (-0%) 6mo $125,000 $69 75
404 Brookside Ct 0.09mi 3/2.5 (-1) 2,014 (+10%) 6mo $270,000 $134 67
707 Hickman Rd 0.49mi 3/3.5 (-1) 1,851 (+1%) 2mo $424,500 $229 66
2210 Glendale Rd 0.29mi 3/2.0 (-1) 1,883 (+3%) 11mo $275,000 $146 63
2204 Country Club Ct 0.05mi 3/2.0 (-1) 1,709 (-6%) 21mo $241,000 $141 61
1940 Telfair St 0.54mi 3/2.0 (-1) 1,825 (-0%) 9mo $135,000 $74 58
801 Russell St 0.67mi 3/2.0 (-1) 1,835 (+0%) 12mo $319,900 $174 49
2406 Mohican Rd 0.72mi 3/2.0 (-1) 1,893 (+4%) 12mo $358,000 $189 42
2246 Overton Rd 0.56mi 3/2.0 (-1) 1,740 (-5%) 21mo $319,900 $184 40
2314 Redwood Dr 0.47mi 3/2.0 (-1) 1,568 (-14%) 13mo $194,400 $124 35
1922 Telfair Street St 0.61mi 4/2.0 1,554 (-15%) 14mo $90,000 $58 31
811 Metcalf St 0.75mi 3/1.0 (-1) 1,684 (-8%) 23mo $190,000 $113 20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold
IRR
2.4%
Equity multiple
1.10×
Total profit
$3,816
Equity at exit
$21,322
10-year hold
IRR
13.3%
Equity multiple
2.13×
Total profit
$45,295
Equity at exit
$12,364

Cash invested: $40,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30904

Rents YoY
4.3%
Active inventory
222
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,827 high interval (Pro) →
Mortgage (P&I)
$750
Tax from tax record
$249 /mo · $2,985/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$384
Net cashflow
$385

Break-even live

Break-even rent $1,340
Max offer price $143,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,750
Closing costs
$4,290
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
264 E Vineland Rd Augusta, GA 3.0 2.0 1363 $1,800 $1.32 43d 1 0.57mi
264 E Vineland Rd Augusta, GA 3.0 2.0 1363 $1,700 $1.25 23d 1 0.57mi
2404 Hiawassee Rd Augusta, GA 3.0 1.0 1666 $1,550 $0.93 43d 1 0.66mi
2279 Overton Rd Augusta, GA 3.0 2.5 2209 $1,895 $0.86 43d 1 0.68mi
217 E Vineland Rd Augusta, GA 3.0 2.0 1551 $1,550 $1.00 23d 1 0.81mi
1742 Walker St Augusta, GA 3.0 2.0 1384 $1,600 $1.16 44d 1 0.91mi
1701 Goodrich St Augusta, GA 1.0–3.0 1.0–2.0 1056 $2,756 $2.61 14d 11 1.06mi
1105 Merry St Augusta, GA 3.0 1.0 1281 $1,350 $1.05 23d 1 1.09mi
1812 Central Ave Unit 1 Augusta, GA 3.0 1.5 1528 $2,600 $1.70 43d 1 1.31mi
1812 Central Ave Augusta, GA 3.0 1.5 1568 $2,200 $1.40 23d 1 1.31mi
1812 Central Ave Augusta, GA 3.0 1.5 1568 $2,200 $1.40 43d 1 1.31mi
1315 Merry St Augusta, GA 3.0 2.0 1610 $1,450 $0.90 23d 1 1.39mi
2139 Holt St Augusta, GA 3.0 2.0 1611 $1,550 $0.96 43d 1 1.47mi
2139 Holt St Augusta, GA 3.0 2.0 1611 $1,475 $0.92 23d 1 1.47mi
2423 Brentwood Pl Augusta, GA 3.0 2.0 1600 $1,585 $0.99 43d 1 1.48mi

Listing history 32 events

  1. 2026-06-09
    status $143,000 Pending 20 DOM
  2. 2026-06-08
    days on market $143,000 Active 20 DOM
  3. 2026-06-07
    days on market $143,000 Active 19 DOM
  4. 2026-06-03
    days on market $143,000 Active 15 DOM
  5. 2026-06-02
    days on market $143,000 Active 14 DOM
  6. 2026-06-01
    days on market $143,000 Active 13 DOM
  7. 2026-05-31
    days on market $143,000 Active 12 DOM
  8. 2026-05-30
    days on market $143,000 Active 11 DOM
  9. 2026-05-19
    status Active 563-char remark
  10. 2026-05-19
    price $143,000 563-char remark
  11. 2026-05-07
    status Pending
  12. 2026-05-07
    historical 563-char remark
  13. 2026-05-07
    historical
  14. 2026-04-15
    price $205,000
  15. 2026-03-17
    listed $210,000 Active
  16. 2026-03-17
    listed $205,000 563-char remark
  17. 2026-02-13
    price $87,000
    Show marketing remark (63 chars)

    Alot of house, As-Is, Owner finance or lease purchase possible.

  18. 2021-02-11
    soldstatus $69,750
    Show marketing remark (63 chars)

    Alot of house, As-Is, Owner finance or lease purchase possible.

  19. 2021-01-08
    listed $175,000
    Show marketing remark (63 chars)

    Alot of house, As-Is, Owner finance or lease purchase possible.

  20. 2015-12-16
    soldstatus $110,000
  21. 2015-12-10
    soldstatus $110,000
  22. 2015-12-10
    soldstatus $110,000
  23. 2015-06-12
    listed $109,900
  24. 2015-06-12
    listed $109,900
  25. 2013-05-30
    soldstatus $45,000
  26. 2013-05-30
    soldstatus $45,000
  27. 2013-04-15
    listed $57,120
  28. 2013-04-15
    listed $57,120
  29. 2007-06-22
    soldstatus $141,000
  30. 2004-08-12
    soldstatus $69,750 Closed
    Show marketing remark (63 chars)

    Alot of house, As-Is, Owner finance or lease purchase possible.

  31. 2004-08-12
    soldstatus $69,750
    Show marketing remark (63 chars)

    Alot of house, As-Is, Owner finance or lease purchase possible.

  32. 2003-10-07
    listed $87,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,985 · $249/mo
Projected year-2 tax
$2,985 · $249/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,921
− Mortgage interest
−$8,010
− Property taxes
−$2,985
− Insurance
−$715
− Repairs & maintenance
−$1,754
− Management
−$1,754
− Depreciation
−$4,160
Taxable income
$2,544
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$611
After-tax cash flow
$4,009/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
23,400
Household income
$46,696
Rent vs Own
52.8% rent · 47.2% own
Severe rent burden
1594.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Black 47% White 41% Hispanic / Latino 6% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 1%
Common ancestry
Italian 1% Slovak 1% Romanian 1%
Foreign-born
3% · Canada, South Korea, Jamaica
Languages at home
93% English-only · Spanish 4% Korean 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -211.97%
Current HPI
199.0807
Rent YoY
▲ 4.29%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+64.4% since first listed
25 events — show timeline
  • 2026-06-09 Pending Hive MLS
  • 2026-05-19 Relisted Hive MLS
  • 2026-05-19 Price Changed $143,000 Hive MLS
  • 2026-05-07 Pending Hive MLS
  • 2026-05-07 Listing Removed Hive MLS
  • 2026-05-07 Listing Removed Hive MLS
  • 2026-04-15 Price Changed $205,000 Hive MLS
  • 2026-03-17 Listed $210,000 Hive MLS
  • 2026-03-17 Listed $205,000 Hive MLS
  • 2026-02-13 Price Changed $87,000 Hive MLS
  • 2021-02-11 Sold (MLS) $69,750 Hive MLS
  • 2021-01-08 Listed $175,000 Hive MLS
  • 2015-12-16 Sold (Public Records) $110,000 Public Records
  • 2015-12-10 Sold (MLS) $110,000 Hive MLS
  • 2015-12-10 Sold (MLS) $110,000 Hive MLS
  • 2015-06-12 Listed $109,900 Hive MLS
  • 2015-06-12 Listed $109,900 Hive MLS
  • 2013-05-30 Sold (MLS) $45,000 Hive MLS
  • 2013-05-30 Sold (MLS) $45,000 Hive MLS
  • 2013-04-15 Listed $57,120 Hive MLS
  • 2013-04-15 Listed $57,120 Hive MLS
  • 2007-06-22 Sold (Public Records) $141,000 Public Records
  • 2004-08-12 Sold (MLS) $69,750 Hive MLS
  • 2004-08-12 Sold (MLS) $69,750 Hive MLS
  • 2003-10-07 Listed $87,000 Hive MLS

Property tax history

+10.9%/yr

Latest (2025): $2,985 · +31.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…