CashFlowRE
Sign in Sign up
125 Anne Dr
D Composite 40.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • DSCR +5.8/10.0
  • Schools +3.9/10.0
  • 1% rule +3.8/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$149,900

125 Anne Dr · Warner Robins, GA 31093
3 bd · 1.0 ba · 1,000 sqft · SingleFamily public records · 78 Days on market
Built 1958 10,018 sqft lot $150/sqft · 27% above area Est $118k · 27% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully remodeled single-story home in the heart of Warner Robins, featuring 3 bedrooms, 1-bathroom, new kitchen cabinets, new flooring throughout, new stainless-steel appliances, new lighting, and upgraded plumbing. Nice private, fenced, and large lot with a great area to BBQ!! Convenient to schools, shopping, RAFB, and Hwy 247.

Key facts

  • 0.23 acre lot
  • Garage
  • Built 1958

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $142 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $132k (11.9% below list).
  • Recommended offer: $132k (11.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.4% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, crime F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.8%/yr); 161 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,075 (11.9% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
7.43%
Cash-on-cash
4.07%
DSCR
1.18
GRM
9.5

CMA / ARV

ARV (median comp)
$117,936
List price
$149,900
Delta
27.10%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
80 Ravenwood Way 0.29mi 3/1.0 962 (-4%) 4mo $125,000 $130 77
115 Trinity Dr Dr 0.62mi 3/1.0 1,012 (+1%) 3mo $90,000 $89 67
110 Briardale Ave 0.29mi 3/1.5 1,100 (+10%) 1mo $148,000 $135 66
206 Sunstede Rd 0.63mi 3/2.0 1,036 (+4%) 5mo $134,900 $130 57
724 Mcarthur Blvd 0.50mi 3/1.0 888 (-11%) 4mo $115,000 $130 55
717 Bernard Dr 0.73mi 3/1.0 1,053 (+5%) 4mo $154,900 $147 54
111 Marilyn Dr 0.62mi 3/1.0 912 (-9%) 4mo $99,000 $109 53
610 Cherokee Dr 0.55mi 3/1.0 1,130 (+13%) 0mo $108,000 $96 52
311 Arnold Blvd Blvd 0.54mi 3/1.5 1,111 (+11%) 4mo $115,000 $104 51
505 American Blvd 0.54mi 3/2.0 1,122 (+12%) 1mo $170,000 $152 50
102 Marshall Dr Dr 0.75mi 3/1.0 1,081 (+8%) 2mo $52,000 $48 49
308 Diggs Blvd 0.65mi 2/1.0 (-1) 888 (-11%) 0mo $55,000 $62 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.78% rent growth · sell at horizon

5-year hold
IRR
-10.2%
Equity multiple
0.63×
Total profit
$-15,581
Equity at exit
$22,351
10-year hold
IRR
-1.2%
Equity multiple
0.92×
Total profit
$-3,343
Equity at exit
$12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31093

Rents YoY
2.8%
Active inventory
161
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,321 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$53 /mo · $630/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$277
Net cashflow
$142

Break-even live

Break-even rent $1,141
Max offer price $149,900
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
319 Orchard Ln Warner Robins, GA 3.0 1.0 950 $1,400 $1.47 43d 1 0.45mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,042 $1.00 13d 8 0.49mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,070 $1.02 43d 6 0.49mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 43d 1 0.51mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 20d 1 0.51mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,250 $1.37 43d 1 0.60mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,175 $1.29 20d 1 0.60mi
318 Bruce St Warner Robins, GA 3.0 1.0 960 $1,150 $1.20 43d 1 0.60mi
202 Wendan Way Warner Robins, GA 4.0 1.0 1036 $1,075 $1.04 13d 1 0.61mi
600 Arizona Ave Warner Robins, GA 1.0–3.0 1.0–1.5 912 $1,100 $1.21 13d 29 0.64mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 20d 1 0.75mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 43d 1 0.75mi
342 Orchard Way Warner Robins, GA 3.0 2.0 1186 $1,349 $1.14 43d 1 0.76mi
316 Oklahoma Ave Warner Robins, GA 3.0 1.5 1196 $1,200 $1.00 43d 1 0.78mi
316 Oklahoma Ave Warner Robins, GA 3.0 1.5 1196 $1,200 $1.00 20d 1 0.78mi
125 Orchard Pass Warner Robins, GA 3.0 2.0 1165 $1,395 $1.20 43d 1 0.79mi
115 Arnold Blvd Warner Robins, GA 3.0 2.0 1037 $1,300 $1.25 43d 1 0.82mi
1005 Elberta Rd Warner Robins, GA 1.0–2.0 1.0 620 $1,045 $1.68 43d 19 0.84mi
314 McArthur Blvd Warner Robins, GA 3.0 1.0 1100 $1,400 $1.27 43d 1 0.85mi
302 Hawaii Ave Unit C Warner Robins, GA 2.0 1.0 981 $1,200 $1.22 13d 1 0.89mi
302 Hawaii Ave Unit D Warner Robins, GA 3.0 2.0 1190 $1,500 $1.26 13d 1 0.89mi
103 Dellwood Cir Warner Robins, GA 2.0 1.0 1000 $1,050 $1.05 20d 1 1.04mi
103 Dellwood Cir Unit 107-B Warner Robins, GA 2.0 1.0 850 $725 $0.85 20d 1 1.05mi
210 Woodcrest Cir Warner Robins, GA 2.0 2.0 823 $1,250 $1.52 43d 1 1.09mi
213 Johns Rd Warner Robins, GA 2.0 1.0 888 $1,175 $1.32 13d 1 1.10mi
Blue Pines Apartments Warner Robins, GA 1.0–2.0 1.0 670 $1,025 $1.53 13d 2 1.10mi
650 American Blvd Warner Robins, GA 3.0 1.0 925 $1,200 $1.30 20d 1 1.11mi
404 Dunmurry Pl Warner Robins, GA 3.0 2.0 1293 $1,575 $1.22 13d 1 1.14mi
705 American Blvd Warner Robins, GA 3.0 2.0 1100 $1,275 $1.16 13d 1 1.15mi
114 Forrester Dr Warner Robins, GA 3.0 1.0 810 $1,100 $1.36 43d 1 1.16mi
122 Briarwood Dr Warner Robins, GA 4.0 2.0 1218 $1,195 $0.98 20d 1 1.17mi
124 Briarwood Dr Warner Robins, GA 3.0 2.0 1134 $1,500 $1.32 43d 1 1.18mi
613 Greenbriar Rd Warner Robins, GA 1.0–2.0 1.0 712 $925 $1.30 13d 7 1.19mi
114 Dixie Trl Warner Robins, GA 3.0 2.0 980 $1,250 $1.28 20d 1 1.19mi
119 Vicki Lynn Dr Warner Robins, GA 1.0–3.0 1.0–2.0 962 $1,199 $1.25 43d 81 1.20mi
119 Vicki Lynn Dr Warner Robins, GA 1.0–3.0 1.0–2.0 962 $1,139 $1.18 13d 9 1.20mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 43d 1 1.24mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 20d 1 1.24mi
716 American Blvd Warner Robins, GA 3.0 1.5 1235 $1,400 $1.13 20d 1 1.24mi
116 Vickie Dr Warner Robins, GA 3.0 1.5 1056 $1,300 $1.23 43d 1 1.28mi

Listing history 28 events

  1. 2026-06-19
    days on market $149,900 Active 78 DOM
  2. 2026-06-18
    days on market $149,900 Active 77 DOM
  3. 2026-06-17
    days on market $149,900 Active 76 DOM
  4. 2026-06-16
    days on market $149,900 Active 75 DOM
  5. 2026-06-15
    days on market $149,900 Active 74 DOM
  6. 2026-06-14
    days on market $149,900 Active 72 DOM
  7. 2026-06-13
    days on market $149,900 Active 71 DOM
  8. 2026-06-10
    days on market $149,900 Active 69 DOM
  9. 2026-06-09
    days on market $149,900 Active 68 DOM
  10. 2026-06-08
    days on market $149,900 Active 67 DOM
  11. 2026-06-07
    statusdays on market $149,900 Active 66 DOM
  12. 2026-06-05
    days on market $149,900 Price Change 63 DOM
  13. 2026-06-03
    remarks 375-char remark
  14. 2026-06-03
    pricestatusdays on market $149,900 Price Change 62 DOM
  15. 2026-06-02
    days on market $145,000 Active Under Contract 61 DOM
  16. 2026-06-01
    days on market $145,000 Active Under Contract 60 DOM
  17. 2026-05-31
    days on market $145,000 Active Under Contract 59 DOM
  18. 2026-05-30
    days on market $145,000 Active Under Contract 58 DOM
  19. 2026-05-07
    price $145,000 335-char remark
    Show marketing remark (335 chars)

    Beautifully remodeled single-story home in the heart of Warner Robins, featuring 3 bedrooms, 1-bathroom, new kitchen cabinets, new flooring throughout, new stainless-steel appliances, new lighting, and upgraded plumbing. Nice private, fenced, and large lot with a great area to BBQ!! Convenient to schools, shopping, RAFB, and Hwy 247.

  20. 2026-05-07
    price $145,000 335-char remark
    Show marketing remark (335 chars)

    Beautifully remodeled single-story home in the heart of Warner Robins, featuring 3 bedrooms, 1-bathroom, new kitchen cabinets, new flooring throughout, new stainless-steel appliances, new lighting, and upgraded plumbing. Nice private, fenced, and large lot with a great area to BBQ!! Convenient to schools, shopping, RAFB, and Hwy 247.

  21. 2026-04-02
    listed $149,000 New 335-char remark
    Show marketing remark (335 chars)

    Beautifully remodeled single-story home in the heart of Warner Robins, featuring 3 bedrooms, 1-bathroom, new kitchen cabinets, new flooring throughout, new stainless-steel appliances, new lighting, and upgraded plumbing. Nice private, fenced, and large lot with a great area to BBQ!! Convenient to schools, shopping, RAFB, and Hwy 247.

  22. 2026-04-02
    listed $149,000 Active 335-char remark
    Show marketing remark (335 chars)

    Beautifully remodeled single-story home in the heart of Warner Robins, featuring 3 bedrooms, 1-bathroom, new kitchen cabinets, new flooring throughout, new stainless-steel appliances, new lighting, and upgraded plumbing. Nice private, fenced, and large lot with a great area to BBQ!! Convenient to schools, shopping, RAFB, and Hwy 247.

  23. 2026-02-15
    historical
  24. 2026-01-13
    price $103,000
  25. 2025-11-14
    price $110,900
  26. 2025-09-22
    price $115,000
  27. 2025-09-15
    price $120,000
  28. 2025-08-27
    listed $125,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$630 · $53/mo
Projected year-2 tax
$1,379 · $115/mo
Expected delta
+$749/yr (+$62/mo · 118.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,849
− Mortgage interest
−$8,397
− Property taxes
−$630
− Insurance
−$750
− Repairs & maintenance
−$1,268
− Management
−$1,268
− Depreciation
−$4,361
Taxable loss
−$824
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$198
After-tax cash flow
$1,906/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
26,872
Household income
$45,991
Rent vs Own
47.1% rent · 52.9% own
Severe rent burden
1516.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 47% White 35% Hispanic / Latino 10% Two or more races 7% Asian 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Iranian 1% Serbian 1% Italian 1%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.35%
Current HPI
222.1627
Rent YoY
▲ 2.78%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+16.0% since first listed
10 events — show timeline
  • 2026-05-07 Price Changed $145,000 CGMLS
  • 2026-05-07 Price Changed $145,000 GAMLS
  • 2026-04-02 Listed $149,000 CGMLS
  • 2026-04-02 Listed $149,000 GAMLS
  • 2026-02-15 Listing Removed GAMLS
  • 2026-01-13 Price Changed $103,000 GAMLS
  • 2025-11-14 Price Changed $110,900 GAMLS
  • 2025-09-22 Price Changed $115,000 GAMLS
  • 2025-09-15 Price Changed $120,000 GAMLS
  • 2025-08-27 Listed $125,000 GAMLS

Property tax history

+2.2%/yr

Latest (2025): $630 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…